4 Shady Oak Ln

2,190 Sq. Ft.
$215 / Sq. Ft.
2,190
Sq. Ft.
$215
per Sq. Ft.

Description

Car enthusiasts, hobbyists, or anyone needing serious storage and workspace THIS IS THE HOME FOR YOU! The property offers an attached 2-car garage plus a brand new detached outbuilding. The outbuilding features 12’ ceilings, parking for up to four additional vehicles, and abundant storage making this a rare and highly functional offering. Set on a private, wooded 1.03-acre lot, this 3 bedroom, 3 bathroom home blends peaceful surroundings with thoughtful design. Inside, the family room features vaulted...Car enthusiasts, hobbyists, or anyone needing serious storage and workspace THIS IS THE HOME FOR YOU! The property offers an attached 2-car garage plus a brand new detached outbuilding. The outbuilding features 12’ ceilings, parking for up to four additional vehicles, and abundant storage making this a rare and highly functional offering. Set on a private, wooded 1.03-acre lot, this 3 bedroom, 3 bathroom home blends peaceful surroundings with thoughtful design. Inside, the family room features vaulted ceilings, exposed wood beams, and a brick fireplace, creating a warm and inviting atmosphere. The kitchen includes solid surface countertops, a breakfast nook, and built-in workspace, while the sunroom extends the living area and provides serene, year-round views. Three spacious bedrooms offer comfort and privacy, with two en-suite bathrooms. The lower level adds versatility with a bonus room and a third full bath, ideal for guests, recreation, or a home office. Outdoor living is enhanced by a generous deck and fenced yard, perfect for entertaining or enjoying the tranquil setting. Additional highlights include new carpet (2024), a new half-circle three-row concrete driveway, and a water softener that stays with the home. For added value and peace of mind, the seller is offering a home warranty through CHW. A detailed features sheet is available in the supplements. A quiet retreat with unmatched garage capabilities, this property is truly one of a kind.

Property Details for 4 Shady Oak Lane

Architectural Style
Ranch
Waterfront
No
LISTING UPDATED: 04/24/2026 11:11 AM

Property Details for 4 Shady Oak Lane

StatusActive
MLS #25073869
Days on Market171
Taxes$7,135 / year
HOA Fees$38 / month
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built1988
Lot Size1.03 AC / 44,866 SF
CountyMonroe County

Location

Listing Courtesy of Century 21 Advantage
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Building Information for 4 Shady Oak Lane

Stories-Year Built1988Building Size-Lot Size1.03 AC / 44,866 SF

Payment Calculator

$2,999 per month

30 year fixed, 6.46% Interest

Principal and Interest

$2,367

Property Taxes

$595

HOA Dues

$38

The Payment Calculator is for illustrative purposes only.

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Property Information for 4 Shady Oak Lane

