640 Gulf Ln, Unit 3

Captiva, FL 33924

$1,390,000
Price
2
Beds
1,124 Sq. Ft.
$1,237 / Sq. Ft.
1,124
Sq. Ft.
$1,237
per Sq. Ft.
an aerial view of multiple houses
a view of a lake with a city
front view of a house with a garden
a living room with furniture a fireplace and a flat screen tv
a living room with furniture and a large window
a living room with furniture a flat screen tv and a fireplace
a front view of a house with a yard and fountain
a view of a beach with an ocean
a view of a lake with a beach
a living room with furniture a flat screen tv and a fireplace
a living room with a fireplace a flat screen tv and a fireplace
a view of a dining room with furniture window and outside view
a living room with furniture ceiling fan and a large window
a kitchen with a stove and a microwave
a living room with fireplace furniture and a large window
a close view of sink
a bedroom with a bed and wooden floor
a living room with furniture and a flat screen tv
a bedroom with a bed and a flat tv screen on dresser
a bathroom with a granite countertop sink toilet and a mirror
a bedroom with a bed and window
a view of a livingroom with furniture and wooden floor
a view of a dining room with furniture and wooden floor
a bathroom with a granite countertop sink and a mirror
a bathroom with a granite countertop sink and a mirror
a view of a backyard
a view of a house with a yard and potted plants

Description

Motivated seller bring your offers! Prime island offering! Desired vacation rental! Rare is this Unapparelled Opportunity to Own a Gulf Front and Beach Front Luxury Townhome in a Spectacular Location on Butterfly Beach! Attached, High End, Brand New Remodeled, Gulf Front AND Beach Front! This Turnkey Villa called "Beach Dayz" offers Two Main Owner Suites and Two Full Baths. This Beach Villa has undergone Gorgeous and Extensive Renovations and Both offer Breath Taking Views of the Gulf of Mexico from...Motivated seller bring your offers! Prime island offering! Desired vacation rental! Rare is this Unapparelled Opportunity to Own a Gulf Front and Beach Front Luxury Townhome in a Spectacular Location on Butterfly Beach! Attached, High End, Brand New Remodeled, Gulf Front AND Beach Front! This Turnkey Villa called "Beach Dayz" offers Two Main Owner Suites and Two Full Baths. This Beach Villa has undergone Gorgeous and Extensive Renovations and Both offer Breath Taking Views of the Gulf of Mexico from its Decks, Porches, and Balconies! Aside from the Elegant Brand New Open Kitchen & Upscale Baths, Appliances, Flooring, Electrical, Fixtures, Fans, Finish Carpentry, Paint, Electric Fireplaces, and Turnkey Furnishings, this Amazing Property has a Brand New Metal Roof, Hardie Board Siding, Impact Windows and Doors, New Whole House Reverse Osmosis Water System, Railings, Stairs, and more. This Turnkey Furnished Villa has Fantastic Rental History and Potential! Located directly on the Wide Butterfly Beach on the Barrier Island of North Captiva with Private Beach Access. The property's Shoreline provides an Abundance of the Finest and Most Beautiful Shells and its' Gulf Waters offers World Class Fishing! The Islands State Nature Preserve is also only Steps Away. The Islands Sea and Wildlife are magnificent to behold. An Island Club at North Captiva Memberships is available please inquire to enjoy their Pools, Spa, Kayaks, Fat Tire Bikes, Basketball, Activities and Island Services etc. Professional Licensed Property Mgmt with Upcoming Rentals is already in place should you choose to Enjoy Your Townhomes and/or Value its’ Rental Income! This is a Must See Property Located Directly on the Beach. Tropical and Lush, this Duplex sits in a Spectacular Location on Island. The Entire Duplex is also currently for available for sale please see 640 Gulf LN #4 Rare is this Unparalleled Opportunity to Own an Entire Gulf Front and Beach Front Luxury Duplex in a Spectacular Location on Butterfly Beach! Hurry to Schedule Your Showings Today!
  1. Listed by Amy Ivey • Swept Away Realty • amykivey@comcast.net

