56 Cross Point Dr

Owings, MD 20736

$705,000
Last Sold Price
5
Beds
3,626 Sq. Ft.
$194 / Sq. Ft.
3,626
Sq. Ft.
$194
per Sq. Ft.
Get preapproved with Rocket Mortgage1
Closed 4/17/26
Closed 4/17/26
front view of a house with a yard

Description

🔥Huge price adjustment! Opportunity Is Knocking in Cross Point — And It’s Bringing a 2.25% VA Assumable Loan With It! 🔥 Yes, you read that right — 2.25% interest rate assumable VA loan. In today’s market, that is a game-changer and could mean significant monthly savings. Welcome to this STUNNING 5-bedroom, 3.5-bath home in the highly sought-after Cross Point community — where the updates are done and the pride of ownership is undeniable. This is what true move-in ready looks like:✔️ New roof (2017)✔️...🔥Huge price adjustment! Opportunity Is Knocking in Cross Point — And It’s Bringing a 2.25% VA Assumable Loan With It! 🔥 Yes, you read that right — 2.25% interest rate assumable VA loan. In today’s market, that is a game-changer and could mean significant monthly savings. Welcome to this STUNNING 5-bedroom, 3.5-bath home in the highly sought-after Cross Point community — where the updates are done and the pride of ownership is undeniable. This is what true move-in ready looks like:✔️ New roof (2017)✔️ New windows (2017 & 2018)✔️ Dual-zone A/C (2019)✔️ Basement renovation with second full kitchen (2019)✔️ Fireplace (2020)✔️ Back deck redone (2021✔️ $30,000 primary bath renovation (2023) From the charming wrap-around porch to the refined interior finishes — crown molding, wainscoting, gas fireplace — every detail has been thoughtfully upgraded. The beautifully renovated kitchen features granite countertops, soft-close cabinetry, and premium fixtures, opening to a layout designed for both everyday living and effortless entertaining. Upstairs you’ll find four spacious bedrooms and spa-inspired baths. The fully finished lower level with a second kitchen offers incredible flexibility — perfect for multi-generational living, extended guests, or additional entertaining space. And the backyard? A true entertainer’s dream with a spacious deck ready for gatherings, cookouts, and peaceful evenings. A true entertainer’s dream with a spacious deck ready for gatherings, cookouts, and peaceful evenings ✨ Modern updates.✨ Timeless design.✨ Rare financing opportunity.✨ Located in one of the area’s most desirable communities. Homes with this level of care — and this kind of financing advantage — don’t come along often. Don’t miss your chance to make it yours!
  1. Listed by Tracey L Bellotte • Coldwell Banker Realty
    P: (410)-474-1649 tracey.bellotte@cbrealty.com

Property Details for 56 Cross Point Drive

Tax ID Number
0503154467
Ownership
Fee Simple
Condo Coop Association
No
HOA
Yes
Structure Type
Detached
Style
Colonial
Levels/Stories
3
Waterfront
No
LISTING UPDATED: 04/27/2026 10:58 AM

Property Details for 56 Cross Point Drive

StatusClosed
MLS #MDCA2023062
Days on Market153
Taxes$5,979 / year
HOA Fees$300 / year
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Fee Simple
Year Built2000
Lot Size0.50 AC / 21,666 SF
CountyCalvert County
Get preapproved with Rocket Mortgage1

Location

Listing Courtesy of Coldwell Banker Realty

Sold By Long & Foster Real Estate, Inc.

Add your commute

Building Information for 56 Cross Point Drive

Stories3Year Built2000Building Size-Lot Size0.50 AC / 21,666 SF

Payment Calculator

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$4,073 per month

30 year fixed, 6.46% Interest

Principal and Interest

$3,550

Property Taxes

$498

HOA Dues

$25

The Payment Calculator is for illustrative purposes only.

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Property Information for 56 Cross Point Drive

