Last Sold Price
4 beds2,603 sqft$480/sqft
428 Pelham Rd, Fort Walton Beach, FL 32547

Description

This is the one! Completely Renovated WATERFRONT HOME on Cinco Bayou! No Flood Insurance Required and NO HOA! 4 bdrm/2.5 bath (plus additional half bath in garage), 2600 sqft all BRICK, single story on .63 acres with huge rear deck to enjoy the water views and dolphins! Open bay views and water views from every rear window! No carpet-LVP and tile flooring throughout, quartz countertops, whole house generator, 2-tankless water heaters, 2-HVAC units, hurricane windows and sliders, boathouse dock and...This is the one! Completely Renovated WATERFRONT HOME on Cinco Bayou! No Flood Insurance Required and NO HOA! 4 bdrm/2.5 bath (plus additional half bath in garage), 2600 sqft all BRICK, single story on .63 acres with huge rear deck to enjoy the water views and dolphins! Open bay views and water views from every rear window! No carpet-LVP and tile flooring throughout, quartz countertops, whole house generator, 2-tankless water heaters, 2-HVAC units, hurricane windows and sliders, boathouse dock and over 100ft of newer seawall, 2022 roof, too many upgrades to list them all! Only a 15 minute boat ride to crab island! A must see!
LISTING CLOSED: 08/26/2024 12:00 AM

  1. Listed by Brandi M Thomas • Lead Realty
    P: (719)-352-2443 brandi@leadrealty.com

Property Details for 428 Pelham Road

Status
MLS #
949597
Days on Market
46
Taxes
$6,811 / year
HOA Fees
-
Condo/Co-op Fees
-
Property Type
MLS Type
Residential / Detached Single Family
Year Built
1983
Lot Size
0.63 AC / 27,442 SF
Waterfront Features
Unit Waterfront, Bay, Bayou
View
Bayou, Bay
Zoning
Resid Single Family
Architectural Style
Ranch
Subdivision Name
METES & BOUNDS
Waterfront YN
Yes

Location

Listing Courtesy of Lead Realty

Sold By Magnolia Waters Realty & Investments Llc

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Building Information for 428 Pelham Road