Property Details for 640 Gulf Lane, Unit 3

Development
BEACH VILLAS OF UPPER CAPTIVA CONDOMINIUM
Building Design
Townhouse, Duplex
Community Type
Boating, Non-Gated
Waterfront
Yes
Waterfront Desc
Beach Front, Gulf
Waterfront Desc
On the Gulf Beach, Gulf Frontage
View
Gulf, Landscaped, Water
Garage Spaces
.00
LISTING UPDATED: 01/04/2026 06:25 PM

Property Details for 640 Gulf Lane, Unit 3

StatusActive
MLS #2026000340
Days on Market12
Taxes$11,262 / year
HOA Fees$10,000 / year
Condo/Co-op Fees-
Compass TypeCondo
MLS TypeResidential / Condo
Year Built1986
CountyLee County

Location

Listing Courtesy of Swept Away Realty, Amy Ivey
Add your commute

Building Information for 640 Gulf Lane, Unit 3

Building/Complex640 Gulf LnFloor1Stories2Residences2Pet PolicyAllowedPet Policy DetailsYesYear Built1986

Payment Calculator

$8,546 per month

30 year fixed, 6.15% Interest

Principal and Interest

$6,775

Property Taxes

$939

HOA Dues

$833

The Payment Calculator is for illustrative purposes only.

Property Information for 640 Gulf Lane, Unit 3

Summary
Location and General Information
  • City: Captiva
  • Directions: Ferry to North Captiva Island
  • Human Modified: Yes
  • Latitude: 26.60
  • Longitude: -82.22
  • MLS Area Major: CI02 - Upper Captiva Island
  • Pets: No Approval Needed
  • Postal Code: 33924
  • Street Name: Gulf
  • Street Number: 640
  • Street Suffix: LN
  • Block: 0
  • Unit Number: 3
  • Full Address: 640 Gulf LN 3
  • View: Yes
Parking
  • Carport Spaces: 2.00
  • Carport: Yes
  • Covered Spaces: 2.00
  • Garage: No
  • Parking Features: Covered, Driveway, Underground, Two Spaces, Unpaved, Attached Carport
Taxes and HOA Information
  • Amenity Rec Fee: $.00
  • Application Fee: $.00
  • Association Fee Total: $10,000.00
  • Association Fee Total Frequency: Annually
  • Association Fee 2: $10,000.00
  • Association Fee 2 Frequency: Annually
  • Maintenance: Insurance
  • Association Mngmt Phone: 9372714702
  • Mandatory HOA: Yes
  • Tax Annual Amount: $11,262.14
  • Tax Year: 2024
  • Transfer Fee: $.00
  • Association Fee 3: $.00
Property
Lot Information
  • Source of Measure Total Area: Appraiser
  • Development Name: BEACH VILLAS OF UPPER CAPTIVA CONDOMINIUM
  • Parcel Number: 05-45-21-05-00000.0030
  • Property Type: Residential
  • Section: 05
  • Lot Unit: 3
  • Source of Measure Living Area: Appraiser
  • Source of Measure Lot Dimensions: Appraiser
  • Lot Desc: Oversized Lot
  • Acres: 0.04
  • Lot Size Area: 0.04
  • Source of Measurements: Appraiser
  • Lot Size Units: Acres
  • Legal Desc: BEACH VILLAS OF UPPER CAPTIVA OR 1897/4721 UNIT 3
Property and Assessments
  • Total Area: 1124.0
  • Rear Exposure: W
  • Approx Living Area: 1124.0
  • Possession: Close Of Escrow
  • Property Condition: Resale
  • Property Sub Type: Townhouse
  • Township: 45
  • Senior Community: false
  • Range: 21E
  • Special Assessment: 0.00
  • Sub Condo Name: BEACH VILLAS OF UPPER CAPTIVA CONDOMINIUM
  • Year Built Numeric: 1986
  • Property Sub Type Additional: Townhouse, Duplex
  • Restrictions: Deed Restrictions
  • Zoning Code: RM-2
Lease Information
  • Land Lease Fee: $.00
  • One Time Land Lease Fee: $.00
  • One Time Mandatory Club Fee: $.00
  • One Time Othe Fee: $.00
  • One Time Special Assessment Fee: $.00
Utilities
  • Sewer: Private, Septic
  • Utilities: Cable Available, High Speed Internet Available
  • Water Source: Well
  • Water: Well, Filter
Multi Family
Multi-Family Information
  • Common Interest: Condominium
  • Num Unit Floor: 1
  • Annual Food And Beverage Minimum: 0.00
  • Units in Complex: 4
  • Stories: 2.0
  • Total Floors: 2
  • Total One Time Fees: $.00
  • Units in Building: 2
  • Unit Location: 1
Interior and Exterior Features
Exterior Features
  • Architectural Style: Two Story, Stilt, Duplex
  • Association Amenities: Beach Rights, Beach Access
  • Canal Width: N, o, n, e
  • Community Features: Boat Facilities, Non Gated
  • Construction: Wood Frame
  • Exterior Features: Deck, Security High Impact Doors, Storage
  • Exterior Features: Deck, Storage
  • Foundation Details: Pillar Post Pier, Raised
  • Irrigation Source: None
  • Other Equipment: Reverse Osmosis System
  • Patio And Porch Features: Balcony, Deck, Lanai, Open, Porch, Screened
  • Private Pool: No
  • Roof: Metal
  • Security Features: None, Smoke Detectors
  • Structure Type: Townhouse, Duplex
  • Gulf Access Type: Other
  • Gulf Access: Yes
  • Spa: No
Interior Features
  • Appliances: Dryer, Dishwasher, Freezer, Microwave, Range, Refrigerator, Water Purifier, Washer
  • Baths Full: 2
  • Bathrooms Half: 0
  • Bathrooms Total Integer: 2.0
  • Beds Total: 2
  • Bedrooms: 2 Bed
  • Cooling: Central Air, Ceiling Fans, Electric
  • Cooling: Yes
  • Elevator Text Details: None
  • Fireplace: Yes
  • Flooring: Vinyl
  • Furnished Desc: Furnished
  • Heating: Central, Electric
  • Heating: Yes
  • Interior Features: Breakfast Bar, Built In Features, Dual Sinks, Fireplace, Living Dining Room, Multiple Primary Suites, Shower Only, Separate Shower, Tub Shower, Window Treatments, Split Bedrooms
  • Interior Features: Fireplace, Smoke Detectors, Other, Window Coverings
  • Laundry Features: Washer Hookup, Dryer Hookup, Inside
  • Levels: Two
  • Window Features: Other, Skylights, Sliding, Impact Glass, Window Coverings
Rental
Rental Information
  • One Time Rec Lease Fee: $.00

