989 Ridge Rd

Finksburg, MD 21048

$690,000
Last Sold Price
4
Beds
2,910 Sq. Ft.
$237 / Sq. Ft.
2,910
Sq. Ft.
$237
per Sq. Ft.
Get preapproved with Rocket Mortgage1
Closed 6/6/25
Closed 6/6/25
a view of a house with a yard and sitting area
a view of a house with a yard
a porch with a table and chairs under an umbrella
a view of entryway and hall with wooden floor
a living room with furniture a large window and wooden floor
a living room with furniture a fireplace and a large window
a view of an outdoor space
a living room with furniture
a kitchen with a table and chairs in it
a view of a bench in a yard
a kitchen with a stove a sink and a microwave
a large kitchen with kitchen island a large window cabinets and stainless steel appliances
a bedroom with a bed and a chandelier
a bathroom with a granite countertop sink mirror vanity bathtub and toilet
a bedroom with a bed and wooden floor
a living room with furniture and a window
a bedroom with a bed and dresser
a bedroom with a bed and wooden floor
a bedroom with a bed and a chandelier
a bathroom with a granite countertop sink mirror vanity and toilet
a view of entryway with stairs
a bathroom with a granite countertop sink and a mirror
a view of a livingroom with furniture and wooden floor
a view of empty room with wooden floor
a bathroom with a sink a toilet and shower
a view of storage and utility room
a view of a room with racks on the wall
an empty room with wooden floor fan and windows
a utility room with dryer and washer
a view of a house with a yard porch and sitting area
a front view of a house with garden
a kitchen with stainless steel appliances granite countertop a stove and cabinets
a view of small space
a bathroom with a sink and a mirror
a large kitchen with stainless steel appliances kitchen island a large counter top and cabinets
a bedroom with a bed and a ceiling fan
a bathroom with a sink toilet and shower
a bedroom with a large bed and a chandelier
a bathroom with a sink vanity granite tub shower and a mirror
a view of an empty room with a window
a view of empty room with window
a kitchen with stainless steel appliances granite countertop a sink a refrigerator and a stove with wooden floor
a view of kitchen with granite countertop cabinets stainless steel appliances and a large window
a kitchen with stainless steel appliances granite countertop a sink a stove and a refrigerator
a view of a house with a yard
a view of a house with a yard
a front view of a house with a garden and fountain

Description

All offers due tues., april 29 by 5pm! Multiple offers, seller wants june 6 settlement. Your country paradise awaits in beautiful Finksburg! Tucked away on 2.33 scenic acres, this well-maintained home blends rustic charm with modern updates in a dreamy countryside setting. Step inside to discover a warm and inviting main level featuring a stunning cathedral ceiling, expansive windows, and a cozy ski-lodge feel. The spacious primary suite is conveniently located on the main level, complete with a...All offers due tues., april 29 by 5pm! Multiple offers, seller wants june 6 settlement. Your country paradise awaits in beautiful Finksburg! Tucked away on 2.33 scenic acres, this well-maintained home blends rustic charm with modern updates in a dreamy countryside setting. Step inside to discover a warm and inviting main level featuring a stunning cathedral ceiling, expansive windows, and a cozy ski-lodge feel. The spacious primary suite is conveniently located on the main level, complete with a beautifully remodeled bathroom designed for relaxation. Upstairs, you’ll find a private bedroom retreat with its own updated en-suite bath and an open loft area—ideal as a sitting room, reading nook, or home office. The walkout lower level offers fantastic flexibility with a large recreation room anchored by a wood stove, another remodeled full bathroom, a mechanical/storage room, and a massive bonus space perfect for a gym, craft room, music studio, kids’ playroom—endless possibilities! Car enthusiasts or hobbyists will love the oversized garage with a main level half bath and an incredible upper-level in-law suite featuring a full kitchen/living combo, full bathroom, and washer/dryer hook-up—great for guests, extended family, or even rental potential. Don’t miss your chance to own this peaceful retreat just minutes from town—schedule your showing today and fall in love with your forever home!
  1. Listed by Kimberly V Fitzgerald • Long & Foster Real Estate, Inc.
    P: (443)-695-0686 kim@kimfitzgeraldrealtor.com

Property Details for 989 Ridge Road

Tax ID Number
0704044258
Ownership
Fee Simple
Condo Coop Association
No
HOA
No
Structure Type
Detached
Style
Contemporary
Levels/Stories
3
Waterfront
No
LISTING CLOSED: 06/06/2025 12:00 AM

Property Details for 989 Ridge Road

StatusClosed
MLS #MDCR2025956
Days on Market5
Taxes$5,556 / year
HOA Fees-
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Fee Simple
Year Built1997
Lot Size2.33 AC / 101,495 SF
CountyCarroll County
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Location

Listing Courtesy of Long & Foster Real Estate, Inc.

