404 S Main St

Waterloo, IL 62298

$228,500
Price
3
Beds
1,484 Sq. Ft.
$154 / Sq. Ft.
1,484
Sq. Ft.
$154
per Sq. Ft.
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Coming Soon
Coming Soon

Description

Originally built in 1908 and thoughtfully expanded over the years, this beautifully updated 3-bedroom, 2-bath home perfectly blends timeless character with today’s modern conveniences. Offering approximately 1,484 square feet of living space on a spacious lot of over one-third acre, this property is surrounded by mature shade trees that create a peaceful, park-like setting. The expansive backyard is ideal for entertaining, gardening, or simply relaxing, and offers ample space to add a detached garage—a...Originally built in 1908 and thoughtfully expanded over the years, this beautifully updated 3-bedroom, 2-bath home perfectly blends timeless character with today’s modern conveniences. Offering approximately 1,484 square feet of living space on a spacious lot of over one-third acre, this property is surrounded by mature shade trees that create a peaceful, park-like setting. The expansive backyard is ideal for entertaining, gardening, or simply relaxing, and offers ample space to add a detached garage—a desirable feature in this established neighborhood. Enjoy your morning coffee or evening sunsets from the backyard deck while taking in the beautiful surroundings. Inside, you’ll appreciate the extensive updates that make this home truly move-in ready. Recent improvements include fresh paint throughout, new luxury vinyl plank flooring, new carpeting, updated light fixtures, ceiling fans, and beautiful white wood blinds. The inviting living room features a decorative fireplace with electric logs, creating a warm and cozy focal point. The kitchen has been refreshed with updated cabinetry, a new drop ceiling, and all new appliances, making it both functional and attractive for everyday living. Both bathrooms have been updated with new adult-height vanities and modern finishes. Additional features include a spacious main-floor laundry room, gas forced-air furnace and central air conditioning, two built-in bookcases that add charm and functionality, and a cellar beneath the original portion of the home, while the remainder of the house is situated on a crawlspace. Major exterior improvements include a new roof and a chimney that has been professionally tuck-pointed and painted, providing both curb appeal and peace of mind for years to come. If you’ve been searching for a home that offers character, modern updates, a beautiful oversized yard, and room to grow, this is the one. With the major improvements already completed, all that’s left to do is move in and enjoy!
  1. Listed by JoAnn Meier • RE/MAX First Choice
    P: (618)-779-4624 joannmeier@remax.net

Property Details for 404 South Main Street

Architectural Style
Ranch
LISTING UPDATED: 07/17/2026 07:29 PM

Property Details for 404 South Main Street

StatusComing Soon
MLS #26045645
Days on Market-
Taxes$2,629 / year
HOA Fees-
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built1908
Lot Size0.39 AC / 16,774 SF
CountyMonroe County
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Location

Listing Courtesy of RE/MAX First Choice
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Building Information for 404 South Main Street

