707 S Library St

Waterloo, IL 62298

$300,000
Price
3
Beds
1,332 Sq. Ft.
$225 / Sq. Ft.
1,332
Sq. Ft.
$225
per Sq. Ft.

Description

Full-Brick Ranch with Fireplaces and Updates Throughout! This full-brick ranch home offers comfort, character, and convenience with numerous updates and a well-kept yard. Step inside to find a spacious great room and dining combination centered around a full masonry, real-stone woodburning fireplace — perfect for cozy nights and entertaining. The living room features carpet replaced just two years ago, while fresh paint on ceilings and walls gives the home a bright, move-in-ready feel. The kitchen...Full-Brick Ranch with Fireplaces and Updates Throughout! This full-brick ranch home offers comfort, character, and convenience with numerous updates and a well-kept yard. Step inside to find a spacious great room and dining combination centered around a full masonry, real-stone woodburning fireplace — perfect for cozy nights and entertaining. The living room features carpet replaced just two years ago, while fresh paint on ceilings and walls gives the home a bright, move-in-ready feel. The kitchen features durable vinyl plank flooring that flows through the hall and bath, plus a newer stove. It also has a refrigerator, dishwasher, microwave and garbage disposal. A sliding glass door leads out to the patio, ideal for outdoor dining or morning coffee in the private backyard. The main bath has been refreshed with new flooring and a new toilet, complementing the home’s overall well-maintained condition. Downstairs, the lower level offers even more living space and includes a second masonry woodburning fireplace with a full brick hearth providing a warm and inviting area for gatherings or relaxation. The hearth has a built in wood box for storing your logs and keeping the mess off your carpet. The home’s systems have been thoughtfully maintained with gutters and gutter guards replaced approximately two years ago, along with an exterior sliding door replacement within the last two years. A spacious two-car attached garage adds convenience and storage. The property’s brick exterior offers timeless curb appeal and low maintenance, while the neatly kept yard provides space for gardening, play, or simply enjoying the outdoors. There is a majestic healthy Oak Tree adding to the curb appeal of the home. This one-owner home has been lovingly cared for and is ready for its next owner to enjoy. With quality updates already completed and classic features like real-stone fireplaces and solid brick construction, it combines durability, comfort, and style in one inviting package.

Property Details for 707 South Library Street

Architectural Style
Ranch
Waterfront
No
Cross Street
Park St
LISTING UPDATED: 11/17/2025 12:31 AM

Property Details for 707 South Library Street

StatusActive
MLS #25073492
Days on Market37
Taxes$2,127 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built1972
Lot Size0.25 AC / 10,728 SF
CountyMonroe County

