645 St Charles Street

Elgin, IL 60120

$200,000
Price
2
Beds
1
Bath
1,492 Sq. Ft.
$134 / Sq. Ft.
1,492
Sq. Ft.
$134
per Sq. Ft.

Description

This charming Elgin bungalow needs some TLC but is bursting with potential! Two main floor bedrooms and full bath + kitchen, separate dining room, living room and heated, 4-season sunporch with 10 double-hung windows for great light and ventilation. The interior has lovely millwork, arched doorways, hardwood floors and lots of natural light. Let your imagination run wild in the full-size unfinished attic accessible through an interior staircase. The attic is 37' ft x 25' ft ~ it is huge! It has 9...This charming Elgin bungalow needs some TLC but is bursting with potential! Two main floor bedrooms and full bath + kitchen, separate dining room, living room and heated, 4-season sunporch with 10 double-hung windows for great light and ventilation. The interior has lovely millwork, arched doorways, hardwood floors and lots of natural light. Let your imagination run wild in the full-size unfinished attic accessible through an interior staircase. The attic is 37' ft x 25' ft ~ it is huge! It has 9 ft ceilings at it's peak and has two dormers - one on each side - that add architectural interest and natural light. It also has a plumbing rough-in. You might consider adding two additional bedrooms plus a full bath or design your dream primary suite! The home also has a large, unfinished basement with plumbing. Plenty of storage and workspace plus additional space for a future family / game / party room. Outside there is a patio area and generous yard with mature trees and perennials. NEW, long (4 cars possible) concrete driveway laid in 2023. Home is five blocks to the Fox River and the lovely Fox River Trail and approximately 4 blocks to Huff Elementary School and local parks. Home is not in the Elgin Historic District. Will be offered AS-IS. Seller will need post-close possession to find a new home. Conventional or CASH only; not suitable for FHA or VA. NOTE: This address is in a "moderate income" census tract. Purchaser may qualify for significantly reduced interest rate and/or reduced closing costs. Inquire with your preferred lender! Seller is still packing. Please excuse the mess.
  1. Listed by Jean Maiorella • Baird & Warner

Property Details for 645 St Charles Street

Area
Elgin
Township
Elgin
Ownership
Fee Simple
Num Of Garage Spaces
1.0
Num Of Parking Spaces
5.0
Parking Included in Price
Yes
Heat/Fuel
Natural Gas
Architectural Style
Bungalow

Location

Listing Courtesy of Baird & Warner
Add your commute
LISTING UPDATED: 05/01/2024 12:07 AM

Property Details for 645 St Charles Street

StatusActive
MLS #12037771
Days on Market12
Taxes$4,775 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeDetached Single / 1 Story
Year Built1927
Lot Size0.16 AC / 6,795 SF
CountyKane County

