4 Shady Oak Ln

Waterloo, IL 62298

$520,000
Price
3
Beds
2,190 Sq. Ft.
$237 / Sq. Ft.
2,190
Sq. Ft.
$237
per Sq. Ft.

Description

Experience serene living at 4 Shady Oak Lane. Located on a wooded 1.03-acre lot, this 3-bedroom, 3-bathroom dream home offers an inviting combination of natural beauty and thoughtful design. The family room impresses with vaulted ceilings, exposed wood beams, and a brick fireplace anchoring the space in warmth and character. The kitchen features solid surface countertops, a breakfast nook, and built-in workspace. A bright sunroom extends the living area and provides tranquil views year-round. Three...Experience serene living at 4 Shady Oak Lane. Located on a wooded 1.03-acre lot, this 3-bedroom, 3-bathroom dream home offers an inviting combination of natural beauty and thoughtful design. The family room impresses with vaulted ceilings, exposed wood beams, and a brick fireplace anchoring the space in warmth and character. The kitchen features solid surface countertops, a breakfast nook, and built-in workspace. A bright sunroom extends the living area and provides tranquil views year-round. Three spacious bedrooms (2 include en-suite bathrooms), offering comfort and privacy. The lower level adds additional versatility with a bonus room and third full bath. Outdoor living is enhanced by a generous deck and fenced yard space, perfect for entertaining or simply enjoying the peaceful surroundings. The attached 2-car garage is complemented by a separate outbuilding with/ 12' ceiling, lift that stays with home, & parking for additional 4 vehicles and extra storage. Also noteworthy are the new carpet in '24, new half circle 3 row concrete driveway, & water softener stays with home. Features sheet provided in supplements. A quiet retreat just moments from local conveniences—this home is a must see.

Property Details for 4 Shady Oak Lane

Architectural Style
Ranch
Waterfront
No
LISTING UPDATED: 11/21/2025 04:28 PM

Property Details for 4 Shady Oak Lane

StatusActive
MLS #25073869
Days on Market38
Taxes$7,135 / year
HOA Fees$38 / month
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built1988
Lot Size1.03 AC / 44,866 SF
CountyMonroe County

Location

Listing Courtesy of Century 21 Advantage
Add your commute

Building Information for 4 Shady Oak Lane

Stories-Year Built1988Building Size-Lot Size1.03 AC / 44,866 SF

Payment Calculator

$3,202 per month

30 year fixed, 6.28% Interest

Principal and Interest

$2,570

Property Taxes

$595

HOA Dues

$38

The Payment Calculator is for illustrative purposes only.

Property Information for 4 Shady Oak Lane

Summary
Location and General Information
  • City: Waterloo
  • County Or Parish: Monroe
  • Directions: GPS Friendly
  • Latitude: 38.31176
  • Longitude: -90.175878
  • Postal Code: 62298
  • State Or Province: IL
  • Sub division Name: West Lake Estates Ph 1
  • Postal Code Plus 4: 2106
Taxes and HOA Information
  • List AOR: Southwestern Illinois Board of REALTORS
  • Association Fee: $38.00
  • Association Fee Frequency: Monthly
  • Association Fee Includes: Common Area Maintenance
  • Parcel Number: 07-35-333-025-000
  • Tax Annual Amount: $7,135.00
  • Tax Legal Description: LOT 25 WEST LAKE ESTATES PHASE 1
  • Tax Year: 2024
Parking
  • Attached Garage: Yes
  • Carport Spaces: 0.0
  • Carport: No
  • Garage Spaces: 4.0
  • Garage: Yes
  • Parking Features: Additional Parking, Attached, Detached, Driveway, Garage, Garage Faces Front
  • Parking Total: 4.0
School Information
  • Elementary School: WATERLOO DIST 5
  • High School: Waterloo
  • High School District: Waterloo DIST 5
  • Middle Or Junior School: WATERLOO DIST 5
Virtual Tour
Property
Lot Information
  • Living Area: 2190.0
  • Lot Features: Adjoins Wooded Area, Wooded
  • Lot Size Acres: 1.03
  • Lot Size Dimensions: IRREGULAR
  • Lot Size Source: Public Records
  • Lot Size Square Feet: 44866.8
  • Other Structures: Garage(s)
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
Property and Assessments
  • Above Grade Finished Area: 2190.0
  • Above Grade Finished Area Source: Assessor
  • Documents Available: Aerial Photos,Plat
  • Documents Count: 2
  • Photos Count: 68
  • Year Built: 1988
  • Disclosures: Seller Property Disclosure
  • Construction Materials: Brick
  • Ownership Type: Private
Utilities
  • Electric: Ameren
  • Sewer: Aerobic Septic
  • Water Source: Public
Interior and Exterior Features
Exterior Features
  • Association Amenities: Other
  • Fencing: Fenced
  • Road Surface Type: Chip And Seal
  • Pool Private: No
Interior Features
  • Basement: 8 ft + Pour, Bathroom, Crawl Space
  • Basement YN: Yes
  • Levels: One
  • Main Level Bedrooms: 3.0
  • Bathrooms Full: 3
  • Bathrooms Half: 0
  • Bathrooms Total Integer: 3
  • Bedrooms Total: 3
  • Cooling: Ceiling Fan(s), Central Air, Electric
  • Fireplace Features: Family Room, Wood Burning
  • Fireplaces Total: 1
  • Fireplace: Yes
  • Heating: Forced Air, Propane
  • Interior Features: Beamed Ceilings, Ceiling Fan(s), Separate Dining, Vaulted Ceiling(s)
  • Laundry Features: Main Level
  • Rooms Total: 7
Room Information
Room 1
  • Room Level: Main
  • Room Type: Family Room
Room 2
  • Room Level: Main
  • Room Type: Dining Room
Room 3
  • Room Level: Main
  • Room Type: Kitchen
Room 4
  • Room Level: Main
  • Room Type: Breakfast Room
Room 5
  • Room Level: Main
  • Room Type: Laundry
Room 6
  • Room Level: Main
  • Room Type: Primary Bedroom
Room 7
  • Room Level: Main
  • Room Type: Primary Bathroom
Room 8
  • Room Level: Main
  • Room Type: Bedroom 2
Room 9
  • Room Level: Main
  • Room Type: Bathroom 2
Room 10
  • Room Level: Main
  • Room Type: Bedroom 3
Room 11
  • Room Level: Main
  • Room Type: Sunroom
Room 12
  • Room Level: Lower
  • Room Type: Bathroom 3