Sold By Cummings & Co. Realtors

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Building Information for 989 Ridge Road

Stories3Year Built1997Building Size-Lot Size2.33 AC / 101,495 SF

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$3,901 per month

30 year fixed, 6.36% Interest

Principal and Interest

$3,438

Property Taxes

$463

HOA Dues

$0

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Property Information for 989 Ridge Road

Location
Location
  • In City Limits: No
  • School District Name: CARROLL COUNTY PUBLIC SCHOOLS
  • School District County ID: 121139051837
  • SchoolDistrictSource: Listing Agent
  • County: CARROLL
Waterfront / Water Access
Waterfront / Water Access
  • Water View: No
  • Water Access: No
  • Water Oriented: No
  • Navigable Water: No
  • Tidal Water: No
  • Riparian Rights Y/N: No
Association / Community Info
Association / Community Info
  • Senior Community: No
Taxes and Assessment
Taxes and Assessment
  • Tax Year: 2024
  • Tax Assessed Value: $486,400
  • Year Assessed: 2024
  • County Tax: $5,496
  • Improvement Assessed Value: $360,200
  • Land Assessed Value: $173,300
  • Clean Green Assessed: No
  • Land Use Code: R
  • Zoning: AGRIC
  • Tax Lot: 3
  • School Tax: $0
  • Automatically Update Tax Values Y/N: Yes
Rooms
Main
  • # Bedrooms Count Main Level: 1
  • # Bathrooms Count Main Level: 1
  • # Bathrooms Full Main Level: 1
All Upper Levels
  • # Bedrooms Count All Upper Levels: 3
  • # Bathrooms Count All Upper Levels: 2
  • # Bathrooms Full All Upper Levels: 2
Upper Level 1
  • # Bedrooms Count Upper Level: 3
  • # Bathrooms Count Upper Level: 2
  • # Bathrooms Full Upper Level: 2
All Lower Levels
  • # Bathrooms All Lower Levels: 2
  • # Bathrooms Full All Lower Levels: 1
  • # Bathrooms Half All Lower Levels: 1
Lower Level 1
  • # Bathrooms Lower Level: 2
  • # Bathrooms Full Lower Level: 1
  • # Bathrooms Half Lower Level: 1
Rooms
  • Room List: Living Room, Dining Room, Primary Bedroom, Sitting Room, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Exercise Room, Recreation Room, Bathroom 2, Bathroom 3, Primary Bathroom, Half Bath
  • Stories: Lower 1, Main, Upper 1
Rooms Information
Room 1
  • Room Type: Primary Bedroom
  • Room Level: Main
  • Room Exists: Yes
  • Room Features: Flooring - HardWood
Room 2
  • Room Type: Kitchen
  • Room Level: Main
  • Room Exists: Yes
Room 3
  • Room Type: Living Room
  • Room Level: Main
  • Room Exists: Yes
  • Room Features: Flooring - HardWood
Room 4
  • Room Type: Dining Room
  • Room Level: Main
  • Room Exists: Yes
  • Room Features: Flooring - HardWood
Room 5
  • Room Type: Sitting Room
  • Room Level: Upper 1
  • Room Exists: Yes
  • Room Features: Flooring - HardWood
Room 6
  • Room Type: Bathroom 2
  • Room Level: Upper 1
  • Room Exists: Yes
  • Room Features: Flooring - Ceramic Tile
Room 7
  • Room Type: Primary Bathroom
  • Room Level: Main
  • Room Exists: Yes
  • Room Features: Countertop(s) - Granite, Flooring - Ceramic Tile
Room 8
  • Room Type: Recreation Room
  • Room Level: Lower 1
  • Room Exists: Yes
  • Room Features: Flooring - Luxury Vinyl Plank
Room 9
  • Room Type: Exercise Room
  • Room Level: Lower 1
  • Room Exists: Yes
Room 10
  • Room Type: Bedroom 2
  • Room Level: Upper 1
  • Room Exists: Yes
Room 11
  • Room Type: Bedroom 3
  • Room Level: Upper 1
  • Room Exists: Yes
Room 12
  • Room Type: Bedroom 4
  • Room Level: Upper 1
  • Room Exists: Yes
Room 13
  • Room Type: Bathroom 3
  • Room Level: Upper 1
  • Room Exists: Yes
Room 14
  • Room Type: Bathroom 3
  • Room Level: Lower 1
  • Room Exists: Yes
Room 15
  • Room Type: Half Bath
  • Room Level: Lower 1
  • Room Exists: Yes
Building Info
Building Info
  • Total Finished SQFT: 2,910.00
  • Total Finished SQFT Source: Assessor
  • Tax Total Finished SQFT: 2,910.00
  • Total SQFT: 3,346.00
  • Total SQFT Source: Assessor
  • Construction Materials: Concrete, Vinyl Siding
  • Ext Main Mid-res: http://bright-media02.prd.brightmls.com/bright/images/0000/8038/0197/1002/803801971002_512_384_WM_ANktk_jG68LJob6L.jpg
  • Wall and Ceiling Types: Cathedral Ceilings, Dry Wall
  • Flooring Type: Hardwood, Ceramic Tile, Fully Carpeted
  • Basement Type: Daylight, Partial, Partially Finished, Walkout Level, Side Entrance
  • Foundation Details: Block
  • Room and Floor: Bedrooms-Main Level-1, Bathrooms Full-Main Level-1, Bedrooms-Upper Level 1-1, Bedrooms-Upper Level 1-2, Bedrooms-Upper Level 1-3, Bathrooms Full-Upper Level 1-1, Bathrooms Full-Upper Level 1-2, Bathrooms Full-Lower Level 1-1, Bathrooms Half-Lower Level 1-1
  • # Bathrooms Full: 4
  • # Bathrooms Half: 1
  • Other Structure: Shed
Lot / Land Information
Lot / Land Information
  • Lot Size Source: Assessor
  • Lot Features: Backs to Trees, Landscaping
  • Fencing: Wood
  • Parcel ID: 11432641
Parking
Parking
  • Type Of Parking: Attached Carport, Detached Garage, Driveway
  • Num of Detached Garage Spaces: 2
  • Driveway - # of Spaces: 7
  • Total Garage Spaces: 2
  • Attached Carport - # of Spaces: 2.0
  • Garage Features: Garage Door Opener, Garage - Front Entry, Oversized
Interior Features
Interior Features
  • Interior Features: Attic, Bathroom - Walk-In Shower, Ceiling Fan(s), Carpet, Combination Dining/Living, Kitchen - Eat-In, Walk-in Closet(s), Wood Floors
  • Fireplace: Yes
  • Fireplaces Count: 1
  • Fireplace Features: Wood, Mantel(s), Stone
  • Appliances: Dishwasher, Exhaust Fan, Microwave, Refrigerator, Washer, Water Heater, Dryer
  • Accessibility Features: None
  • Laundry Type: Main Floor
Exterior Features
Exterior Features
  • Exterior Features: Exterior Lighting
  • Pool: No Pool
Utilities
Utilities
  • Heating: Yes
  • Cooling Type: Central A/C, Ceiling Fan(s)
  • Cooling Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating Fuel: Electric
  • Hot Water: Electric
  • Water Source: Well
  • Sewer Septic: Private Septic Tank
Confidential Data
Listing Office
  • List Agent AOR: Carroll County Association of REALTORS

