Last Sold Price
3 beds1,040 sqft$481/sqft
890 Flat Rock Rd, Charlotte, VT 05445

Description

Quaint camp with nice shoreline facing SE. Two lots mean extra shoreline, developed for wheelchair access. Bunkhouse with one large bedroom ideal for guests or family member who snores. Screened porch on lake side of camp. Easy steps to lake shore and small dock. Views of Green Mountains and great sunrises. Marina nearby for all your boating needs. Located on a dead end road and very private.Quaint camp with nice shoreline facing SE. Two lots mean extra shoreline, developed for wheelchair access. Bunkhouse with one large bedroom ideal for guests or family member who snores. Screened porch on lake side of camp. Easy steps to lake shore and small dock. Views of Green Mountains and great sunrises. Marina nearby for all your boating needs. Located on a dead end road and very private.
LISTING CLOSED: 12/07/2016 12:00 AM

  1. Listed by E. David Crane • Coldwell Banker Hickok and Boardman

Sold By Penniman & Co. Real Estate

Property Details for 890 Flat Rock Road

Status
MLS #
4491040
Days on Market
153
Taxes
$1,778 / year
HOA Fees
-
Condo/Co-op Fees
-
Property Type
MLS Type
Residential / Single Family
Year Built
1930
Lot Size
0.68 AC / 29,620 SF
Parking
Parking Spaces 4
Water Body Type
Lake
Water View
Yes
Waterfront Property
Yes
Zoning
S-1

Recent comparable sales

Median sold price

$500,000

Avg days on market

24

Sale-to-list ratio

97.7%

[Charlotte, VT]

9 comparable properties found

$500,000 | 4630 Greenbush Road, Charlotte, VT 05445
1/22
1

$500,000

Sold 08/20/25

3
Bedrooms
1,200
Square Feet
4.3
Acres
$595,000 | 22 Common Way, Charlotte, VT 05445
1/43
2

$595,000

Sold 12/31/25

3
Bedrooms
1,536
Square Feet
0.11
Acres
a view of a house with deck and garden
1/33
3

$516,000

Sold 10/18/24

3
Bedrooms
1,068
Square Feet
0.28
Acres
a front view of a house with a yard
1/27
4

$489,000

Sold 01/09/25

3
Bedrooms
1,080
Square Feet
0.25
Acres
$475,000 | 3410 Mathis Drive, Charlotte, NC 28208
1/30
5

$475,000

Sold 03/20/25

3
Bedrooms
1,101
Square Feet
0.19
Acres
$465,000 | 2944 Beech Nut Road, Charlotte, NC 28208
1/30
6

$465,000

Sold 04/30/25

3
Bedrooms
1,036
Square Feet
0.29
Acres
a front view of a house with a yard
1/27
7

$545,000

Sold 05/14/25

3
Bedrooms
963
Square Feet
0.26
Acres
a front view of a house with a garden
1/36
8

$550,000

Sold 06/27/25

3
Bedrooms
984
Square Feet
0.52
Acres
a front view of a house with a garden and yard
1/48
9

$500,000

Sold 06/30/25

3
Bedrooms
1,030
Square Feet
0.18
Acres

Location

Add your commute

Building Information for 890 Flat Rock Road

Stories1Year Built1930Building Size-Lot Size0.68 AC / 29,620 SF

Payment Calculator

$2,690 per month

30 year fixed, 6.55% Interest

Principal and Interest

$2,541

Property Taxes

$148

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Know your buying power with a preapproval and custom rate in minutes

