Sold
Last Sold Price
4 beds
640 Converse Bay Rd, Charlotte, VT 05445
Single FamilyProperty Type
2.64 acresLot Size
1976Year Built
2 carsParking Spaces

Description

Prepare to be captivated by this exceptional property featuring 2.6 acres of meticulously landscaped grounds that gently slope down to over 350 feet of exclusive lakefront. As you arrive, you'll instantly be transported to a private paradise, nestled within a serene cove offering stunning sunsets and panoramic Adirondack views. The landscaping is artfully designed with stone walls, lush gardens, and a well-manicured lawn, creating a picturesque backdrop. A separate waterfront deck provides a peaceful...Prepare to be captivated by this exceptional property featuring 2.6 acres of meticulously landscaped grounds that gently slope down to over 350 feet of exclusive lakefront. As you arrive, you'll instantly be transported to a private paradise, nestled within a serene cove offering stunning sunsets and panoramic Adirondack views. The landscaping is artfully designed with stone walls, lush gardens, and a well-manicured lawn, creating a picturesque backdrop. A separate waterfront deck provides a peaceful retreat to savor the natural beauty of Lake Champlain and its many recreational opportunities. After a day on the water, relax on the spacious wraparound deck with dual awnings or gather around the inviting stone fire pit. Upon entering the home, you'll find a thoughtfully designed, multi-level floor plan that radiates warmth and hospitality throughout the seasons. Exposed beam ceilings and generously sized informal living spaces offer comfort, with large windows in most rooms connecting you to the stunning surroundings. This residence has been a cherished retreat for friends and family and a versatile venue for weddings, graduations, and various celebrations. This property represents a piece of paradise awaiting your discovery. Please note that active surveillance is in place. Square footage and measurements are inconsistent.

    Sold By Coldwell Banker Hickok and Boardman

    • Listed by: The Signature Realty Group • Signature Properties of Vermont
    Listing closed: 11/30/2023 12:00 AM • Source: New England Real Estate Network, MLS#: 4977194

    Recent comparable sales

    Median sold price

    $1,775,000

    Avg days on market

    26

    Sale-to-list ratio

    102.8%

    Charlotte, VT

    9 comparable properties found

    $1,700,000 | 2757 Greenbush Road, Charlotte, VT 05445
    1/14
    1

    $1,700,000

    Sold 10/18/24

    4
    Bedrooms
    4,176
    Square Feet
    1.85
    Acres
    $1,650,000 | 197 Pease Mountain Road, Charlotte, VT 05445
    1/41
    2

    $1,650,000

    Sold 09/18/24

    4
    Bedrooms
    4,396
    Square Feet
    5.5
    Acres
    $2,500,000 | 188 McNeil Cove Road, Charlotte, VT 05445
    1/33
    3

    $2,500,000

    Sold 06/18/26

    3
    Bedrooms
    2,466
    Square Feet
    2.5
    Acres
    $1,775,000 | 1249 Church Hill Road, Charlotte, VT 05445
    1/31
    4

    $1,775,000

    Sold 06/09/25

    4
    Bedrooms
    3,878
    Square Feet
    5.15
    Acres
    $2,102,000 | 488 Guinea Road, Charlotte, VT 05445
    1/54
    5

    $2,102,000

    Sold 04/10/26

    4
    Bedrooms
    5,759
    Square Feet
    20.38
    Acres
    $4,300,000 | 202 McNeil Cove Road, Charlotte, VT 05445
    1/42
    6

    $4,300,000

    Sold 11/15/24

    4
    Bedrooms
    5,682
    Square Feet
    2.9
    Acres
    $1,525,000 | 250 Palmer Lane, Charlotte, VT 05445
    1/61
    7

    $1,525,000

    Sold 05/30/25

    4
    Bedrooms
    3,849
    Square Feet
    6.25
    Acres
    $1,500,000 | 4602 Greenbush Road, Charlotte, VT 05445
    1/55
    8

    $1,500,000

    Sold 08/03/26

    3
    Bedrooms
    4,409
    Square Feet
    6
    Acres
    $2,175,000 | 3126 Cramer Pond Drive, Charlotte, NC 28205
    1/45
    9

    $2,175,000

    Sold 10/01/24

    4
    Bedrooms
    3,334
    Square Feet
    0.21
    Acres

    Location

    Add your commute

    Payment Calculator

    $13,711 per month

    30 year fixed, 6.55% Interest

    Principal and Interest

    $11,894

    Property Taxes

    $1,817

    HOA Dues

    $0

    The Payment Calculator is for illustrative purposes only.

