640 Gulf Ln, Unit 3

1,124 Sq. Ft.
$1,214 / Sq. Ft.
1,124
Sq. Ft.
$1,214
per Sq. Ft.

Description

Motivated seller bring your offers! Prime island offering! Desired vacation rental! Rare is this Unapparelled Opportunity to Own a Gulf Front and Beach Front Luxury Townhome in a Spectacular Location on Butterfly Beach! Attached, High End, Brand New Remodeled, Gulf Front AND Beach Front! This Turnkey Villa called "Beach Dayz" offers Two Main Owner Suites and Two Full Baths. This Beach Villa has undergone Gorgeous and Extensive Renovations and Both offer Breath Taking Views of the Gulf of Mexico from...Motivated seller bring your offers! Prime island offering! Desired vacation rental! Rare is this Unapparelled Opportunity to Own a Gulf Front and Beach Front Luxury Townhome in a Spectacular Location on Butterfly Beach! Attached, High End, Brand New Remodeled, Gulf Front AND Beach Front! This Turnkey Villa called "Beach Dayz" offers Two Main Owner Suites and Two Full Baths. This Beach Villa has undergone Gorgeous and Extensive Renovations and Both offer Breath Taking Views of the Gulf of Mexico from its Decks, Porches, and Balconies! Aside from the Elegant Brand New Open Kitchen & Upscale Baths, Appliances, Flooring, Electrical, Fixtures, Fans, Finish Carpentry, Paint, Electric Fireplaces, and Turnkey Furnishings, this Amazing Property has a Brand New Metal Roof, Hardie Board Siding, Impact Windows and Doors, New Whole House Reverse Osmosis Water System, Railings, Stairs, and more. This Turnkey Furnished Villa has Fantastic Rental History and Potential! Located directly on the Wide Butterfly Beach on the Barrier Island of North Captiva with Private Beach Access. The property's Shoreline provides an Abundance of the Finest and Most Beautiful Shells and its' Gulf Waters offers World Class Fishing! The Islands State Nature Preserve is also only Steps Away. The Islands Sea and Wildlife are magnificent to behold. An Island Club at North Captiva Memberships is available please inquire to enjoy their Pools, Spa, Kayaks, Fat Tire Bikes, Basketball, Activities and Island Services etc. Professional Licensed Property Mgmt with Upcoming Rentals is already in place should you choose to Enjoy Your Townhomes and/or Value its’ Rental Income! This is a Must See Property Located Directly on the Beach. Tropical and Lush, this Duplex sits in a Spectacular Location on Island. The Entire Duplex is also currently for available for sale please see 640 Gulf LN #4 Rare is this Unparalleled Opportunity to Own an Entire Gulf Front and Beach Front Luxury Duplex in a Spectacular Location on Butterfly Beach! Hurry to Schedule Your Showings Today!
  1. Listed by Amy Ivey • Swept Away Realty • amykivey@comcast.net

Property Details for 640 Gulf Lane, Unit 3

Development
BEACH VILLAS OF UPPER CAPTIVA CONDOMINIUM
Building Design
Townhouse, Duplex
Community Type
Boating, Non-Gated
Waterfront
Yes
Waterfront Desc
Beach Front, Gulf
Waterfront Desc
On the Gulf Beach, Gulf Frontage
View
Gulf, Landscaped, Water
Garage Spaces
.00
LISTING UPDATED: 03/24/2026 02:16 PM

Property Details for 640 Gulf Lane, Unit 3

StatusActive
MLS #2026000340
Days on Market135
Pet PolicyAllowed
Taxes$11,262 / year
HOA Fees$13,000 / year
Condo/Co-op Fees-
Property TypeCondo
MLS TypeResidential / Condo
Year Built1986
CountyLee County

Location

Listing Courtesy of Swept Away Realty, Amy Ivey
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Building Information for 640 Gulf Lane, Unit 3

Building/Complex640 Gulf LnFloor1Stories2Residences2Pet PolicyAllowedPet Policy DetailsYesYear Built1986

Payment Calculator

$8,824 per month

30 year fixed, 6.36% Interest

Principal and Interest

$6,802

Property Taxes

$939

HOA Dues

$1,083

The Payment Calculator is for illustrative purposes only.

