2 beds884 sqft$1,357/sqft
21802 Front Beach Rd, Panama City Beach, FL 32413
Est: $6,827/moGet pre-approved

Description

Two adjoining lots on Front Beach Road, offered at the same time by the same owner. This is 21802. The adjoining lot at 21806 Front Beach Road is listed separately. Take one or take both. Together the two parcels form one contiguous site of 0.384 acre with 111.3 feet of frontage on Front Beach Road and roughly 135 feet of depth. The two lots share a 135 foot common boundary. About 230 feet to the sand. Everything below is drawn from Bay County public records and the published Bay County Land Development...Two adjoining lots on Front Beach Road, offered at the same time by the same owner. This is 21802. The adjoining lot at 21806 Front Beach Road is listed separately. Take one or take both. Together the two parcels form one contiguous site of 0.384 acre with 111.3 feet of frontage on Front Beach Road and roughly 135 feet of depth. The two lots share a 135 foot common boundary. About 230 feet to the sand. Everything below is drawn from Bay County public records and the published Bay County Land Development Regulations. Confirm all of it with Bay County Planning and Zoning before relying on any of it. OPEN GULF VIEW TODAY

The homes directly across Front Beach Road are low single story houses, so the Gulf view from this lot is open right now. On much of this stretch it is not, because taller beachfront construction sits between the north side lots and the water. Views are current condition and are not protected. The Gulf side parcels across Front Beach Road carry a more intense zoning designation than this parcel and could be redeveloped taller. Any buyer paying for the view should evaluate that independently. ZONING OF RECORD

Bay County GIS shows this parcel zoned SR-1 Seasonal Resort with a Seasonal/Resort future land use designation, in unincorporated Bay County rather than inside the City of Panama City Beach limits. The SR-1 district, as published in the Bay County Land Development Regulations, lists the following among its permitted uses: single family, duplex, triplex and quadraplex, multifamily, condominium, bed and breakfast, hotel and motel, and rental beach houses and cottages. The published SR-1 bulk regulations show a 60 foot maximum height and a maximum density of 15 units per acre. Buyers should confirm the current code text, the applicable site plan and development review process, and any hearing requirements directly with Bay County Planning. Nothing here represents that a particular project, unit count, or height will be approved. Anyone planning nightly rental should confirm current Bay County short term rental requirements, including the county vacation rental certificate, tourist development tax registration, and the applicable state license. FLOOD ZONE X

FEMA's National Flood Hazard Layer shows this parcel in flood zone X, an area of minimal flood hazard, with no base flood elevation. Gulf side parcels across Front Beach Road fall in the mapped high hazard zones. Verify the current effective flood map and your own premium with your insurance agent. BUY ONE OR BUY BOTH

Each lot measures roughly 55 feet of frontage by 135 feet of depth and exceeds the published SR-1 minimum lot area of 5,000 square feet and minimum lot width of 50 feet. Bought together, the two lots give a buyer about 111 feet of contiguous width instead of two separate 55 foot lots. What that supports in practice depends on setbacks, parking and impervious surface limits, all of which should be confirmed with Bay County Planning. An existing single family home sits on the lot. LOCATION

North side of Front Beach Road at the west end of Panama City Beach, in the Hollywood Beach subdivision. This is not a Gulf front parcel. Several nearby parcels on this stretch are carried on the tax roll as vacant. Assembled frontage on Front Beach Road under a single owner does not reach the market often. An overhead site exhibit showing both lots and the combined dimensions is available on request. Buyer to independently verify zoning, density, permitted use, setbacks, development review requirements, flood zone, view impacts and all development standards with Bay County Planning and Zoning with the Florida Department of Environmental Protection as to any coastal permitting. Dimensions are approximate and scaled from Bay County GIS. Not a survey. Seller and listing broker make no representation as to what may be built, permitted or approved on this site or on any neighboring s
LISTING UPDATED: 08/06/2026 01:38 PM

  1. Listed by Kevin W Schaben • Emerald Key Realty Inc

Property Details for 21802 Front Beach Road

Status
MLS #
793665
Days on Market
Listed Today
Taxes
$8,731 / year
HOA Fees
-
Condo/Co-op Fees
-
Property Type
MLS Type
Residential / Single Family Residence / Single Family Residence
Year Built
1955
Lot Size
0.19 AC / 8,276 SF
Architectural Style
Coastal
Waterfront
No
Subdivision Name
Hollywood Beach

Location

Listing Courtesy of Emerald Key Realty Inc
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Building Information for 21802 Front Beach Road

