265 Water Street, Unit 5

265 Water St
Financial District

$1,495,000
Price
2
Beds
1,818 Sq. Ft.
$822 / Sq. Ft.
1,818
Sq. Ft.
$822
per Sq. Ft.
Get preapproved with Rocket Mortgage1
Contract Signed
Contract Signed

Description

Authentic Seaport Loft — Beautifully Renovated Full-Floor Residence - Unlimited subletting and no flip tax Open house by appointment only Set on a charming cobblestone block in the heart of Manhattan’s historic South Street Seaport, this exceptional full-floor loft blends authentic downtown character with a meticulous modern renovation. Spanning 1,818 square feet (as per OLR measurements,) the residence offers expansive open living with the flexibility to accommodate two sleeping areas (this property...Authentic Seaport Loft — Beautifully Renovated Full-Floor Residence - Unlimited subletting and no flip tax Open house by appointment only Set on a charming cobblestone block in the heart of Manhattan’s historic South Street Seaport, this exceptional full-floor loft blends authentic downtown character with a meticulous modern renovation. Spanning 1,818 square feet (as per OLR measurements,) the residence offers expansive open living with the flexibility to accommodate two sleeping areas (this property is legally a loft with two full bathrooms and is currently configured with one private and one open bedroom), a home office, and distinct living and dining spaces. A private elevator opens directly into the loft, where original wood-beamed ceilings, exposed brick walls, artisan millwork, and wide plank hardwood floors create a warm and sophisticated atmosphere. A custom steel-and-glass partition introduces an elegant entry sequence while preserving the loft’s open scale and natural light. The thoughtfully redesigned chef’s kitchen is appointed with premium Miele and Liebherr appliances and refined finishes, seamlessly connecting to the entertaining space. The home features two beautifully renovated full bathrooms, central A/C, washer/dryer as well as a generous walk-in closet and additional basement storage. Located in a boutique cooperative that functions with the ease of a condominium - no flip tax, and unlimited subletting permitted — a rare combination in downtown Manhattan. Just outside your door, enjoy the Seaport’s vibrant waterfront lifestyle, with acclaimed restaurants - Mark Joseph Steakhouse and Osteria del Porto - boutique shopping, the East River Esplanade, weekend greenmarkets, and effortless access to multiple subway lines at the newly renovated Fulton Station. A rare opportunity to own a true downtown loft in one of Manhattan’s most distinctive neighborhoods.
  1. Listed by Suzanne T Unrein • Find Properties
    P: (646)-456-5631 sunrein@findrealestate.com

Property Details for 265 Water Street, Unit 5

View
City
Architectural Style
Prewar
LISTING UPDATED: 05/22/2026 08:11 PM

Property Details for 265 Water Street, Unit 5

StatusContract Signed
MLS IDRLS20087166
Days on Market1
Pet Policy-
Taxes-
Maintenance$3,550 / month
Min. Down Pymt-
Total Rooms4.0
Property TypeCo-op
MLS TypeCo-op
Year Built1870
CountyNew York County

Building

265 Water St

7 Units8 StoriesBuilt in 1870
Get preapproved with Rocket Mortgage1

Location

Listing Courtesy of Find Properties
Add your commute

Building Information for 265 Water Street, Unit 5

Building/Complex265 Water StFloor-Stories8Residences7Pet Policy-Pet Policy Details-Year Built1870Building AgePre-war

Payment Calculator

Get preapproved with Rocket Mortgage1

$11,000 per month

30 year fixed, 6.36% Interest

Principal and Interest

$7,450

Property Taxes

$0

Maintenance/Common Charges

$3,550

The Payment Calculator is for illustrative purposes only.