Property History for 640 Gulf Lane, Unit 3

DateEvent & SourcePriceAppreciation
Jan 4, 2026

Listed (Active)

FORTMLS #2026000340

$1,390,000—
Dec 31, 2025

Expired

MFRMLS #G5097823

$1,480,000—
Jun 2, 2025

Listed (Active)

MFRMLS #G5097823

$1,800,000—
Apr 25, 2025

Expired

FORTMLS #224037702

$1,685,000—
Oct 12, 2024

Withdrawn

FORTMLS #224037702

$1,790,000—
Apr 26, 2024

Listed (Active)

FORTMLS #224037702

$1,890,000—
Jun 7, 2022

Sold (Public Record)

Public Record #1491691439

$1,080,000

+72.1% / yr

Mar 10, 2021

Sold (Public Record)

Public Record #693061863

$550,000—
Mar 10, 2021

Sold (Public Record)

Public Record #1453914525

$550,000

-1.0% / yr

Jul 17, 2019

Withdrawn

FORTMLS #219042435

$659,000—
Jun 14, 2019

Listed (Active)

FORTMLS #219042435

$659,000—
Nov 18, 2018

Expired

FORTMLS #218036531

$649,000—
May 21, 2018

Listed (Active)

FORTMLS #218036531

$649,000—
May 4, 2018

Expired

FORTMLS #217067751

$649,000—
Nov 6, 2017

Listed (Active)

FORTMLS #217067751

$649,000—
Sep 30, 2017

Expired

FORTMLS #216047869

$659,000—
Jul 26, 2016

Listed (Active)

FORTMLS #216047869

$689,000—
Jul 19, 2010

Expired

FORTMLS #201004705

$900,000—
Jul 11, 2003

Sold (Public Record)

