520 Useppa Island

1,366 Sq. Ft.
$823 / Sq. Ft.
1,366
Sq. Ft.
$823
per Sq. Ft.

Description

Water Wings cottage is waterfront, two-stories with Master on the first floor. The open first floor plan allows water views from the kitchen and living/dining areas which open onto a covered/screened porch and an open deck. The second floor features a loft-guest bedroom with bath, and a water view balcony. Both the interior and exterior have been renovated to first class quality. Exterior is Hardi Board, roofing is aluminum and decks are wood. Naturally the construction meets all windstorm resistance...Water Wings cottage is waterfront, two-stories with Master on the first floor. The open first floor plan allows water views from the kitchen and living/dining areas which open onto a covered/screened porch and an open deck. The second floor features a loft-guest bedroom with bath, and a water view balcony. Both the interior and exterior have been renovated to first class quality. Exterior is Hardi Board, roofing is aluminum and decks are wood. Naturally the construction meets all windstorm resistance codes as the developer is a well-known contractor that has completed numerous high quality homes and renovations on the island over the past 20 years. Interior finishes include granite or marble counters, quality cabinetry and appliances. The entrance to the home is from a driveway of stone pavers and a thoughtfully landscaped yard. There is a shared storage room, a new propane generator and a 500-gallon propane tank. In addition to these fine features, Village owners recently were treated to significant road improvement of layered gravel, and heavily landscaped with mature palms of all types, creating a beautiful, tropical boulevard access. Recently completed multi-family dockage is just steps away and accommodates boats up to 24’. This home is located in the Useppa Village neighborhood on the western shore of the reimagined and redeveloped, private Useppa Island. Featuring the Useppa Island Club and Marina, Useppa Village owners enjoy all the services and amenities of a small town. Useppa is a bridgeless island ensuring privacy and solitude. Yet, there is an active lifestyle of boating and sporting activities for any that wish to participate. The island is known for its outgoing community of residents, and with only 118 homes, the nature of the island will not deviate from the tropical luxury and Old Florida ambiance that create this special place in the sun.
  1. Listed by Brian McColgan • UIP Property Company LLC • brianmcc@useppa.com

Property Details for 520 Useppa Island

Development
USEPPA ISLAND
Building Design
Villa Attached, Duplex
Community Type
Boating, Tennis
Waterfront
Yes
Waterfront Desc
Bay Access, Mangrove, Navigable Water, Across The Road Water Frontage
Waterfront Desc
Bay, Mangrove, Navigable
View
Bay, Mangroves
Garage Spaces
1.00
LISTING UPDATED: 01/09/2026 04:52 PM

Property Details for 520 Useppa Island

StatusActive
MLS #2025024636
Days on Market3
Taxes$9,723 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family
Year Built1981
Lot Size0.05 AC / 2,352 SF
CountyLee County

