820 Cottage Grove Ave

$560,000
Price
8
Beds
4
Baths
3,690 Sq. Ft.
$152 / Sq. Ft.
3,690
Sq. Ft.
$152
per Sq. Ft.

Description

Beautifully updated four-unit offering strong rentability. Each apartment includes 2 bedrooms and 1 full bath, a comfortable living room, and an eat-in kitchen with a stove and refrigerator included. All units were fully renovated in 2024 and 2025 with new appliances. Two units feature in-closet laundry hookups for added convenience. Tenants enjoy separate utilities and air conditioning. A detached four-car garage adds parking and storage flexibility. The full basement offers expansion possibilities...Beautifully updated four-unit offering strong rentability. Each apartment includes 2 bedrooms and 1 full bath, a comfortable living room, and an eat-in kitchen with a stove and refrigerator included. All units were fully renovated in 2024 and 2025 with new appliances. Two units feature in-closet laundry hookups for added convenience. Tenants enjoy separate utilities and air conditioning. A detached four-car garage adds parking and storage flexibility. The full basement offers expansion possibilities and a finishable space with unlimited potential. Three units are currently leased; all units are freshly renovated, ready to be filled or occupied.

Property Details for 820 Cottage Grove Avenue

Style
1 Story
Total # of Parking Spaces
4
LISTING UPDATED: 11/10/2025 02:50 PM

Property Details for 820 Cottage Grove Avenue

StatusActive And Available
MLS #202506588
Days on Market51
Taxes$5,481 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeMulti Family
MLS TypeTwo to Four Units / 1 Story Unit/S
Year Built1956
Lot Size-
CountyWinnebago County

Location

Listing Courtesy of Gambino Realtors
Add your commute

Building Information for 820 Cottage Grove Avenue

Stories1Residences4Year Built1956Building Size-Lot Size-

Payment Calculator

$3,224 per month

30 year fixed, 6.28% Interest

Principal and Interest

$2,767

Property Taxes

$457

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 820 Cottage Grove Avenue

Summary
Location and General Information
  • City: ROCKFORD
  • State: IL
  • Zip: 61103
  • Address: 820 Cottage Grove Avenue
  • County: Winnebago County
  • Zip Code: 61103
  • Year Built: 1956
  • School District: Rockford 205
  • Elementary School 1: R K Welsh Elementary
  • Middle School: West Middle
  • High School: Guilford High
  • Township: Rockford
  • Zoning: R2
Taxes and HOA
  • Tax Year: 2024
  • Taxes: $5,481
Property
Lot Information
  • Property Type: Two to Four Units
  • Est Below Grade Fin SqFt: 0
  • Est Total Finished Sq. Ft.: 3690
  • Est Above Grade SqFt: 3690
Property and Assessments
  • Class: MULTIFAMILY
  • Type: 3 - 4 Units
Utilities
  • Water: City
  • Sewer: City
  • Electric: Circuit Breaker
  • Separate Utilities: Yes
  • Separate Electric Y/N: Yes
  • Separate Water Y/N: Yes
Interior and Exterior Features
Exterior Features
  • Exterior: Brick/Stone
  • General Features: Main Floor Primary
  • Roof: Shingle
Interior Features
  • Basement Type: Full
  • Water Heater: Natural Gas
  • Heating: Forced Air, Natural Gas
  • Cooling: Central Air
  • Appl Stay/Incl: Refrigerator, Stove/Cooktop
  • Basement Y/N: Yes
  • Separate Heat Y/N: Yes
  • Washer/Dryer CoinOp Y/N: No
  • Washer/Dryer Hookup Y/N: Yes
  • Washer/Dryer Y/N: No
Multi Family
Income and Expenses
  • Insurance/YR: $2,000
  • Maintenance/YR: $0
  • Management/YR: $0
  • Utilities/YR: $1,360
  • Legal/Account/YR: 0
  • Other/YR: 0
  • Potential Annual Income: $5,200
Multi Family Information
  • Number of Floors in Bldg: 1
  • Number of Tenants in Bldg: 3
  • Number of Units: 4
Unit 1
  • Unit 1 Range: Yes
  • Unit 1 Garage Capacity: 1
  • Unit 1 # Beds: 2
  • Unit 1 AC: Y
  • Unit 1 Refrigerator: Yes
  • Unit 1 # Rooms: 4
  • Unit 1 # Baths: 1
  • Unit 1 Heat: GFA
  • Unit 1 SqFt: 922
  • Unit 1 Lease/Deposit: 0
  • Unit 1 Rent: 0
Unit 2
  • Unit 2 Range: Yes
  • Unit 2 Garage Capacity: 1
  • Unit 2 # Beds: 2
  • Unit 2 AC: Y
  • Unit 2 Refrigerator: Yes
  • Unit 2 # Rooms: 4
  • Unit 2 # Baths: 1
  • Unit 2 Heat: GFA
  • Unit 2 SqFt: 922
  • Unit 2 Lease/Deposit: 1300
  • Unit 2 Rent: 1300
Unit 3
  • Unit 3 Range: Yes
  • Unit 3 Garage Capacity: 1
  • Unit 3 # Beds: 2
  • Unit 3 AC: Y
  • Unit 3 Refrigerator: Yes
  • Unit 3 # Rooms: 4
  • Unit 3 # Baths: 1
  • Unit 3 Heat: GFA
  • Unit 3 SqFt: 922
  • Unit 3 Lease/Deposit: 0
  • Unit 3 Rent: 1300
Unit 4
  • Unit 4 Range: Yes
  • Unit 4 Garage Capacity: 1
  • Unit 4 # Beds: 2
  • Unit 4 AC: Y
  • Unit 4 Refrigerator: Yes
  • Unit 4 # Rooms: 4
  • Unit 4 # Baths: 1
  • Unit 4 Heat: GFA
  • Unit 4 SqFt: 922
  • Unit 4 Lease/Deposit: 0
  • Unit 4 Rent: 1300
Rental
Rent Information
  • Lease: Yes

