520 Chesapeake Beach Rd
Owings, MD 20736

$619,900

Price

Beds

Baths

2,855 Sq. Ft.

$217 / Sq. Ft.

2,855

Sq. Ft.

$217

per Sq. Ft.

Open: 1/10 11:00AM - 01:00PM

SPLIT LEVEL WITH POND RIGHT IN YOUR BACK YARD!

a view of an entryway with wooden floor and stairs

a living room with furniture and a fireplace

a view of an empty room with wooden floor and a window

Just refinished! Beautiful Hardwood Flooring

a kitchen with stainless steel appliances granite countertop a sink and cabinets

a kitchen with stainless steel appliances granite countertop a refrigerator and a stove

a kitchen with stainless steel appliances granite countertop a stove a sink and a refrigerator

a view of a dining room with furniture window and wooden floor

a view of an empty room with window and wooden floor

a living room with furniture fireplace and flat screen tv

an empty room with wooden floor fire place and windows

wooden floor in an empty room with a window

a living room with furniture and a window

a bathroom with a sink a bathtub and a window

a bedroom with a large bed and a flat tv screen on dresser

a bathroom with a sink toilet and a mirror

a bathroom with a granite countertop sink a toilet a mirror and shower curtain

a view of balcony with wooden floor and bench

a view of balcony with wooden floor and fence

a view of swimming pool with an outdoor space and seating area

a view of yellow house with a yard and large trees

Description

GREAT NEW PRICE & SELLER OFFERING $10,000 CLOSING HELP with an acceptable offer! The Hardwood Floors have just been Professionally Refinished & New Carpeting throughout, Plus has been Freshly Painted! Awesome & very unique contemporary, split-level home in northern calvert With an Awesome Community Pond right in your own Back Yard where you can go Fishing, Kayaking or just Relax & enjoy the Beautiful Scenery! This Beautiful Home is situated on a 3.22 Acre Lot, Surrounded by Trees for Privacy, with...GREAT NEW PRICE & SELLER OFFERING $10,000 CLOSING HELP with an acceptable offer! The Hardwood Floors have just been Professionally Refinished & New Carpeting throughout, Plus has been Freshly Painted! Awesome & very unique contemporary, split-level home in northern calvert With an Awesome Community Pond right in your own Back Yard where you can go Fishing, Kayaking or just Relax & enjoy the Beautiful Scenery! This Beautiful Home is situated on a 3.22 Acre Lot, Surrounded by Trees for Privacy, with the Community Pond in the Back Yard Built in 1982 with approximately 2,855 Square Feet of Finished Living Space The Main Level features an Entry Way with a Skylight & Vaulted Ceiling Spacious Living Room with a Fireplace, Hardwood Flooring & Vaulted Ceiling Cute Kitchen with Oak Cabinets, Center Island, Ceramic Tile Flooring The Dining Room has Hardwood Flooring & a Patio Door to the Deck off the back of the house There is a Spacious Family Room off the Kitchen with a Fireplace which has a Wood Stove Insert & Surrounded by Beautiful Tile, Hardwood Floors & Patio Door to the Deck off the back of the house Up a few steps there is a Laundry Closet with Washer & Dryer as you go up to the Bedrooms Upstairs you have 3 Spacious Bedrooms which includes the Primary Bedroom overlooking the Pond, has Vaulted Ceiling, Walk-in Closet & Primary Bathroom Hall Bath The Lower Level Features a Spacious Rec Room with door to Back Yard Patio 3rd Bathroom with Ceramic Tile Flooring & a Soaking Tub, Plus a Vanity 4th Bedroom The 2 Car Garage is approximately 650 SF Very Nice Shed Partially Fenced in Back Yard Deck This is a very unique home & is a pleasure to show! There are Community Covenants but "NO HOA!" It is conveniently located to Washington DC, Annapolis, Andrews Air Force Base, Shopping, Restaurants, Parks, Movie Theater, In-Door Swimming, Gym, Hospital, Chesapeake Beach with Boardwalk, Entertainment, Parks, Chesapeake Beach, Patuxent River & More!

