78 Stowe Rd

Mary Esther, FL 32569

$249,000
Price
3
Beds
1,311 Sq. Ft.
$190 / Sq. Ft.
1,311
Sq. Ft.
$190
per Sq. Ft.
Welcome home to 78 Stowe!
Exterior 3 with AI blue sky
Front Porch 1 with AI blue sky
Living Room 1
Living Room 2
Living room 3 with virtual staging
Living Room 3
Living Room 4
Dining Area 1 with virtual staging
Dining Area 1
Dining Area 2
Kitchen 1
Kitchen 2
Kitchen 3
Kitchen 4
Primary 1
Primary 1 with virtual staging
Primary 2
Primary 3
Primary Bath 1
Primary Bath 2
Bedroom 1a
Bedroom 1b
Bedroom 2
Hall Bath 1
Back Dec 1 with AI blue sky
Back Deck 1-1
Back Gate 1-1
Backyard 1-2
Backyard 1-1
Backyard 1-3
Make 78 Stowe your own!

Description

If you've been waiting for the right home where a little vision and effort can translate into real value, this is it. A blank slate ready for owner-occupants to move in and upgrade over time into your ideal home, or to flip. Brand new fence front and back! Systems are of insurable age and condition: Roof 2016, HVAC 2024; water heater 2015; electrical panel Square-D 1996. And, it's located only 4 miles west of Hurlburt Field, 10 miles east to Okaloosa Island, and 10 miles west to Navarre Beach, combining...If you've been waiting for the right home where a little vision and effort can translate into real value, this is it. A blank slate ready for owner-occupants to move in and upgrade over time into your ideal home, or to flip. Brand new fence front and back! Systems are of insurable age and condition: Roof 2016, HVAC 2024; water heater 2015; electrical panel Square-D 1996. And, it's located only 4 miles west of Hurlburt Field, 10 miles east to Okaloosa Island, and 10 miles west to Navarre Beach, combining convenience with coastal access. This 3-bedroom 2-bath house greets you with a covered front porch, great for watching the neighbors walk or drive by. Stowe Road is a loop, eliminating through traffic and creating a quiet place to walk. Keep reading... ... As you enter the house, the vaulted living room ceiling provides a spacious airy feel, and the wood-burning fireplace evokes cozy evenings with family and friends. Through the opening, on the left is the dining area, graced by a large window for lots of natural light, and on the right is an open kitchen with a breakfast bar, pantry, and loads of storage and counter space. Down the hallway is a full bath, followed by the primary bedroom and bath, then two additional bedrooms. The primary bedroom lets onto a spacious open back deck, plenty of room for outdoor seating, grilling, and creating your own backyard retreat. The deck looks out towards green space...no neighbors over the back fence! There are plywood hurricane shutters in the shed (which conveys as-is) with space for your yard equipment. The lawn pump also conveys as-is. This is the kind of home where smart updates can create meaningful value. Move in, make improvements over time, and shape it into the home you've envisioned. Schedule a showing today!
  1. Listed by Sharon McAuliffe • Brokerage DRE #2026502 • Keller Williams Realty FWB
    P: (850)-797-2505 C: (850)-797-2505 smcauliffe@nextstopparadise.com
  2. Listed by Tom McAuliffe • Brokerage DRE #2026502 • Keller Williams Realty FWB
    P: (850)-499-5378 C: (888)-332-5553 tomsells@nextstopparadise.com

Property Details for 78 Stowe Road

Zoning
Resid Single Family
Architectural Style
Contemporary
Subdivision Name
VICTORIA PARK
LISTING UPDATED: 02/16/2026 01:39 AM

Property Details for 78 Stowe Road

StatusActive
MLS #991835
Days on Market6
Taxes$2,885 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Detached Single Family
Year Built1996
Lot Size0.14 AC / 6,098 SF
CountyOkaloosa County