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    Property Information for 640 Converse Bay Road

    Property Details
    • Taxes: $21,804 / year
    • MLS Type: Residential / Single Family
    • Water Body Type: Lake
    • Water View: Yes
    • Waterfront Property: Yes
    • Zoning: Residential
    Building Information
    • Stories: 2
    • Year Built: 1976
    • Lot Size: 2.64 AC / 114,998 SF
    Summary
    Location and General Information
    • City: Charlotte
    • County: VT-Chittenden
    • Directions: RTE 7 SOUTH,TURN RIGHT ONTO FERRY RD AT LIGHT CONTINUE ON FERRY RD THROUGH STOP SIGN TAKE LEFT ONTO LAKE RD.TAKE NEXT RIGHT ON CONVERSE BAY.HOUSE ON LEFT OF CONVERSE BAY ROAD AND CEDAR BEECH ROAD.
    • Latitude: 44.295549897629506
    • Longitude: -73.286582457672139
    • Road Frontage: Yes
    • Seasonal: No
    • State: VT
    • Street Designation: Road
    • Zip Code: 05445
    Taxes and HOA Information
    • SPAN Number: 13804311593
    • Tax - Gross Amount: $21,803.68
    • Tax Year: 2023
    • Taxes TBD: No
    School Information
    • School - High: Champlain Valley UHSD #15
    • School - Elementary: Charlotte Central School
    • School - Middle/Jr: Charlotte Central School
    Parking
    • Garage: Yes
    • Garage Capacity: 2.00
    • Driveway: Paved
    Property
    Lot Information
    • Lot - Sqft: 114998.0
    • Lot Size Acres: 2.64
    • Road Frontage Length: 510.0
    • Square Feet Apx Finished Above Grade: 0.0
    • Square Feet Apx Finished AG Source: Appraiser
    • Square Feet Apx Finished Below Grade: 0.0
    • Square Feet Apx Finished BG Source: Appraiser
    • Square Feet Apx Total: 0.0
    • Square Feet Apx Total Finished: 0.0
    • Square Feet Apx Unfinished Above Grade: 0.0
    • Square Feet Apx Unfinished AG Source: Appraiser
    • Square Feet Apx Unfinished Below Grade: 0.0
    • Square Feet Apx Unfinished BG Source: Appraiser
    • Water Frontage Length: 357.0
    • Water Body Access: Yes
    • Water Body Name: Lake Champlain
    • Waterfront Property Rights: Exclusively Owned
    Property and Assessments
    • Property Class: Residential
    • Property Type: Single Family
    • Flood Zone: No
    • Foundation: Concrete
    • Owned Land: Yes
    • PreConstruction: No
    • Resort: No
    • Surveyed: Unknown
    • Water Body Restrictions: No
    • Year Built: 1976
    Utilities
    • Electric: 200 Amp
    • Sewer: 1000 Gallon, Private, Septic
    • Utilities: Internet - Cable
    • Water Access Details: Directly Adjoining
    Interior and Exterior Features
    Exterior Features
    • Color: Grey
    • Features - Accessibility: 1st Floor 1/2 Bathroom, 1st Floor Hrd Surfce Flr, Access Laundry No Steps
    • Features - Exterior: Deck, Window Screens
    • Roads: Gravel, Public
    • Roof: Shingle - Asphalt
    Interior Features
    • Appliances: Cooktop - Electric, Dishwasher, Disposal, Dryer, Range Hood, Microwave, Refrigerator, Washer
    • Basement: Yes
    • Basement Access Type: Interior
    • Basement Description: Finished, Stairs - Interior, Storage Space
    • Baths - Total: 4
    • Baths - Full: 2
    • Half Baths: 1
    • One Quarter Baths: 0
    • Three Quarter Bath: 1
    • Rooms - Total: 10
    • Rooms: Level 1: Level 1: Bedroom, Level 1: Dining Room, Level 1: Kitchen, Level 1: Living Room, Level 1: Other
    • Rooms: Level 2: Level 2: Bedroom, Level 2: Primary Bedroom
    • Rooms: Level B: Level B: Family Room
    • Bedrooms - Total: 4
    • Equipment: Irrigation System, Smoke Detectr-Batt Powrd
    • Features - Interior: Cathedral Ceiling, Ceiling Fan, Dining Area, Fireplace - Gas, Kitchen Island, Kitchen/Family, Kitchen/Living, Primary BR w/ BA, Natural Woodwork, Skylight, Soaking Tub, Vaulted Ceiling, Walk-in Closet, Walk-in Pantry, Whirlpool Tub, Laundry - 1st Floor
    • Flooring: Carpet, Ceramic Tile, Hardwood, Vinyl
    • Heat Fuel: Oil
    • Heating: Baseboard, Stove - 3, Stove - Wood
    • Cooling: None
    • Total Stories: 2.5
    Room Information
    Room 1
    • Room Dimensions: 20 x 16
    • Room Level: 1
    • Room Type: Kitchen
    Room 2
    • Room Dimensions: 13'3 x 12'3
    • Room Level: 1
    • Room Type: Dining Room
    Room 3
    • Room Dimensions: 17'6 x 16'3
    • Room Level: 1
    • Room Type: Living Room
    Room 4
    • Room Dimensions: 19'6 x 14
    • Room Level: Basement
    • Room Type: Family Room
    Room 5
    • Room Level: 1
    • Room Type: Other
    Room 7
    • Room Dimensions: 22 x 17
    • Room Level: 2
    • Room Type: Primary Bedroom
    Room 8
    • Room Dimensions: 13'6 x 11
    • Room Level: 2
    • Room Type: Bedroom
    Room 9
    • Room Dimensions: 15'11 x 12'4
    • Room Level: 1
    • Room Type: Bedroom
    Room 10
    • Room Dimensions: 17 x 11
    • Room Level: 1
    • Room Type: Bedroom
    Room 12
    • Room Dimensions: 18'9 x 14
    • Room Level: 1
    • Room Type: Other
    Room 13
    • Room Dimensions: 15'2 x 14'6
    • Room Level: 1
    • Room Type: Other
    Room 14
    • Room Dimensions: 19 x 14
    • Room Level: 1
    • Room Type: Other

