1,415 Sq. Ft.
$245 / Sq. Ft.
1,415
Sq. Ft.
$245
per Sq. Ft.

Description

Welcome to this inviting 3-bedroom, 2-bathroom home with 1,415 square feet of thoughtfully renovated living space. Nestled in the desirable Emerald Estates neighborhood, this gem is centrally located with convenient access to Eglin AFB, Hurlburt Field, and just 5 miles from the sugar-white sand beaches and emerald waters of Okaloosa Island. Step inside to an open-concept floor plan that centers around a cozy fireplace—truly the heart of the home. The spacious living area flows seamlessly into a beautifully...Welcome to this inviting 3-bedroom, 2-bathroom home with 1,415 square feet of thoughtfully renovated living space. Nestled in the desirable Emerald Estates neighborhood, this gem is centrally located with convenient access to Eglin AFB, Hurlburt Field, and just 5 miles from the sugar-white sand beaches and emerald waters of Okaloosa Island. Step inside to an open-concept floor plan that centers around a cozy fireplace—truly the heart of the home. The spacious living area flows seamlessly into a beautifully renovated kitchen outfitted with all-wood, soft-close cabinetry, brand new stainless steel appliances, and a sunlit window above the sink. Whether you're entertaining at the breakfast bar, gathering in the dining area under a modern chandelier, or grilling on the covered patio, there's a space for every moment. The split-bedroom layout offers privacy for the generous primary suite, featuring an en-suite bath with double vanities and fresh, updated finishes your own peaceful retreat. At the front of the home, two additional bedrooms offer ample space and large closets, perfect for family, guests, or a home office. With all major systems new or newer, including a New Roof (2025), New Hot Water Heater (2025), HVAC (2014), almost all new windows, this home combines comfort, style, and peace of mind. Don't miss the opportunity to make it yours!
  1. Listed by Jennifer Purdy • Brokerage DRE #2028450 • Coldwell Banker Realty
    P: (850)-218-1480 jen@jenpurdygroup.com

Property Details for 55 Ruby Circle

Zoning
City, Resid Single Family
Architectural Style
Traditional
Subdivision Name
EMERALD ESTATES
LISTING UPDATED: 01/05/2026 07:37 PM

Property Details for 55 Ruby Circle

StatusSold
MLS #976368
Days on Market24
Taxes$3,027 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Detached Single Family
Year Built1994
Lot Size0.13 AC / 5,662 SF
CountyOkaloosa County

Location

Listing Courtesy of Coldwell Banker Realty

Sold By World Impact Real Estate

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Building Information for 55 Ruby Circle

