421 S Church St

Waterloo, IL 62298

$250,000
Last Sold Price
3
Beds
1,110 Sq. Ft.
$225 / Sq. Ft.
1,110
Sq. Ft.
$225
per Sq. Ft.
Closed 12/15/25
Closed 12/15/25

Description

Historic beauty in very desirable downtown Waterloo! Aside from the perfect location this home has so much to love from the wrap around covered porch to the oversize garage/workshop. As you enter the home you are greeted by 9' ceilings and historic charm throughout the main floor. The primary bedroom and bathroom are conveniently located on the main floor making it ideal if stairs are not your thing. Recent updates include living/dining room carpet and renovations to both bathrooms. The upstairs...Historic beauty in very desirable downtown Waterloo! Aside from the perfect location this home has so much to love from the wrap around covered porch to the oversize garage/workshop. As you enter the home you are greeted by 9' ceilings and historic charm throughout the main floor. The primary bedroom and bathroom are conveniently located on the main floor making it ideal if stairs are not your thing. Recent updates include living/dining room carpet and renovations to both bathrooms. The upstairs features two additional bedrooms and a bonus room currently used as a closet. The full basement is unfinished great for storage or future equity. This is where you will find the washer/dryer hook up as well as the water heater 2017, HVAC 2005, and also some newer plumbing. The front porch is made from all newer composite materials so you can live maintenance free. The architectural shingles were replaced in 2014. The spacious garage measures 37' x 23'. The front houses 2 vehicles, the back section is a full on workshop, and the attic space is more storage then you could ever need! This is any hobbyist dream come true. A stamped concrete driveway/back patio connects the back of the home to the garage. Seller welcomes all loan types. Buyers and buyers agents to verify all data.
  1. Listed by Jason Buss • RE/MAX Preferred

Property Details for 421 South Church Street

Architectural Style
Traditional
Waterfront
No
LISTING UPDATED: 12/15/2025 04:59 PM

Property Details for 421 South Church Street

StatusClosed
MLS #25075338
Days on Market27
Taxes$3,144 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built1900
Lot Size0.30 AC / 13,176 SF
CountyMonroe County