Location

Listing Courtesy of Keller Williams Realty FWB
Add your commute

Building Information for 78 Stowe Road

Stories1Year Built1996Building Size-Lot Size0.14 AC / 6,098 SF

Payment Calculator

$1,454 per month

30 year fixed, 6.15% Interest

Principal and Interest

$1,214

Property Taxes

$240

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 78 Stowe Road

Summary
Location and General Information
  • Directions: From US Hwy 98, turn south on Tommy Lane. Continue straight, jogging slightly right onto Stowe Rd. At the ''T'', turn left to continue onto Stowe Rd. #78 will be on your left.
  • Road Frontage Type: County Road
  • MLS Area Minor: 1212 - Mary Esther/West of Hurlburt
  • MLS Area Major: 12 - Fort Walton Beach
  • Latitude: 30.409487
  • Longitude: -86.751234
  • Location Tax and Legal:Sub Area: 1212 - Mary Esther/West of Hurlburt
  • Location Tax and Legal:Elementary School: Florosa
  • Location Tax and Legal:Middle School: Bruner
  • Location Tax and Legal:High School: Fort Walton Beach
  • Location Tax and Legal:Legal Description: VICTORIA PARK LOT 13 BLK C
  • Garage 2: true
Taxes and HOA
  • Tax Legal Description: VICTORIA PARK LOT 13 BLK C
  • Parcel Number: 16-2S-25-4302-000C-0130
  • Association Fee: $0
  • Tax Annual Amount: $2,885
  • Listing Info Tax Legal:Last Taxes: $2,885
  • Listing Info Tax Legal:Last Tax Year: 2025.0
School Information
  • Elementary School: Florosa
  • Middle Or Junior School: Bruner
  • High School: Fort Walton Beach
Parking
  • Carport YN: No
  • Attached Garage YN: Yes
  • Garage Spaces: 1.0
  • General Property Info:Driveway Spaces: 1.0
  • General Property Info:Street Spaces: 2.0
  • Parking Features: Garage Attached
Property
Lot Information
  • Building Area Source: County PA Records
  • Lot Size Dimensions: 100 x 60
  • Lot Size Acres: 0.14
  • Lot Size Area: 0.14
  • Lot Size Units: Acres
  • Property Condition: Construction Complete
  • Lot Features: Interior, Level, Wetlands, Within 1/2 Mile to Water
  • Building Area Total: 1311.0
  • Lot Size Square Feet: 6098.4
  • General Property Info:SqFt Source: County PA Records
  • LotParcel Access: County Road, Paved Road
  • Lot Features: Interior, Level, Wetlands, Within 12 Mile to Water
Property and Assessments
  • Road Surface Type: Paved
  • Tax Year: 2025.0
  • Floor Plans Count: 0.0
  • Property Type: Residential
  • Year Built: 1996.0
  • Property Sub Type: Detached Single Family
  • New Construction YN: No
  • General Property Info:Sub-Type: Detached Single Family
  • General Property Info:Design: Contemporary
  • Listing Info Tax Legal:Homestead: false
  • Construction Status: Construction Complete
  • Construction Siding: Frame, Roof Dimensional Shg, Roof Pitched, Siding Brick Front, Siding Vinyl, Slab, Trim Vinyl
  • Occupancy Status: Vacant
Utilities
  • Sewer: Public Sewer
  • Utilities: Electric, Public Water
  • Electric: True
  • Utilities: Electric, Public Sewer, Public Water
  • Energy: AC - Central Elect, Ceiling Fans, Double Pane Windows, Heat Cntrl Electric, Water Heater - Elect
