5 Cross Point Dr

Owings, MD 20736

$1,200,000
Price
6
Beds
6,080 Sq. Ft.
$197 / Sq. Ft.
6,080
Sq. Ft.
$197
per Sq. Ft.
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a front view of a house with garden
a living room with furniture and wooden floor
a living room with furniture fireplace and a large window
a view of a dining room with furniture window and wooden floor
a view of entryway and hall with wooden floor
a living room with fireplace furniture and a large window
a living room with furniture fireplace and a large window
a living room with furniture and a floor to ceiling window
Bright, spacious kitchen with elegant design.
a kitchen with stainless steel appliances granite countertop a refrigerator and a sink
a large kitchen with stainless steel appliances granite countertop a stove a sink and a microwave
a view of a dining room with furniture window and wooden floor
a view of a dining room and livingroom with furniture wooden floor a rug a chandelier and a view
a living room with furniture and a large window
a view of a workspace with furniture and a window
Organized pantry brimming with essentials.
a view of a dining room with furniture window and outside view
a kitchen with a sink and cabinets
a view of entryway livingroom and hall with wooden floor
a living room with furniture and a flat screen tv
a living room with furniture a fireplace and a large window
a spacious bathroom with a granite countertop double vanity sink mirror bathtub and toilet
a bathroom with a sink a mirror and a shower
a bedroom with a bed and a chandelier
Bright and inviting bedroom with vibrant decor.
Charming bathroom with natural light and style.
a bathroom with a sink double vanity and a shower
a bedroom with a bed and a chandelier
a bedroom with a bed and a painting on the wall
a view of livingroom with furniture and windows
a view of a hallway with wooden floor and stairs
a living room with furniture and a chandelier
a living room with furniture and window
a room with gym equipment and wooden floor
a bathroom with a sink a vanity and a mirror
a living room with furniture a flat screen tv and a dining table
a view of a dining room with furniture
Spacious dining area with elegant decor.
a kitchen with stainless steel appliances granite countertop a sink and cabinets
a kitchen with stainless steel appliances granite countertop a refrigerator and a sink
a living room with furniture and flowers
a bathroom with a sink and mirror with toilet
a bedroom with a bed and a painting on the wall
a bedroom with a bed and a dresser
Rear entrance to lower level and apartment
a bathroom with a sink and a mirror
a utility room with dryer and washer
a room with gym equipment and a table
a living room with furniture and a window
a view of workspace with wooden floor
Serene deck overlooking tranquil woods.
a view of a wooden deck
Charming home nestled in serene surroundings.
a dining room with furniture water view and wooden floor
Charming home nestled in serene woodlands.
a view of a house with a yard and sitting area
Spacious home nestled in serene surroundings.
a front view of a house with sitting area and garden
a picture of a bathroom with a refrigerator
Spacious multi-level home layout design.
Spacious bonus room layout with bath access.
a black and white photo of a picture
Spacious floor plan with versatile layout.

Description

Rare opportunity! Former Kaine Homes model offering four finished levels, flexible living space, and an unbeatable location on the Calvert County / Anne Arundel County line. This impressive 6-bedroom, 4.5-bath home features a dramatic two-story foyer and family room with floor-to-ceiling windows and stone gas fireplace, hardwood floors, and a private library with French doors and built-ins. The gourmet kitchen opens to the family room and includes granite counters, gas cooktop, built in microwave...Rare opportunity! Former Kaine Homes model offering four finished levels, flexible living space, and an unbeatable location on the Calvert County / Anne Arundel County line. This impressive 6-bedroom, 4.5-bath home features a dramatic two-story foyer and family room with floor-to-ceiling windows and stone gas fireplace, hardwood floors, and a private library with French doors and built-ins. The gourmet kitchen opens to the family room and includes granite counters, gas cooktop, built in microwave and wall oven, dishwasher, two walk-in pantries, and generous counter seating, plus a breakfast room leading to maintenance-free decking overlooking trees. The main level also includes a formal dining room, elegant sitting area/living room, and convenient guest half bath, creating the perfect layout for everyday living and entertaining. The upper level primary suite offers a private bath, tray ceiling, sitting area with built-ins, walk-in closet plus two additional closets. Three additional spacious bedrooms complete the level, including two bedrooms connected by a Jack-and-Jill bath, each with walk-in closets. A unique four-level layout continues with a private fourth-level suite with bedroom, sitting area, built-ins, and full bath. The lower level apartment with separate entrance features a gourmet kitchen with Thermador commercial gas range, family room, dining area, bedroom, and full bath—ideal for multi-generational living, rental potential, or a home-based business. Don't miss the area off the main level with laundry and mud room, separate entrance and a second office and home gym offering even more potential. See floor plans for the full picture of the layout. Enjoy the wrap-around covered porch with gazebo, professional landscaping, spacious two-car garage, and ample concrete driveway parking. Located in the Northern High School district (Windy Hill Elementary & Middle) and convenient to DC, Annapolis, and Baltimore. Versatile, spacious, and beautifully designed—this home offers endless possibilities! 🏡
  1. Listed by Rebecca C King • Home Towne Real Estate
    P: (443)-624-3359 bking@hometowneteam.com

