Sold
Last Sold Price
9 beds5,198 sqft$534/sqft
20109 Front Beach Rd, Unit A, Panama City Beach, FL 32413
Single FamilyProperty Type
7,840 sq ftLot Size
2019Year Built
$534/sq ftPrice per sq ft
1 carParking Spaces

Description

Why wait? This brand new custom-built four-story beach house is move-in/rental ready and already has summer bookings. This home has a projected income of over $300,000 a year thanks to its prime gulf-front location and 5,198 square feet of luxury vacation lifestyle. Ideal for beach weddings, family reunions, corporate retreats and friends' get-togethers, this beautiful home pampers up to 30 guests with 9 bedrooms including a bunk room, 9.5 bathrooms and plenty of parking. Two fully equipped catering-size...Why wait? This brand new custom-built four-story beach house is move-in/rental ready and already has summer bookings. This home has a projected income of over $300,000 a year thanks to its prime gulf-front location and 5,198 square feet of luxury vacation lifestyle. Ideal for beach weddings, family reunions, corporate retreats and friends' get-togethers, this beautiful home pampers up to 30 guests with 9 bedrooms including a bunk room, 9.5 bathrooms and plenty of parking. Two fully equipped catering-size kitchens take care of breakfast pancakes to holiday meals or midnight feast. The refectory-style table is a natural gathering place for dining and discussing the day's activities. For dinner, head out along Front Beach Road in either direction and you'll find many options from crab shacks, beach caf©s, ice cream parlors and restaurants all within a mile. When you're not swimming and sunbathing on the white sandy beach, there's a game room and two living areas for relaxing, swapping stories or watching a movie. There's also a loft overlooking the oversize private pool with hot tub. Dive in – the water is perfect. Those in search of quiet moments to relax with a magazine will enjoy plenty of private space on 1200 square feet of decking on four different levels. Soft sea breezes and fantastic emerald gulf views make outdoor living a pleasure on the pool deck and glass-paneled balconies. Panama City Beach offers fishing charters, shopping malls, ZooWorld, go-karts and Wonderworks attractions, making this the ideal base for vacations at any time of year.
  • Listed by: Blake Morar Group Brokerage DRE #1007656 • Scenic Sotheby's International Realty morargroup@scenicsir.com
  • Listed by: Bill Thomas Brokerage DRE #2029056 • Beach Time Realty Inc
Listing closed: 08/26/2019 12:00 AM • Source: ECAR, MLS#: 821578

Recent comparable sales

Median sold price

$2,630,000

Avg days on market

160

Sale-to-list ratio

88.1%

Panama City Beach, FL

9 comparable properties found

$3,750,000 | 21308 Front Beach Road, Panama City Beach, FL 32413
1/90
1

$3,750,000

Sold 01/28/25

7
Bedrooms
4,500
Square Feet
0.28
Acres
$1,325,000 | 127 16th Street, Panama City Beach, FL 32413
1/65
2

$1,325,000

Sold 09/18/25

9
Bedrooms
2,993
Square Feet
0.21
Acres
a large white kitchen with kitchen island granite countertop a large counter top stainless steel appliances and a large window
1/78
3

$4,250,000

Sold 02/06/26

8
Bedrooms
4,497
Square Feet
0.17
Acres
$1,490,000 | 232 San Vincente Street, Unit A/B, Panama City Beach, FL 32413
1/81
4

$1,490,000

Sold 10/20/25

8
Bedrooms
4,735
Square Feet
0.15
Acres
$2,850,000 | 20317 Front Beach Road, Panama City Beach, FL 32413
1/93
5

$2,850,000

Sold 12/01/25

6
Bedrooms
3,576
Square Feet
0.09
Acres
$4,000,000 | 19006 Front Beach Road, Panama City Beach, FL 32413
1/48
6

$4,000,000

Sold 06/06/25

7
Bedrooms
5,992
Square Feet
0.17
Acres
$2,630,000 | 17799 Front Beach Road, Panama City Beach, FL 32413
1/59
7

$2,630,000

Sold 04/30/26

3
Bedrooms
2,080
Square Feet
0.11
Acres
a car parked in front of a house
1/46
8

$2,350,000

Sold 12/19/25

8
Bedrooms
3,945
Square Feet
0.21
Acres
$1,610,000 | 5300 Thomas Drive, Panama City Beach, FL 32408
1/47
9

$1,610,000

Sold 10/16/24

10
Bedrooms
4,652
Square Feet
0.19
Acres

Location

Listing Courtesy of Scenic Sotheby's International Realty; Beach Time Realty Inc

Sold By Non Member Office (NABOR)