Interior and Exterior Features
Exterior Features
  • Exterior Features: Rain Gutter, Fenced Back Yard, Hurricane Shutters, Lawn Pump, Yard Building
  • Construction Materials: Frame, Roof Pitched, Siding Brick Front, Siding Vinyl, Trim Vinyl
  • Foundation Details: Slab
  • Stories: 1.0
  • Patio And Porch Features: Deck Open, Porch
  • Fencing: Fenced Privacy
  • General Property Info:Pool: No
  • General Property Info:Pool Type: None
  • Exterior: Deck Open, Fenced Back Yard, Fenced Privacy, Hurricane Shutters, Lawn Pump, Porch, Rain Gutter, Yard Building
Interior Features
  • Heating: Central
  • Cooling: Ceiling Fans, Central Air
  • Interior Features: Breakfast Bar, Ceiling Vaulted, Fireplace, Pantry, Washer/Dryer Hookup
  • Flooring: Floor Hardwood, Floor Tile, Floor WW Carpet
  • Window Features: Window Treatmnt Some, Double Pane Windows
  • Room Type: Living Room, Dining Area, Kitchen, Master Bedroom, Master Bathroom, Bedroom, Full Bathroom
  • Rooms Total: 8.0
  • Bathrooms Total Integer: 2.0
  • Bathrooms Total Decimal: 2.0
  • Bathrooms Total Notational: 2.0
  • Cooling YN: Yes
  • Heating YN: Yes
  • Bedrooms Total: 3.0
  • Bathrooms Full: 2.0
  • Bathrooms Half: 0.0
  • Interior: Breakfast Bar, Ceiling Vaulted, Fireplace, Floor Hardwood, Floor Tile, Floor WW Carpet, Furnished - None, Pantry, WasherDryer Hookup, Window Treatmnt Some
  • Appliances: Dishwasher, Disposal, Range Hood, Refrigerator, Refrigerator WIceMk, Smoke Detector, Smooth Stovetop Rnge, StoveOven Electric
Room Information
Room 1
  • Room Type: Living Room
  • Room Level: First
  • Room Length: 16.0
  • Room Width: 16.0
  • Room Description: 16'6' x 16'4'
  • Room Dimensions: 16 x 16
Room 2
  • Room Type: Dining Area
  • Room Level: First
  • Room Length: 10.0
  • Room Width: 8.0
  • Room Description: 10'4' x 8'4'
  • Room Dimensions: 10 x 8
Room 3
  • Room Type: Kitchen
  • Room Level: First
  • Room Length: 11.0
  • Room Width: 10.0
  • Room Description: 10'10' x 10'5' inc, pantry
  • Room Dimensions: 11 x 10
Room 4
  • Room Type: Master Bedroom
  • Room Level: First
  • Room Length: 17.0
  • Room Width: 12.0
  • Room Description: 17'0' x 11'10' inc, closet
  • Room Dimensions: 17 x 12
Room 5
  • Room Type: Master Bathroom
  • Room Level: First
  • Room Length: 9.0
  • Room Width: 5.0
  • Room Description: 8'7' x 4'9'
  • Room Dimensions: 9 x 5
Room 6
  • Room Type: Bedroom
  • Room Level: First
  • Room Length: 13.0
  • Room Width: 12.0
  • Room Description: 13'4' x 11'10' inc. closet
  • Room Dimensions: 13 x 12
Room 7
  • Room Type: Bedroom
  • Room Level: First
  • Room Length: 10.0
  • Room Description: 9'8' x 8'10' plus closet
  • Room Dimensions: 10 x 9
Room 8
  • Room Type: Full Bathroom
  • Room Level: First
  • Room Length: 8.0
  • Room Width: 5.0
  • Room Description: 8'0' x 4'11'
  • Room Dimensions: 8 x 5
Multi Family
Multi Family Information
  • Furnished: Furnished - None
Rental
Rent Information
  • General Property Info:Immediate Occupancy: true
  • Listing Info Tax Legal:Is Subject Leased: false