Listed by Debra A Balderson • O'Brien Realty ERA Powered
P: (410)-610-8031 debbie@debbiebalderson.com

Property Details for 520 Chesapeake Beach Road

Tax ID Number

Ownership

Fee Simple

Condo Coop Association

HOA

Structure Type

Detached

Style

Contemporary, Split Level

Levels/Stories

Furnished

Open Houses

Saturday, Jan 10th

11:00 AM - 1:00 PM

Public

LISTING UPDATED: 01/05/2026 06:17 PM

Property Details for 520 Chesapeake Beach Road

Status	Active
MLS #	MDCA2023910
Days on Market	51
Taxes	$5,868 / year
HOA Fees	-
Condo/Co-op Fees	-
Compass Type	Single Family
MLS Type	Residential / Fee Simple
Year Built	1982
Lot Size	3.22 AC / 140,263 SF
County	Calvert County

Location

Compass
MD
Calvert County
Owings
20736
520 Chesapeake Beach Rd

Listing Courtesy of O'Brien Realty ERA Powered

Add your commute

Building Information for 520 Chesapeake Beach Road

Stories3Year Built1982Building Size-Lot Size3.22 AC / 140,263 SF

Payment Calculator

$3,510 per month

30 year fixed, 6.15% Interest

Principal and Interest

$3,021

Property Taxes

$489

HOA Dues

The Payment Calculator is for illustrative purposes only.

Property Information for 520 Chesapeake Beach Road

Location

In City Limits: No
School District Name: CALVERT COUNTY PUBLIC SCHOOLS

School District County ID: 121139842846
SchoolDistrictSource: 3rd Party
Elementary School: WINDY HILL (CALVERT MD)
ElementarySchoolSource: 3rd Party
Middle Or Junior School: WINDY HILL (CALVERT MD)
MiddleSchoolSource: 3rd Party
High School: NORTHERN (CALVERT MD)
HighSchoolSource: 3rd Party
County: CALVERT

Waterfront / Water Access

Water View: Yes
Water Access: Yes

Water Access Features: Canoe/Kayak, Fishing Allowed, Private Access, Swimming Allowed
Water Oriented: Yes
Navigable Water: Yes
Tidal Water: No
Water Body Name: POND
Water Body Type: Pond
Riparian Rights Y/N: No
Distance To Body Of Water: .00
Distance To Body Of Water Units: Feet

Association / Community Info

Property Manager Y/N: No
Senior Community: No

Association Recreation Fee Y/N: No

Taxes and Assessment

Tax Year: 2025
Tax Assessed Value: $505,800

Year Assessed: 2025
Improvement Assessed Value: $315,400
Land Assessed Value: $190,400
Clean Green Assessed: No
Land Use Code: R
Loss Mitigation Fee: No
Agricultural Tax Due: No
Historic: No
Zoning: R
Automatically Update Tax Values Y/N: No

Rooms

Main

# Bedrooms Count Main Level: 0
# Bathrooms Count Main Level: 0

# Bathrooms Full Main Level: 0
# Bathrooms Half Main Level: 0

All Upper Levels

# Bedrooms Count All Upper Levels: 3
# Bathrooms Count All Upper Levels: 2

# Bathrooms Full All Upper Levels: 2
# Bathrooms Half All Upper Levels: 0

Upper Level 1

# Bedrooms Count Upper Level: 3
# Bathrooms Count Upper Level: 2

# Bathrooms Full Upper Level: 2
# Bathrooms Half Upper Level: 0

All Lower Levels

# Bedrooms All Lower Levels: 1
# Bathrooms All Lower Levels: 1

# Bathrooms Full All Lower Levels: 1
# Bathrooms Half All Lower Levels: 0

Lower Level 1

# Bedrooms Lower Level: 1
# Bathrooms Lower Level: 1

# Bathrooms Full Lower Level: 1
# Bathrooms Half Lower Level: 0

Rooms

Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Family Room, Recreation Room, Bathroom 2, Bathroom 3, Primary Bathroom
Stories: Lower 1, Main, Upper 1