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Property Information for 640 Gulf Lane, Unit 3

Summary
Location and General Information
  • City: Captiva
  • Directions: Ferry to North Captiva Island
  • Human Modified: Yes
  • Latitude: 26.60
  • Longitude: -82.22
  • MLS Area Major: CI02 - Upper Captiva Island
  • Pets: No Approval Needed
  • Postal Code: 33924
  • Street Name: Gulf
  • Street Number: 640
  • Street Suffix: LN
  • Block: 0
  • Unit Number: 3
  • Full Address: 640 Gulf LN 3
  • View: Yes
Parking
  • Carport Spaces: 2.00
  • Carport: Yes
  • Covered Spaces: 2.00
  • Garage: No
  • Parking Features: Covered, Driveway, Underground, Two Spaces, Unpaved, Attached Carport
Taxes and HOA Information
  • Amenity Rec Fee: $.00
  • Application Fee: $.00
  • Association Fee Total: $13,000.00
  • Association Fee Total Frequency: Annually
  • Association Fee 2: $13,000.00
  • Association Fee 2 Frequency: Annually
  • Maintenance: Insurance
  • Association Mngmt Phone: 9372714702
  • Mandatory HOA: Yes
  • Tax Annual Amount: $11,262.14
  • Tax Year: 2024
  • Transfer Fee: $.00
  • Association Fee 3: $.00
Property
Lot Information
  • Source of Measure Total Area: Appraiser
  • Development Name: BEACH VILLAS OF UPPER CAPTIVA CONDOMINIUM
  • Parcel Number: 05-45-21-05-00000.0030
  • Property Type: Residential
  • Section: 05
  • Lot Unit: 3
  • Source of Measure Living Area: Appraiser
  • Source of Measure Lot Dimensions: Appraiser
  • Lot Desc: Oversized Lot
  • Acres: 0.04
  • Lot Size Area: 0.04
  • Source of Measurements: Appraiser
  • Lot Size Units: Acres
  • Legal Desc: BEACH VILLAS OF UPPER CAPTIVA OR 1897/4721 UNIT 3
Property and Assessments
  • Total Area: 1124.0
  • Rear Exposure: W
  • Approx Living Area: 1124.0
  • Possession: Close Of Escrow
  • Property Condition: Resale
  • Property Sub Type: Townhouse
  • Township: 45
  • Senior Community: false
  • Range: 21E
  • Special Assessment: 0.00
  • Sub Condo Name: BEACH VILLAS OF UPPER CAPTIVA CONDOMINIUM
  • Year Built Numeric: 1986
  • Property Sub Type Additional: Townhouse, Duplex
  • Restrictions: Deed Restrictions
  • Zoning Code: RM-2
Lease Information
  • Land Lease Fee: $.00
  • One Time Land Lease Fee: $.00
  • One Time Mandatory Club Fee: $.00
  • One Time Othe Fee: $.00
  • One Time Special Assessment Fee: $.00
Utilities
  • Sewer: Private, Septic
  • Utilities: Cable Available, High Speed Internet Available
  • Water Source: Well
  • Water: Well, Filter
Multi Family
Multi-Family Information
  • Common Interest: Condominium
  • Num Unit Floor: 1
  • Annual Food And Beverage Minimum: 0.00
  • Units in Complex: 4
  • Stories: 2.0
  • Total Floors: 2
  • Total One Time Fees: $.00
  • Units in Building: 2
  • Unit Location: 1
Interior and Exterior Features
Exterior Features
  • Architectural Style: Two Story, Stilt, Duplex
  • Association Amenities: Beach Rights, Beach Access
  • Canal Width: N, o, n, e
  • Community Features: Boat Facilities, Non Gated
  • Construction: Wood Frame
  • Exterior Features: Deck, Security High Impact Doors, Storage
  • Exterior Features: Deck, Storage
  • Foundation Details: Pillar Post Pier, Raised
  • Irrigation Source: None
  • Other Equipment: Reverse Osmosis System
  • Patio And Porch Features: Balcony, Deck, Lanai, Open, Porch, Screened
  • Private Pool: No
  • Roof: Metal
  • Security Features: None, Smoke Detectors
  • Structure Type: Townhouse, Duplex
  • Gulf Access Type: Other
  • Gulf Access: Yes
  • Spa: No
Interior Features
  • Appliances: Dryer, Dishwasher, Freezer, Microwave, Range, Refrigerator, Water Purifier, Washer
  • Baths Full: 2
  • Bathrooms Half: 0
  • Bathrooms Total Integer: 2.0
  • Beds Total: 2
  • Bedrooms: 2 Bed
  • Cooling: Central Air, Ceiling Fans, Electric
  • Cooling: Yes
  • Elevator Text Details: None
  • Fireplace: Yes
  • Flooring: Vinyl
  • Furnished Desc: Furnished
  • Heating: Central, Electric
  • Heating: Yes
  • Interior Features: Breakfast Bar, Built In Features, Dual Sinks, Fireplace, Living Dining Room, Shower Only, Separate Shower, Tub Shower, Window Treatments, Split Bedrooms
  • Interior Features: Fireplace, Smoke Detectors, Other, Window Coverings
  • Laundry Features: Washer Hookup, Dryer Hookup, Inside
  • Levels: Two
  • Window Features: Other, Skylights, Sliding, Impact Glass, Window Coverings
Rental
Rental Information
  • One Time Rec Lease Fee: $.00