Add your commute

Virtual Tour

Payment Calculator

$14,975 per month

30 year fixed, 6.55% Interest

Principal and Interest

$14,105

Property Taxes

$870

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Know your buying power with a preapproval and custom rate in minutes

Rocket Mortgage1

Property Information for 20109 Front Beach Road, Unit A

Property Details
  • Taxes: $10,435 / year
  • MLS Type: Residential / Detached Single Family / Single Family Residence
  • County: Bay County
  • Waterfront Features: Gulf
  • View: Gulf
  • Zoning: Resid Single Family
  • Architectural Style: Beach House
  • Subdivision Name: Laguna Beach
  • Waterfront YN: Yes
Building Information
  • Stories: 4
  • Year Built: 2019
  • Lot Size: 0.18 AC / 7,840 SF
Summary
Location and General Information
  • Community Features: Waterfront
  • Directions: West to Bay County Line, turn right at the light on Front Beach Rd, travel approximately 1.5 miles look for 20109 A (4 story grey home) gulf side.
  • Road Frontage Type: County Road
  • MLS Area Minor: 0325 - Beach - West South
  • MLS Area Major: 03 - Bay County - Beach
  • Latitude: 30.243801
  • Longitude: -85.934502
  • Location Tax and Legal:Sub Area: 2725 - Beach - West South
  • Location Tax and Legal:Elementary School: Hutchinson Beach
  • Location Tax and Legal:Middle School: Surfside
  • Location Tax and Legal:High School: Arnold
  • Location Tax and Legal:Legal Description: LAGUNA BEACH ESTATES LOT 3 BLK 4A ORB 1998 P 1497
Taxes and HOA
  • Tax Legal Description: LAGUNA BEACH ESTATES LOT 3 BLK 4A ORB 1998 P 1497
  • Parcel Number: 36636-000-000
  • Association Fee: $0
  • Association YN: No
  • Tax Annual Amount: $10,435
  • Listing Info Tax Legal:Last Taxes: $10,435
  • Listing Info Tax Legal:Last Tax Year: 2017.0
School Information
  • Elementary School: West Bay
  • Middle Or Junior School: Surfside
  • High School: Arnold
Parking
  • Attached Garage YN: No
  • Parking Features: Garage, Guest
  • Garage Spaces: 1.0
  • General Property Info:Driveway Spaces: 5.0
  • Parking Features: Garage3, Guest
Virtual Tour
Property
Lot Information
  • Building Area Source: Building Plan
  • Lot Size Dimensions: 37.5 x 105
  • Lot Size Acres: 0.18
  • Lot Size Area: 0.18
  • Lot Size Units: Acres
  • Property Condition: Construction Complete
  • Lot Features: Flood Insurance Req, Within 1/2 Mile to Water
  • Building Area Total: 5198.0
  • Lot Size Square Feet: 7840.8
  • Living Area Source: Plans
  • General Property Info:SqFt Source: Building Plan
  • Waterfront: Gulf
  • Waterfront Feet 2: 37.5
  • Waterview: Gulf2
  • LotParcel Access: County Road, Paved Road
  • Lot Features: Flood Insurance Req, Within 12 Mile to Water
Property and Assessments
  • Road Surface Type: Paved
  • Tax Year: 2017.0
  • Floor Plans Count: 0.0
  • Property Type: Residential
  • Year Built: 2019.0
  • Property Sub Type: Detached Single Family
  • New Construction YN: No
  • General Property Info:Sub-Type: Detached Single Family
  • General Property Info:Design: Beach House
  • Listing Info Tax Legal:Homestead: false
  • Construction Status: Construction Complete
  • Construction Siding: Roof Metal, Siding CmntFbrHrdBrd
  • Occupancy Status: Vacation Rental
Utilities
  • Sewer: Public Sewer
  • Utilities: Electric, Public Sewer, Public Water, TV Cable
  • Electric: True
  • Utilities: Electric, Public Sewer, Public Water, TV Cable