Stories1Year Built1994Building Size-Lot Size0.13 AC / 5,662 SF

Payment Calculator

$1,939 per month

30 year fixed, 6.15% Interest

Principal and Interest

$1,686

Property Taxes

$252

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 55 Ruby Circle

Summary
Location and General Information
  • Directions: From Mary Esther Cutoff, turn West onto Page Bacon Rd then North (right) onto Ruby Circle. Follow to the Stop Sign and then Turn East (Right) staying on Ruby Circle. Home will be on your Right.
  • Road Frontage Type: City Street
  • MLS Area Minor: 1204 - Mary Esther/East of Hurlburt
  • MLS Area Major: 12 - Fort Walton Beach
  • Latitude: 30.420056
  • Longitude: -86.656167
  • Location Tax and Legal:Sub Area: 1204 - Mary Esther/East of Hurlburt
  • Location Tax and Legal:Elementary School: Mary Esther
  • Location Tax and Legal:Middle School: Bruner
  • Location Tax and Legal:High School: Fort Walton Beach
  • Location Tax and Legal:Legal Description: EMERALD ESTATES LOT 22
Taxes and HOA
  • Tax Legal Description: EMERALD ESTATES LOT 22
  • Parcel Number: 16-2S-24-120A-0000-0220
  • Association Fee: $0
  • Tax Annual Amount: $3,027
  • Listing Info Tax Legal:Last Taxes: $3,027
  • Listing Info Tax Legal:Last Tax Year: 2024.0
School Information
  • Elementary School: Mary Esther
  • Middle Or Junior School: Bruner
  • High School: Fort Walton Beach
Parking
  • Carport YN: No
  • Attached Garage YN: Yes
  • Parking Features: Garage
  • Garage Spaces: 2.0
  • Parking Features: Garage3, Garage Attached
Property
Lot Information
  • Building Area Source: County PA Records
  • Lot Size Dimensions: 31x116x86x92
  • Lot Size Acres: 0.13
  • Lot Size Area: 0.13
  • Lot Size Units: Acres
  • Property Condition: Renovated, Construction Complete
  • Lot Features: Aerials/Topo Availbl
  • Building Area Total: 1415.0
  • Lot Size Square Feet: 5662.8
  • General Property Info:SqFt Source: County PA Records
  • LotParcel Access: City Road, Paved Road
  • Lot Features: AerialsTopo Availbl
Property and Assessments
  • Road Surface Type: Paved
  • Tax Year: 2024.0
  • Floor Plans Count: 2.0
  • Property Type: Residential
  • Year Built: 1994.0
  • Property Sub Type: Detached Single Family
  • New Construction YN: No
  • General Property Info:Sub-Type: Detached Single Family
  • General Property Info:Design: Traditional
  • Construction Status: Construction Complete
  • Construction Siding: Brick, Frame, Roof Dimensional Shg, Siding Vinyl
  • Occupancy Status: Vacant
Utilities
  • Sewer: Public Sewer
  • Utilities: Electric, Public Water, TV Cable
  • Electric: True
  • Utilities: Electric, Public Sewer, Public Water, TV Cable
  • Energy: AC - Central Elect, Ceiling Fans, Heat Cntrl Electric, Water Heater - Elect
Interior and Exterior Features
Exterior Features
  • Exterior Features: Fenced Back Yard
  • Construction Materials: Brick, Frame, Siding Vinyl
  • Stories: 1.0
  • Patio And Porch Features: Patio Covered, Porch
  • General Property Info:Pool: No
  • General Property Info:Pool Type: None
  • Exterior: Fenced Back Yard, Patio Covered, Porch, Renovated
Interior Features
  • Heating: Central
  • Cooling: Ceiling Fans, Central Air
  • Interior Features: Breakfast Bar, Fireplace, Lighting Recessed, Pantry, Washer/Dryer Hookup
  • Flooring: Floor Laminate, Floor Vinyl, Floor WW Carpet
  • Window Features: Window Bay
  • Room Type: Living Room, Kitchen, Master Bedroom, Bedroom
  • Rooms Total: 5.0
  • Bathrooms Total Integer: 2.0
  • Bathrooms Total Decimal: 2.0
  • Bathrooms Total Notational: 2.0
  • Cooling YN: Yes
  • Heating YN: Yes
  • Bedrooms Total: 3.0
  • Bathrooms Full: 2.0
  • Bathrooms Half: 0.0
  • Interior: Breakfast Bar, Fireplace, Floor Laminate, Floor Vinyl, Floor WW Carpet, Furnished - None, Lighting Recessed, Pantry, Renovated2, WasherDryer Hookup, Window Bay
  • Appliances: Auto Garage Door Opn, Dishwasher, Disposal, Microwave, Refrigerator, Refrigerator WIceMk, Smooth Stovetop Rnge, StoveOven Electric
Room Information
Room 1
  • Room Type: Living Room
  • Room Level: First
  • Room Length: 15.0
  • Room Width: 12.0
  • Room Description: Buyer to verify
  • Room Dimensions: 15 x 12
Room 2
  • Room Type: Kitchen
  • Room Level: First
  • Room Length: 10.0
  • Room Width: 14.0
  • Room Description: Buyer to verify
  • Room Dimensions: 10 x 14
Room 3
  • Room Type: Master Bedroom
  • Room Level: First
  • Room Length: 14.0
  • Room Width: 13.0
  • Room Description: Buyer to verify
  • Room Dimensions: 14 x 13
Room 4
  • Room Type: Bedroom
  • Room Level: First
  • Room Length: 10.0
  • Room Width: 12.0
  • Room Description: Buyer to verify
  • Room Dimensions: 10 x 12
Room 5
  • Room Type: Bedroom
  • Room Level: First
  • Room Length: 10.0
  • Room Width: 10.0
  • Room Description: Buyer to verify
  • Room Dimensions: 10 x 10
Multi Family
Multi Family Information
  • Furnished: Furnished - None
Rental
Rent Information
  • General Property Info:Immediate Occupancy: true
  • Listing Info Tax Legal:Is Subject Leased: false

Property History for 55 Ruby Circle

DateEvent & SourcePriceAppreciation
Jul 11, 2025

Sold

ECAR #976368

$346,000—
Jul 10, 2025

Sold (Public Record)

Public Record #1904436594

$346,000—
Jun 8, 2025

Pending

ECAR #976368

—
May 15, 2025

Listed (Active)

ECAR #976368

$365,000—
Mar 31, 2025

Sold

ECAR #958604

$200,000—
Sep 8, 2024

Pending

ECAR #958604

—
Sep 6, 2024

Listed (Active)

ECAR #958604

$200,000—
DateEvent & SourcePrice
07/11/2025

Sold

ECAR #976368

$346,000
07/10/2025

Sold (Public Record)

Public Record #1904436594

$346,000
06/08/2025

Pending

ECAR #976368

—
05/15/2025

Listed (Active)

ECAR #976368

$365,000
03/31/2025

Sold

ECAR #958604

$200,000
09/08/2024

Pending

ECAR #958604

—
09/06/2024

Listed (Active)

ECAR #958604

$200,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 55 Ruby Circle

Taxable ValueLand$68,072Additions$143,048Total$211,120
Tax Record2025$3,009 ($251 / month)
Home Facts
Beds3Total Finished SqFt1,415 SqFtAbove Grade Finished SqFt1,415 SqFtStories1Lot Size5,820 SqFtStyleSingle Family ResidenceYear Built1994Year Renovated2010CountyOKALOOSAAPN16-2S-24-120A-0000-0220Fireplace TypeHas Fireplace

Schools near 55 Ruby Circle

This home is within Okaloosa County School District.
Rating
School
Type
Grades
Distance
Public - PK to 5
Public - 6 to 8
Public - 9 to 12
Public - PK to 12
Rating
School
Distance
Mary Esther Elementary School
PublicPK to 5

Max Bruner Junior Middle School
Public6 to 8

Fort Walton Beach High School
Public9 to 12

Richbourg School
PublicPK to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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Listing Courtesy of Coldwell Banker Realty

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.