Property Details for 5 Cross Point Drive

Tax ID Number
0503154297
Ownership
Fee Simple
Condo Coop Association
No
HOA
No
Structure Type
Detached
Style
Colonial, Traditional
Levels/Stories
4
Waterfront
No
LISTING UPDATED: 04/08/2026 03:51 PM

Property Details for 5 Cross Point Drive

StatusActive
MLS #MDCA2025536
Days on Market48
Taxes$8,630 / year
HOA Fees-
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Fee Simple
Year Built1999
Lot Size1.22 AC / 53,143 SF
CountyCalvert County
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Location

Listing Courtesy of Home Towne Real Estate
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Building Information for 5 Cross Point Drive

Stories4Year Built1999Building Size-Lot Size1.22 AC / 53,143 SF

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$6,762 per month

30 year fixed, 6.46% Interest

Principal and Interest

$6,043

Property Taxes

$719

HOA Dues

$0

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Property Information for 5 Cross Point Drive

Location
Location
  • In City Limits: No
  • School District Name: CALVERT COUNTY PUBLIC SCHOOLS
  • School District County ID: 121139842846
  • Elementary School: WINDY HILL (CALVERT MD)
  • ElementarySchoolSource: Listing Agent
  • Middle Or Junior School: WINDY HILL (CALVERT MD)
  • MiddleSchoolSource: Listing Agent
  • High School: NORTHERN (CALVERT MD)
  • HighSchoolSource: Listing Agent
  • County: CALVERT
Waterfront / Water Access
Waterfront / Water Access
  • Water View: No
  • Water Access: No
  • Water Oriented: No
  • Navigable Water: No
  • Tidal Water: No
  • Riparian Rights Y/N: No
Association / Community Info
Association / Community Info
  • Property Manager Y/N: No
  • Senior Community: No
  • Association Recreation Fee Y/N: No
Taxes and Assessment
Taxes and Assessment
  • Tax Year: 2026
  • Tax Assessed Value: $791,300
  • Year Assessed: 2026
  • County Tax: $8,220
  • Improvement Assessed Value: $658,100
  • Land Assessed Value: $192,200
  • Clean Green Assessed: No
  • Land Use Code: R
  • Refuse Fee: $350
  • Agricultural Tax Due: No
  • Historic: No
  • Zoning: R-1
  • Tax Lot: 49R
  • School Tax: $0
  • Tax Page Number: 313
  • Automatically Update Tax Values Y/N: No
Lease Information
Lease Information
  • Pets Allowed: Yes
  • Pet Restrictions: No Pet Restrictions
Rooms
Main
  • # Bedrooms Count Main Level: 0
  • # Bathrooms Count Main Level: 1
  • # Bathrooms Full Main Level: 0
  • # Bathrooms Half Main Level: 1
All Upper Levels
  • # Bedrooms Count All Upper Levels: 5
  • # Bathrooms Count All Upper Levels: 3
  • # Bathrooms Full All Upper Levels: 3
  • # Bathrooms Half All Upper Levels: 0
Upper Level 1
  • # Bedrooms Count Upper Level: 4
  • # Bathrooms Count Upper Level: 2
  • # Bathrooms Full Upper Level: 2
  • # Bathrooms Half Upper Level: 0
Upper Level 2
  • # Bedrooms Count Upper Level: 1
  • # Bathrooms Count Upper Level: 1
  • # Bathrooms Full Upper Level: 1
  • # Bathrooms Half Upper Level: 0
All Lower Levels
  • # Bedrooms All Lower Levels: 1
  • # Bathrooms All Lower Levels: 1
  • # Bathrooms Full All Lower Levels: 1
  • # Bathrooms Half All Lower Levels: 0
Lower Level 1
  • # Bedrooms Lower Level: 1
  • # Bathrooms Lower Level: 1
  • # Bathrooms Full Lower Level: 1
  • # Bathrooms Half Lower Level: 0
Rooms
  • Room List: Living Room, Dining Room, Primary Bedroom, Sitting Room, Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 5, Kitchen, Family Room, Library, Foyer, Breakfast Room, Exercise Room, In-Law/auPair/Suite, Mud Room, Office, Recreation Room, Storage Room, Bedroom 6, Bathroom 2, Bonus Room, Primary Bathroom, Full Bath, Half Bath
  • Stories: Lower 1, Main, Upper 1, Upper 2
Rooms Information
Room 1
  • Room Type: Primary Bedroom
  • Room Length: 19.0
  • Room Width: 30.0
  • Room Level: Upper 1
  • Room Exists: Yes
  • Room Features: Built-Ins, Cathedral/Vaulted Ceiling, Ceiling Fan(s), Crown Molding, Flooring - HardWood, Primary Bedroom - Sitting Area, Walk-In Closet(s)