Location

Listing Courtesy of RE/MAX First Choice
Add your commute

Building Information for 707 South Library Street

Stories-Year Built1972Building Size-Lot Size0.25 AC / 10,728 SF

Payment Calculator

$1,660 per month

30 year fixed, 6.28% Interest

Principal and Interest

$1,482

Property Taxes

$177

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 707 South Library Street

Summary
Location and General Information
  • City: Waterloo
  • County Or Parish: Monroe
  • Directions: State Route 3 to Park Street to Library GPS Friendly
  • Latitude: 38.32669526
  • Longitude: -90.15309924
  • Postal Code: 62298
  • State Or Province: IL
  • Sub division Name: Leland Terrace
Taxes and HOA Information
  • List AOR: Southwestern Illinois Board of REALTORS
  • Parcel Number: 07-25-450-012-000
  • Tax Annual Amount: $2,127.00
  • Tax Legal Description: S 54 FT LOT 21 7 N 34 FT LOT 22 LELAND TERRACE 1 0108178 SEC 25 TWN 07 - T2S R10W
  • Tax Year: 2024
Owner
  • Township: Waterloo
Parking
  • Attached Garage: Yes
  • Carport: No
  • Garage Spaces: 2.0
  • Garage: Yes
School Information
  • Elementary School: WATERLOO DIST 5
  • High School: Waterloo
  • High School District: Waterloo DIST 5
  • Middle Or Junior School: WATERLOO DIST 5
Property
Lot Information
  • Living Area: 1332.0
  • Lot Features: Back Yard, City Lot, Level
  • Lot Size Acres: 0.2463
  • Lot Size Dimensions: 88 X 119 X 88 X 117
  • Lot Size Source: Public Records
  • Lot Size Square Feet: 10728.83
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
Property and Assessments
  • Above Grade Finished Area: 1332.0
  • Above Grade Finished Area Source: Public Records
  • Below Grade Finished Area Source: Other
  • Documents Available: None Available
  • Documents Count: 0
  • Photos Count: 25
  • Year Built: 1972
  • Disclosures: None
  • Construction Materials: Brick
Utilities
  • Electric: 220 Volts, Other
  • Sewer: Public Sewer
  • Utilities: Electricity Connected, Natural Gas Connected, Phone Connected, Sewer Connected, Water Connected
  • Water Source: Public
Interior and Exterior Features
Exterior Features
  • Roof: Architectural Shingle
Interior Features
  • Appliances: Gas Cooktop, Dishwasher, Disposal, Microwave, Gas Range, Refrigerator, Water Heater
  • Basement: 8 ft + Pour
  • Basement YN: Yes
  • Levels: One
  • Main Level Bedrooms: 3.0
  • Bathrooms Full: 2
  • Bathrooms Half: 0
  • Bathrooms Total Integer: 2
  • Bedrooms Total: 3
  • Cooling: Ceiling Fan(s), Central Air, Electric
  • Fireplace Features: Basement, Family Room, Masonry, Stone, Wood Burning
  • Fireplaces Total: 2
  • Fireplace: Yes
  • Heating: Forced Air, Natural Gas
  • Rooms Total: 7
Room Information
Room 1
  • Room Level: Main
  • Room Type: Kitchen
Room 2
  • Room Level: Main
  • Room Type: Great Room
Room 3
  • Room Level: Main
  • Room Type: Primary Bedroom
Room 4
  • Room Level: Main
  • Room Type: Primary Bathroom
Room 5
  • Room Level: Main
  • Room Type: Bathroom 2
Room 6
  • Room Level: Main
  • Room Type: Bathroom 3
Room 7
  • Room Level: Main
  • Room Type: Bathroom

Property History for 707 South Library Street

DateEvent & SourcePriceAppreciation
Nov 13, 2025

Listed (Active)

MARIS #25073492

$300,000—
DateEvent & SourcePrice
11/13/2025

Listed (Active)

MARIS #25073492

$300,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 707 South Library Street

Taxable ValueLand$16,211Additions$48,802Total$65,013
Tax Record2024$2,127 ($177 / month)
Home Facts
Beds3Total Finished SqFt1,332 SqFtAbove Grade Finished SqFt1,332 SqFtStories1StyleSingle Family ResidenceYear Built1972ZoningWR3CountyMONROEAPN07-25-450-012-000Fireplace TypeHas Fireplace

Schools near 707 South Library Street

This home is within Waterloo Community Unit School District 5.
Rating
School
Type
Grades
Distance
W J Zahnow Elementary School
Public - PK to 1
Rogers Elementary School
Public - 2 to 3
Gardner Elementary School
Public - 4 to 5
Waterloo Junior High School
Public - 6 to 8
Rating
School
Distance
W J Zahnow Elementary School
PublicPK to 1

Rogers Elementary School
Public2 to 3

Gardner Elementary School
Public4 to 5

Waterloo Junior High School
Public6 to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 707 South Library Street, Waterloo, IL 62298

707 South Library Street is a single family home for sale in Waterloo, IL 62298. This property was listed for sale on November 13, 2025 by RE/MAX First Choice, it's currently listed at $300,000. This listing's school district is Waterloo Community Unit School District 5. Nearby schools include W J Zahnow Elementary School, Rogers Elementary School and Gardner Elementary School. 707 South Library Street is a 3-bed, 2-bath, 1,332 sqft single family home built in 1972.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of RE/MAX First Choice

Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID as of 12/20/2025 12:22 PM. All data is obtained from various sources and may not have been verified by broker orMLS GRID. Supplied Open House Information is subject to change without notice. All informationshould be independently reviewed and verified for accuracy. Properties may or may not be listed bythe office/agent presenting the information.