Stories-Year Built1908Building Size-Lot Size0.39 AC / 16,774 SF

Payment Calculator

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$1,358 per month

30 year fixed, 6.36% Interest

Principal and Interest

$1,139

Property Taxes

$219

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 404 South Main Street

Summary
Location and General Information
  • City: Waterloo
  • County Or Parish: Monroe
  • Directions: GPS friendly
  • Latitude: 38.331752
  • Longitude: -90.148938
  • Postal Code: 62298
  • State Or Province: IL
  • Sub division Name: Rose & Omelveneys Add
Taxes and HOA Information
  • List AOR: Southwestern Illinois Board of REALTORS
  • Parcel Number: 07-25-434-003-000
  • Tax Annual Amount: $2,629.00
  • Tax Legal Description: LOT 13B ROSE & OMELVENYS ADDN
  • Tax Year: 2024
  • AssociationYN: No
Parking
  • Carport: No
  • Garage: No
School Information
  • Elementary School: WATERLOO DIST 5
  • High School: Waterloo
  • High School District: Waterloo DIST 5
  • Middle Or Junior School: WATERLOO DIST 5
Property
Lot Information
  • Living Area: 1484.0
  • Lot Features: Level, Rectangular Lot
  • Lot Size Acres: 0.3851
  • Lot Size Dimensions: 57 X 209 X 211 X 91
  • Lot Size Source: Public Records
  • Lot Size Square Feet: 16774.96
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
Property and Assessments
  • Above Grade Finished Area: 1484.0
  • Above Grade Finished Area Source: Public Records
  • Documents Available: Lead Based Paint, Plat
  • Documents Count: 0
  • Photos Count: 28
  • Year Built: 1908
  • Disclosures: Lead Paint, Seller Property Disclosure
  • Construction Materials: Vinyl Siding
  • NewConstructionYN: No
  • HomeWarrantyYN: No
Utilities
  • Electric: Single Phase
  • Sewer: Public Sewer
  • Utilities: Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
  • Water Source: Public
Interior and Exterior Features
Exterior Features
  • Fencing: None
  • PatioAndPorchFeatures: Deck
  • MIS_PoolYN: No
Interior Features
  • Appliances: Dishwasher, Disposal, Microwave, Gas Oven, Free-Standing Gas Range, Refrigerator, Water Heater
  • Basement: Cellar, Crawl Space
  • Basement YN: No
  • Levels: One
  • Main Level Bedrooms: 3.0
  • Bathrooms Full: 2
  • Bathrooms Half: 0
  • Bathrooms Total Integer: 2
  • Bedrooms Total: 3
  • Cooling: Central Air
  • Fireplaces Total: 1
  • Fireplace: Yes
  • Heating: Forced Air, Natural Gas
  • Rooms Total: 8
  • LivingAreaSource: Public Records
  • MIS_LowerLevelBathroomsFull: 0
  • MIS_LowerLevelBathroomsHalf: 0
  • MIS_LowerLevelBedrooms: 0
  • MIS_MainLevelBathroomsFull: 2
  • MIS_MainLevelBathroomsHalf: 0
  • MIS_MainAndUpperLevelBedrooms: 3
  • MIS_MainAndUpperLevelBathrooms: 2
  • MIS_UpperLevelBedrooms: 0
Room Information
Room 1
  • Room Dimensions: 16x13
  • Room Length: 16.0
  • Room Level: Main
  • Room Type: Living Room
  • Room Width: 13.0
Room 2
  • Room Dimensions: 17x11
  • Room Length: 17.0
  • Room Level: Main
  • Room Type: Kitchen
  • Room Width: 11.0
Room 3
  • Room Dimensions: 15x11
  • Room Length: 15.0
  • Room Level: Main
  • Room Type: Primary Bedroom
  • Room Width: 11.0
Room 4
  • Room Dimensions: 14x12
  • Room Length: 14.0
  • Room Level: Main
  • Room Type: Bathroom 2
  • Room Width: 12.0
Room 5
  • Room Dimensions: 14x10
  • Room Length: 14.0
  • Room Level: Main
  • Room Type: Bathroom 2
  • Room Width: 10.0
Room 6
  • Room Dimensions: 9x6
  • Room Length: 9.0
  • Room Level: Main
  • Room Type: Bathroom
  • Room Width: 6.0
Room 7
  • Room Dimensions: 8x8
  • Room Length: 8.0
  • Room Level: Main
  • Room Type: Bathroom 2
  • Room Width: 8.0
Room 8
  • Room Dimensions: 6x5
  • Room Length: 6.0
  • Room Level: Main
  • Room Type: Laundry
  • Room Width: 5.0

Property History for 404 South Main Street

DateEvent & SourcePriceAppreciation
Sep 13, 2019

Expired

MRED #10834647

$134,900—
Jul 6, 2019

Expired

MARIS #19035386

$134,900—
May 14, 2019

Listed (Active)

MARIS #19035386

$134,900—
DateEvent & SourcePrice
09/13/2019

Expired

MRED #10834647

$134,900
07/06/2019

Expired

MARIS #19035386

$134,900
05/14/2019

Listed (Active)

MARIS #19035386

$134,900

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 404 South Main Street

Taxable ValueLand$17,003Additions$27,416Total$44,419
Tax Record2024$2,629 ($219 / month)
Home Facts
Beds3Total Finished SqFt1,484 SqFtAbove Grade Finished SqFt1,484 SqFtStories1Lot Size16,774 SqFtStyleSingle Family ResidenceYear Built1908ZoningWR3CountyMONROEAPN07-25-434-003-000Fireplace TypeHas Fireplace

Schools near 404 South Main Street

This home is within Waterloo Community Unit School District 5.
Rating
School
Type
Grades
Distance
W J Zahnow Elementary School
Public - PK to 1
Rogers Elementary School
Public - 2 to 3
Gardner Elementary School
Public - 4 to 5
Waterloo Junior High School
Public - 6 to 8
Rating
School
Distance
W J Zahnow Elementary School
PublicPK to 1

Rogers Elementary School
Public2 to 3

Gardner Elementary School
Public4 to 5

Waterloo Junior High School
Public6 to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 404 South Main Street, Waterloo, IL 62298

404 South Main Street is a single family home Coming Soon in Waterloo, IL 62298. This property is currently priced at $228,500. This listing's school district is Waterloo Community Unit School District 5. Nearby schools include W J Zahnow Elementary School, Rogers Elementary School and Gardner Elementary School. 404 South Main Street is a 3-bed, 2-bath, 1,484 sqft single family home built in 1908.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of RE/MAX First Choice

Based on information submitted to the MLS GRID as of 07/17/2026 07:29 PM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Properties displayed may be listed or sold by various participants in the MLS. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. Use of the MLS GRID data may be subject to an end user license agreement prescribed by the applicable MLS of the Member Participant, if any, and as amended from time to time.