Room 2
  • Room Type: Primary Bathroom
  • Room Length: 12.0
  • Room Width: 15.0
  • Room Level: Upper 1
  • Room Exists: Yes
  • Room Features: Bathroom - Jetted Tub, Bathroom - Walk-In Shower, Built-Ins, Double Sink, Flooring - Ceramic Tile, Flooring - Tile/Brick
Room 3
  • Room Type: Sitting Room
  • Room Level: Upper 1
  • Room Exists: Yes
  • Room Features: Built-Ins, Cathedral/Vaulted Ceiling, Flooring - HardWood
Room 4
  • Room Type: Bedroom 2
  • Room Length: 12.0
  • Room Width: 131.0
  • Room Level: Upper 1
  • Room Exists: Yes
  • Room Features: Flooring - HardWood
Room 5
  • Room Type: Bedroom 3
  • Room Length: 13.0
  • Room Width: 12.0
  • Room Level: Upper 1
  • Room Exists: Yes
  • Room Features: Flooring - HardWood, Jack and Jill Bathroom, Walk-In Closet(s)
Room 6
  • Room Type: Bedroom 4
  • Room Length: 12.0
  • Room Width: 13.0
  • Room Level: Upper 1
  • Room Exists: Yes
  • Room Features: Flooring - HardWood, Jack and Jill Bathroom, Walk-In Closet(s)
Room 7
  • Room Type: Bathroom 2
  • Room Length: 10.0
  • Room Width: 10.0
  • Room Level: Upper 1
  • Room Exists: Yes
  • Room Features: Flooring - Ceramic Tile
Room 8
  • Room Type: Foyer
  • Room Length: 13.0
  • Room Width: 9.0
  • Room Level: Main
  • Room Exists: Yes
  • Room Features: Flooring - HardWood
Room 9
  • Room Type: Living Room
  • Room Length: 13.0
  • Room Width: 13.0
  • Room Level: Main
  • Room Exists: Yes
  • Room Features: Crown Molding, Flooring - HardWood
Room 10
  • Room Type: Dining Room
  • Room Length: 13.0
  • Room Width: 13.0
  • Room Level: Main
  • Room Exists: Yes
  • Room Features: Flooring - HardWood, Chair Rail, Crown Molding
Room 11
  • Room Type: Breakfast Room
  • Room Length: 12.0
  • Room Width: 9.0
  • Room Level: Main
  • Room Exists: Yes
  • Room Features: Breakfast Room, Flooring - HardWood
Room 12
  • Room Type: Family Room
  • Room Length: 27.0
  • Room Width: 22.0
  • Room Level: Main
  • Room Exists: Yes
  • Room Features: Cathedral/Vaulted Ceiling, Fireplace - Gas, Flooring - HardWood, Window Treatments
Room 13
  • Room Type: Kitchen
  • Room Length: 19.0
  • Room Width: 24.0
  • Room Level: Main
  • Room Exists: Yes
  • Room Features: Breakfast Bar, Built-Ins, Countertop(s) - Granite, Crown Molding, Flooring - Ceramic Tile, Kitchen - Propane Cooking, Pantry
Room 14
  • Room Type: Library
  • Room Length: 12.0
  • Room Width: 17.0
  • Room Level: Main
  • Room Exists: Yes
  • Room Features: Built-Ins, Crown Molding, Flooring - Carpet, Window Treatments
Room 15
  • Room Type: Exercise Room
  • Room Length: 22.0
  • Room Width: 19.0
  • Room Level: Main
  • Room Exists: Yes
  • Room Features: Flooring - Ceramic Tile
Room 16
  • Room Type: Office
  • Room Length: 14.0
  • Room Width: 10.0
  • Room Level: Main
  • Room Exists: Yes
  • Room Features: Flooring - Ceramic Tile
Room 17
  • Room Type: Half Bath
  • Room Level: Main
  • Room Exists: Yes
Room 18
  • Room Type: Kitchen
  • Room Length: 17.0
  • Room Width: 9.0
  • Room Level: Lower 1
  • Room Exists: Yes
  • Room Features: Flooring - Ceramic Tile
Room 19
  • Room Type: Dining Room
  • Room Length: 24.0
  • Room Width: 26.0
  • Room Level: Lower 1
  • Room Exists: Yes
  • Room Features: Flooring - Ceramic Tile
Room 20
  • Room Type: Recreation Room
  • Room Length: 32.0
  • Room Width: 16.0
  • Room Level: Lower 1
  • Room Exists: Yes
  • Room Features: Flooring - Carpet
Room 21
  • Room Type: Bedroom 5
  • Room Length: 18.0
  • Room Width: 13.0
  • Room Level: Lower 1
  • Room Exists: Yes
  • Room Features: Flooring - Ceramic Tile
Room 22
  • Room Type: Full Bath
  • Room Length: 9.0
  • Room Width: 5.0
  • Room Level: Lower 1
  • Room Exists: Yes
Room 23
  • Room Type: Bonus Room
  • Room Length: 10.0
  • Room Width: 10.0
  • Room Level: Lower 1
  • Room Exists: Yes
Room 24
  • Room Type: Storage Room
  • Room Length: 9.0
  • Room Width: 5.0
  • Room Level: Lower 1
  • Room Exists: Yes
Room 25
  • Room Type: In-Law/auPair/Suite
