Sold
Last Sold Price
lot 28 Payne Lake Rd, Chipley, FL 32428
Single FamilyProperty Type
1.11 acresLot Size

Description

Looking for a beautiful, wooded waterfront lot to build your dream home on? Then look no further. This over an acre lot has underground power hookup at the road. It is on Payne Lake in Washington County. The property is only 45 mins from Panama City Beach and 10 mins from the town of Vernon. This is an outdoors man's paradise. There is an additional 1-acre waterfront lot right beside this one by the same owner if you want more land.Looking for a beautiful, wooded waterfront lot to build your dream home on? Then look no further. This over an acre lot has underground power hookup at the road. It is on Payne Lake in Washington County. The property is only 45 mins from Panama City Beach and 10 mins from the town of Vernon. This is an outdoors man's paradise. There is an additional 1-acre waterfront lot right beside this one by the same owner if you want more land.
  • Listed by: Matthew R Finch • World Impact Real Estate
Listing closed: 09/22/2023 12:00 AM • Source: CPAR, MLS#: 738279

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Recent comparable sales

Median sold price

$19,900

Avg days on market

68

Sale-to-list ratio

90.7%

Chipley, FL

9 comparable properties found

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1/2
1

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Unavailable
Bedrooms
Unavailable
Bathrooms
Unavailable
Square Feet
1.4
Acres
$13,500 | Lot 7 Pine Log Road, Chipley, FL 32428
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Acres
$21,667 | Lot 7 Sunny Hills Boulevard, Chipley, FL 32428
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Sold 10/15/25

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$21,667 | Lot 8 Sunny Hills, Chipley, FL 32428
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$17,000 | Lot 23 Concord Boulevard, Unit 1 BLK 36, Chipley, FL 32428
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$17,000 | Lot 24 Concord Boulevard, Unit 1 BLK 36, Chipley, FL 32428
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Sold 03/17/25

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Square Feet
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$24,000 | 0 Carey Boulevard, Chipley, FL 32428
1/10
7

$24,000

Sold 01/31/25

Unavailable
Bedrooms
Unavailable
Bathrooms
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Square Feet
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Acres
8

$19,900

Sold 10/28/24

Unavailable
Bedrooms
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Bathrooms
Unavailable
Square Feet
1.40
Acres
$250,000 | 0 Granada Drive, Chipley, FL 32428
1/15
9

$250,000

Sold 02/06/26

Unavailable
Bedrooms
Unavailable
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Square Feet
100
Acres

Location

Listing Courtesy of World Impact Real Estate

Sold By CENTURY 21 Commander Realty

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$126 per month

30 year fixed, 7.03% Interest

Principal and Interest

$112

Property Taxes

$14

HOA Dues

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Property Information for Lot 28 Payne Lake Road

Property Details
  • Taxes: $162 / year
  • MLS Type: Residential / Land / Unimproved Land
  • Waterfront: Yes
  • Subdivision Name: Payne Lakes Phase Two
  • View: Lake
  • View: Yes
Building Information
  • Lot Size: 1.11 AC
Summary
Location and General Information
  • City: Chipley
  • County Or Parish: Washington
  • Directions: All important information to your buyer needs to be verified. All measurements are approximate. Please give listing agent a text before showing. It is on a sandy road but if you follow the directions in the MLS it is the best path to get to the property.
  • Road Surface Type: Dirt
  • State Region: FL
  • Postal Code: 32428
  • Latitude: 30.55876
  • Longitude: -85.662626
  • State Or Province: FL
  • MLS Area Major: 10 - Washington County
  • MLS Area Minor: 1003 - Washington SW
Taxes and HOA Information
  • Parcel Number: 00000000-00-3322-0328
  • Association: No
  • Tax Annual Amount: $162.00
  • Tax Legal Description: LOT 28 BLK A PAYNE LAKES PHASE II REC PLAT OR 1084 P 591
  • Tax Year: 2022
School Information
  • Elementary School: Vernon Elementary
  • High School: Vernon
  • Middle Or Junior School: Vernon
Property
Lot Information
  • Lot Size Acres: 1.11
  • Lot Size Area: 1.11
  • Lot Size Dimensions: irregular
  • Lot Size Units: Acres
  • Lot Size Square Feet: 48308.0
Property and Assessments
  • Other Structures: None
  • Human Modified: No
Utilities
  • Sewer: Septic Needed
  • Water Source: Well Needed
Mobile Home
Mobile Home Information
  • Mobile Dim Units: Feet

Property History for Lot 28 Payne Lake Road

DateEvent & SourcePriceAppreciation
Sep 22, 2023

Sold

CPAR #738279

$21,000—
Aug 28, 2023

Pending

CPAR #738279

—
Mar 4, 2023

Listed (Active)

CPAR #738279

$29,900—
DateEvent & SourcePrice
09/22/2023

Sold

CPAR #738279

$21,000
08/28/2023

Pending

CPAR #738279

—
03/04/2023

Listed (Active)

CPAR #738279

$29,900

For completeness, we often displays two records for one sale: the MLS record and the public record.

Schools near Lot 28 Payne Lake Road

This home is within Washington County School District.
Rating
School
Type
Grades
Distance
Public - PK to 5
Public - K to 5
Public - 6 to 8
Public - 6 to 8
Rating
School
Distance
Vernon Elementary School
PublicPK to 5

Kate M. Smith Elementary School
PublicK to 5

Roulhac Middle School
Public6 to 8

Vernon Middle School
Public6 to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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Nearby home values

AddressSold priceBedsBathsSqftLot (Sqft)
This home: Lot 28 Payne Lake Road, Chipley, FL 32428
$21,000
–
–
–
48,351
$10,000
–
–
–
56,192
$10,000
–
–
–
56,105
$22,250
–
–
–
50,965
–
–
–
–
23,522
$83,000
–
1
624
33,280

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of World Impact Real Estate

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.