Sold
Last Sold Price
6 beds3,884 sqft
91 Bank St, St. Albans, VT 05478
Single FamilyProperty Type
1.76 acresLot Size
1853Year Built
$143/sq ftPrice per sq ft
2 carsParking Spaces

Description

Fondly known as the "Dowling House" and originally known as the "Dutcher House" built in 1853 by Frederick Dutcher, a pharmacist and inventor who owned the City pharmacy for 122 years. The original Vermont Granite carriage block marked with a "D" still remains on the front lawn. This grand and stately historic home is seeking the next generation of stewards who will appreciate and delight in its well preserved architectural details, spacious floor plan, 10.5 foot ceilings on main level, 10 foot ceilings...Fondly known as the "Dowling House" and originally known as the "Dutcher House" built in 1853 by Frederick Dutcher, a pharmacist and inventor who owned the City pharmacy for 122 years. The original Vermont Granite carriage block marked with a "D" still remains on the front lawn. This grand and stately historic home is seeking the next generation of stewards who will appreciate and delight in its well preserved architectural details, spacious floor plan, 10.5 foot ceilings on main level, 10 foot ceilings on second level, abundant natural light, and seasonal lake views. The house sits on a generous 1.76 acre hill section lot, one of the largest lots in St. Albans City. The glorious formal living and dining rooms allow for elaborate holiday celebrations for all seasons in keeping with house traditions. There are plenty of rooms and spaces for entertaining and hosting visiting guests. The deep wrap-around sitting porch offers seasonal lake, mountain, and relaxing sunset views. The expansive yard and in-ground pool make for fantastic summer fun and games, as well as flower and vegetable gardening. Conveniently located close to downtown shops and restaurants, as well as Hardack Recreation Area which offers skiing, swimming, dog park, and trails. Just 30 miles to Burlington International Airport and less than 40 miles to Jay Peak, Stowe, and Smuggler's Notch ski areas. Come see this glorious home and all that St. Albans City has to offer!

    Sold By KW Vermont

    • Listed by: Stacey Lax • Coldwell Banker Hickok and Boardman
    Listing closed: 06/17/2022 12:00 AM • Source: New England Real Estate Network, MLS#: 4900636

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    Recent comparable sales

    Median sold price

    $555,000

    Avg days on market

    39

    Sale-to-list ratio

    100.3%

    St. Albans, VT

    9 comparable properties found

    $545,000 | 65 Congress Street, St. Albans, VT 05478
    1/43
    1

    $545,000

    Sold 03/06/26

    5
    Bedrooms
    3,812
    Square Feet
    0.19
    Acres
    $565,000 | 10 Lower Newton Road, St. Albans, VT 05478
    1/44
    2

    $565,000

    Sold 08/25/25

    6
    Bedrooms
    3,526
    Square Feet
    0.57
    Acres
    $685,000 | 105 High Street, St. Albans, VT 05478
    1/54
    3

    $685,000

    Sold 05/16/25

    5
    Bedrooms
    3,819
    Square Feet
    0.44
    Acres
    $595,000 | 92 Bank Street, St. Albans, VT 05478
    1/61
    4

    $595,000

    Sold 09/16/26

    5
    Bedrooms
    3,500
    Square Feet
    0.23
    Acres
    $555,000 | 14 Farrar Street, St. Albans, VT 05478
    1/61
    5

    $555,000

    Sold 09/09/25

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    Bedrooms
    4,242
    Square Feet
    0.42
    Acres
    $525,000 | 20 Lakeview Terrace, St. Albans, VT 05478
    1/55
    6

    $525,000

    Sold 05/28/25

    5
    Bedrooms
    3,208
    Square Feet
    0.33
    Acres
    $367,500 | 6-8 Lower Gilman Street, St. Albans, VT 05478
    1/46
    7

    $367,500

    Sold 04/22/25

    6
    Bedrooms
    2,304
    Square Feet
    0.19
    Acres
    $330,000 | 137-139 Federal Street, St. Albans, VT 05478
    1/41
    8

    $330,000

    Sold 10/07/24

    6
    Bedrooms
    2,404
    Square Feet
    0.21
    Acres
    $660,000 | 208 South Main Street, St. Albans, VT 05478
    1/38
    9

    $660,000

    Sold 12/17/25

    8
    Bedrooms
    4,200
    Square Feet
    0.57
    Acres

    Location

    Add your commute

    Payment Calculator

    $3,798 per month

    30 year fixed, 6.71% Interest

    Principal and Interest

    $2,868

    Property Taxes

    $930

    HOA Dues

    $0

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    Property Information for 91 Bank Street

