4491 Harbor Bend Dr

Upper Captiva, FL 33924

$739,000
Price
2
Beds
1,326 Sq. Ft.
$557 / Sq. Ft.
1,326
Sq. Ft.
$557
per Sq. Ft.

Description

Walk right to your Boat from this Adorable Lakefront Island Cottage in the desirable Safety Harbor Club beach, boating, and tennis community!  Everything you need is right within walking distance.  Close to the community pool and tennis/pickleball courts. Steps to the shared community dockage.  The beach is just 80 seconds away on your golf cart.  Fabulous serenity.  Tucked within a lush, oversized lot filled with swaying palms and tropical foliage, this charming 2-bedroom cottage offers unobstructed...Walk right to your Boat from this Adorable Lakefront Island Cottage in the desirable Safety Harbor Club beach, boating, and tennis community!  Everything you need is right within walking distance.  Close to the community pool and tennis/pickleball courts. Steps to the shared community dockage.  The beach is just 80 seconds away on your golf cart.   Fabulous serenity.  Tucked within a lush, oversized lot filled with swaying palms and tropical foliage, this charming 2-bedroom cottage offers unobstructed views of the lake. The spacious living room opens with a three-panel sliding glass door onto a covered, screened room.  Perfect for sunset time. A large kitchen with granite countertops & formal dining room extends the gathering space with plenty of room for all.  Just off the living area is a guest bedroom with great views of the lake and its own private entrance to an open sun deck. The upstairs level offers a spacious primary suite with a vaulted ceiling, a private en-suite bath, and a sundeck ideally positioned for your sunrise coffee. This property includes a full membership to Safety Harbor Club with access to the community docks, pool, tennis courts, ferry landing, restaurant, and beach access. Whether you're seeking an ideal boater's retreat right in the middle of some of the best world-class fishing waters, a peaceful island getaway, or your forever beach home, this one checks all the boxes at an affordable price point!
  1. Listed by Mark Muller • Resort Properties Internationa • homes@northcaptiva.net

Property Details for 4491 Harbor Bend Drive

Development
SAFETY HARBOR CLUB
Building Design
Single Family
Community Type
Boating, Non-Gated
Waterfront
Yes
Waterfront Desc
Lake
Waterfront Desc
Lake
View
Landscaped Area, Lake, Wooded Area
Garage Spaces
.00
LISTING UPDATED: 02/10/2026 07:54 PM

Property Details for 4491 Harbor Bend Drive

StatusActive
MLS #225036223
Days on Market312
Taxes$5,953 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family
Year Built1983
Lot Size0.33 AC / 14,200 SF
CountyLee County

Location

Listing Courtesy of Resort Properties Internationa, Mark Muller
Add your commute

Building Information for 4491 Harbor Bend Drive

Stories2Year Built1983Building Size-Lot Size0.33 AC / 14,200 SF

Payment Calculator

$4,098 per month

30 year fixed, 6.15% Interest

Principal and Interest

$3,602

Property Taxes

$496

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 4491 Harbor Bend Drive

Summary
Location and General Information
  • City: Upper Captiva
  • Directions: Take the ferry to North Captiva. Follow Escondido Lane to Harbor Bend Dr. Turn left onto Harbor Bend Dr. The property will be on the right.
  • Human Modified: Yes
  • Latitude: 26.60
  • Longitude: -82.22
  • MLS Area Major: CI02 - Upper Captiva Island
  • Pets: No Approval Needed
  • Postal Code: 33924
  • Road Frontage Type: Private Road
  • Road Responsibility: Private Maintained Road
  • Street Name: Harbor Bend
  • Street Number: 4491
  • Street Suffix: DR
  • Full Address: 4491 Harbor Bend DR
  • View: Yes
Parking
  • Carport Spaces: .00
  • Carport: No
  • Covered Spaces: .00
  • Garage: No
Taxes and HOA Information
  • Amenity Rec Fee: $.00
  • Application Fee: $.00
  • Association Fee Total: $8,832.00
  • Association Fee Total Frequency: Annually
  • Association Fee 2: $.00
  • Primary HOA Fee Freq: Quarterly
  • Maintenance: Trash
  • Association Mngmt Phone: 2394721019
  • Mandatory HOA: Yes
  • Tax Annual Amount: $5,953.11
  • Tax Year: 2024
  • Transfer Fee: $500.00
  • Association Fee 3: $.00
Property
Lot Information
  • Source of Measure Total Area: Appraiser
  • Development Name: SAFETY HARBOR CLUB
  • Parcel Number: 05-45-21-02-00000.0320
  • Property Type: Residential
  • Section: 05
  • Lot Unit: 32
  • Source of Measure Living Area: Appraiser
  • Source of Measure Lot Dimensions: Appraiser
  • Lot Desc: Oversized Lot
  • Acres: 0.326
  • Lot Size Area: 0.326
  • Lot Size Dimensions: 125 x 212 x 62 x 140
  • Source of Measurements: Appraiser
  • Lot Size Units: Acres
  • Legal Desc: SAFETY HARBOR CLUB PB 34 PG 33 LOT 32
Property and Assessments
  • Total Area: 1510.0
  • Rear Exposure: W
  • Approx Living Area: 1326.0
  • Possession: Close Of Escrow
  • Property Condition: Resale
  • Property Sub Type: Single Family Residence
  • Township: 45
  • Senior Community: false
  • Range: 21E
  • Special Assessment: 458.24
  • Sub Condo Name: SAFETY HARBOR CLUB
  • Year Built Numeric: 1983
  • Property Sub Type Additional: Single Family Residence
  • Restrictions: Architectural, Deed Restrictions, No Corporate Buyer
  • Zoning Code: PUD
Lease Information
  • Land Lease Fee: $.00
  • One Time Land Lease Fee: $.00
  • One Time Mandatory Club Fee: $.00
  • One Time Othe Fee: $.00
  • One Time Special Assessment Fee: $.00
Utilities
  • Sewer: Central
  • Utilities: Cable Not Available
  • Water Source: Public
  • Water: Central
Multi Family
Multi-Family Information
  • Annual Food And Beverage Minimum: 0.00
  • Units in Complex: 1
  • Stories: 2.0
  • Total Floors: 2
  • Total One Time Fees: $500.00
  • Units in Building: 1
Interior and Exterior Features
Exterior Features
  • Architectural Style: Florida, Multi Level, Two Story
  • Association Amenities: Beach Rights, Boat Dock, Beach Access, Clubhouse, Pickleball, Pool, Restaurant, Tennis Courts
  • Canal Width: N, o, n, e
  • Community Features: Boat Facilities, Non Gated
  • Construction: Wood Frame
  • Exterior Features: Security High Impact Doors, None
  • Exterior Features: Private Road
  • Foundation Details: Pillar Post Pier
  • Irrigation Source: None
  • Patio And Porch Features: Lanai, Porch, Screened
  • Pool Features: Community
  • Private Pool: No
  • Roof: Shingle
  • Gulf Access Type: No Bridges, Water Direct
  • Gulf Access: Yes
  • Spa: No
Interior Features
  • Appliances: Dishwasher, Freezer, Disposal, Microwave, Range, Refrigerator
  • Baths Full: 2
  • Bathrooms Half: 0
  • Bathrooms Total Integer: 2.0
  • Beds Total: 2
  • Bedrooms: 2 Bed
  • Cooling: Central Air, Ceiling Fans, Electric
  • Cooling: Yes
  • Elevator Text Details: None
  • Flooring: Tile
  • Furnished Desc: Partially
  • Heating: Central, Electric
  • Heating: Yes
  • Interior Features: Living Dining Room, Shower Only, Separate Shower, Vaulted Ceilings
  • Interior Features: Vaulted Ceiling
  • Levels: Two
  • Window Features: Jalousie
Rental
Rental Information
  • One Time Rec Lease Fee: $.00