Property History for 989 Ridge Road

DateEvent & SourcePriceAppreciation
Jun 6, 2025

Closed (Public Record)

Public Record #1903061448

$690,000—
Jun 6, 2025

Closed

BRIGHT #MDCR2025956

$690,000—
Apr 30, 2025

Pending

BRIGHT #MDCR2025956

—
DateEvent & SourcePrice
06/06/2025

Closed (Public Record)

Public Record #1903061448

$690,000
06/06/2025

Closed

BRIGHT #MDCR2025956

$690,000
04/30/2025

Pending

BRIGHT #MDCR2025956

—

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 989 Ridge Road

Taxable ValueLand$173,300Additions$360,200Total$533,500
Tax Record2023$4,964 ($414 / month)
Home Facts
Beds0Baths2Total Finished SqFt2,910 SqFtAbove Grade Finished SqFt2,010 SqFtFinished Basement SqFt900 SqFtStories2Lot Size101,495 SqFtStyleSingle Family ResidenceYear Built1997ZoningAGRICCountyCARROLLAPN04-044258Fireplace TypeHas Fireplace

Schools near 989 Ridge Road

This home is within Carroll County Public Schools.
Rating
School
Type
Grades
Distance
Sandymount Elementary School
Public - PK to 5
Shiloh Middle School
Public - 6 to 8
Westminster High School
Public - 9 to 12
Gateway School
Public - 9 to 12
Rating
School
Distance
Sandymount Elementary School
PublicPK to 5

Shiloh Middle School
Public6 to 8

Westminster High School
Public9 to 12

Gateway School
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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Listing Courtesy of Long & Foster Real Estate, Inc.

© 2026 Bright MLS. All rights reserved. All information is deemed reliable, but accuracy is not guaranteed. Listing information is from various brokers who participate in IDX and not all listings may be visible on the site. The property information being provided is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated on 06/06/2025 12:17 PM