Rooms Information

Room 1

Room Type: Living Room
Room Level: Main

Room Exists: Yes

Room 2

Room Type: Kitchen
Room Level: Main

Room Exists: Yes

Room 3

Room Type: Dining Room
Room Level: Main

Room Exists: Yes

Room 4

Room Type: Family Room
Room Level: Main

Room Exists: Yes

Room 5

Room Type: Primary Bedroom
Room Level: Upper 1

Room Exists: Yes

Room 6

Room Type: Primary Bathroom
Room Level: Upper 1

Room Exists: Yes

Room 7

Room Type: Bedroom 2
Room Level: Upper 1

Room Exists: Yes

Room 8

Room Type: Bedroom 3
Room Level: Upper 1

Room Exists: Yes

Room 9

Room Type: Bathroom 2
Room Level: Upper 1

Room Exists: Yes

Room 10

Room Type: Recreation Room
Room Level: Lower 1

Room Exists: Yes

Room 11

Room Type: Bedroom 4
Room Level: Lower 1

Room Exists: Yes

Room 12

Room Type: Bathroom 3
Room Level: Lower 1

Room Exists: Yes

Building Info

Total Finished SQFT: 2,855.00
Total Finished SQFT Source: Estimated

Total SQFT: 2,855.00
Total SQFT Source: Estimated
Construction Materials: Wood Siding
Roof: Asphalt
Ext Main Mid-res: http://bright-media02.prd.brightmls.com/bright/images/0000/8043/2514/0408/804325140408_512_384_WM_JH5dSYgFBoSEWdZM.jpg
Wall and Ceiling Types: Vaulted Ceilings, 9'+ Ceilings, Dry Wall
Flooring Type: Carpet, Ceramic Tile, Hardwood
Foundation Details: Block
Room and Floor: Bedrooms-Upper Level 1-1, Bedrooms-Upper Level 1-2, Bedrooms-Upper Level 1-3, Bedrooms-Lower Level 1-1, Bathrooms Full-Upper Level 1-1, Bathrooms Full-Upper Level 1-2, Bathrooms Full-Lower Level 1-1
# Bathrooms Full: 3
# Bathrooms Half: 0
Other Structure: Shed

Lot / Land Information

Lot Size Source: Estimated
Lot Features: Fishing Available, No Thru Street, Pond, Partly Wooded, Private, Secluded

Fencing: Partially
Ground Rent Exists: No

Parking

Type Of Parking: Off Site, Driveway, Attached Garage
Num of Attached Garage Spaces: 2

Total Garage Spaces: 2
Garage Features: Garage - Side Entry, Garage Door Opener, Inside Access

Interior Features

Interior Features: Bathroom - Soaking Tub, Bathroom - Tub Shower, Carpet, Ceiling Fan(s), Dining Area, Family Room Off Kitchen, Floor Plan - Open, Formal/Separate Dining Room, Kitchen - Island, Primary Bath(s), Wood Floors, Window Treatments, Walk-in Closet(s), Stove - Wood, Skylight(s), Built-Ins
Fireplace: Yes

Fireplaces Count: 2
Fireplace Features: Fireplace - Glass Doors, Insert, Mantel(s), Screen, Wood
Appliances: Cooktop, Dishwasher, Dryer, Exhaust Fan, Icemaker, Microwave, Oven - Wall, Refrigerator, Washer
Accessibility Features: None
Security Features: Electric Alarm
Door Features: Sliding Glass, French
Window Features: Skylights, Screens
Laundry Type: Has Laundry, Washer In Unit, Dryer In Unit
Virtual Tour URL Unbranded: https://views-sounds-media.aryeo.com/videos/019aa6a7-1325-70b4-8b6e-6da6fe5c9400