Stories1Year Built1983Building Size-Lot Size0.63 AC / 27,442 SF

Payment Calculator

$6,921 per month

30 year fixed, 6.55% Interest

Principal and Interest

$6,354

Property Taxes

$568

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 428 Pelham Road

Summary
Location and General Information
  • Community Features: Dock, Fishing, Pets Allowed, Waterfront
  • Directions: Traveling south on Beal Pkwy, Turn Left on Pelham Road, Home at end of cul-de-sac
  • Road Frontage Type: City Street
  • MLS Area Minor: 1206 - Ocean City
  • MLS Area Major: 12 - Fort Walton Beach
  • Latitude: 30.434822
  • Longitude: -86.628393
  • Location Tax and Legal:Sub Area: 1206 - Ocean City
  • Location Tax and Legal:Elementary School: Wright
  • Location Tax and Legal:Middle School: Pryor
  • Location Tax and Legal:High School: Choctawhatchee
  • Location Tax and Legal:Legal Description: S 100 FT OF E 825 FT OF SW1/4 OF SW1/4 W OF BAYOU
  • Project Facilities: Dock2, Fishing, Pets Allowed2, Waterfront
Taxes and HOA
  • Tax Legal Description: S 100 FT OF E 825 FT OF SW1/4 OF SW1/4 W OF BAYOU
  • Parcel Number: 02-2S-24-0000-0148-0020
  • Association Fee: $0
  • Tax Annual Amount: $6,811
  • Listing Info Tax Legal:Last Taxes: $6,811
  • Listing Info Tax Legal:Last Tax Year: 2023.0
School Information
  • Elementary School: Wright
  • Middle Or Junior School: Pryor
  • High School: Choctawhatchee
Parking
  • Carport YN: Yes
  • Attached Garage YN: Yes
  • Parking Features: Garage, Boat, Carport Attached, Covered, Oversized, RV
  • Carport Spaces: 2.0
  • Garage Spaces: 2.0
  • General Property Info:Carport Spaces: 2.0
  • General Property Info:Driveway Spaces: 5.0
  • Parking Features: Boat, Carport Attached, Covered, Garage3, Garage Attached, Oversized, RV
Virtual Tour
Property
Lot Information
  • Building Area Source: Appraiser
  • Lot Size Dimensions: 103x270
  • Lot Size Acres: 0.63
  • Lot Size Area: 0.63
  • Lot Size Units: Acres
  • Property Condition: Construction Complete
  • Lot Features: Bulkhead/Seawall, Cul-De-Sac, Dead End, Survey Available, Within 1/2 Mile to Water
  • Building Area Total: 2603.0
  • Lot Size Square Feet: 27442.8
  • General Property Info:SqFt Source: Appraiser
  • Waterfront: Bay, Bayou, Unit Waterfront
  • Waterfront Feet 2: 117
  • Waterview: Bay2, Bayou2
  • LotParcel Access: City Road, Paved Road
  • Lot Features: BulkheadSeawall, Cul-De-Sac, Dead End, Survey Available, Within 12 Mile to Water
  • Lot Features:Coastal Barrier Zone: No
Property and Assessments
  • Road Surface Type: Paved
  • Tax Year: 2023.0
  • Floor Plans Count: 0.0
  • Property Type: Residential
  • Year Built: 1983.0
  • Property Sub Type: Detached Single Family
  • New Construction YN: No
  • General Property Info:Sub-Type: Detached Single Family
  • General Property Info:Design: Ranch
  • Listing Info Tax Legal:Homestead: true
  • Construction Status: Construction Complete
  • Construction Siding: Brick
  • Occupancy Status: Occupied
Utilities
  • Utilities: Electric, Gas - Natural, Lift Station, Public Sewer, Public Water
  • Electric: True
  • Utilities: Electric, Gas - Natural, Lift Station, Public Sewer, Public Water
  • Energy: AC - 2 or More, AC - Central Elect, Ceiling Fans, Heat Cntrl Electric, Storm Windows, Water Heater - Gas, Water Heater - Tnkls, Water Heater - Two
Interior and Exterior Features
Exterior Features
  • Exterior Features: Boat Slip, Boathouse, Deck Covered, Dock, Lawn Pump, Renovated, Shower, Sprinkler System
  • Construction Materials: Brick
  • Stories: 1.0
  • General Property Info:Pool: No
  • General Property Info:Pool Type: None
  • Exterior: Boat Slip, Boathouse, Deck Covered, Dock, Lawn Pump, Renovated, Shower, Sprinkler System
Interior Features
  • Heating: Central
  • Cooling: Ceiling Fan(s), Central Air
  • Interior Features: Breakfast Bar, Ceiling Vaulted, Fireplace 2+, Floor Tile, Floor Vinyl, Kitchen Island, Lighting Recessed, Newly Painted, Renovated, Skylight(s), Washer/Dryer Hookup
  • Window Features: Storm Window(s)
  • Room Type: Living Room, Kitchen, Dining Room, Master Bedroom, Bedroom
  • Rooms Total: 7.0
  • Bathrooms Total Integer: 3.0
  • Bathrooms Total Decimal: 2.5
  • Bathrooms Total Notational: 2.1
  • Cooling YN: Yes
  • Heating YN: Yes
  • Bedrooms Total: 4.0
  • Bathrooms Full: 2.0
  • Bathrooms Half: 1.0
  • Interior: Breakfast Bar, Ceiling Vaulted, Fireplace 2, Floor Tile, Floor Vinyl, Kitchen Island, Lighting Recessed, Newly Painted, Renovated2, Skylight(s), WasherDryer Hookup
  • Appliances: Auto Garage Door Opn, Dishwasher, Disposal, Fire AlarmSprinkler, Microwave, Oven Double, Oven Self Cleaning, Refrigerator WIceMk, Security System, Smoke Detector, StoveOven Gas, Wine Refrigerator
Room Information
Room 1
  • Room Type: Living Room
  • Room Level: First
  • Room Length: 21.0
  • Room Width: 18.0
  • Room Dimensions: 21 x 18
Room 2
  • Room Type: Kitchen
  • Room Level: First
  • Room Length: 15.0
  • Room Width: 10.0
  • Room Dimensions: 15 x 10
Room 3
  • Room Type: Dining Room
  • Room Level: First
  • Room Length: 20.0
  • Room Width: 14.0
  • Room Dimensions: 20 x 14
Room 4
  • Room Type: Master Bedroom
  • Room Level: First
  • Room Length: 18.0
  • Room Width: 15.0
  • Room Dimensions: 18 x 15
Room 5
  • Room Type: Bedroom
  • Room Level: First
  • Room Length: 14.0
  • Room Width: 10.0
  • Room Dimensions: 14 x 10
Room 6
  • Room Type: Bedroom
  • Room Level: First
  • Room Length: 14.0
  • Room Width: 12.0
  • Room Dimensions: 14 x 12
Room 7
  • Room Type: Bedroom
  • Room Level: First
  • Room Length: 16.0
  • Room Dimensions: 16 x 11
Rental
Rent Information
  • General Property Info:Immediate Occupancy: false
  • Listing Info Tax Legal:Is Subject Leased: false

Property History for 428 Pelham Road

DateEvent & SourcePriceAppreciation
Aug 26, 2024

Sold (Public Record)

Public Record #1540151002

$1,250,000

+12.9% / yr

Aug 26, 2024

Sold

ECAR #949597

$1,250,000
Jun 25, 2024

Pending

ECAR #949597

DateEvent & SourcePrice
08/26/2024

Sold (Public Record)

Public Record #1540151002

$1,250,000

+12.9% / yr

08/26/2024

Sold

ECAR #949597

$1,250,000
06/25/2024

Pending

ECAR #949597

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 428 Pelham Road

Taxable ValueLand$543,838Additions$444,764Total$988,602
Tax Record2025$11,643 ($970 / month)
Home Facts
Beds4Total Finished SqFt2,603 SqFtAbove Grade Finished SqFt2,603 SqFtStories1Lot Size27,237 SqFtStyleSingle Family ResidenceYear Built1983Year Renovated2010CountyOKALOOSAAPN02-2S-24-0000-0148-0020Fireplace TypeHas Fireplace

Schools near 428 Pelham Road

This home is within Okaloosa County School District.
Rating
School
Type
Grades
Distance
Public - PK to 5
Public - 6 to 8
Public - 9 to 12
Public - PK to 12
Rating
School
Distance
Wright Elementary School
PublicPK to 5

W. C. Pryor Middle School
Public6 to 8

Choctawhatchee Senior High School
Public9 to 12

Silver Sands-Excep. Children
PublicPK to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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Nearby home values

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Lead Realty

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.