Public Record #117317216

$655,000—
DateEvent & SourcePrice
01/04/2026

Listed (Active)

FORTMLS #2026000340

$1,390,000
12/31/2025

Expired

MFRMLS #G5097823

$1,480,000
06/02/2025

Listed (Active)

MFRMLS #G5097823

$1,800,000
04/25/2025

Expired

FORTMLS #224037702

$1,685,000
10/12/2024

Withdrawn

FORTMLS #224037702

$1,790,000
04/26/2024

Listed (Active)

FORTMLS #224037702

$1,890,000
06/07/2022

Sold (Public Record)

Public Record #1491691439

$1,080,000

+72.1% / yr

03/10/2021

Sold (Public Record)

Public Record #693061863

$550,000
03/10/2021

Sold (Public Record)

Public Record #1453914525

$550,000

-1.0% / yr

07/17/2019

Withdrawn

FORTMLS #219042435

$659,000
06/14/2019

Listed (Active)

FORTMLS #219042435

$659,000
11/18/2018

Expired

FORTMLS #218036531

$649,000
05/21/2018

Listed (Active)

FORTMLS #218036531

$649,000
05/04/2018

Expired

FORTMLS #217067751

$649,000
11/06/2017

Listed (Active)

FORTMLS #217067751

$649,000
09/30/2017

Expired

FORTMLS #216047869

$659,000
07/26/2016

Listed (Active)

FORTMLS #216047869

$689,000
07/19/2010

Expired

FORTMLS #201004705

$900,000
07/11/2003

Sold (Public Record)

Public Record #117317216

$655,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 640 Gulf Lane, Unit 3

Taxable ValueLand-Additions$640,590Total-
Tax Record2025$9,393 ($783 / month)
Home Facts
Beds2Total Finished SqFt1,092 SqFtAbove Grade Finished SqFt1,092 SqFtStories2Lot Size1,845 SqFtStyleCondominiumYear Built1986Year Renovated1988ZoningRM-2CountyLEEAPN05-45-21-05-00000.0030Fireplace TypeHas Fireplace

Schools near 640 Gulf Lane, Unit 3

This home is within School District of Lee County.
Rating
School
Type
Grades
Distance
Buckingham Exceptional Student Center
Public - PK to 12
Sunfire High School of Lee County
Charter - 9 to 12
Fort Myers Academy
Public - 6 to 12
Royal Palm Exceptional School Center
Public - PK to 12
Rating
School
Distance
Buckingham Exceptional Student Center
PublicPK to 12

Sunfire High School of Lee County
Charter9 to 12

Fort Myers Academy
Public6 to 12

Royal Palm Exceptional School Center
PublicPK to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 640 Gulf Lane, Unit 3, Captiva, FL 33924

640 Gulf Lane, Unit 3 is a condo for sale in Captiva, FL 33924. This property was listed for sale on January 4, 2026 by Swept Away Realty, it's currently listed at $1,390,000. It has been on the market for a total of 12 days and was last sold on June 7, 2022. This listing's school district is School District of Lee County. Nearby schools include Buckingham Exceptional Student Center, Sunfire High School of Lee County and Fort Myers Academy. 640 Gulf Lane, Unit 3 is a 2-bed, 2-bath, 1,124 sqft condo built in 1986.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass makes no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Swept Away Realty, Amy Ivey

The information is being provided in part by Southwest Florida Multiple Listing Service, Broker Reciprocity Program ("BR Program") of M.L.S. of Naples, Inc. ("Naples MLS"), under License No. NCOMPN2, and MarcoMls. Information deemed reliable but not guaranteed. Information is provided for consumers' personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase. Copyright 2026 Southwest Florida Multiple Listing Service and MarcoMls. All Rights Reserved. The data relating to real estate for sale displayed on this website comes in part from the Broker Reciprocity Program ("BR Program") of M.L.S. of Naples, Inc. ("Naples MLS"), under License No. NCOMPN2 and MarcoMls. Properties listed with brokerage firms other than Compass are marked with the "BR House" logo. Detailed information about such properties includes the name of the brokerage firm with which the seller has listed the property. The properties displayed may not be all the properties listed with brokerage firms participating in the Naples MLS BR Program, or contained in the database compilation of Naples MLS.