404 N Library St

Waterloo, IL 62298

$254,900
Last Sold Price
3
Beds
1,671 Sq. Ft.
$153 / Sq. Ft.
1,671
Sq. Ft.
$153
per Sq. Ft.
Closed 11/18/25
Closed 11/18/25

Description

Welcome home to this charming ranch nestled in the heart of Waterloo, just steps from Gibault High School. With 3 spacious bedrooms and 2 baths, this delightful home offers nearly 1,700 square feet of beautifully finished living space on the main floor, plus a partially finished basement ready for your personal touches. Step inside and you’ll immediately notice the gorgeous hardwood floors, neutral paint palette, and crisp white trim that create a welcoming and updated feel. The living room is bright...Welcome home to this charming ranch nestled in the heart of Waterloo, just steps from Gibault High School. With 3 spacious bedrooms and 2 baths, this delightful home offers nearly 1,700 square feet of beautifully finished living space on the main floor, plus a partially finished basement ready for your personal touches. Step inside and you’ll immediately notice the gorgeous hardwood floors, neutral paint palette, and crisp white trim that create a welcoming and updated feel. The living room is bright and inviting, featuring a decorative fireplace and a large picture window—perfect for showcasing your seasonal décor. The living room is combined with the dining area, flowing seamlessly from the kitchen, making it ideal for hosting family and friends. The eat-in kitchen is full of character and modern updates, including floating shelves, contemporary butcher block counters, portable island, subway tile backsplash, vintage metal cabinets, and stylish lighting and flooring. Just around the corner, you’ll find the massive den/family room, a true showstopper with its wood ceiling beams, rustic flooring, built-in storage, and fireplace. A paned glass door open to the patio, and oversized windows fill the space with natural light—this room is sure to become the heart of the home. All three bedrooms feature hardwood floors and generously sized closets, a rare find in homes of this era. A built-in hall hutch adds charm and functionality, perfect for displaying keepsakes or organizing essentials. The main bath is a standout with its custom tile tub/shower surround, glass tile accent wall, and updated fixtures. A linen closet provides convenient storage. Downstairs, the basement includes a recently finished half bath and a head start on additional living space with stud walls and ceiling already in place. Tons of storage A dedicated office or hobby room with built-in cabinetry and a large closet has served as a non-conforming bedroom. Outside, the gorgeous yard spans over half an acre, backing to SPPS ball fields and the historic Peterstown House. Mature trees divide the space into two distinct areas—perfect for a garden, fire pit, shed, or even your own sports field. The detached 1-car garage with an attached carport offers flexible space for storage or outdoor entertaining. Multiple exits from the home make it easy to enjoy the large brick patio, ideal for relaxing or hosting gatherings. This home is full of surprises and thoughtful details—be sure to check the MLS listing for updates on the roof, HVAC, and water heater.
  1. Listed by Tammy Hines • Tammy Mitchell Hines & Co.

Property Details for 404 North Library Street

Architectural Style
Ranch
Waterfront
No
LISTING UPDATED: 11/19/2025 10:13 AM

Property Details for 404 North Library Street

StatusClosed
MLS #25069669
Days on Market34
Taxes$4,193 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built1955
Lot Size0.51 AC / 22,280 SF
CountyMonroe County

Location

Listing Courtesy of Tammy Mitchell Hines & Co.