  • Room Length: 31.0
  • Room Width: 25.0
  • Room Level: Upper 2
  • Room Exists: Yes
  • Room Features: Built-Ins
Room 26
  • Room Type: Full Bath
  • Room Length: 8.0
  • Room Width: 8.0
  • Room Level: Upper 2
  • Room Exists: Yes
  • Room Features: Bathroom - Tub Shower, Flooring - Ceramic Tile
Room 27
  • Room Type: Bedroom 6
  • Room Level: Upper 2
  • Room Exists: Yes
Room 28
  • Room Type: Mud Room
  • Room Length: 10.0
  • Room Width: 6.0
  • Room Level: Main
  • Room Exists: Yes
  • Room Features: Built-Ins
Building Info
Building Info
  • Builder Name: Kaine Homes
  • Total Finished SQFT: 6,080.00
  • Total Finished SQFT Source: Estimated
  • Tax Total Finished SQFT: 6,169.00
  • Total SQFT: 6,080.00
  • Total SQFT Source: Estimated
  • Construction Materials: Stone, Vinyl Siding
  • Roof: Shingle
  • Ext Main Mid-res: http://bright-media02.prd.brightmls.com/bright/images/0000/8046/2901/3302/804629013302_512_384_WM_jj0Qa2UnjH16bljV.jpg
  • Wall and Ceiling Types: 2 Story Ceilings, 9'+ Ceilings, Dry Wall
  • Flooring Type: Hardwood, Ceramic Tile
  • Basement Type: Interior Access, Improved, Fully Finished, Heated, Full, Daylight, Partial, Connecting Stairway, Outside Entrance, Windows
  • Foundation Details: Concrete Perimeter
  • Room and Floor: Bathrooms Half-Main Level-1, Bedrooms-Upper Level 1-1, Bedrooms-Upper Level 1-2, Bedrooms-Upper Level 1-3, Bedrooms-Upper Level 1-4, Bedrooms-Lower Level 1-1, Bathrooms Full-Upper Level 1-1, Bathrooms Full-Upper Level 1-2, Bathrooms Full-Lower Level 1-1, Bedrooms-Upper Level 2-1, Bathrooms Full-Upper Level 2-1
  • # Bathrooms Full: 4
  • # Bathrooms Half: 1
  • Other Structure: Garage(s)
Lot / Land Information
Lot / Land Information
  • Lot Size Source: Estimated
  • Lot Features: Backs to Trees, Trees/Wooded, Cleared, Corner, Front Yard, Landscaping, Level, Partly Wooded, Premium, Rear Yard, Road Frontage, SideYard(s)
  • Parcel ID: 14955354
  • Additional Parcels: No
  • Ground Rent Exists: No
Parking
Parking
  • Type Of Parking: Driveway, Attached Garage
  • Num of Attached Garage Spaces: 2
  • Driveway - # of Spaces: 7
  • Total Garage Spaces: 2
  • Parking Features: Concrete Driveway, Private
  • Garage Features: Garage - Side Entry, Garage Door Opener
Interior Features
Interior Features
  • Interior Features: 2nd Kitchen, Bathroom - Walk-In Shower, Breakfast Area, Built-Ins, Carpet, Ceiling Fan(s), Central Vacuum, Chair Railings, Crown Moldings, Dining Area, Double/Dual Staircase, Family Room Off Kitchen, Floor Plan - Open, Formal/Separate Dining Room, Kitchen - Gourmet, Pantry, Recessed Lighting, Wainscotting, Walk-in Closet(s), Window Treatments, Wood Floors, Additional Stairway, Bathroom - Jetted Tub, Floor Plan - Traditional, Primary Bath(s), Upgraded Countertops
  • Fireplace: Yes
  • Fireplaces Count: 1
  • Fireplace Features: Gas/Propane
  • Appliances: Built-In Microwave, Central Vacuum, Commercial Range, Cooktop, Dishwasher, Dryer - Electric, Dryer - Front Loading, Extra Refrigerator/Freezer, Freezer, Icemaker, Oven - Wall, Refrigerator, Six Burner Stove, Washer - Front Loading, Water Heater, Exhaust Fan, Oven/Range - Gas, Range Hood, Stainless Steel Appliances
  • Accessibility Features: None
  • Security Features: Exterior Cameras
  • Window Features: Screens
  • Laundry Type: Main Floor
Exterior Features
Exterior Features
  • Spa: No
  • Exterior Features: Sidewalks, Exterior Lighting
  • Outdoor Living Structures: Deck(s), Wrap Around, Patio(s), Porch(es)
  • Pool: No Pool
  • Horse: No
Utilities
Utilities
  • Utilities: Cable TV Available, Electric Available, Phone Available, Propane
  • Heating: Yes
  • Cooling Type: Ceiling Fan(s), Central A/C
  • Cooling Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating Fuel: Electric
  • Hot Water: Electric
  • Water Source: Public
  • Sewer Septic: Private Septic Tank
Confidential Data
Listing Office
  • List Agent AOR: Southern Maryland Association of REALTORS
  • List Agent URL: www.agentbeckyking.net

