Sold
Last Sold Price
5 beds3,016 sqft
97 Bank St, St. Albans, VT 05478
Single FamilyProperty Type
0.3 acresLot Size
1946Year Built
$113/sq ftPrice per sq ft
2 carsParking Spaces

Description

Elegant home built in 1946 with all the amenities and a wonderful flow. Beautiful spacious living room with extra large crown molding marble fireplace plus a family room both with well crafted built-ins that both connect to an enclosed porch with double French doors. The porch is an ideal spot for lounging with a book or for a nap. Large kitchen with hand stenciled floor open cabinets and large window to take in the outdoors. Upstairs, a master bed and bath plus additional bedrooms for your family...Elegant home built in 1946 with all the amenities and a wonderful flow. Beautiful spacious living room with extra large crown molding marble fireplace plus a family room both with well crafted built-ins that both connect to an enclosed porch with double French doors. The porch is an ideal spot for lounging with a book or for a nap. Large kitchen with hand stenciled floor open cabinets and large window to take in the outdoors. Upstairs, a master bed and bath plus additional bedrooms for your family and guests plus another full bath. Built-ins abound as well as many windows to keep natural light in abundance. Two car garage as well as a garden room with separate exit to outside. Flower beds and flowering trees fill the landscape. If you like living in old fashioned luxury you will find this home ready for you to walk in and enjoy. Brand new natural gas Buderus wall hung boiler brings the heating system up to today's standards of efficiency. Prebate ($3662) retained by the seller.

    Sold By BHHS-VT Realty Group St Albans, VT

    • Listed by: William Magnus • KW Vermont/St. Albans
    Listing closed: 05/14/2015 12:00 AM • Source: New England Real Estate Network, MLS#: 4358073

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    Recent comparable sales

    Median sold price

    $409,000

    Avg days on market

    52

    Sale-to-list ratio

    96.4%

    St. Albans, VT

    9 comparable properties found

    1

    $380,000

    Sold 11/01/24

    5
    Bedrooms
    2
    Bathrooms
    2,655
    Square Feet
    0.06
    Acres
    $409,000 | 29 Adams Street, St. Albans, VT 05478
    1/26
    2

    $409,000

    Sold 07/01/25

    5
    Bedrooms
    2,218
    Square Feet
    0.26
    Acres
    $525,000 | 20 Lakeview Terrace, St. Albans, VT 05478
    1/55
    3

    $525,000

    Sold 05/28/25

    5
    Bedrooms
    3,208
    Square Feet
    0.33
    Acres
    $380,000 | 29-31 Brainerd Street, St. Albans, VT 05478
    1/38
    4

    $380,000

    Sold 11/04/24

    5
    Bedrooms
    2,655
    Square Feet
    0.06
    Acres
    $350,000 | 112 South Main Street, St. Albans, VT 05478
    1/41
    5

    $350,000

    Sold 03/27/26

    5
    Bedrooms
    3,122
    Square Feet
    0.24
    Acres
    $595,000 | 92 Bank Street, St. Albans, VT 05478
    1/61
    6

    $595,000

    Sold 09/16/26

    5
    Bedrooms
    3,500
    Square Feet
    0.23
    Acres
    $415,000 | 10 Edward Street, St. Albans, VT 05478
    1/58
    7

    $415,000

    Sold 05/15/26

    4
    Bedrooms
    2,692
    Square Feet
    0.24
    Acres
    $525,000 | 63 Bank Street, St. Albans, VT 05478
    1/57
    8

    $525,000

    Sold 07/15/25

    4
    Bedrooms
    3,180
    Square Feet
    0.17
    Acres
    $315,000 | 9 Edward Street, St. Albans, VT 05478
    1/40
    9

    $315,000

    Sold 04/24/25

    4
    Bedrooms
    2,038
    Square Feet
    0.17
    Acres

    Location

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    Payment Calculator

    $2,296 per month

    30 year fixed, 6.71% Interest

    Principal and Interest

    $1,757

    Property Taxes

    $539

    HOA Dues

    $0

    The Payment Calculator is for illustrative purposes only.

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    Property Information for 97 Bank Street