Sold By Homes By Janell

Add your commute

Building Information for 404 North Library Street

Stories-Year Built1955Building Size-Lot Size0.51 AC / 22,280 SF

Payment Calculator

$1,609 per month

30 year fixed, 6.28% Interest

Principal and Interest

$1,260

Property Taxes

$349

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 404 North Library Street

Summary
Location and General Information
  • City: Waterloo
  • County Or Parish: Monroe
  • Latitude: 38.340019
  • Longitude: -90.154066
  • Postal Code: 62298
  • State Or Province: IL
  • Sub division Name: Pautler Heights #2
Taxes and HOA Information
  • List AOR: Southwestern Illinois Board of REALTORS
  • Parcel Number: 07-24-449-003-000
  • Tax Annual Amount: $4,193.00
  • Tax Year: 2024
Owner
  • Township: Waterloo
Parking
  • Attached Garage: No
  • Carport Spaces: 1.0
  • Carport: Yes
  • Garage Spaces: 1.0
  • Garage: Yes
  • Parking Total: 2.0
School Information
  • Elementary School: WATERLOO DIST 5
  • High School: Waterloo
  • High School District: Waterloo DIST 5
  • Middle Or Junior School: WATERLOO DIST 5
Virtual Tour
Property
Lot Information
  • Living Area: 1671.0
  • Lot Features: Level
  • Lot Size Acres: 0.5115
  • Lot Size Source: Public Records
  • Lot Size Square Feet: 22280.94
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
Property and Assessments
  • Above Grade Finished Area: 1623.0
  • Above Grade Finished Area Source: Assessor
  • Below Grade Finished Area: 48.0
  • Below Grade Finished Area Source: Other
  • Documents Available: None Available
  • Documents Count: 0
  • Photos Count: 46
  • Year Built: 1955
  • Disclosures: See Seller's Disclosure
  • Construction Materials: Vinyl Siding
  • Ownership Type: Private
Utilities
  • Electric: Ameren
  • Sewer: Public Sewer
  • Utilities: None
  • Water Source: Public
Interior and Exterior Features
Exterior Features
  • Pool Private: No
Interior Features
  • Appliances: Dishwasher, Free-Standing Range, Refrigerator
  • Basement: Bathroom, Partially Finished, Full
  • Basement YN: Yes
  • Levels: One
  • Main Level Bedrooms: 3.0
  • Bathrooms Full: 1
  • Bathrooms Half: 1
  • Bathrooms Total Integer: 2
  • Bedrooms Total: 3
  • Cooling: Central Air
  • Fireplace Features: Family Room, Living Room, Wood Burning
  • Fireplaces Total: 2
  • Fireplace: Yes
  • Heating: Forced Air
  • Laundry Features: In Basement
  • Rooms Total: 10
Room Information
Room 1
  • Room Dimensions: 18x14
  • Room Length: 18.0
  • Room Level: Main
  • Room Type: Living Room
  • Room Width: 14.0
Room 2
  • Room Dimensions: 12x11
  • Room Length: 12.0
  • Room Level: Main
  • Room Type: Dining Room
  • Room Width: 11.0
Room 3
  • Room Dimensions: 13x11
  • Room Length: 13.0
  • Room Level: Main
  • Room Type: Kitchen
  • Room Width: 11.0
Room 4
  • Room Dimensions: 22x15
  • Room Length: 22.0
  • Room Level: Main
  • Room Type: Den
  • Room Width: 15.0
Room 5
  • Room Dimensions: 21x3
  • Room Length: 21.0
  • Room Level: Main
  • Room Type: Other
  • Room Width: 3.0
Room 6
  • Room Dimensions: 11x7
  • Room Length: 11.0
  • Room Level: Main
  • Room Type: Bathroom
  • Room Width: 7.0
Room 7
  • Room Dimensions: 15x11
  • Room Length: 15.0
  • Room Level: Main
  • Room Type: Bedroom
  • Room Width: 11.0
Room 8
  • Room Dimensions: 11x11
  • Room Length: 11.0
  • Room Level: Main
  • Room Type: Bedroom
  • Room Width: 11.0
Room 9
  • Room Dimensions: 12x10
  • Room Length: 12.0
  • Room Level: Main
  • Room Type: Bedroom
  • Room Width: 10.0
Room 10
  • Room Dimensions: 31x30
  • Room Length: 31.0
  • Room Level: Lower
  • Room Type: Other
  • Room Width: 30.0
Room 11
  • Room Dimensions: 25x13
  • Room Length: 25.0
  • Room Level: Lower
  • Room Type: Storage
  • Room Width: 13.0
Room 12
  • Room Dimensions: 7x5
  • Room Length: 7.0
  • Room Level: Lower
  • Room Type: Bathroom
  • Room Width: 5.0

Property History for 404 North Library Street

DateEvent & SourcePriceAppreciation
Nov 18, 2025

Closed (Public Record)

Public Record #1921263709

$255,000

+10.1% / yr

Nov 18, 2025

Closed

MARIS #25069669

$254,900—
Nov 18, 2025

Pending

MARIS #25069669

—
Oct 17, 2025

Active Under Contract

MARIS #25069669

—
Oct 15, 2025

Listed (Active)

MARIS #25069669

$254,900—
Apr 18, 2025

Closed (Public Record)

Public Record #1556281751

$241,000

+14.0% / yr

Apr 18, 2025

Closed

MARIS #25014539

$241,000—
Apr 18, 2025

Pending

MARIS #25014539

—
Mar 17, 2025

Active Under Contract

MARIS #25014539

—
Mar 12, 2025

Listed (Active)

MARIS #25014539

$235,000—
Feb 19, 2021

Closed (Public Record)

Public Record #1452214206

$140,000—
DateEvent & SourcePrice
11/18/2025

Closed (Public Record)

Public Record #1921263709

$255,000

+10.1% / yr

11/18/2025

Closed

MARIS #25069669

$254,900
11/18/2025

Pending

MARIS #25069669

—
10/17/2025

Active Under Contract

MARIS #25069669

—
10/15/2025

Listed (Active)

MARIS #25069669

$254,900
04/18/2025

Closed (Public Record)

Public Record #1556281751

$241,000

+14.0% / yr

04/18/2025

Closed

MARIS #25014539

$241,000
04/18/2025

Pending

MARIS #25014539

—
03/17/2025

Active Under Contract

MARIS #25014539

—
03/12/2025

Listed (Active)

MARIS #25014539

$235,000
02/19/2021

Closed (Public Record)

Public Record #1452214206

$140,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 404 North Library Street

Taxable ValueLand$17,658Additions$59,184Total$76,842
Tax Record2024$4,193 ($349 / month)
Home Facts
Beds3Total Finished SqFt1,623 SqFtAbove Grade Finished SqFt1,623 SqFtStories1Lot Size22,283 SqFtStyleSingle Family ResidenceYear Built1955ZoningWR3CountyMONROEAPN07-24-449-003-000Fireplace TypeHas Fireplace

Schools near 404 North Library Street

This home is within Waterloo Community Unit School District 5.
Rating
School
Type
Grades
Distance
W J Zahnow Elementary School
Public - PK to 1
Rogers Elementary School
Public - 2 to 3
Gardner Elementary School
Public - 4 to 5
Waterloo Junior High School
Public - 6 to 8
Rating
School
Distance
W J Zahnow Elementary School
PublicPK to 1

Rogers Elementary School
Public2 to 3

Gardner Elementary School
Public4 to 5

Waterloo Junior High School
Public6 to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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Listing Courtesy of Tammy Mitchell Hines & Co.

Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID as of 12/31/2025 10:52 AM. All data is obtained from various sources and may not have been verified by broker orMLS GRID. Supplied Open House Information is subject to change without notice. All informationshould be independently reviewed and verified for accuracy. Properties may or may not be listed bythe office/agent presenting the information.