Property History for 640 Gulf Lane, Unit 3

DateEvent & SourcePriceAppreciation
Mar 24, 2026

Price Change

FORTMLS #2026000340

$1,365,000—
Jan 4, 2026

Listed (Active)

FORTMLS #2026000340

$1,390,000—
Dec 31, 2025

Expired

MFRMLS #G5097823

$1,480,000—
DateEvent & SourcePrice
03/24/2026

Price Change

FORTMLS #2026000340

$1,365,000
01/04/2026

Listed (Active)

FORTMLS #2026000340

$1,390,000
12/31/2025

Expired

MFRMLS #G5097823

$1,480,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 640 Gulf Lane, Unit 3

Taxable ValueLand-Additions$640,590Total-
Tax Record2025$9,393 ($783 / month)
Home Facts
Beds2Total Finished SqFt1,092 SqFtAbove Grade Finished SqFt1,092 SqFtStories2Lot Size1,845 SqFtStyleCondominiumYear Built1986Year Renovated1988ZoningRM-2CountyLEEAPN05-45-21-05-00000.0030Fireplace TypeHas Fireplace

Schools near 640 Gulf Lane, Unit 3

This home is within Lee.
Rating
School
Type
Grades
Distance
Charter - K to 5
Charter - 6 to 8
Charter - 9 to 12
Charter - K to 5
Rating
School
Distance
The Island School
CharterK to 5

Oasis Charter Middle School
Charter6 to 8

Oasis Charter High School
Charter9 to 12

Oasis Elementary Charter School - North
CharterK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

640 Gulf Lane, Unit 3 is a condo for sale in Captiva, FL 33924. This property was listed for sale on January 4, 2026 by Swept Away Realty, it's currently listed at $1,365,000. It has been on the market for a total of 135 days and was last sold on June 7, 2022. This listing's school district is Lee. Nearby schools include The Island School, Oasis Charter Middle School and Oasis Charter High School. 640 Gulf Lane, Unit 3 is a 2-bed, 2-bath, 1,124 sqft condo built in 1986.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Swept Away Realty, Amy Ivey

The information is being provided in part by Southwest Florida Multiple Listing Service, Broker Reciprocity Program ("BR Program") of M.L.S. of Naples, Inc. ("Naples MLS"), under License No. NCOMPN2, and MarcoMls. Information deemed reliable but not guaranteed. Information is provided for consumers' personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase. Copyright 2026 Southwest Florida Multiple Listing Service and MarcoMls. All Rights Reserved. The data relating to real estate for sale displayed on this website comes in part from the Broker Reciprocity Program ("BR Program") of M.L.S. of Naples, Inc. ("Naples MLS"), under License No. NCOMPN2 and MarcoMls. Properties listed with brokerage firms other than Compass are marked with the "BR House" logo. Detailed information about such properties includes the name of the brokerage firm with which the seller has listed the property. The properties displayed may not be all the properties listed with brokerage firms participating in the Naples MLS BR Program, or contained in the database compilation of Naples MLS.