    Property Details
    • Taxes: $11,162 / year
    • MLS Type: Residential / Single Family
    • Parking: Driveway, Garage, Off Street, On-Site, On Street, Parking Spaces 4, Paved, Covered
    • Water Body Type: Lake
    • Water View: Yes
    • Zoning: Residential
    Building Information
    • Stories: 2
    • Year Built: 1853
    • Lot Size: 1.76 AC / 76,665 SF
    Summary
    Location and General Information
    • City: St. Albans City
    • County: VT-Franklin
    • Directions: I-89 to Exit 19. Turn right on Fairfax Road (VT-104 N). Turn left on Fairfield Street (VT 36). Turn right on Smith Street. Turn left on Bank Street. House will be in your right.
    • Latitude: 44.812123388732211
    • Longitude: -73.075868542327882
    • Road Frontage: TBD
    • Seasonal: No
    • State: VT
    • Street Designation: Street
    • Zip: 05478
    Taxes and HOA Information
    • SPAN Number: 549-173-10731
    • Tax - Gross Amount: $11,161.76
    • Tax Year: 2021
    • Tax Year Notes: 2021-2022
    • Taxes TBD: No
    School Information
    • School - High: BFASt Albans
    • School - District: Maple Run USD
    • School - Elementary: St Albans City School
    • School - Middle/Jr: St. Albans City School
    Parking
    • Garage: Yes
    • Garage Capacity: 2.00
    • Driveway: Paved
    Property
    Lot Information
    • Lot - Sqft: 76666.0
    • Lot Size Acres: 1.76
    • Square Feet Apx Finished Above Grade: 3884.0
    • Square Feet Apx Finished AG Source: Public Records
    • Square Feet Apx Finished Below Grade: 0.0
    • Square Feet Apx Finished BG Source: Public Records
    • Square Feet Apx Total: 5826.0
    • Square Feet Apx Total Finished: 3884.0
    • Square Feet Apx Unfinished Above Grade: 0.0
    • Square Feet Apx Unfinished AG Source: Public Records
    • Square Feet Apx Unfinished Below Grade: 1942.0
    • Square Feet Apx Unfinished BG Source: Public Records
    • Water Body Name: Lake Champlain
    Property and Assessments
    • Current Use: No
    • Property Class: Residential
    • Property Type: Single Family
    • Easements: Unknown
    • Flood Zone: Unknown
    • Foundation: Brick, Stone
    • Owned Land: Yes
    • PreConstruction: No
    • Resort: No
    • Surveyed: Unknown
    • Year Built: 1853
    Utilities
    • Electric Company: Green Mountain Power
    • Cable Company: Xfinity/Comcast
    • Fuel Company: VT Gas
    • Electric: Circuit Breaker(s), Other
    • Sewer: Public
    • Utilities: Cable - At Site, Gas - On-Site, High Speed Intrnt -Avail, Internet - Cable, Telephone At Site
    Interior and Exterior Features
    Exterior Features
    • Color: Red
    • Features - Accessibility: 1st Floor 3/4 Bathroom, Bathroom w/Step-in Shower, Hard Surface Flooring, Kitchen w/5 Ft. Diameter, 1st Floor Laundry
    • Features - Exterior: Barn, Garden Space, Natural Shade, Pool - In Ground, Porch, Porch - Covered, Storage, Window Screens, Windows - Storm
    • Roads: Paved, Public
    • Roof: Shingle - Asphalt
    Interior Features
    • Appliances: Cooktop - Electric, Dishwasher, Dryer, Microwave, Oven - Wall, Refrigerator, Washer
    • Basement: Yes
    • Basement Access Type: Interior
    • Basement Description: Bulkhead, Concrete Floor, Dirt Floor, Full, Stairs - Exterior, Stairs - Interior, Unfinished, Interior Access
    • Baths - Total: 5
    • Baths - Full: 2
    • Half Baths: 1
    • One Quarter Baths: 0
    • Three Quarter Bath: 2
    • Rooms - Total: 18
    • Rooms: Level 1: Level 1: Bath - 3/4, Level 1: Dining Room, Level 1: Kitchen - Eat-in, Level 1: Laundry Room, Level 1: Library, Level 1: Living Room, Level 1: Office/Study
    • Rooms: Level 2: Level 2: Bedroom, Level 2: Bath - Full, Level 2: Bath - 1/2, Level 2: Bath - 3/4, Level 2: Primary Bedroom, Level 2: Porch
    • Bedrooms - Total: 6
    • Equipment: CO Detector, Smoke Detector
    • Features - Interior: Attic, Blinds, Cedar Closet, Dining Area, Draperies, Fireplace - Gas, Fireplace - Wood, Fireplaces - 2, Lead/Stain Glass, Primary BR w/ BA, Natural Light, Natural Woodwork, Soaking Tub, Storage - Indoor, Walk-in Closet, Window Treatment, Laundry - 1st Floor
    • Flooring: Carpet, Hardwood, Tile, Wood
    • Heat Fuel: Gas - Natural
    • Heating: Baseboard, Hot Water, Multi Zone, Radiator, Steam
    • Cooling: None
    • Total Stories: 2
    Room Information
    Room 1
    • Room Dimensions: 19.25' x 8.25'
    • Room Level: 1
    • Room Type: Kitchen - Eat-in
    Room 2
    • Room Dimensions: 32.75' x 15'
    • Room Level: 1
    • Room Type: Living Room
    Room 3
    • Room Dimensions: 21' x 12'
    • Room Level: 1
    • Room Type: Dining Room
    Room 4
    • Room Dimensions: 14.75' x 14.75'
    • Room Level: 1
    • Room Type: Library
    Room 5
    • Room Dimensions: 6.25' x 6.25'
    • Room Level: 1
    • Room Type: Laundry Room
    Room 6
    • Room Dimensions: 8.5' x 5.75'
    • Room Level: 1
    • Room Type: Office/Study
    Room 7
    • Room Dimensions: 8.5' x 5.25'
    • Room Level: 1
    • Room Type: Bath - 3/4
    Room 8
    • Room Dimensions: 15' x 12.75'
    • Room Level: 2
    • Room Type: Primary Bedroom
    Room 9
    • Room Dimensions: 10.75' x 8'
    • Room Level: 2
    • Room Type: Bath - 3/4
    Room 10
    • Room Dimensions: 14.75' x 14'
    • Room Level: 2
    • Room Type: Bedroom
    Room 11
    • Room Dimensions: 18.5' x 12'
    • Room Level: 2
    • Room Type: Bedroom
    Room 12
    • Room Dimensions: 7.5' x 6'
    • Room Level: 2
    • Room Type: Bath - Full
    Room 13
    • Room Dimensions: 14.5' x 11'
    • Room Level: 2
    • Room Type: Bedroom
    Room 14
    • Room Dimensions: 5.5' x 4.5'
    • Room Level: 2
    • Room Type: Bath - 1/2
    Room 15
    • Room Dimensions: 9.5' x 7'
    • Room Level: 2
    • Room Type: Bath - Full
    Room 16
    • Room Dimensions: 11.75' x 10.25'
    • Room Level: 2
    • Room Type: Bedroom
    Room 17
    • Room Dimensions: 12' x 9'
    • Room Level: 2
    • Room Type: Bedroom
    Room 18
    • Room Dimensions: 19.5 x 10.5
    • Room Level: 2
    • Room Type: Porch
    Rental
    Rent Information
    • Rented: No