Property History for 4491 Harbor Bend Drive

DateEvent & SourcePriceAppreciation
Apr 13, 2025

Listed (Active)

FORTMLS #225036223

$739,000—
Apr 15, 2022

Sold (Public Record)

Public Record #1490352467

$510,000

+45.5% / yr

Aug 21, 2020

Sold (Public Record)

Public Record #677059881

$275,000—
Aug 15, 2019

Expired

FORTMLS #218040779

$319,000—
Jun 10, 2018

Listed (Active)

FORTMLS #218040779

$349,000—
Jun 5, 2018

Expired

FORTMLS #216071153

$369,000—
Nov 13, 2016

Listed (Active)

FORTMLS #216071153

$389,900—
Apr 30, 2016

Expired

FORTMLS #216000492

$399,000—
Mar 16, 2016

Listed (Active)

FORTMLS #216000492

$399,000—
Jul 21, 2006

Expired

FORTMLS #205083102

$719,900—
DateEvent & SourcePrice
04/13/2025

Listed (Active)

FORTMLS #225036223

$739,000
04/15/2022

Sold (Public Record)

Public Record #1490352467

$510,000

+45.5% / yr

08/21/2020

Sold (Public Record)

Public Record #677059881

$275,000
08/15/2019

Expired

FORTMLS #218040779

$319,000
06/10/2018

Listed (Active)

FORTMLS #218040779

$349,000
06/05/2018

Expired

FORTMLS #216071153

$369,000
11/13/2016

Listed (Active)

FORTMLS #216071153

$389,900
04/30/2016

Expired

FORTMLS #216000492

$399,000
03/16/2016

Listed (Active)

FORTMLS #216000492

$399,000
07/21/2006

Expired

FORTMLS #205083102

$719,900

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 4491 Harbor Bend Drive

Taxable ValueLand$138,974Additions$284,372Total$423,346
Tax Record2025$6,000 ($500 / month)
Home Facts
Beds2Total Finished SqFt1,510 SqFtAbove Grade Finished SqFt1,510 SqFtStories2Lot Size14,000 SqFtStyleSingle Family ResidenceYear Built1983Year Renovated1986ZoningPUDCountyLEEAPN05-45-21-02-00000.0320

Schools near 4491 Harbor Bend Drive

This home is within School District of Lee County.
Rating
School
Type
Grades
Distance
The Island School
Charter - K to 5
Oasis Charter Middle School
Charter - 6 to 8
Oasis Charter High School
Charter - 9 to 12
Oasis Elementary Charter School - North
Charter - K to 5
Rating
School
Distance
The Island School
CharterK to 5

Oasis Charter Middle School
Charter6 to 8

Oasis Charter High School
Charter9 to 12

Oasis Elementary Charter School - North
CharterK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 4491 Harbor Bend Drive, Upper Captiva, FL 33924

4491 Harbor Bend Drive is a single family home for sale in Upper Captiva, FL 33924. This property was listed for sale on April 13, 2025 by Resort Properties Internationa, it's currently listed at $739,000. It has been on the market for a total of 312 days and was last sold on April 15, 2022. This listing's school district is School District of Lee County. Nearby schools include The Island School, Oasis Charter Middle School and Oasis Charter High School. 4491 Harbor Bend Drive is a 2-bed, 2-bath, 1,326 sqft single family home built in 1983.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass makes no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Resort Properties Internationa, Mark Muller

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