Location
Location
  • In City Limits: No
  • School District Name: CALVERT COUNTY PUBLIC SCHOOLS
  • School District County ID: 121139842846
  • SchoolDistrictSource: Listing Agent
  • County: CALVERT
Waterfront / Water Access
Waterfront / Water Access
  • Water View: No
  • Water Access: No
  • Water Oriented: No
  • Navigable Water: No
  • Tidal Water: No
  • Riparian Rights Y/N: No
Association / Community Info
Association / Community Info
  • Senior Community: No
  • Type of Condo: Home Owner Association
Taxes and Assessment
Taxes and Assessment
  • Tax Year: 2024
  • Tax Assessed Value: $542,300
  • Year Assessed: 2025
  • County Tax: $5,569
  • Improvement Assessed Value: $361,600
  • Land Assessed Value: $180,700
  • Clean Green Assessed: No
  • Land Use Code: R
  • Refuse Fee: $350
  • Zoning: R-1
  • Tax Lot: 16R
  • School Tax: $0
  • Automatically Update Tax Values Y/N: Yes
Rooms
Main
  • # Bathrooms Count Main Level: 1
  • # Bathrooms Half Main Level: 1
All Upper Levels
  • # Bedrooms Count All Upper Levels: 4
  • # Bathrooms Count All Upper Levels: 2
  • # Bathrooms Full All Upper Levels: 2
Upper Level 1
  • # Bedrooms Count Upper Level: 4
  • # Bathrooms Count Upper Level: 2
  • # Bathrooms Full Upper Level: 2
All Lower Levels
  • # Bedrooms All Lower Levels: 1
  • # Bathrooms All Lower Levels: 1
  • # Bathrooms Full All Lower Levels: 1
Lower Level 1
  • # Bedrooms Lower Level: 1
  • # Bathrooms Lower Level: 1
  • # Bathrooms Full Lower Level: 1
Rooms
  • Stories: Lower 1, Main, Upper 1
Building Info
Building Info
  • Total Finished SQFT: 3,626.00
  • Total Finished SQFT Source: Estimated
  • Tax Total Finished SQFT: 3,442.00
  • Total SQFT: 3,798.00
  • Total SQFT Source: Estimated
  • Construction Materials: Brick, Vinyl Siding
  • Ext Main Mid-res: http://bright-media01.prd.brightmls.com/bright/images/0000/8041/5801/6936/804158016936_512_384_WM_GJ5WXCxVxA6PrxcO.jpg
  • Basement Type: Fully Finished, Rear Entrance, Full
  • Foundation Details: Permanent, Concrete Perimeter
  • Room and Floor: Bathrooms Half-Main Level-1, Bedrooms-Upper Level 1-1, Bedrooms-Upper Level 1-2, Bedrooms-Upper Level 1-3, Bedrooms-Upper Level 1-4, Bedrooms-Lower Level 1-1, Bathrooms Full-Upper Level 1-1, Bathrooms Full-Upper Level 1-2, Bathrooms Full-Lower Level 1-1
  • # Bathrooms Full: 3
  • # Bathrooms Half: 1
  • Other Structure: Above Grade, Below Grade
Lot / Land Information
Lot / Land Information
  • Lot Size Source: Assessor
  • Parcel ID: 14955339
Parking
Parking
  • Type Of Parking: Attached Garage, Driveway
  • Num of Attached Garage Spaces: 2
  • Driveway - # of Spaces: 6
  • Total Garage Spaces: 2
  • Garage Features: Garage - Front Entry
Interior Features
Interior Features
  • Interior Features: 2nd Kitchen, Ceiling Fan(s), Dining Area, Family Room Off Kitchen, Kitchen - Eat-In, Pantry, Recessed Lighting, Walk-in Closet(s), Built-Ins, Formal/Separate Dining Room, Floor Plan - Traditional
  • Fireplace: Yes
Exterior Features
Exterior Features
  • Outdoor Living Structures: Deck(s), Patio(s)
  • Pool: No Pool
Utilities
Utilities
  • Heating: Yes
  • Cooling Type: Central A/C
  • Cooling Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating Fuel: Electric, Oil
  • Hot Water: Electric
  • Water Source: Public
  • Sewer Septic: Private Septic Tank
Confidential Data
Listing Office
  • List Agent AOR: Anne Arundel County Association of REALTORS
  • List Agent URL: www.bellotterealestate.com

Property History for 56 Cross Point Drive

DateEvent & SourcePriceAppreciation
Apr 17, 2026

Closed

BRIGHT #MDCA2023062

$705,000—
Feb 28, 2026

Pending

BRIGHT #MDCA2023062

—
Feb 28, 2026

Active Under Contract

BRIGHT #MDCA2023062

—
DateEvent & SourcePrice
04/17/2026

Closed

BRIGHT #MDCA2023062

$705,000
02/28/2026

Pending

BRIGHT #MDCA2023062

—
02/28/2026

Active Under Contract

BRIGHT #MDCA2023062

—

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 56 Cross Point Drive

Taxable ValueLand$180,700Additions$361,600Total$542,300
Tax Record2023$5,091 ($424 / month)
Home Facts
Beds0Baths3.5Total Finished SqFt3,442 SqFtAbove Grade Finished SqFt2,526 SqFtFinished Basement SqFt916 SqFtStories2Lot Size21,666 SqFtStyleSingle Family ResidenceYear Built2000ZoningR-1CountyCALVERTAPN03-154467Fireplace TypeHas Fireplace

Schools near 56 Cross Point Drive

This home is within Calvert County Public Schools.
Rating
School
Type
Grades
Distance
Windy Hill Elementary School
Public - PK to 5
Windy Hill Middle School
Public - 6 to 8
Northern High School
Public - 9 to 12
Career And Technology Academy
Public - 9 to 12
Rating
School
Distance
Windy Hill Elementary School
PublicPK to 5

Windy Hill Middle School
Public6 to 8

Northern High School
Public9 to 12

Career And Technology Academy
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Coldwell Banker Realty

© 2026 Bright MLS. All rights reserved. All information is deemed reliable, but accuracy is not guaranteed. Listing information is from various brokers who participate in IDX and not all listings may be visible on the site. The property information being provided is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated on 04/27/2026 10:58 AM