    Property Details
    • Taxes: $6,465 / year
    • MLS Type: Residential / Single Family
    • Parking: Auto Open, Parking Spaces 2, Attached
    • Zoning: Res
    Building Information
    • Stories: 2
    • Year Built: 1946
    • Lot Size: 0.30 AC / 13,068 SF
    Summary
    Location and General Information
    • City: St. Albans City
    • County: VT-Franklin
    • Directions: From Main St at north end of the park proceed up Bank St to the corner of Stevens and Bank on the left #97, white house with the big white columns, see sign
    • Latitude: 44.812029296842
    • Longitude: -73.075387477875
    • Road Frontage: Yes
    • Seasonal: No
    • State: VT
    • Zip Code: 05478
    Taxes and HOA Information
    • SPAN Number: 549-173-10539
    • Tax Year: 2014
    • Taxes TBD: No
    School Information
    • School - High: BFASt Albans
    • School - District: St Albans City School District
    • School - Elementary: St Albans City School
    • School - Middle/Jr: St. Albans City School
    Parking
    • Garage: Yes
    • Garage Capacity: 2.00
    • Driveway: Paved
    Virtual Tour
    Property
    Lot Information
    • Lot - Sqft: 13068.0
    • Lot Features: City Lot, Corner
    • Lot Size Acres: 0.3
    • Road Frontage Length: 247.0
    • Square Feet Apx Finished Above Grade: 3016.0
    • Square Feet Apx Finished AG Source: Public Records
    • Square Feet Apx Finished Below Grade: 0.0
    • Square Feet Apx Finished BG Source: Public Records
    • Square Feet Apx Tot BG Source: Public Records
    • Square Feet Apx Tot Below Grade: 1092.0
    • Square Feet Apx Total Finished: 3016.0
    • Square Feet Apx Unfinished Below Grade: 1092.0
    Property and Assessments
    • Property Class: Residential
    • Property Type: Single Family
    • Flood Zone: No
    • Foundation: Concrete
    • ROW - Parcel Access: No
    • Surveyed: No
    • Year Built: 1946
    Utilities
    • Electric Company: GMP
    • Electric: 200 Amp
    • Sewer: Public
    • Water Source: Public
    Interior and Exterior Features
    Exterior Features
    • Construction Materials: Wood Frame, Clapboard Exterior
    • Features - Accessibility: 1st Floor 1/2 Bathroom, 1st Floor Hrd Surfce Flr, Access Laundry No Steps, Kitchen w/5 Ft. Diameter
    • Features - Exterior: Porch - Screened, Windows - Storm
    • Roof: Shingle - Asphalt
    Interior Features
    • Appliances: Dishwasher, Disposal, Microwave, Range - Electric, Refrigerator, Water Heater - Electric, Water Heater - Rented
    • Basement: Yes
    • Basement Access Type: Interior
    • Basement Description: Concrete, Stairs - Interior, Unfinished
    • Baths - Total: 3
    • Baths - Full: 1
    • Half Baths: 1
    • Three Quarter Bath: 1
    • Rooms - Total: 9
    • Bedrooms - Total: 5
    • Equipment: Smoke Detector, Smoke Detectr-Batt Powrd
    • Features - Interior: Fireplaces - 2, Primary BR w/ BA, Laundry - 1st Floor
    • Flooring: Hardwood, Tile
    • Heating: Natural Gas, Hot Water, Multi Zone
    • Cooling: Multi Zone
    • Total Stories: 2
    Room Information
    Room 1
    • Room Dimensions: 14-6x14-1
    • Room Level: 1
    • Room Type: Kitchen
    Room 2
    • Room Dimensions: 12-6x14-7
    • Room Level: 1
    • Room Type: Dining Room
    Room 3
    • Room Dimensions: 14-5x27-1
    • Room Level: 1
    • Room Type: Living Room
    Room 4
    • Room Dimensions: 23x17
    • Room Type: Family Room
    Room 7
    • Room Dimensions: 14-8x22-7
    • Room Level: 2
    • Room Type: Primary Bedroom
    Room 8
    • Room Dimensions: 14-8x12-5
    • Room Level: 2
    • Room Type: Bedroom
    Room 9
    • Room Dimensions: 14-7x12-5
    • Room Level: 2
    • Room Type: Bedroom
    Room 10
    • Room Dimensions: 13-8x12-1
    Room 11
    • Room Dimensions: 12-1x17
    • Room Level: 2
    • Room Type: Bedroom
    Room 13
    • Room Dimensions: 18x12
    • Room Level: 1
    • Room Type: Other

    Property History for 97 Bank Street

    DateEvent & SourcePriceAppreciation
    May 18, 2015

    Sold (Public Record)

    Public Record #549944289

    $340,000
    May 14, 2015

    Sold

    New England Real Estate Network #4358073

    $340,000
    May 14, 2015

    Pending

    New England Real Estate Network #4358073

    DateEvent & SourcePrice
    05/18/2015

    Sold (Public Record)

    Public Record #549944289

    $340,000
    05/14/2015

    Sold

    New England Real Estate Network #4358073

    $340,000
    05/14/2015

    Pending

    New England Real Estate Network #4358073

    For completeness, we often displays two records for one sale: the MLS record and the public record.

    Public Records for 97 Bank Street

    Taxable ValueLand$76,100Additions$461,000Total$537,100
    Tax Record2025$6,679 ($557 / month)
    Home Facts
    Beds5Baths2.5Total Finished SqFt3,016 SqFtAbove Grade Finished SqFt3,016 SqFtUnfinished Basement SqFt1,092 SqFtStories2Lot Size13,068 SqFtStyleSingle Family ResidenceYear Built1946Year Renovated1946CountyFRANKLINAPN(173) 14005-097

    Schools near 97 Bank Street

    This home is within Maple Run Unified School District.
    Rating
    School
    Type
    Grades
    Distance
    Public - PK to 8
    Public - 9 to 12
    Public - 9 to 12
    Private - 9 to 12
    Rating
    School
    Distance
    St. Albans City Elementary School
    PublicPK to 8

    Northwest Technical Center
    Public9 to 12

    Bellows Free Academy Uhsd #48
    Public9 to 12

    Bellows Free Academy High School
    Private9 to 12

    School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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    Nearby home values

    AddressSold priceBedsBathsSqftLot (Sqft)
    This home: 97 Bank Street, St. Albans, VT 05478
    $340,000
    5
    3,016
    13,068
    $270,000
    4
    2.5
    2,518
    16,117
    $192,000
    3
    2,201
    16,117
    $154,332
    6
    5,762
    25,265
    $405,000
    3
    2,182
    13,068
    $136,000
    5
    2,200
    15,681

    No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

    Listing Courtesy of KW Vermont/St. Albans

    Copyright 2026 PrimeMLS, Inc. All rights reserved. This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimeMLS. The information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 09/23/2026 06:47 AM