Location

Listing Courtesy of RE/MAX Preferred

Sold By RE/MAX Preferred

Add your commute

Building Information for 421 South Church Street

Stories-Year Built1900Building Size-Lot Size0.30 AC / 13,176 SF

Payment Calculator

$1,497 per month

30 year fixed, 6.28% Interest

Principal and Interest

$1,235

Property Taxes

$262

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 421 South Church Street

Summary
Location and General Information
  • City: Waterloo
  • County Or Parish: Monroe
  • Directions: GPS
  • Latitude: 38.331508
  • Longitude: -90.151396
  • Postal Code: 62298
  • State Or Province: IL
  • Sub division Name: South Outlots
Taxes and HOA Information
  • List AOR: Southwestern Illinois Board of REALTORS
  • Parcel Number: 07-25-406-030-000
  • Tax Annual Amount: $3,144.00
  • Tax Year: 2024
Parking
  • Attached Garage: No
  • Carport Spaces: 0.0
  • Carport: No
  • Garage Spaces: 2.0
  • Garage: Yes
  • Parking Features: Concrete, Detached, Driveway, Oversized, Private, Workshop in Garage
  • Parking Total: 2.0
School Information
  • Elementary School: WATERLOO DIST 5
  • High School: Waterloo
  • High School District: Waterloo DIST 5
  • Middle Or Junior School: WATERLOO DIST 5
Property
Lot Information
  • Living Area: 1110.0
  • Lot Features: Back Yard
  • Lot Size Acres: 0.3025
  • Lot Size Source: Public Records
  • Lot Size Square Feet: 13176.9
  • Property Condition: Updated/Remodeled
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
Property and Assessments
  • Above Grade Finished Area: 1110.0
  • Above Grade Finished Area Source: Public Records
  • Below Grade Finished Area: 0.0
  • Below Grade Finished Area Source: Public Records
  • Documents Available: Aerial Photos,Floor Plan,Legal Description
  • Documents Count: 0
  • Photos Count: 50
  • Year Built: 1900
  • Disclosures: See Seller's Disclosure
  • Construction Materials: Brick, Stucco
  • Ownership Type: Private
Utilities
  • Electric: 220 Volts
  • Sewer: Public Sewer
  • Utilities: Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
  • Water Source: Public
Interior and Exterior Features
Exterior Features
  • Fencing: None
  • Roof: Architectural Shingle
  • Pool Private: No
Interior Features
  • Appliances: Dishwasher, Microwave, Range Hood, Free-Standing Gas Range, Refrigerator
  • Basement: Concrete, Interior Entry, Unfinished
  • Basement YN: Yes
  • Levels: One and One Half
  • Main Level Bedrooms: 1.0
  • Bathrooms Full: 1
  • Bathrooms Half: 1
  • Bathrooms Total Integer: 2
  • Bedrooms Total: 3
  • Cooling: Central Air
  • Fireplace Features: None
  • Fireplaces Total: 0
  • Fireplace: No
  • Heating: Forced Air, Natural Gas
  • Interior Features: High Ceilings, Master Downstairs, Separate Dining, Walk-In Closet(s), Workshop/Hobby Area
  • Rooms Total: 10
Room Information
Room 1
  • Room Dimensions: 14x11
  • Room Length: 14.0
  • Room Level: Main
  • Room Type: Primary Bedroom
  • Room Width: 11.0
Room 2
  • Room Dimensions: 14x8
  • Room Length: 14.0
  • Room Level: Main
  • Room Type: Mud Room
  • Room Width: 8.0
Room 3
  • Room Dimensions: 8x5
  • Room Length: 8.0
  • Room Level: Main
  • Room Type: Bathroom
  • Room Width: 5.0
Room 4
  • Room Dimensions: 11x10
  • Room Length: 11.0
  • Room Level: Main
  • Room Type: Kitchen
  • Room Width: 10.0
Room 5
  • Room Dimensions: 15x14
  • Room Length: 15.0
  • Room Level: Main
  • Room Type: Dining Room
  • Room Width: 14.0
Room 6
  • Room Dimensions: 15x14
  • Room Length: 15.0
  • Room Level: Main
  • Room Type: Living Room
  • Room Width: 14.0
Room 7
  • Room Dimensions: 12x10
  • Room Length: 12.0
  • Room Level: Upper
  • Room Type: Bedroom 2
  • Room Width: 10.0
Room 8
  • Room Dimensions: 14x8
  • Room Length: 14.0
  • Room Level: Upper
  • Room Type: Bedroom 3
  • Room Width: 8.0
Room 9
  • Room Description: Used as a closet for bedroom 2
  • Room Dimensions: 13x8
  • Room Length: 13.0
  • Room Level: Upper
  • Room Type: Bonus Room
  • Room Width: 8.0
Room 10
  • Room Description: Half bath with room to convert to full
  • Room Dimensions: 10x5
  • Room Length: 10.0
  • Room Level: Upper
  • Room Type: Bathroom 2
  • Room Width: 5.0

Property History for 421 South Church Street

DateEvent & SourcePriceAppreciation
Dec 15, 2025

Closed

MARIS #25075338

$250,000—
Dec 11, 2025

Pending

MARIS #25075338

—
Nov 16, 2025

Active Under Contract

MARIS #25075338

—
Nov 14, 2025

Listed (Active)

MARIS #25075338

$245,000—
DateEvent & SourcePrice
12/15/2025

Closed

MARIS #25075338

$250,000
12/11/2025

Pending

MARIS #25075338

—
11/16/2025

Active Under Contract

MARIS #25075338

—
11/14/2025

Listed (Active)

MARIS #25075338

$245,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 421 South Church Street

Taxable ValueLand$16,560Additions$55,561Total$72,121
Tax Record2024$3,144 ($262 / month)
Home Facts
Beds3Total Finished SqFt1,110 SqFtAbove Grade Finished SqFt1,110 SqFtStories2Lot Size13,179 SqFtStyleSingle Family ResidenceYear Built1900ZoningWR3CountyMONROEAPN07-25-406-030-000

Schools near 421 South Church Street

This home is within Waterloo Community Unit School District 5.
Rating
School
Type
Grades
Distance
W J Zahnow Elementary School
Public - PK to 1
Rogers Elementary School
Public - 2 to 3
Gardner Elementary School
Public - 4 to 5
Waterloo Junior High School
Public - 6 to 8
Rating
School
Distance
W J Zahnow Elementary School
PublicPK to 1

Rogers Elementary School
Public2 to 3

Gardner Elementary School
Public4 to 5

Waterloo Junior High School
Public6 to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of RE/MAX Preferred

Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID as of 12/31/2025 07:34 AM. All data is obtained from various sources and may not have been verified by broker orMLS GRID. Supplied Open House Information is subject to change without notice. All informationshould be independently reviewed and verified for accuracy. Properties may or may not be listed bythe office/agent presenting the information.