Rocket Mortgage1

Property Information for 890 Flat Rock Road

Summary
Location and General Information
  • City: Charlotte
  • County: VT-Chittenden
  • Directions: Thompsons Point Rd., Left onto Flat Rock Rd, bear Left onto Bypass Ln. , bear Left at end, on Right, see sign.
  • Latitude: 44.268596042454
  • Longitude: -73.290878272491
  • Road Frontage: Yes
  • Seasonal: Yes
  • State: VT
  • Street Designation: Road
  • Zip: 05445
Taxes and HOA Information
  • SPAN Number: 138-043010726
  • Tax - Gross Amount: $1,778.12
  • Tax Rate: 1.60%
  • Tax Year: 2015
  • Tax Year Notes: 14-15
  • Taxes TBD: No
School Information
  • School - High: Champlain Valley UHSD #15
  • School - District: Chittenden South
  • School - Elementary: Charlotte Central School
  • School - Middle/Jr: Charlotte Central School
Parking
  • Garage: No
  • Garage Capacity: .00
  • Driveway: Circular
Property
Lot Information
  • Lot - Sqft: 29621.0
  • Lot Size Acres: 0.68
  • Road Frontage Length: 200.0
  • Square Feet Apx Finished Above Grade: 1040.0
  • Square Feet Apx Finished AG Source: Public Records
  • Square Feet Apx Finished Below Grade: 0.0
  • Square Feet Apx Total: 1040.0
  • Square Feet Apx Tot Below Grade: 0.0
  • Square Feet Apx Total Finished: 1040.0
  • Square Feet Apx Unfinished Above Grade: 0.0
  • Square Feet Apx Unfinished Below Grade: 0.0
  • Water Frontage Length: 200.0
  • Water Body Access: Yes
  • Water Body Access- EX: Owned
  • Water Body Name- EX: Champlain
Property and Assessments
  • Current Use: No
  • Property Class: Residential
  • Property Type: Single Family
  • Flood Zone: No
  • Foundation: Post/Piers
  • PreConstruction: No
  • Resort: No
  • ROW - Parcel Access: No
  • Surveyed: Yes
  • Water Body Restrictions: No
  • Year Built: 1930
Utilities
  • Electric Company: GMP
  • Electric: 100 Amp
  • Sewer: Community, Mound
Interior and Exterior Features
Exterior Features
  • Color: Natural
  • Features - Accessibility: 1st Floor 3 Ft. Doors, 1st Floor Full Bathroom, Handicap Modified, One-Level Home, Zero-Step Entry Ramp
  • Features - Exterior: Boat Mooring, Guest House, Porch - Screened, Private Dock, Window Screens, Handicap Modified
  • Roads: Association, Dead End, Gravel, Private, Seasonal
  • Roof: Shingle - Asphalt
Interior Features
  • Appliances: Range - Electric, Refrigerator
  • Basement: No
  • Basement Description: Crawl Space
  • Baths - Total: 2
  • Baths - Full: 2
  • Half Baths: 0
  • One Quarter Baths: 0
  • Three Quarter Bath: 0
  • Rooms - Total: 6
  • Rooms: Level 1: Level 1: Bedroom, Level 1: Dining Room, Level 1: Kitchen, Level 1: Living Room, Level 1: Master Bedroom
  • Bedrooms - Total: 3
  • Equipment: Smoke Detector, Smoke Detectr-Batt Powrd
  • Features - Interior: Cathedral Ceiling, Fireplace - Wood, Fireplaces - 1, Furnished, Natural Woodwork, Security Door(s), Laundry - 1st Floor
  • Flooring: Softwood
  • Heat Fuel: Wood
  • Heating: Other
  • Cooling: Other
  • Total Stories: 1
Room Information
Room 1
  • Room Dimensions: 10x10
  • Room Level: 1
  • Room Type: Kitchen
Room 2
  • Room Dimensions: 12x10
  • Room Level: 1
  • Room Type: Dining Room
Room 3
  • Room Dimensions: 18x13
  • Room Level: 1
  • Room Type: Living Room
Room 7
  • Room Dimensions: 17x10
  • Room Level: 1
  • Room Type: Master Bedroom
Room 8
  • Room Dimensions: 13x13
  • Room Level: 1
  • Room Type: Bedroom
Room 9
  • Room Dimensions: 10x10
  • Room Level: 1
  • Room Type: Bedroom

Property History for 890 Flat Rock Road

DateEvent & SourcePriceAppreciation
Dec 12, 2016

Sold (Public Record)

Public Record #590380254

$500,000
Dec 7, 2016

Sold

New England Real Estate Network #4491040

$500,000
Oct 18, 2016

Pending

New England Real Estate Network #4491040

DateEvent & SourcePrice
12/12/2016

Sold (Public Record)

Public Record #590380254

$500,000
12/07/2016

Sold

New England Real Estate Network #4491040

$500,000
10/18/2016

Pending

New England Real Estate Network #4491040

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 890 Flat Rock Road

Taxable ValueLand-Additions$126,900Total-
Tax Record2024$1,923 ($160 / month)
Home Facts
Beds2Total Finished SqFt740 SqFtAbove Grade Finished SqFt740 SqFtStories2StyleSingle Family ResidenceYear Built1930CountyCHITTENDENAPN(043) 00025-0890Fireplace TypeHas Fireplace

Schools near 890 Flat Rock Road

This home is within Champlain Valley Unified School District.
Rating
School
Type
Grades
Distance
Public - PK to 8
Public - 9 to 12
Rating
School
Distance
Charlotte Central School
PublicPK to 8

Champlain Valley Uhsd #15
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

New listings in 05445

$1,425,000 | 145 Cannon Point Road, Charlotte, VT 05445
1/55

$1,425,000

3
Bedrooms
3,518
Square Feet
2.4
Acres
$1,790,000 | 1295 Lime Kiln Road, Charlotte, VT 05445
1/60
Virtual Tour

$1,790,000

8
Bedrooms
6,460
Square Feet
8.02
Acres
$3,595,000 | 450-451 Red Truck Lane, Charlotte, VT 05445
1/60
Virtual Tour

$3,595,000

5
Bedrooms
5,300
Square Feet
47.57
Acres
$1,120,000 | 149 Elcy Lane, Charlotte, VT 05445
1/55

$1,120,000

4
Bedrooms
3,987
Square Feet
5.05
Acres
$2,100,000 | 481 Hills Point Road, Charlotte, VT 05445
1/60

$2,100,000

4
Bedrooms
2,261
Square Feet
0.89
Acres
$1,499,000 | 705 Cedar Beach Road, Charlotte, VT 05445
Active

$1,499,000

2
Bedrooms
1,158
Square Feet
2.7
Acres
$499,900 | 27 Inn Road, Unit 3, Charlotte, VT 05445
1/34

$499,900

3
Bedrooms
1,500
Square Feet
$1,595,000 | 449 Palmer Lane, Charlotte, VT 05445
1/53
Active Under Contract

$1,595,000

4
Bedrooms
5,154
Square Feet
2.28
Acres
$650,000 | 7338 Spear Street, Charlotte, VT 05445
1/18
Virtual Tour

$650,000

3
Bedrooms
2,166
Square Feet
5.01
Acres

Nearby home values

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Coldwell Banker Hickok and Boardman

Copyright 2026 PrimeMLS, Inc. All rights reserved. This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimeMLS. The information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 08/13/2026 01:48 PM