Property History for 4 Shady Oak Lane

DateEvent & SourcePriceAppreciation
Nov 21, 2025

Price Change

MARIS #25073869

$520,000—
Nov 18, 2025

Price Change

MARIS #25073869

$529,900—
Nov 4, 2025

Listed (Active)

MARIS #25073869

$545,000—
Dec 26, 2023

Closed

MARIS #23066725

$420,000—
Dec 20, 2023

Pending

MARIS #23066725

—
Dec 1, 2023

Active Under Contract

MARIS #23066725

—
Nov 25, 2023

Listed (Active)

MARIS #23066725

$429,000—
Jul 29, 2022

Closed (Public Record)

Public Record #1495136228

$390,000—
Jul 29, 2022

Closed

MARIS #22039252

$390,000—
Jul 29, 2022

Closed

RMLS ALLIANCE #EB445104

$390,000—
Jul 29, 2022

Pending

MARIS #22039252

—
Jun 27, 2022

Pending

RMLS ALLIANCE #EB445104

—
Jun 27, 2022

Active Under Contract

MARIS #22039252

—
Jun 24, 2022

Listed (Active)

RMLS ALLIANCE #EB445104

$399,000—
Jun 23, 2022

Listed (Active)

MARIS #22039252

$399,000—
DateEvent & SourcePrice
11/21/2025

Price Change

MARIS #25073869

$520,000
11/18/2025

Price Change

MARIS #25073869

$529,900
11/04/2025

Listed (Active)

MARIS #25073869

$545,000
12/26/2023

Closed

MARIS #23066725

$420,000
12/20/2023

Pending

MARIS #23066725

—
12/01/2023

Active Under Contract

MARIS #23066725

—
11/25/2023

Listed (Active)

MARIS #23066725

$429,000
07/29/2022

Closed (Public Record)

Public Record #1495136228

$390,000
07/29/2022

Closed

MARIS #22039252

$390,000
07/29/2022

Closed

RMLS ALLIANCE #EB445104

$390,000
07/29/2022

Pending

MARIS #22039252

—
06/27/2022

Pending

RMLS ALLIANCE #EB445104

—
06/27/2022

Active Under Contract

MARIS #22039252

—
06/24/2022

Listed (Active)

RMLS ALLIANCE #EB445104

$399,000
06/23/2022

Listed (Active)

MARIS #22039252

$399,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 4 Shady Oak Lane

Taxable ValueLand$24,322Additions$102,220Total$126,542
Tax Record2024$7,135 ($595 / month)
Home Facts
Beds3Total Finished SqFt1,865 SqFtAbove Grade Finished SqFt1,865 SqFtStories1Lot Size44,867 SqFtStyleSingle Family ResidenceYear Built1988ZoningWR3CountyMONROEAPN07-35-333-025-000Fireplace TypeHas Fireplace

Schools near 4 Shady Oak Lane

This home is within Waterloo Community Unit School District 5.
Rating
School
Type
Grades
Distance
W J Zahnow Elementary School
Public - PK to 1
Rogers Elementary School
Public - 2 to 3
Gardner Elementary School
Public - 4 to 5
Waterloo Junior High School
Public - 6 to 8
Rating
School
Distance
W J Zahnow Elementary School
PublicPK to 1

Rogers Elementary School
Public2 to 3

Gardner Elementary School
Public4 to 5

Waterloo Junior High School
Public6 to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 4 Shady Oak Lane, Waterloo, IL 62298

4 Shady Oak Lane is a single family home for sale in Waterloo, IL 62298. This property was listed for sale on November 4, 2025 by Century 21 Advantage, it's currently listed at $520,000. It has been on the market for a total of 38 days and was last sold on December 26, 2023. This listing's school district is Waterloo Community Unit School District 5. Nearby schools include W J Zahnow Elementary School, Rogers Elementary School and Gardner Elementary School. 4 Shady Oak Lane is a 3-bed, 3-bath, 2,190 sqft single family home built in 1988.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Century 21 Advantage

Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID as of 12/13/2025 09:10 AM. All data is obtained from various sources and may not have been verified by broker orMLS GRID. Supplied Open House Information is subject to change without notice. All informationshould be independently reviewed and verified for accuracy. Properties may or may not be listed bythe office/agent presenting the information.