20654 Front Beach Road
Description
- Listed by: Bill Thomas • Beach Time Realty, Inc
Recent comparable sales
Median sold price
$1,325,000
Avg days on market
168
Sale-to-list ratio
88.6%
Panama City Beach, FL
9 comparable properties found
$2,850,000
Sold 12/01/25
- 6
- Bedrooms
- 7
- Bathrooms
- 3,576
- Square Feet
- 0.09
- Acres
$3,600,000
Sold 03/30/26
- 6
- Bedrooms
- 8
- Bathrooms
- 3,487
- Square Feet
- 0.4
- Acres
$2,750,000
Sold 07/18/25
- 6
- Bedrooms
- 7
- Bathrooms
- 3,416
- Square Feet
- Unavailable
- Acres
$1,325,000
Sold 09/18/25
- 9
- Bedrooms
- 7
- Bathrooms
- 2,993
- Square Feet
- 0.21
- Acres
$1,295,000
Sold 07/17/26
- 6
- Bedrooms
- 5
- Bathrooms
- 2,700
- Square Feet
- 0.13
- Acres
$1,590,000
Sold 05/08/26
- 7
- Bedrooms
- 7
- Bathrooms
- 3,864
- Square Feet
- 0.09
- Acres
$1,125,000
Sold 05/22/26
- 6
- Bedrooms
- 5
- Bathrooms
- 2,682
- Square Feet
- 0.14
- Acres
$1,100,000
Sold 06/04/26
- 6
- Bedrooms
- 5
- Bathrooms
- 2,682
- Square Feet
- 0.14
- Acres
$850,000
Sold 03/28/25
- 5
- Bedrooms
- 5
- Bathrooms
- 3,042
- Square Feet
- 0.17
- Acres
Location
Sold By Smith & Assoc Property Mngt; Beach Time Realty, Inc
Payment Calculator
$7,214 per month
30 year fixed, 6.55% Interest
$5,591
$1,623
$0
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1Property Information for 20654 Front Beach Road
- MLS Type: Residential / Detached Single Family / Single Family Residence
- County: Bay County
- Architectural Style: Coastal
- Waterfront: Yes
- Waterfront Features: Other
- Parking Features: Carport
- Subdivision Name: Laguna Beach Estates 5th Add
- View: Gulf
- Zoning: Resid Single Family
- Zoning Description: Commercial, Resid Single Family
- View: Yes
- Year Built: 1956
- Lot Size: 0.18 AC / 7,840 SF
- City: Panama City Beach
- County Or Parish: Bay
- Directions: West on Panama City Parkway from Hwy 79 approximately 4 miles, turn left on Wisteria (chevron station)and go to dead end of wisteria, turn right on Front Beach travel approximately 1/2 mile. house will be on right corner of front beach and twin lakes. House is the west end unit.
- Road Surface Type: Paved
- State Region: FL
- Postal Code: 32413
- Latitude: 30.246762
- Longitude: -85.940412
- State Or Province: FL
- Road Frontage Type: County Road
- MLS Area Major: 03 - Bay County - Beach
- MLS Area Minor: 0324 - Beach - West Central
- Parcel Number: 36721-030-000
- Association: No
- Tax Legal Description: long legal.
- Elementary School: West Bay
- High School: Arnold
- Middle Or Junior School: Surfside
- Attached Garage: No
- Carport Spaces: 3.0
- Carport: Yes
- Building Area Source: Appraiser
- Building Area Total: 3396.0
- Lot Features: Sprinkler System
- Lot Size Acres: 0.18
- Lot Size Area: 0.18
- Lot Size Dimensions: 76x113
- Lot Size Units: Acres
- Lot Size Square Feet: 7841.0
- Living Area Source: Listing Agent
- Year Built: 1956
- New Construction: No
- Property Condition: Construction Complete
- Human Modified: No
- Green Energy Efficient: Doors
- Electric: True
- Sewer: Public Sewer
- Utilities: Water Connected
- Exterior Features: Barbecue, Covered Patio, Deck, Patio, Outdoor Kitchen
- Fencing: Fenced
- Pool Features: Gunite, In Ground, Pool
- Community Features: Barbecue, Home Owners Association
- Construction Materials: Cedar, Hardiplank Type, Concrete, Shake Siding
- Foundation Details: Slab
- Patio And Porch Features: Balcony, Deck, Patio
- Security Features: Smoke Detectors
- Roof: Metal
- Stories: 3
- Bathrooms Full: 6
- Bathrooms Half: 1
- Bathrooms Total: 7
- Bedrooms Total: 6
- Rooms Total: 18
- Cooling: Yes
- Cooling: Ceiling Fans, Heat Pump, Multi Units
- Heating: Yes
- Heating: Central, Electric, Energy Star Qualified Equipment
- Appliances: Electric Range, Electric Water Heater, Tankless Water Heater
- Interior Features: Floor Tile, Furnished - All, Kitchen Island
- Window Features: Tinted Windows
- Room Dimensions: 12 x 10
- Room Length: 12.0
- Room Level: First
- Room Type: Den
- Room Width: 10.0
- Room Dimensions: 15 x 13
- Room Length: 15.0
- Room Level: Third
- Room Type: Bedroom
- Room Width: 13.0
- Room Dimensions: 17 x 12
- Room Length: 17.0
- Room Level: Third
- Room Type: Primary Bathroom
- Room Width: 12.0
- Room Dimensions: 10 x 8
- Room Length: 10.0
- Room Level: First