Property History for 78 Stowe Road

DateEvent & SourcePriceAppreciation
Feb 13, 2026

Price Change

ECAR #991835

$249,000—
Feb 13, 2026

Listed (Active)

ECAR #991835

$225,000—
Jan 9, 2026

Withdrawn

ECAR #991835

$225,000—
Jun 29, 2015

Sold

ECAR #720190

$109,000—
Jun 19, 2015

Sold (Public Record)

Public Record #552974639

$109,000

-5.3% / yr

May 19, 2015

Pending

ECAR #720190

—
Apr 29, 2015

Listed (Active)

ECAR #720190

$119,900—
Aug 22, 2008

Sold (Public Record)

Public Record #258777483

$158,000—
Aug 22, 2008

Sold (Public Record)

Public Record #253724057

$134,085

-12.9% / yr

Aug 22, 2008

Sold

ECAR #492717

$132,999—
Aug 15, 2008

Pending

ECAR #492717

—
May 6, 2008

Listed (Active)

ECAR #492717

$140,000—
Jan 4, 2007

Sold (Public Record)

Public Record #213567740

$168,000—
Jan 11, 2000

Sold

ECAR #138725

$80,000—
Dec 30, 1999

Pending

ECAR #138725

—
Jul 19, 1999

Listed (Active)

ECAR #138725

$84,000—
Aug 30, 1996

Expired

ECAR #86954

—
Aug 1, 1996

Listed (Active)

ECAR #86954

$81,700—
DateEvent & SourcePrice
02/13/2026

Price Change

ECAR #991835

$249,000
02/13/2026

Listed (Active)

ECAR #991835

$225,000
01/09/2026

Withdrawn

ECAR #991835

$225,000
06/29/2015

Sold

ECAR #720190

$109,000
06/19/2015

Sold (Public Record)

Public Record #552974639

$109,000

-5.3% / yr

05/19/2015

Pending

ECAR #720190

—
04/29/2015

Listed (Active)

ECAR #720190

$119,900
08/22/2008

Sold (Public Record)

Public Record #258777483

$158,000
08/22/2008

Sold (Public Record)

Public Record #253724057

$134,085

-12.9% / yr

08/22/2008

Sold

ECAR #492717

$132,999
08/15/2008

Pending

ECAR #492717

—
05/06/2008

Listed (Active)

ECAR #492717

$140,000
01/04/2007

Sold (Public Record)

Public Record #213567740

$168,000
01/11/2000

Sold

ECAR #138725

$80,000
12/30/1999

Pending

ECAR #138725

—
07/19/1999

Listed (Active)

ECAR #138725

$84,000
08/30/1996

Expired

ECAR #86954

—
08/01/1996

Listed (Active)

ECAR #86954

$81,700

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 78 Stowe Road

Taxable ValueLand$57,880Additions$185,561Total$243,441
Tax Record2025$2,885 ($240 / month)
Home Facts
Beds3Total Finished SqFt1,311 SqFtAbove Grade Finished SqFt1,311 SqFtStories1Lot Size5,998 SqFtStyleSingle Family ResidenceYear Built1996CountyOKALOOSAAPN16-2S-25-4302-000C-0130Fireplace TypeHas Fireplace

Schools near 78 Stowe Road

This home is within Okaloosa County School District.
Rating
School
Type
Grades
Distance
Florosa Elementary School
Public - PK to 5
Max Bruner Junior Middle School
Public - 6 to 8
Fort Walton Beach High School
Public - 9 to 12
Okaloosa Academy
Charter - 2 to 12
Rating
School
Distance
Florosa Elementary School
PublicPK to 5

Max Bruner Junior Middle School
Public6 to 8

Fort Walton Beach High School
Public9 to 12

Okaloosa Academy
Charter2 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

Similar Sold Homes

Explore Nearby Homes

More information about 78 Stowe Road, Mary Esther, FL 32569

78 Stowe Road is a single family home for sale in Mary Esther, FL 32569. This property was listed for sale on February 13, 2026 by Keller Williams Realty FWB, it's currently listed at $249,000. It has been on the market for a total of 6 days and was last sold on June 29, 2015. This listing's school district is Okaloosa County School District. Nearby schools include Florosa Elementary School, Max Bruner Junior Middle School and Fort Walton Beach High School. 78 Stowe Road is a 3-bed, 2-bath, 1,311 sqft single family home built in 1996.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Keller Williams Realty FWB

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.