Property History for 5 Cross Point Drive

DateEvent & SourcePriceAppreciation
Mar 13, 2026

Listed (Active)

BRIGHT #MDCA2025536

$1,200,000—
Dec 31, 2025

Expired

BRIGHT #MDCA2021382

—
Dec 31, 2025

Expired

BRIGHT #MDCA2019742

—
DateEvent & SourcePrice
03/13/2026

Listed (Active)

BRIGHT #MDCA2025536

$1,200,000
12/31/2025

Expired

BRIGHT #MDCA2021382

—
12/31/2025

Expired

BRIGHT #MDCA2019742

—

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 5 Cross Point Drive

Taxable ValueLand$192,200Additions$569,600Total$761,800
Tax Record2023$7,058 ($588 / month)
Home Facts
Beds0Baths2.5Total Finished SqFt6,169 SqFtAbove Grade Finished SqFt4,636 SqFtFinished Basement SqFt1,533 SqFtStories3Lot Size53,143 SqFtStyleSingle Family ResidenceYear Built1999ZoningR-1CountyCALVERTAPN03-154297Fireplace TypeHas Fireplace

Schools near 5 Cross Point Drive

This home is within Calvert County Public Schools.
Rating
School
Type
Grades
Distance
Windy Hill Elementary School
Public - PK to 5
Windy Hill Middle School
Public - 6 to 8
Northern High School
Public - 9 to 12
Career And Technology Academy
Public - 9 to 12
Rating
School
Distance
Windy Hill Elementary School
PublicPK to 5

Windy Hill Middle School
Public6 to 8

Northern High School
Public9 to 12

Career And Technology Academy
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 5 Cross Point Drive, Owings, MD 20736

5 Cross Point Drive is a single family home for sale in Owings, MD 20736. This property was listed for sale on March 13, 2026 by Home Towne Real Estate, it's currently listed at $1,200,000. It has been on the market for a total of 48 days and was last sold on December 22, 2003. This listing's school district is Calvert County Public Schools. Nearby schools include Windy Hill Elementary School, Windy Hill Middle School and Northern High School. 5 Cross Point Drive is a 6-bed, 5-bath, 6,080 sqft single family home built in 1999.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Home Towne Real Estate

© 2026 Bright MLS. All rights reserved. All information is deemed reliable, but accuracy is not guaranteed. Listing information is from various brokers who participate in IDX and not all listings may be visible on the site. The property information being provided is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated on 04/08/2026 03:51 PM