  • Energy: AC - 2 or More, AC - High Efficiency, Ceiling Fans, Heat - Two or More, Heat Cntrl Electric, Water Heater - Elect
Interior and Exterior Features
Exterior Features
  • Exterior Features: Balcony, BBQ Pit/Grill, Columns, Deck Covered, Fenced Privacy, Hot Tub, Pool - Gunite Concrt, Porch Open, Shower, Sprinkler System, Summer Kitchen
  • Construction Materials: Roof Metal, Siding CmntFbrHrdBrd
  • Foundation Details: Pillar Post Pier
  • Stories: 4.0
  • Security Features: Fire Alarm, Smoke Detectors
  • Pool Features: Pool Type
  • Patio And Porch Features: Balcony, Deck, Patio
  • Fencing: Fenced
  • Roof: Metal
  • General Property Info:Pool: Yes
  • General Property Info:Pool Type: Private
  • Exterior: Balcony, BBQ PitGrill, Columns, Deck Covered, Fenced Privacy, Hot Tub, Pool - Gunite Concrt, Porch Open, Shower, Sprinkler System, Summer Kitchen
Interior Features
  • Heating: Central
  • Cooling: Ceiling Fan(s)
  • Interior Features: Floor Tile, Furnished - All, Lighting Recessed, Window Treatment All
  • Window Features: Double Pane Windows
  • Room Type: Dining Room, Bedroom, Recreation Room, Master Bedroom, Master Bathroom, Bonus Room, Bunk Room, Full Bathroom, Half Bathroom
  • Rooms Total: 15.0
  • Bathrooms Total Integer: 10.0
  • Bathrooms Total Decimal: 9.5
  • Bathrooms Total Notational: 9.1
  • Cooling YN: Yes
  • Heating YN: Yes
  • Bedrooms Total: 9.0
  • Bathrooms Full: 9.0
  • Bathrooms Half: 1.0
  • Interior: Floor Tile, Furnished - All, Lighting Recessed, Window Treatment All
  • Appliances: Dishwasher, Dryer, Fire AlarmSprinkler, Microwave, Refrigerator WIceMk, StoveOven Electric, Washer
Room Information
Room 1
  • Room Type: Dining Room
  • Room Level: First
  • Room Length: 30.0
  • Room Width: 21.0
  • Room Description: Dining/Kitchen Combo
  • Room Dimensions: 30 x 21
Room 2
  • Room Type: Bedroom
  • Room Level: First
  • Room Length: 14.5
  • Room Width: 10.0
  • Room Dimensions: 14.5 x 10
Room 3
  • Room Type: Recreation Room
  • Room Level: First
  • Room Length: 20.0
  • Room Width: 16.0
  • Room Dimensions: 20 x 16
Room 4
  • Room Type: Dining Room
  • Room Level: Second
  • Room Length: 30.0
  • Room Width: 21.0
  • Room Description: Dining/Kitchen Combo
  • Room Dimensions: 30 x 21
Room 5
  • Room Type: Bedroom
  • Room Level: Second
  • Room Length: 13.0
  • Room Width: 12.0
  • Room Dimensions: 13 x 12
Room 6
  • Room Type: Bedroom
  • Room Level: Second
  • Room Length: 13.0
  • Room Width: 9.5
  • Room Dimensions: 13 x 9.5
Room 7
  • Room Type: Master Bedroom
  • Room Level: Third
  • Room Length: 18.0
  • Room Dimensions: 18 x 14
Room 8
  • Room Type: Master Bathroom
  • Room Level: Third
  • Room Length: 12.0
  • Room Width: 9.0
  • Room Dimensions: 12 x 9
Room 9
  • Room Type: Bedroom
  • Room Level: Third
  • Room Length: 11.5
  • Room Width: 8.5
  • Room Dimensions: 11.5 x 8.5
Room 10
  • Room Type: Bedroom
  • Room Level: Third
  • Room Length: 15.5
  • Room Width: 12.5
  • Room Dimensions: 15.5 x 12.5
Room 11
  • Room Type: Bonus Room
  • Room Level: Fourth
  • Room Length: 15.5
  • Room Width: 12.0
  • Room Dimensions: 15.5 x 12
Room 12
  • Room Type: Bunk Room
  • Room Level: Fourth
  • Room Length: 20.0
  • Room Width: 12.0
  • Room Dimensions: 20 x 12
Rental
Rent Information
  • General Property Info:Immediate Occupancy: true
  • Listing Info Tax Legal:Is Subject Leased: false
  • Existing Leases: DailyWeekly

