5505 Sun Harbor Rd, Unit 251

$179,000
Price
1
Bed
540 Sq. Ft.
$331 / Sq. Ft.
540
Sq. Ft.
$331
per Sq. Ft.

Description

Welcome to Sun Harbor, where comfort, convenience, and true waterfront living meet. This impeccably maintained second-level condominium with exceptional water views is being offered fully furnished and beautifully decorated—completely turn key. Whether you are seeking a serene full-time residence, a second home retreat, or a rental investment, this property delivers exceptional value and style. Short term rentals will be allowed in 2026 and, at the end of 2026, a change to allow short term rentals...Welcome to Sun Harbor, where comfort, convenience, and true waterfront living meet. This impeccably maintained second-level condominium with exceptional water views is being offered fully furnished and beautifully decorated—completely turn key. Whether you are seeking a serene full-time residence, a second home retreat, or a rental investment, this property delivers exceptional value and style. Short term rentals will be allowed in 2026 and, at the end of 2026, a change to allow short term rentals permanently will be considered. Inside, you will be delighted by fresh paint, new vinyl plank flooring throughout, and a thoughtfully renovated kitchen featuring granite countertops, new cabinets that extend to the ceiling, and a stainless-steel dishwasher. The versatile layout comfortably sleeps four, offering a charming bunk room plus a large Murphy bed in the spacious living room, flanked by custom built-in closets. A private covered balcony extends your living space outdoors, showcasing unobstructed views of sparkling waters—perfect for morning coffee, evening relaxation, entertaining guests, or admiring your boat. Every detail has been designed for comfort and function with tasteful décor and ready for immediate occupancy. Here, waterfront living is effortless, yet you are just minutes from the sugar-sand beaches of Panama City Beach and still within the heart of Panama City, just steps from FSU Panama City and Gulf Coast State College. Community & Marina Amenities
In addition to endless views and easy parking, Sun Harbor includes a community pool and laundry facility. The adjacent Sun Harbor Marina complex is a premier destination for boating and water enthusiasts, offering over 120 deep-water slips (check availability for lease or rental), a fuel dock, ship store, clean bathhouse, and on-site laundry. The marina store is fully stocked with essentials—from beverages, snacks, and sunscreen to tackle, rods, reels, and gear—making it easy to prepare for a day on the water. Soon, residents will also enjoy a brand-new waterfront restaurant, the perfect place to dine, gather, and watch the sunset over St. Andrew Bay. This Sun Harbor residence represents a rare opportunity to experience the ideal blend of coastal charm and in-town convenience. Exceptionally maintained and nestled in a setting that celebrates both land and sea, this condo is ready to welcome you home.
  1. Listed by The Beninateam • Beachy Beach Real Estate

Property Details for 5505 Sun Harbor Road, Unit 251

Architectural Style
Low Rise
Waterfront
Yes
Waterfront Features
Bay Access
Parking Features
Additional Parking, Paved, Parking Lot, Rv Access Parking
Subdivision Name
Sun Harbor Condo
View
Bay
Zoning Description
Resid Single Family
View
Yes
LISTING UPDATED: 12/07/2025 05:31 PM

Property Details for 5505 Sun Harbor Road, Unit 251

StatusActive
MLS #779801
Days on Market84
Taxes-
HOA Fees-
Condo/Co-op Fees-
Compass TypeCondo
MLS TypeResidential / Condominium / Condominium
Year Built1984
CountyBay County

Location

Listing Courtesy of Beachy Beach Real Estate
Add your commute

Building Information for 5505 Sun Harbor Road, Unit 251

Building/Complex5505 Sun Harbor RdFloor2Stories-Residences-Pet Policy-Pet Policy Details-Year Built1984

Payment Calculator

$1,103 per month

30 year fixed, 6.28% Interest

Principal and Interest

$885

Property Taxes

$218

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 5505 Sun Harbor Road, Unit 251