Stories-Year Built1955Building Size-Lot Size0.19 AC / 8,276 SF

Payment Calculator

$6,827 per month

30 year fixed, 6.55% Interest

Principal and Interest

$6,099

Property Taxes

$728

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 21802 Front Beach Road

Summary
Location and General Information
  • City: Panama City Beach
  • County Or Parish: Bay
  • Directions: On front beach west to front beach rd
  • State Region: FL
  • Postal Code: 32413
  • Latitude: 30.254574
  • Longitude: -85.956999
  • State Or Province: FL
  • MLS Area Major: 03 - Bay County - Beach
  • MLS Area Minor: 0324 - Beach - West Central
Taxes and HOA Information
  • Parcel Number: 35408-000-000
  • Association: No
  • Tax Annual Amount: $8,731.42
  • Tax Legal Description: HOLLYWOOD BEACH LOT 7 BLK E (SUB TO GULF POWER OVER HEAD EASEMENT ORB 3666 P 475) ORB 4479 P 1581
  • Tax Year: 2025
School Information
  • Elementary School: West Bay
  • High School: Arnold
  • Middle Or Junior School: Surfside
Parking
  • Covered Spaces: 1.0
  • Garage: No
Property
Lot Information
  • Building Area Total: 884.0
  • Lot Size Acres: 0.19
  • Lot Size Area: 0.19
  • Lot Size Dimensions: 56.0 ft x 150.0 ft
  • Lot Size Units: Acres
  • Lot Size Square Feet: 8276.0
  • Living Area Source: Appraiser
Property and Assessments
  • Year Built: 1955
  • New Construction: No
  • Human Modified: No
Interior and Exterior Features
Exterior Features
  • Community Features: Short Term Rental Allowed
Interior Features
  • Bathrooms Full: 1
  • Bathrooms Half: 1
  • Bathrooms Total: 2
  • Bedrooms Total: 2
  • Rooms Total: 2
Room Information
Room 1
  • Room Description: Agent did not measure.
  • Room Dimensions: 10 x 10
  • Room Length: 10.0
  • Room Level: First
  • Room Type: Bedroom
  • Room Width: 10.0
Room 2
  • Room Description: Agent did not measure.
  • Room Dimensions: 10 x 10
  • Room Length: 10.0
  • Room Level: First
  • Room Type: Bedroom
  • Room Width: 10.0
Multi Family
Multi-Family Information
  • Units Furnished: All Units
Rental
Rental Information
  • Occupant Type: Tenant

Property History for 21802 Front Beach Road

DateEvent & SourcePriceAppreciation
Aug 6, 2026

Listed (Active)

CPAR #793665

$1,200,000
Oct 27, 2021

Sold (Public Record)

Public Record #1475768381

$710,000

+15.2% / yr

Oct 27, 2021

Sold

CPAR #714726

$710,000
DateEvent & SourcePrice
08/06/2026

Listed (Active)

CPAR #793665

$1,200,000
10/27/2021

Sold (Public Record)

Public Record #1475768381

$710,000

+15.2% / yr

10/27/2021

Sold

CPAR #714726

$710,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 21802 Front Beach Road

Taxable ValueLand$832,832Additions$94,933Total$927,765
Tax Record2025$8,691 ($724 / month)
Home Facts
Beds2Total Finished SqFt884 SqFtAbove Grade Finished SqFt884 SqFtStories1Lot Size8,364 SqFtStyleSingle Family ResidenceYear Built1955Year Renovated2010ZoningBC22CountyBAYAPN35408-000-000

Schools near 21802 Front Beach Road

This home is within Bay.
Rating
School
Type
Grades
Distance
Public - PK to 5
Public - PK to 12
Public - 9 to 12
Public - PK to 5
Rating
School
Distance
West Bay Elementary School
PublicPK to 5

Surfside Middle School
PublicPK to 12

J.R. Arnold High School
Public9 to 12

A. Gary Walsingham Academy
PublicPK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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21802 Front Beach Road is a single family home for sale in Panama City Beach, FL 32413. This property was listed for sale on August 6, 2026 by Emerald Key Realty Inc, it's currently listed at $1,200,000. It has been on the market for a total of 0 days and was last sold on October 27, 2021. This listing's school district is Bay. Nearby schools include West Bay Elementary School, Surfside Middle School and J.R. Arnold High School. 21802 Front Beach Road is a 2-bed, 2-bath, 884 sqft single family home built in 1955.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Emerald Key Realty Inc

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.