Property History for 20109 Front Beach Road, Unit A

DateEvent & SourcePriceAppreciation
Aug 26, 2019

Sold

CPAR #683043

$2,775,000
Aug 26, 2019

Sold

ECAR #821578

$2,775,000
Aug 15, 2019

Pending

CPAR #683043

DateEvent & SourcePrice
08/26/2019

Sold

CPAR #683043

$2,775,000
08/26/2019

Sold

ECAR #821578

$2,775,000
08/15/2019

Pending

CPAR #683043

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 20109 Front Beach Road, Unit A

Taxable ValueLand$965,700Additions$1,689,559Total$2,655,259
Tax Record2025$32,643 ($2,720 / month)
Home Facts
Beds9Total Finished SqFt6,676 SqFtAbove Grade Finished SqFt6,676 SqFtStories4Lot Size3,877 SqFtStyleSingle Family ResidenceYear Built2019ZoningBC23CountyBAYAPN36636-010-000

Schools near 20109 Front Beach Road, Unit A

This home is within Bay.
Rating
School
Type
Grades
Distance
Public - PK to 5
Public - PK to 12
Public - 9 to 12
Public - PK to 5
Rating
School
Distance
West Bay Elementary School
PublicPK to 5

Surfside Middle School
PublicPK to 12

J.R. Arnold High School
Public9 to 12

A. Gary Walsingham Academy
PublicPK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

New listings in 32413

$320,000 | 467 Melrose Way, Panama City Beach, FL 32413
1/40
New

$320,000

3
Bedrooms
1,459
Square Feet
0.04
Acres
$4,495,000 | 21524 Front Beach Road, Panama City Beach, FL 32413
1/73
New

$4,495,000

9
Bedrooms
6,493
Square Feet
0.17
Acres
$459,900 | 8614 Sand Dollar Drive, Panama City Beach, FL 32413
1/33
Listed By Coldwell Banker RealtyNew

$459,900

2
Bedrooms
1,368
Square Feet
0.09
Acres
$825,000 | 15625 Front Beach Road, Unit 2011, Panama City Beach, FL 32413
1/77
New

$825,000

2
Bedrooms
1,368
Square Feet
$550,000 | 218 North El Centro Boulevard, Panama City Beach, FL 32413
1/4
Listed By Coldwell Banker RealtyNew

$550,000

3
Bedrooms
1,776
Square Feet
0.15
Acres
$335,000 | 7517 Morning Marsh Trail, Unit LOT 190, Panama City Beach, FL 32413
1/16
New

$335,000

Unavailable
Bedrooms
Unavailable
Bathrooms
Unavailable
Square Feet
1.05
Acres
$455,000 | 217 Magnolia Drive, Panama City Beach, FL 32413
1/44

$455,000

2
Bedrooms
1,452
Square Feet
0.14
Acres
$399,900 | 15928 Front Beach Road, Unit 3803, Panama City Beach, FL 32413
1/49

$399,900

1
Bedrooms
1,103
Square Feet
$639,000 | 283 Breakwater Boulevard, Unit LOT 332, Panama City Beach, FL 32413
1/35
Open: 9/13 01:00PM - 03:00PM

$639,000

3
Bedrooms
2,120
Square Feet
0.11
Acres

Nearby home values

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Scenic Sotheby's International Realty; Beach Time Realty Inc

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.