- Room Type: Full Bath
- Room Width: 8.0
- Room Description: Dining/Kitchen Combo
- Room Dimensions: 28 x 15
- Room Length: 28.0
- Room Level: Second
- Room Type: Dining Room
- Room Width: 15.0
- Room Dimensions: 17 x 12
- Room Length: 17.0
- Room Level: Third
- Room Type: Primary Bedroom
- Room Width: 12.0
- Room Dimensions: 14 x 12
- Room Length: 14.0
- Room Level: First
- Room Type: Bedroom
- Room Width: 12.0
- Room Dimensions: 11 x 8
- Room Length: 11.0
- Room Level: Second
- Room Type: Full Bath
- Room Width: 8.0
- Room Dimensions: 15 x 11.6
- Room Length: 15.0
- Room Level: Third
- Room Type: Bedroom
- Room Width: 11.6
- Room Dimensions: 15 x 12
- Room Length: 15.0
- Room Level: Second
- Room Type: Bedroom
- Room Width: 12.0
- Room Dimensions: 11 x 8
- Room Length: 11.0
- Room Level: Third
- Room Type: Full Bath
- Room Width: 8.0
- Room Dimensions: 11 x 8
- Room Length: 11.0
- Room Level: Third
- Room Type: Primary Bathroom
- Room Width: 8.0
- Room Dimensions: 7 x 5
- Room Length: 7.0
- Room Level: Second
- Room Type: Half Bath
- Room Width: 5.0
- Room Dimensions: 45 x 15
- Room Length: 45.0
- Room Level: First
- Room Width: 15.0
- Room Dimensions: 24 x 15
- Room Length: 24.0
- Room Level: Second
- Room Type: Great Room
- Room Width: 15.0
- Room Dimensions: 11 x 8
- Room Length: 11.0
- Room Level: Third
- Room Type: Primary Bathroom
- Room Width: 8.0
- Room Dimensions: 8 x 7
- Room Length: 8.0
- Room Level: Second
- Room Type: Laundry
- Room Width: 7.0
- Room Dimensions: 8 x 7
- Room Length: 8.0
- Room Level: Third
- Room Type: Full Bath
- Room Width: 7.0
- Units Furnished: All Units
- Mobile Dim Units: Feet
Property History for 20654 Front Beach Road
| Date | Event & Source | Price | Appreciation |
|---|---|---|---|
| Sep 16, 2019 | Sold ECAR #816523 | $1,100,000 | — |
| Sep 12, 2019 | Sold (Public Record) Public Record #654377312 | $1,100,000 | — |
| Sep 12, 2019 | Sold CPAR #652972 | $1,100,000 | — |
| Aug 29, 2019 | Pending CPAR #652972 | — | |
| Aug 28, 2019 | Pending ECAR #816523 | — | |
| Feb 19, 2019 | Listed (Active) ECAR #816523 | $1,375,000 | — |
| Dec 1, 2016 | Listed (Active) CPAR #652972 | $1,375,000 | — |
| Date | Event & Source | Price |
|---|---|---|
| 09/16/2019 | Sold ECAR #816523 | $1,100,000 |
| 09/12/2019 | Sold (Public Record) Public Record #654377312 | $1,100,000 |
| 09/12/2019 | Sold CPAR #652972 | $1,100,000 |
| 08/29/2019 | Pending CPAR #652972 | — |
| 08/28/2019 | Pending ECAR #816523 | — |
| 02/19/2019 | Listed (Active) ECAR #816523 | $1,375,000 |
| 12/01/2016 | Listed (Active) CPAR #652972 | $1,375,000 |
For completeness, we often displays two records for one sale: the MLS record and the public record.
Public Records for 20654 Front Beach Road
Schools near 20654 Front Beach Road
Rating | School | Type | Grades | Distance |
|---|---|---|---|---|
| Public - | PK to 5 | |||
| Public - | PK to 12 | |||
| Public - | 9 to 12 | |||
| Public - | PK to 5 |
Rating | School | Distance |
|---|---|---|
West Bay Elementary School PublicPK to 5 | ||
Surfside Middle School PublicPK to 12 | ||
J.R. Arnold High School Public9 to 12 | ||
A. Gary Walsingham Academy PublicPK to 5 |
School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.
Similar Homes
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- Square Feet
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Nearby home values
| Address | Sold price | Beds | Baths | Sqft | Lot (Sqft) |
|---|---|---|---|---|---|
This home: 20654 Front Beach Road, Panama City Beach, FL 32413 | $1,100,000 | 6 | 7 | 3,396 | 7,840 |
$1,100,000 | 6 | 7 | 3,388 | 4,356 | |
$318,000 | 3 | 2 | 1,112 | 9,147 | |
$1,100,000 | 6 | 7 | 3,388 | 4,356 | |
$195,000 | 3 | 2 | – | 3,572 | |
$309,000 | – | 3 | 1,908 | 6,098 | |
– | 3 | 2 | 1,626 | 8,320 | |
$15,900 | – | – | – | – | |
$15,000 | – | – | – | – | |
– | – | 2 | 1,224 | 9,583 | |
– | 3 | 3 | 1,944 | 1,960 | |
$300,000 | 2 | 2 | 1,156 | 6,578 | |
$860,000 | 3 | 3 | 1,940 | 3,049 | |
$389,000 | 3 | 3 | 1,620 | 1,650 | |
$555,000 | 3 | 3 | 1,620 | – |
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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.
Listing Courtesy of Beach Time Realty, Inc
The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.