Location

Listing Courtesy of UIP Property Company LLC, Brian McColgan
Add your commute

Building Information for 520 Useppa Island

Stories2Year Built1981Building Size-Lot Size0.05 AC / 2,352 SF

Payment Calculator

$6,293 per month

30 year fixed, 6.15% Interest

Principal and Interest

$5,483

Property Taxes

$810

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 520 Useppa Island

Summary
Location and General Information
  • City: Useppa Island
  • Directions: From I-75 or US 41 take SR 78, west to Stringfellow Road in the center of Pine Island. Turn right and continue north approximately 7 miles to the Useppa Shore Port in Bokeelia. Alternately, your agent may pick you up in Four Winds Marina.
  • Human Modified: Yes
  • Latitude: 26.66
  • Longitude: -82.22
  • MLS Area Major: OI01 - Outer Islands
  • Pets: Limits, With Approval
  • Postal Code: 33924
  • Road Frontage Type: Private Road
  • Road Responsibility: Private Maintained Road
  • Road Surface Type: Gravel
  • Street Name: Useppa island
  • Street Number: 520
  • Block: 10
  • Full Address: 520 Useppa island
  • View: Yes
Parking
  • Attached Garage: Yes
  • Carport Spaces: .00
  • Carport: No
  • Covered Spaces: 1.00
  • Garage: Yes
  • Parking Features: Attached, Driveway, Garage, Golf Cart Garage, Paved, Two Spaces
Taxes and HOA Information
  • Amenity Rec Fee: $.00
  • Application Fee: $.00
  • Association Fee Total: $25,140.00
  • Association Fee Total Frequency: Annually
  • Association Fee 2: $.00
  • Primary HOA Fee Freq: Monthly
  • Maintenance: Association Management, Legal Accounting, Recreation Facilities, Road Maintenance, Street Lights, Trash
  • Association Mngmt Phone: 2392831061
  • Mandatory HOA: Yes
  • HOA Desc: Mandatory
  • Tax Annual Amount: $9,722.82
  • Tax Year: 2025
  • Transfer Fee: $.00
  • Association Fee 3: $.00
  • Membership Fee Frequency: Monthly
Property
Lot Information
  • Source of Measure Total Area: Appraiser
  • Building Features: On Site Management
  • Development Name: USEPPA ISLAND
  • Parcel Number: 09-44-21-02-00010.00A0
  • Property Type: Residential
  • Section: 09
  • Lot Unit: 10
  • Source of Measure Living Area: Appraiser
  • Source of Measure Lot Dimensions: Appraiser
  • Lot Desc: Rectangular Lot, Cul De Sac
  • Acres: 0.054
  • Lot Size Area: 0.054
  • Lot Size Dimensions: 30 x 82 x 21 x 83
  • Source of Measurements: Appraiser
  • Lot Size Units: Acres
  • Legal Desc: USEPPA VILLAGE W 1/2 LOT 10 AS DESC IN OR 1570 PG 1214
Property and Assessments
  • Total Area: 1556.0
  • Rear Exposure: W
  • Approx Living Area: 1366.0
  • Possession: Close Of Escrow
  • Property Attached: Yes
  • Property Condition: Resale
  • Property Sub Type: Attached
  • Township: 44
  • Senior Community: false
  • Range: 21E
  • Special Assessment: 0.00
  • Sub Condo Name: USEPPA ISLAND
  • Year Built Numeric: 1981
  • Property Sub Type Additional: Attached, Duplex, Villa
  • Restrictions: Architectural, Deed Restrictions, No Commercial, No Motorcycles, No Rv, No Truck
  • Zoning Code: RM-2
Lease Information
  • Land Lease Fee: $.00
  • One Time Land Lease Fee: $.00
  • One Time Mandatory Club Fee: $53,250.00
  • One Time Othe Fee: $.00
  • One Time Special Assessment Fee: $.00
Utilities
  • Sewer: Central
  • Utilities: Cable Not Available, Natural Gas Available, Underground Utilities
  • Water Source: Public
  • Water: Central
Multi Family
Multi-Family Information
  • Num Unit Floor: 1
  • Golf Type: No Golf Available
  • Annual Food And Beverage Minimum: 0.00
  • Units in Complex: 2
  • Stories: 2.0
  • Total Floors: 2
  • Total One Time Fees: $53,250.00
  • Units in Building: 2
  • Unit Location: 1
Interior and Exterior Features
Exterior Features
  • Architectural Style: Two Story, Stilt, Traditional, Duplex
  • Association Amenities: Bocce Court, Boat Dock, Marina, Clubhouse, Fitness Center, Private Membership, Rv Boat Storage, Restaurant, Boat Slip, Tennis Courts, Trails
  • Canal Width: None
  • Community Features: Boat Facilities, Tennis Courts, Street Lights
  • Construction: Wood Frame
  • Exterior Features: Deck, Security High Impact Doors, Outdoor Grill, Storage, Shutters Electric, Gas Grill
  • Exterior Features: Deck, Built In Grill, Storage, Private Road
  • Foundation Details: Pillar Post Pier, Raised
  • Irrigation Source: Municipal
  • Other Equipment: Satellite Dish
  • Other Structures: Guest House Attached
  • Patio And Porch Features: Balcony, Deck, Lanai, Open, Porch, Screened
  • Private Pool: No
  • Roof: Metal
  • Security Features: None, Smoke Detectors
  • Structure Type: Duplex
  • Gulf Access Type: No Bridges, Water Direct
  • Gulf Access: Yes
  • Spa: No
Interior Features
  • Appliances: Dryer, Dishwasher, Electric Cooktop, Freezer, Disposal, Ice Maker, Microwave, Refrigerator, Refrigerator With Ice Maker, Self Cleaning Oven, Washer
  • Baths Full: 2
  • Bathrooms Half: 0
  • Bathrooms Total Integer: 2.0
  • Beds Total: 2
  • Bedrooms: 2 Bed
  • Cooling: Central Air, Ceiling Fans, Electric
  • Cooling: Yes
  • Door Features: French Doors
  • Elevator Text Details: None
  • Flooring: Laminate
  • Furnished Desc: Furnished
  • Heating: Central, Electric, Zoned
  • Heating: Yes
  • Interior Features: Breakfast Bar, Built In Features, Bedroom On Main Level, Family Dining Room, French Doors Atrium Doors, Living Dining Room, Pantry, Shower Only, Separate Shower, Vaulted Ceilings, Window Treatments, High Speed Internet, Split Bedrooms
  • Interior Features: Pantry, Vaulted Ceiling, High Speed Available, Smoke Detectors, French Doors, Window Coverings
  • Laundry Features: Inside
  • Levels: Two
  • Rooms Total: 9
  • Window Features: Bay Windows, Double Hung, Tinted Windows, Thermal Windows, Impact Glass, Window Coverings
Room 1 Information
  • Room Description: Lanai
  • Room Dimensions: 21.00 x 15.00
  • Room Length: 21.0
  • Room Type: Screened Porch
  • Room Width: 15.0
Room 2 Information
  • Room Description: Utility Room
  • Room Dimensions: 8.00 x 12.00
  • Room Length: 8.0
  • Room Type: Utility Room
  • Room Width: 12.0
Room 3 Information
  • Room Description: Lanai
  • Room Dimensions: 8.00 x 10.00
  • Room Length: 8.0
  • Room Type: Screened Porch
  • Room Width: 10.0
Room 4 Information
  • Room Description: Bedroom
  • Room Dimensions: 15.00 x 10.00
  • Room Length: 15.0
  • Room Type: Bedroom
  • Room Width: 10.0
Room 5 Information
  • Room Description: Lanai
  • Room Dimensions: 20.00 x 7.00
  • Room Length: 20.0
  • Room Type: Screened Porch
  • Room Width: 7.0
Room 6 Information
  • Room Description: Lanai
  • Room Dimensions: 12.00 x 15.00
  • Room Length: 12.0
  • Room Type: Screened Porch
  • Room Width: 15.0
Room 7 Information
  • Room Description: Master Bedroom
  • Room Dimensions: 13.00 x 13.00
  • Room Length: 13.0
  • Room Type: Primary Bedroom
  • Room Width: 13.0
Room 8 Information
  • Room Description: Kitchen
  • Room Dimensions: 11.00 x 10.00
  • Room Length: 11.0
  • Room Type: Kitchen
  • Room Width: 10.0
Room 9 Information
  • Room Description: Great Room
  • Room Dimensions: 16.00 x 22.00
  • Room Length: 16.0
  • Room Type: Great Room
  • Room Width: 22.0
Rental
Rental Information
  • One Time Rec Lease Fee: $.00