Exterior Features

Outdoor Living Structures: Deck(s)
Pool: No Pool

Horse: No

Utilities

Utilities: Electric Available
Heating: Yes

Cooling Type: Heat Pump(s), Ceiling Fan(s), Central A/C
Cooling Fuel: Electric
Heating Type: Heat Pump(s)
Heating Fuel: Electric
Hot Water: Electric
Water Source: Well
Sewer Septic: On Site Septic

Confidential Data

Listing Office

List Agent AOR: Southern Maryland Association of REALTORS
List Agent URL: www.debbiebalderson.com

Property History for 520 Chesapeake Beach Road

Date	Event & Source	Price	Appreciation
Jan 5, 2026	Price Change BRIGHT #MDCA2023910	$619,900	—
Dec 4, 2025	Price Change BRIGHT #MDCA2023910	$629,900	—
Nov 19, 2025	Listed (Active) BRIGHT #MDCA2023910	$639,900	—

Date	Event & Source	Price
01/05/2026	Price Change BRIGHT #MDCA2023910	$619,900
12/04/2025	Price Change BRIGHT #MDCA2023910	$629,900
11/19/2025	Listed (Active) BRIGHT #MDCA2023910	$639,900

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 520 Chesapeake Beach Road

Taxable ValueLand$190,400Additions$315,400Total$505,800

Tax Record2023$4,785 ($399 / month)

Home Facts

Beds0Baths3Total Finished SqFt2,855 SqFtAbove Grade Finished SqFt2,855 SqFtStories2Lot Size140,263 SqFtStyleSingle Family ResidenceYear Built1982CountyCALVERTAPN03-088871Fireplace TypeHas Fireplace

Schools near 520 Chesapeake Beach Road

This home is within Calvert County Public Schools.


Rating	School	Type	Grades	Distance
7/10	Windy Hill Elementary School	Public - Serves this home	PK to 5	1.2 mi
7/10	Windy Hill Middle School	Public - Serves this home	6 to 8	1.2 mi
9/10	Northern High School	Public - Serves this home	9 to 12	3.6 mi
NR	Calvert County Alternative School	Public - Nearby school	9 to 11	10.9 mi
NR	Calvert Country School	Public - Choice school	2 to 12	11.1 mi
NR	Cardinal Hickey Academy	Private - Nearby school	PK to 8	2.4 mi


Rating	School	Distance
7/10	Windy Hill Elementary School PublicPK to 5 Serves this home	1.2 mi
7/10	Windy Hill Middle School Public6 to 8 Serves this home	1.2 mi
9/10	Northern High School Public9 to 12 Serves this home	3.6 mi
NR	Calvert County Alternative School Public9 to 11 Nearby school	10.9 mi
NR	Calvert Country School Public2 to 12 Choice school	11.1 mi
NR	Cardinal Hickey Academy PrivatePK to 8 Nearby school	2.4 mi

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 520 Chesapeake Beach Road, Owings, MD 20736

520 Chesapeake Beach Road is a single family home for sale in Owings, MD 20736. This property was listed for sale on November 19, 2025 by O'Brien Realty ERA Powered, it's currently listed at $619,900. This listing's school district is Calvert County Public Schools. Nearby schools include Windy Hill Elementary School, Windy Hill Middle School and Northern High School. 520 Chesapeake Beach Road is a 4-bed, 3-bath, 2,855 sqft single family home built in 1982.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass makes no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of O'Brien Realty ERA Powered

© 2026 Bright MLS. All rights reserved. All information is deemed reliable, but accuracy is not guaranteed. Listing information is from various brokers who participate in IDX and not all listings may be visible on the site. The property information being provided is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated on 01/05/2026 06:17 PM

520 Chesapeake Beach RdOwings, MD 20736

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More information about 520 Chesapeake Beach Road, Owings, MD 20736

520 Chesapeake Beach Rd
Owings, MD 20736