    Property History for 91 Bank Street

    DateEvent & SourcePriceAppreciation
    Jun 17, 2022

    Sold

    New England Real Estate Network #4900636

    $555,000
    Apr 25, 2022

    Pending

    New England Real Estate Network #4900636

    Mar 11, 2022

    Listed (Active)

    New England Real Estate Network #4900636

    $625,000
    DateEvent & SourcePrice
    06/17/2022

    Sold

    New England Real Estate Network #4900636

    $555,000
    04/25/2022

    Pending

    New England Real Estate Network #4900636

    03/11/2022

    Listed (Active)

    New England Real Estate Network #4900636

    $625,000

    For completeness, we often displays two records for one sale: the MLS record and the public record.

    Public Records for 91 Bank Street

    Taxable ValueLand$112,800Additions$304,900Total$417,700
    Tax Record2024$13,684 ($1,140 / month)
    Home Facts
    Beds4Baths3.5Total Finished SqFt3,884 SqFtAbove Grade Finished SqFt3,884 SqFtStories2Lot Size76,666 SqFtStyleSingle Family ResidenceYear Built1853CountyFRANKLINAPN(173) 14005-087Fireplace TypeHas Fireplace

    Schools near 91 Bank Street

    This home is within Maple Run Unified School District.
    Rating
    School
    Type
    Grades
    Distance
    Public - PK to 8
    Public - 9 to 12
    Public - 9 to 12
    Private - 9 to 12
    Rating
    School
    Distance
    St. Albans City Elementary School
    PublicPK to 8

    Northwest Technical Center
    Public9 to 12

    Bellows Free Academy Uhsd #48
    Public9 to 12

    Bellows Free Academy High School
    Private9 to 12

    School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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    Nearby home values

    AddressSold priceBedsBathsSqftLot (Sqft)
    This home: 91 Bank Street, St. Albans, VT 05478
    $555,000
    6
    3,884
    76,665
    $555,000
    4
    3.5
    3,884
    76,666
    4.5
    4,364
    32,670
    $270,000
    4
    2.5
    2,518
    16,117
    $192,000
    3
    2,201
    16,117
    $220,000
    3
    1,888
    26,136

    No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

    Listing Courtesy of Coldwell Banker Hickok and Boardman

    Copyright 2026 PrimeMLS, Inc. All rights reserved. This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimeMLS. The information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 09/23/2026 05:54 AM