Property History for 520 Useppa Island

DateEvent & SourcePriceAppreciation
Jan 9, 2026

Listed (Active)

FORTMLS #2025024636

$1,124,900—
Aug 5, 2020

Sold (Public Record)

Public Record #674931177

$370,000

+30280.5% / yr

Dec 31, 2019

Expired

MFRMLS #C7412593

$395,000—
Mar 13, 2019

Listed (Active)

MFRMLS #C7412593

$395,000—
Feb 27, 2019

Sold (Public Record)

Public Record #641921581

$100—
DateEvent & SourcePrice
01/09/2026

Listed (Active)

FORTMLS #2025024636

$1,124,900
08/05/2020

Sold (Public Record)

Public Record #674931177

$370,000

+30280.5% / yr

12/31/2019

Expired

MFRMLS #C7412593

$395,000
03/13/2019

Listed (Active)

MFRMLS #C7412593

$395,000
02/27/2019

Sold (Public Record)

Public Record #641921581

$100

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Schools near 520 Useppa Island

This home is within School District of Lee County.
Rating
School
Type
Grades
Distance
Public - PK to 5
Public - 6 to 8
Public - 6 to 8
Public - 6 to 8
Rating
School
Distance
Pine Island Elementary School
PublicPK to 5

Mariner Middle School
Public6 to 8

Gulf Middle School
Public6 to 8

Challenger Middle School
Public6 to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

Similar Sold Homes

520 Useppa Island is a single family home for sale in Bokeelia, FL 33922. This property was listed for sale on January 9, 2026 by UIP Property Company LLC, it's currently listed at $1,124,900. It has been on the market for a total of 3 days and was last sold on August 5, 2020. This listing's school district is School District of Lee County. Nearby schools include Pine Island Elementary School, Mariner Middle School and Gulf Middle School. 520 Useppa Island is a 2-bed, 2-bath, 1,366 sqft single family home built in 1981.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass makes no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of UIP Property Company LLC, Brian McColgan

The information is being provided in part by Southwest Florida Multiple Listing Service, Broker Reciprocity Program ("BR Program") of M.L.S. of Naples, Inc. ("Naples MLS"), under License No. NCOMPN2, and MarcoMls. Information deemed reliable but not guaranteed. Information is provided for consumers' personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase. Copyright 2026 Southwest Florida Multiple Listing Service and MarcoMls. All Rights Reserved. The data relating to real estate for sale displayed on this website comes in part from the Broker Reciprocity Program ("BR Program") of M.L.S. of Naples, Inc. ("Naples MLS"), under License No. NCOMPN2 and MarcoMls. Properties listed with brokerage firms other than Compass are marked with the "BR House" logo. Detailed information about such properties includes the name of the brokerage firm with which the seller has listed the property. The properties displayed may not be all the properties listed with brokerage firms participating in the Naples MLS BR Program, or contained in the database compilation of Naples MLS.