    Property History for 640 Converse Bay Road

    DateEvent & SourcePriceAppreciation
    Nov 30, 2023

    Sold

    New England Real Estate Network #4977194

    $2,340,000
    Nov 13, 2023

    Pending

    New England Real Estate Network #4977194

    Nov 8, 2023

    Listed (Active)

    New England Real Estate Network #4977194

    $2,275,000
    DateEvent & SourcePrice
    11/30/2023

    Sold

    New England Real Estate Network #4977194

    $2,340,000
    11/13/2023

    Pending

    New England Real Estate Network #4977194

    11/08/2023

    Listed (Active)

    New England Real Estate Network #4977194

    $2,275,000

    For completeness, we often displays two records for one sale: the MLS record and the public record.

    Public Records for 640 Converse Bay Road

    Taxable ValueLand$1,308,000Additions$406,800Total$1,714,800
    Tax Record2025$22,673 ($1,889 / month)
    Home Facts
    Beds4Baths3.5Total Finished SqFt2,332 SqFtAbove Grade Finished SqFt2,332 SqFtUnfinished Basement SqFt953 SqFtStories2Lot Size114,998 SqFtStyleSingle Family ResidenceYear Built1976Year Renovated1976CountyCHITTENDENAPN(043) 00015-0640

    Schools near 640 Converse Bay Road

    This home is within Champlain Valley Unified School District.
    Rating
    School
    Type
    Grades
    Distance
    Public - PK to 8
    Public - 9 to 12
    Rating
    School
    Distance
    Charlotte Central School
    PublicPK to 8

    Champlain Valley Uhsd #15
    Public9 to 12

    School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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    Nearby home values

    AddressSold priceBedsBathsSqftLot (Sqft)
    This home: 640 Converse Bay Road, Charlotte, VT 05445
    $2,340,000
    4
    114,998
    26,136
    $1,255,000
    3
    3,256
    273,992
    $1,200,000
    4
    3,611
    138,085
    5
    3.5
    3,158
    96,703
    3
    2
    1,910
    4,102,045

    No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

    Listing Courtesy of Signature Properties of Vermont

    Copyright 2026 PrimeMLS, Inc. All rights reserved. This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimeMLS. The information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 09/08/2026 04:45 PM