Property History for 820 Cottage Grove Avenue

DateEvent & SourcePriceAppreciation
Oct 23, 2025

Listed (Active)

MRED #12502179

$560,000
Oct 22, 2025

Listed (Active)

NorthWest Illinois Alliance of REALTORS® #202506588

$560,000
Dec 30, 2022

Sold (Public Record)

Public Record #1504093578

$203,000

+27.2% / yr

Dec 30, 2022

Sold

MRED #11691030

$203,000
Dec 29, 2022

Sold

NorthWest Illinois Alliance of REALTORS® #202207907

$203,000
Dec 24, 2022

Pending

MRED #11691030

Dec 23, 2022

Pending

NorthWest Illinois Alliance of REALTORS® #202207907

Dec 22, 2022

Listed (Active)

MRED #11691030

$199,900
Dec 21, 2022

Listed (Active)

NorthWest Illinois Alliance of REALTORS® #202207907

$199,900
Sep 27, 2021

Sold (Public Record)

Public Record #1475533472

$150,000
Sep 24, 2021

Sold

MRED #11194841

$150,000
Sep 23, 2021

Sold

NorthWest Illinois Alliance of REALTORS® #202105170

$150,000
Aug 24, 2021

Pending

MRED #11194841

Aug 23, 2021

Pending

NorthWest Illinois Alliance of REALTORS® #202105170

Aug 18, 2021

Listed (Active)

MRED #11194841

$130,000
Aug 17, 2021

Listed (Active)

NorthWest Illinois Alliance of REALTORS® #202105170

$130,000
DateEvent & SourcePrice
10/23/2025

Listed (Active)

MRED #12502179

$560,000
10/22/2025

Listed (Active)

NorthWest Illinois Alliance of REALTORS® #202506588

$560,000
12/30/2022

Sold (Public Record)

Public Record #1504093578

$203,000

+27.2% / yr

12/30/2022

Sold

MRED #11691030

$203,000
12/29/2022

Sold

NorthWest Illinois Alliance of REALTORS® #202207907

$203,000
12/24/2022

Pending

MRED #11691030

12/23/2022

Pending

NorthWest Illinois Alliance of REALTORS® #202207907

12/22/2022

Listed (Active)

MRED #11691030

$199,900
12/21/2022

Listed (Active)

NorthWest Illinois Alliance of REALTORS® #202207907

$199,900
09/27/2021

Sold (Public Record)

Public Record #1475533472

$150,000
09/24/2021

Sold

MRED #11194841

$150,000
09/23/2021

Sold

NorthWest Illinois Alliance of REALTORS® #202105170

$150,000
08/24/2021

Pending

MRED #11194841

08/23/2021

Pending

NorthWest Illinois Alliance of REALTORS® #202105170

08/18/2021

Listed (Active)

MRED #11194841

$130,000
08/17/2021

Listed (Active)

NorthWest Illinois Alliance of REALTORS® #202105170

$130,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 820 Cottage Grove Avenue

Taxable ValueLand$6,802Additions$51,040Total$57,842
Tax Record2024$5,481 ($457 / month)
Home Facts
Total Finished SqFt3,690 SqFtAbove Grade Finished SqFt3,690 SqFtStories1Lot Size14,810 SqFtStyleQuadraplexYear Built1956ZoningR2CountyWINNEBAGOAPN11-13-152-001

Schools near 820 Cottage Grove Avenue

This home is within Rockford School District 205.
Rating
School
Type
Grades
Distance
Public - K to 5
Public - 6 to 8
Public - 9 to 12
Public - 9 to 12
Rating
School
Distance
R K Welsh Elementary School
PublicK to 5

West Middle School
Public6 to 8

Guilford High School
Public9 to 12

Roosevelt Center
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

Similar Sold Homes

820 Cottage Grove Avenue is a multi-family home for sale in Rockford, IL 61103. This property was listed for sale on October 23, 2025 by Gambino Realtors, it's currently listed at $560,000. It has been on the market for a total of 51 days and was last sold on December 30, 2022. This listing's school district is Rockford School District 205. Nearby schools include R K Welsh Elementary School, West Middle School and Guilford High School. 820 Cottage Grove Avenue is a 8-bed, 4-bath, 3,690 sqft multi-family home built in 1956.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Gambino Realtors

Based on information from one of the following Multiple Listing Services: Midwest Real Estate Data LLC (\"MRED\"), MRED PLN GRID, Northwest Indiana REALTORS® Association and NorthWest Illinois Alliance of REALTORS. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by Midwest Real Estate Data LLC (\"MRED\"), MRED PLN GRID, Northwest Indiana REALTORS® Association and NorthWest Illinois Alliance of REALTORS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals. Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID as of 11/10/2025 02:50 PM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.