34 Cottage St

1,564 Sq. Ft.
$612 / Sq. Ft.
1,564
Sq. Ft.
$612
per Sq. Ft.

Description

Own more than just your space. Live in one unit and let the other help offset your mortgage with this well-located side-by-side duplex offering strong lifestyle and investment potential. Each unit features 2 bedrooms, 1 bath, hardwood flooring, and updated kitchens & baths with comfortable, functional layouts. Major improvements include updated heating systems featuring high-efficiency mini-splits, delivering year-round comfort and energy efficiency. Low costs, high style, all thanks to a young roof...Own more than just your space. Live in one unit and let the other help offset your mortgage with this well-located side-by-side duplex offering strong lifestyle and investment potential. Each unit features 2 bedrooms, 1 bath, hardwood flooring, and updated kitchens & baths with comfortable, functional layouts. Major improvements include updated heating systems featuring high-efficiency mini-splits, delivering year-round comfort and energy efficiency. Low costs, high style, all thanks to a young roof and new solar. The side-by-side design provides privacy for each unit, making it ideal for owner-occupants, investors, or multi-generational living. Enjoy the convenience of off-street parking for up to 4 cars plus a full basement offering abundant storage and potential for future expansion. With solid updates already in place and a desirable location, this turnkey multi-family presents a rare opportunity to build equity, generate income, and secure long-term value.
  1. Listed by THE LASH GROUP • Keller Williams Boston MetroWest
  2. Listed by Laurie Ann Babbitt-Strapponi • Keller Williams Boston MetroWest

Property Details for 34 Cottage Street

Town
Watertown
Area
MA-Watertown
Garage Spaces
0
Open Parking Spaces
4.00
Parking Spaces Total
4

Open Houses

Sunday, Mar 29th12:00 PM - 1:30 PM
LISTING UPDATED: 03/28/2026 03:08 AM

Property Details for 34 Cottage Street

StatusActive
MLS #73484970
Days on Market17
Taxes$7,803 / year
HOA Fees-
Compass TypeMulti Family
MLS TypeMulti-family / 2 Family - 2 Units Side by Side
Year Built1900
CountyMiddlesex County

Location

Listing Courtesy of Keller Williams Boston MetroWest, THE LASH GROUP; Keller Williams Boston MetroWest, Laurie Ann Babbitt-Strapponi
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Building Information for 34 Cottage Street

Stories4Residences2Year Built1900Building Size-Lot Size0.10 AC / 4,400 SF

Payment Calculator

$5,297 per month

30 year fixed, 6.11% Interest

Principal and Interest

$4,647

Property Taxes

$650

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 34 Cottage Street

General Details
Property Details
  • Building Area Units: Square Feet
  • Community Features: Public Transportation, Shopping, Park, Walk/Jog Trails, Medical Facility, Bike Path, Conservation Area, Highway Access, House of Worship, Private School
  • Living Area: 1564.0
  • Color: White
  • SqFt with Basement: No
  • Total Units: 2
  • Waterfront: No
  • Water View: No
  • Year Built Details: Actual
  • Year Built Source: Public Records
Features
Interior Features
  • Appliances: Range, Microwave, Refrigerator, Washer, Dryer
  • Basement Features: Full, Interior Access, Bulkhead
  • Num of Baths: 2.0
  • Num of Full Baths: 2
  • Num of Half Baths: 0
  • Bathrooms Total Decimal: 2.00
  • Bathrooms Total Integer: 2
  • FireplaceYN: No
  • Fireplaces: 0
  • Flooring: Tile, Hardwood, Wood
  • Interior Features: Kitchen, Family Room
  • SpaYN: No
Exterior Features
  • Construction: Frame
  • Exterior Features: Covered Patio/Deck
  • Lot Description: Marsh
  • Patio And Porch Features: Covered
  • Roof Material: Shingle
Parking Features
  • Covered Spaces: .00
  • Garage: No
  • Garage Parking: Off-Street
  • Parking Features: Off-Street
  • Parking Features: Off-Street
Utilities
  • Cooling: Ductless Mini-Split System
  • Cooling: Yes
  • Electric: Circuit Breakers
  • Heating: Ductless
  • Heating: Yes
  • Sewer: City/Town Sewer
  • Utility Connections: for Gas Range
  • Water: Public
Property Information
Property Info
  • Farm Land Area Units: Square Feet
  • WARRANTY: No
  • Lot Size Units: Acres
  • Road Frontage Type: Public
  • Disclosures: Solar Leases Attached. Seller is leaving 1 unit empty for buyer. Some photos of the tenants unit has personal items artificially removed from photos. Family room in vacant unit has been virtually staged in 1 photo. All information deemed reliable but not guaranteed. Buyer/Buyer’s Agent to do own du
Tax Information
  • Tax ID: 856190
  • Assessments: $668,100
  • Book: 82991
  • Tax Year: 2025
  • Zoning: T
Building / Association Information
Living Characteristics
  • Beds Total: 4
  • Total Living Levels: 4
Other Building Characteristics
  • Foundation: Stone
  • Levels: 4
Income / Expenses
  • GOI: $67,200.00
  • NOI: $67,200.00
Complex & Association Information
  • Adult Community: No
Unit Information
Unit 1 Description
  • Floor U1: 1
  • Lease U1: N
  • Levels U1: 2
Unit 2 Description
  • Floor U2: 1
  • Lease U2: N
  • Levels U2: 2
Rental Info
Rental Info
  • Total Actual Rent: $5,600.00