Know your buying power with a preapproval and custom rate in minutes

Rocket Mortgage1

Property Information for 265 Water Street, Unit 5

Summary
Location and General Information
  • Subdivision Name: South Street Seaport
  • Cross Street: Peck Slip/Dover Street
  • Stories Total: 8
  • Exposures: North, East
  • View: Yes
Taxes and HOA
  • Tax Lot: 0044
  • Tax Deduction Percent: .00%
  • Tax Block: 0107
  • Flip Tax Type: Percent
  • Association Fee Frequency: Monthly
  • Flip Tax: $0
  • Tax Deduction Amount: $0
  • Tax Deduction Remarks: ASK EXCL BROKER
  • Building Tax Lot: 0044
  • Tax Monthly Amount: 0.0
  • Tax Abatement YN: false
Parking
  • Garage: No
Property
Lot Information
  • Living Area: 1818.0
  • Living Area Units: Square Feet
Building Information
  • Building Features: Elevators
  • Building Exterior Features: Storage
  • Building Laundry Features: CommonArea, WasherDryerInstallAllowed
  • Building Pets Allowed: BuildingYes
Property and Assessments
  • New Development: No
  • Building Rules: BuildingWasherDryerAllowed
  • Sponsor Unit: No
  • Certificate Of Occupancy: No
  • Percent Of Common Elements: .00%
  • Common Interest: Stock Cooperative
  • Number Of Shares: 12
  • New Construction: No
  • Structure Type: Loft
  • Property Condition: Excellent
Interior and Exterior Features
Exterior Features
  • Window Features: NewWindows
Interior Features
  • Cooling: CentralAir
  • Appliances: WasherDryer
  • Kitchen Condition: Excellent
  • Floor Number: 5
  • Cooling: Yes
  • Laundry Features: InUnit
  • Other Equipment: Intercom
  • ElevatorsTotal: 1
  • Closets Total: 0
Multi Family
Multi-Family Information
  • Number Of Units Total: 0
Rental
Rental Information
  • Pets Allowed: UnitYes
  • Attendance Type: None
  • Land Lease: No

Property History for 265 Water Street, Unit 5

DateEvent & SourcePriceAppreciationLink
Apr 28, 2026

Contract Signed

RLS RESO #RLS20087166

—
Apr 28, 2026

Listed (Active)

RLS RESO #RLS20087166

$1,495,000—
Aug 6, 2012

Sold

RLS #RPLU-2191736814

$1,595,000——
DateEvent & SourcePrice
04/28/2026

Contract Signed

RLS RESO #RLS20087166

—
04/28/2026

Listed (Active)

RLS RESO #RLS20087166

$1,495,000
08/06/2012

Sold

RLS #RPLU-2191736814

$1,595,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 265 Water Street, Unit 5

Taxable ValueLand-Additions-Total-
Home Facts
APN1001070044

Schools near 265 Water Street, Unit 5

This home is within New York City Geographic District # 2.
Rating
School
Type
Grades
Distance
Peck Slip School (The)
Public - PK to 5
Jhs 104 Simon Baruch
Public - 6 to 8
Lower Manhattan Community Middle School
Public - 6 to 8
Nyc Lab Ms For Collaborative Studies
Public - 6 to 8
Rating
School
Distance
Peck Slip School (The)
PublicPK to 5

Jhs 104 Simon Baruch
Public6 to 8

Lower Manhattan Community Middle School
Public6 to 8

Nyc Lab Ms For Collaborative Studies
Public6 to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Financial District
Financial District
A bustling hub for business and commerce. Fast-paced during the day and calm and clear at night, the Financial District is both a bustling financial hub and a residential catch. Convenient transportation, a reasonably-priced rental market, and fun attractions like South Street Seaport and the...
Financial District Guide

Neighborhood Map and Transit

Similar Homes

Explore Nearby Homes

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Find Properties

This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. ©2026 The Real Estate Board of New York, Inc., All rights reserved. The source of the displayed data is either the property owner or public record provided by non-governmental third parties. It is believed to be reliable but not guaranteed. This information is provided exclusively for consumers’ personal, non-commercial use. The data relating to real estate for sale on this website comes in part from the IDX Program of OneKey® MLS. Information Copyright 2026, OneKey® MLS. All data is deemed reliable but is not guaranteed accurate by Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties. See Terms of Service for additional restrictions. Compass · Tel: 212-913-9058 · New York, NY Listing information for certain New York City properties provided courtesy of the Real Estate Board of New York’s Residential Listing Service (the "RLS"). The information contained in this listing has not been verified by the RLS and should be verified by the consumer. The listing information provided here is for the consumer’s personal, non-commercial use. Retransmission, redistribution or copying of this listing information is strictly prohibited except in connection with a consumer's consideration of the purchase and/or sale of an individual property. This listing information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. ©2026 The Real Estate Board of New York, Inc., all rights reserved. This information is not guaranteed, should be independently verified and may not reflect all real estate activity in the market. Offers of compensation set forth here are for other RLSParticipants only and may not reflect other agreements between a consumer and their broker.©2026 The Real Estate Board of New York, Inc., All rights reserved.