Summary
Location and General Information
  • City: Waterloo
  • County Or Parish: Monroe
  • Directions: GPS Friendly
  • Latitude: 38.31176
  • Longitude: -90.175878
  • Postal Code: 62298
  • State Or Province: IL
  • Sub division Name: West Lake Estates Ph 1
  • Postal Code Plus 4: 2106
Taxes and HOA Information
  • List AOR: Southwestern Illinois Board of REALTORS
  • Association Fee: $38.00
  • Association Fee Frequency: Monthly
  • Association Fee Includes: Common Area Maintenance
  • Parcel Number: 07-35-333-025-000
  • Tax Annual Amount: $7,135.00
  • Tax Legal Description: LOT 25 WEST LAKE ESTATES PHASE 1
  • Tax Year: 2024
  • AssociationName: West Lake Estates
  • AssociationYN: Yes
Parking
  • Attached Garage: Yes
  • Carport Spaces: 0.0
  • Carport: No
  • Garage Spaces: 4.0
  • Garage: Yes
  • Parking Features: Additional Parking, Attached, Detached, Driveway, Garage, Garage Faces Front
  • Parking Total: 4.0
School Information
  • Elementary School: WATERLOO DIST 5
  • High School: Waterloo
  • High School District: Waterloo DIST 5
  • Middle Or Junior School: WATERLOO DIST 5
Virtual Tour
Property
Lot Information
  • Living Area: 2190.0
  • Lot Features: Adjoins Wooded Area, Wooded
  • Lot Size Acres: 1.03
  • Lot Size Dimensions: IRREGULAR
  • Lot Size Source: Public Records
  • Lot Size Square Feet: 44866.8
  • Other Structures: Garage(s)
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
Property and Assessments
  • Above Grade Finished Area: 2190.0
  • Above Grade Finished Area Source: Assessor
  • Documents Available: Aerial Photos, Plat
  • Documents Count: 2
  • Photos Count: 68
  • Year Built: 1988
  • Disclosures: Seller Property Disclosure
  • Construction Materials: Brick
  • Ownership Type: Private
  • NewConstructionYN: No
  • StructureType: House
  • MIS_EfficiencyYN: No
  • HomeWarrantyYN: No
  • LeaseConsideredYN: No
  • OccupantType: Owner
  • PropertyAttachedYN: No
  • SeniorCommunityYN: No
Utilities
  • Electric: Ameren
  • Sewer: Aerobic Septic
  • Water Source: Public
Interior and Exterior Features
Exterior Features
  • Association Amenities: Other
  • Fencing: Fenced
  • Road Surface Type: Chip And Seal
  • Pool Private: No
  • PatioAndPorchFeatures: Deck
  • PoolFeatures: None
  • MIS_PoolYN: No
Interior Features
  • Basement: 8 ft + Pour, Bathroom, Crawl Space
  • Basement YN: Yes
  • Levels: One
  • Main Level Bedrooms: 3.0
  • Bathrooms Full: 3
  • Bathrooms Half: 0
  • Bathrooms Total Integer: 3
  • Bedrooms Total: 3
  • Cooling: Ceiling Fan(s), Central Air, Electric
  • Fireplace Features: Family Room, Wood Burning
  • Fireplaces Total: 1
  • Fireplace: Yes
  • Heating: Forced Air, Propane
  • Interior Features: Beamed Ceilings, Ceiling Fan(s), Separate Dining, Vaulted Ceiling(s)
  • Laundry Features: Main Level
  • Rooms Total: 7
  • LivingAreaSource: Assessor
  • MIS_LowerLevelBathroomsFull: 1
  • MIS_LowerLevelBathroomsHalf: 0
  • MIS_LowerLevelBedrooms: 0
  • MIS_MainLevelBathroomsFull: 2
  • MIS_MainLevelBathroomsHalf: 0
  • MIS_MainAndUpperLevelBedrooms: 3
  • MIS_MainAndUpperLevelBathrooms: 2
  • MIS_UpperLevelBedrooms: 0
  • SecurityFeatures: Smoke Detector(s)
Room Information
Room 1
  • Room Level: Main
  • Room Type: Family Room
Room 2
  • Room Level: Main
  • Room Type: Dining Room
Room 3
  • Room Level: Main
  • Room Type: Kitchen
Room 4
  • Room Level: Main
  • Room Type: Breakfast Room
Room 5
  • Room Level: Main
  • Room Type: Laundry
Room 6
  • Room Level: Main
  • Room Type: Primary Bedroom
Room 7
  • Room Level: Main
  • Room Type: Primary Bathroom
Room 8
  • Room Level: Main
  • Room Type: Bedroom 2
Room 9
  • Room Level: Main
  • Room Type: Bathroom 2
Room 10
  • Room Level: Main
  • Room Type: Bedroom 3
Room 11
  • Room Level: Main
  • Room Type: Sunroom
Room 12
  • Room Level: Lower
  • Room Type: Bathroom 3

Property History for 4 Shady Oak Lane

DateEvent & SourcePriceAppreciation
Apr 13, 2026

Price Change

MARIS #25073869

$470,000—
Mar 25, 2026

Price Change

MARIS #25073869

$480,000—
Mar 16, 2026

Price Change

MARIS #25073869

$485,000—
DateEvent & SourcePrice
04/13/2026

Price Change

MARIS #25073869

$470,000
03/25/2026

Price Change

MARIS #25073869

$480,000
03/16/2026

Price Change

MARIS #25073869

$485,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 4 Shady Oak Lane

Taxable ValueLand$24,322Additions$102,220Total$126,542
Tax Record2024$7,135 ($595 / month)
Home Facts
Beds3Total Finished SqFt1,865 SqFtAbove Grade Finished SqFt1,865 SqFtStories1Lot Size44,867 SqFtStyleSingle Family ResidenceYear Built1988ZoningWR3CountyMONROEAPN07-35-333-025-000Fireplace TypeHas Fireplace

Schools near 4 Shady Oak Lane

This home is within Waterloo Community Unit School District 5.
Rating
School
Type
Grades
Distance
Public - PK to 1
Public - 2 to 3
Public - 4 to 5
Public - 6 to 8
Rating
School
Distance
W J Zahnow Elementary School
PublicPK to 1

Rogers Elementary School
Public2 to 3

Gardner Elementary School
Public4 to 5

Waterloo Junior High School
Public6 to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

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4 Shady Oak Lane is a single family home for sale in Waterloo, IL 62298. This property was listed for sale on November 4, 2025 by Century 21 Advantage, it's currently listed at $470,000. It has been on the market for a total of 171 days and was last sold on December 26, 2023. This listing's school district is Waterloo Community Unit School District 5. Nearby schools include W J Zahnow Elementary School, Rogers Elementary School and Gardner Elementary School. 4 Shady Oak Lane is a 3-bed, 3-bath, 2,190 sqft single family home built in 1988.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Century 21 Advantage

Based on information submitted to the MLS GRID as of 04/24/2026 11:11 AM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Properties displayed may be listed or sold by various participants in the MLS. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. Use of the MLS GRID data may be subject to an end user license agreement prescribed by the applicable MLS of the Member Participant, if any, and as amended from time to time.