Summary
Location and General Information
  • City: Panama City
  • County Or Parish: Bay
  • Directions: From PCB driving east on Hathaway Bridge. turn right toward Port/Panama City, take a right into Sun Harbor.
  • Road Surface Type: Maintained
  • State Region: FL
  • Postal Code: 32401
  • Latitude: 30.184061
  • Longitude: -85.732219
  • State Or Province: FL
  • Road Frontage Type: City Street, Private Road
  • Road Responsibility: Public Maintained Road
  • MLS Area Major: 02 - Bay County - Central
  • MLS Area Minor: 0203 - Bay - Central SW
Taxes and HOA Information
  • Parcel Number: 27935-564-000
  • Association: Yes
  • Tax Legal Description: SUN HARBOR CONDO UNIT 251 ORB 4761 P 610 1BR 1B 540 H&C ORB 4828 P 2294
School Information
  • Elementary School: Lucille Moore
  • High School: Bay
  • Middle Or Junior School: Jinks
Parking
  • Attached Garage: No
  • Garage: No
Property
Lot Information
  • Building Area Total: 540.0
  • Lot Features: Paved
  • Lot Size Dimensions: 0x0
  • Living Area Source: Appraiser
Property and Assessments
  • Year Built: 1984
  • New Construction: No
  • Human Modified: No
Utilities
  • Sewer: Public Sewer
  • Utilities: Cable Connected, Electricity Available, High Speed Internet Available
Interior and Exterior Features
Exterior Features
  • Pool Features: Fenced, Electric Heat, In Ground, Community
  • Association Amenities: Marina, Barbecue, Picnic Area
  • Community Features: Laundry Facilities, Marina, Park, Pool, Waterfront, Short Term Rental Allowed
  • Patio And Porch Features: Balcony
  • Security Features: Carbon Monoxide Detectors, Fire Sprinkler System, Smoke Detectors
Interior Features
  • Flooring: Luxury Vinyl Plank
  • Bathrooms Full: 1
  • Bathrooms Total: 1
  • Bedrooms Total: 1
  • Rooms Total: 4
  • Cooling: Yes
  • Cooling: Ceiling Fans, Wall Units
  • Heating: Yes
  • Heating: Electric
  • Appliances: Electric Oven, Electric Range, Electric Water Heater
Room Information
Room 1
  • Room Description: this unit is all one level located on the 2nd floor of the building.
  • Room Dimensions: 6 x 13
  • Room Features: Balcony
  • Room Length: 6.0
  • Room Level: First
  • Room Type: Other
  • Room Width: 13.0
Room 2
  • Room Description: this unit is all one level located on the 2nd floor of the building.
  • Room Dimensions: 13 x 14
  • Room Length: 13.0
  • Room Level: First
  • Room Type: Living Room
  • Room Width: 14.0
Room 3
  • Room Description: this unit is all one level located on the 2nd floor of the building.
  • Room Dimensions: 13 x 6
  • Room Length: 13.0
  • Room Level: First
  • Room Type: Dining Room
  • Room Width: 6.0
Room 4
  • Room Description: this unit is all one level located on the 2nd floor of the building.
  • Room Dimensions: 9 x 6
  • Room Length: 9.0
  • Room Level: First
  • Room Width: 6.0
Multi Family
Multi-Family Information
  • Units Furnished: All Units
Mobile Home
Mobile Home Information
  • Mobile Dim Units: Feet
Rental
Rental Information
  • Occupant Type: Vacant
  • Land Lease: No

Property History for 5505 Sun Harbor Road, Unit 251

DateEvent & SourcePriceAppreciation
Oct 31, 2025

Price Change

CPAR #779801

$179,000
Oct 1, 2025

Listed (Active)

CPAR #779801

$185,000
DateEvent & SourcePrice
10/31/2025

Price Change

CPAR #779801

$179,000
10/01/2025

Listed (Active)

CPAR #779801

$185,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 5505 Sun Harbor Road, Unit 251

Taxable ValueLand-Additions$147,050Total-
Tax Record2024$2,619 ($218 / month)
Home Facts
Beds1Total Finished SqFt540 SqFtAbove Grade Finished SqFt540 SqFtStories1StyleCondominiumYear Built1984CountyBAYAPN27935-564-000

Schools near 5505 Sun Harbor Road, Unit 251

This home is within Bay.
Rating
School
Type
Grades
Distance
Public - PK to 5
Public - 6 to 8
Public - 9 to 12
Public - PK to 5
Rating
School
Distance
Lucille Moore Elementary School
PublicPK to 5

Jinks Middle School
Public6 to 8

Bay High School
Public9 to 12

St. Andrew School
PublicPK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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5505 Sun Harbor Road, Unit 251 is a condo for sale in Panama City, FL 32401. This property was listed for sale on October 1, 2025 by Beachy Beach Real Estate, it's currently listed at $179,000. This listing's school district is Bay. Nearby schools include Lucille Moore Elementary School, Jinks Middle School and Bay High School. 5505 Sun Harbor Road, Unit 251 is a 1-bed, 1-bath, 540 sqft condo built in 1984.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass makes no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Beachy Beach Real Estate

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2025 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.