Property History for 34 Cottage Street

DateEvent & SourcePriceAppreciation
Mar 24, 2026

Price Change

MLS PIN #73484970

$957,500—
Mar 11, 2026

Listed (Active)

MLS PIN #73484970

$997,500—
Jul 11, 2024

Sold

MLS PIN #73225283

$765,000—
Jun 5, 2024

Under Agreement

MLS PIN #73225283

—
Jun 5, 2024

Contingent

MLS PIN #73225283

—
Apr 17, 2024

Listed (Active)

MLS PIN #73225283

$795,900—
May 11, 2010

Sold (Public Record)

Public Record #326653661

$1—
Mar 25, 2008

Sold (Public Record)

Public Record #326632478

$1—
Feb 14, 2008

Sold (Public Record)

Public Record #326632442

$1—
DateEvent & SourcePrice
03/24/2026

Price Change

MLS PIN #73484970

$957,500
03/11/2026

Listed (Active)

MLS PIN #73484970

$997,500
07/11/2024

Sold

MLS PIN #73225283

$765,000
06/05/2024

Under Agreement

MLS PIN #73225283

—
06/05/2024

Contingent

MLS PIN #73225283

—
04/17/2024

Listed (Active)

MLS PIN #73225283

$795,900
05/11/2010

Sold (Public Record)

Public Record #326653661

$1
03/25/2008

Sold (Public Record)

Public Record #326632478

$1
02/14/2008

Sold (Public Record)

Public Record #326632442

$1

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 34 Cottage Street

Taxable ValueLand$388,800Additions$279,300Total$668,100
Tax Record2025$7,803 ($650 / month)
Home Facts
Baths2Total Finished SqFt1,564 SqFtAbove Grade Finished SqFt1,564 SqFtUnfinished Basement SqFt782 SqFtStories2Lot Size4,400 SqFtStyleDuplexYear Built1900ZoningTCountyMIDDLESEXAPNWATE M:1620 B:0013 L:0002

Schools near 34 Cottage Street

This home is within Watertown School District.
Rating
School
Type
Grades
Distance
Public - PK to 5
Public - 6 to 8
Public - 9 to 12
Public - PK to 5
Rating
School
Distance
Hosmer Elementary School
PublicPK to 5

Watertown Middle School
Public6 to 8

Watertown High School
Public9 to 12

J.R. Lowell Elementary School
PublicPK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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34 Cottage Street is a multi-family home for sale in Watertown, MA 02472. This property was listed for sale on March 11, 2026 by Keller Williams Boston MetroWest, it's currently listed at $957,500. It has been on the market for a total of 17 days and was last sold on July 11, 2024. This listing's school district is Watertown School District. Nearby schools include Hosmer Elementary School, Watertown Middle School and Watertown High School. 34 Cottage Street is a 4-bed, 2-bath, 1,564 sqft multi-family home built in 1900.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Keller Williams Boston MetroWest, THE LASH GROUP; Keller Williams Boston MetroWest, Laurie Ann Babbitt-Strapponi

The property listing data and information, or the images, set forth herein were provided to MLS Property Information Network, Inc., Martha's Vineyard MLS, CCIMLS, Link MLS, and Berkshire County Board of REALTORS from third party sources, including sellers, lessors and public records, and were compiled by MLS Property Information Network, Inc., Martha's Vineyard MLS, CCIMLS, Link MLS, and Berkshire County Board of REALTORS. The property listing data and information, and the images, are for the personal, non-commercial use of consumers having a good faith interest in purchasing or leasing listed properties of the type displayed to them and may not be used for any purpose other than to identify prospective properties which such consumers may have a good faith interest in purchasing or leasing. MLS Property Information Network, Inc., Martha's Vineyard MLS, CCIMLS, Link MLS, and Berkshire County Board of REALTORS and its subscribers disclaim any and all representations and warranties as to the accuracy of the property listing data and information, or as to the accuracy of any of the images, set forth herein.