Location

Listing Courtesy of Baird & Warner
Add your commute

Building Information for 645 St Charles Street

Stories-Year Built1927Building Size-Lot Size0.16 AC / 6,795 SF

Payment Calculator

$1,489 per month

30 year fixed, 7.25% Interest

Principal and Interest

$1,091

Property Taxes

$398

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 645 St Charles Street

General Information
School Information
  • Elementary School District: 46
  • Elementary School: Huff Elementary School
  • High School District: 46
  • Middle Or Junior School District: 46
Addtl Parking Information
  • Garage On Site: true
  • Garage Ownership: Owned
  • Garage Type: Detached
  • Parking: Garage, Space/s
  • Parking Details: Driveway
  • Parking On Site: true
  • Parking Ownership: Owned
  • Open Parking Spaces: 4.0
Taxes and HOA Information
  • Association Fee Frequency: Not Applicable
Property Information
Interior Features
  • Interior Property Features: Hardwood Floors, First Floor Bedroom, First Floor Full Bath, Drapes/Blinds
  • Num Of Rooms: 7
  • Bedrooms (Below Grade): 0
  • Community Features: Park, Sidewalks, Street Paved
  • Attic: Dormer,Full,Interior Stair,Unfinished
  • Basement Type: Full
  • Bedrooms Possible: 2
  • Air Conditioning: Window/Wall Unit - 1
  • Electric: Circuit Breakers
  • Basement Description: Unfinished
  • Basement Sq Ft: 988
  • Dining Room: Combined w/ LivRm
  • Basement Bathrooms: No
  • Room Type: Enclosed Porch Heated, Attic
  • Num of Baths: 1.0
Exterior Features
  • Type: 1 Story
Utilities / Equipment
  • Sewer: Sewer-Public
  • Appliances: Range, Refrigerator, Washer, Dryer
  • Other Equipment: Ceiling Fan(s), Water Heater-Gas
Property/Lot Information
  • Exterior Property Features: Patio
  • New Construction YN: No
  • Rebuilt: No
  • Rehabilitated: No
  • Built Before 1978: Yes
  • Age: 91-100 Years
  • Type Detached: 1 Story
  • Total Sq Ft: 1482
  • Aprox Total Finished Sq Ft: 1482
  • Total Finished and Unfin Sq Ft: 2470
  • Main Sq Ft: 1482
  • Lot Description: Partial Fencing, Sidewalks
  • Lot Size: Less Than .25 Acre
  • Lot Dimensions: 52X131
  • Waterfront: No
  • Disability Access and/or Equipped: No
  • Driveway: Concrete
  • Exterior Building Type: Cedar
  • Roof Type: Asphalt
  • Foundation Details: Concrete Perimeter
  • General Information: Interstate Access
  • Living Area Source: Assessor
  • Unfinished Basement Sq Ft: 988
Property and Assessments
  • Buyer Financing: Conventional, Cash
  • Public Document Count: 1
  • Document Date: 2024-04-30T18:51:20
  • Photos Count: 26
  • Rural: N
  • OpenHouse Count: 0
Virtual Tour/Additional Media
  • Virtual Tour: None
  • Virtual Tour YN: No
Room Information
Master Bedroom Information
  • Master Bedroom Level: Main
  • Room Type: Master Bedroom
  • Master Bedroom Bath: None
  • Master Bedroom Dimensions: 11X11
Bedroom #2 Information
  • 2nd Bedroom Level: Main
  • Room Type: Bedroom 2
  • Bedroom #2 Room Dimensions: 12X11
Bedroom #3 Information
  • 3rd Bedroom Level: N/A
  • Room Type: Bedroom 3
Bedroom #4 Information
  • 4th Bedroom Level: N/A
  • Room Type: Bedroom 4
Dining Room Information
  • Dining Room Level: Main
  • RoomType_DR: Dining Room
  • Dining Room Dimensions: 10X13
Family Room Information
  • Family Room Level: N/A
  • RoomType_FR: Family Room
Kitchen Information
  • Kitchen Level: Main
  • RoomType_KT: Kitchen
  • Kitchen Dimensions: 8X11
Laundry Information
  • Laundry Level: Basement
  • Room Type: Laundry
  • Laundry Dimensions: 12X7
Living Room Information
  • Living Room Level: Main
  • Room Type: Living Room
  • Living Room Dimensions: 14X13
Attic Room Information
  • Room Level: Second
  • Room Type: Attic
  • Deck Dimensions: 25X37
Enclosed Porch Heated Information
  • Room Level: Main
  • Room Type: Enclosed Porch Heated
  • Deck Dimensions: 7X20

Property History for 645 St Charles Street

DateEvent & SourcePriceAppreciation
DateEvent & SourcePrice

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 645 St Charles Street

Taxable ValueLand$11,045Additions$50,017Total$61,062
Tax Record2022$4,774 ($398 / month)
Home Facts
Beds3Total Finished SqFt1,482 SqFtAbove Grade Finished SqFt1,482 SqFtStories5Lot Size6,812 SqFtStyleSingle Family ResidenceYear Built1927CountyKANEAPN06-24-257-010

Schools near 645 St Charles Street

This home is within School District U-46.
Rating
School
Type
Grades
Distance
Public - PK to 6
Public - 7 to 8
Public - 9 to 12
Public - 9 to 12
Rating
School
Distance
Huff Elementary School
PublicPK to 6

Ellis Middle School
Public7 to 8

Elgin High School
Public9 to 12

Phoenix
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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645 St Charles Street is a single family home for sale in Elgin, IL 60120. This property was listed for sale on April 24, 2024 by Baird & Warner, it's currently listed at $200,000. This listing's school district is School District U-46. Nearby schools include Huff Elementary School, Ellis Middle School and Elgin High School. 645 St Charles Street is a 2-bed, 1-bath, 1,492 sqft single family home built in 1927.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Baird & Warner

Based on information from one of the following Multiple Listing Services: Midwest Real Estate Data LLC (\"MRED\"), MRED PLN GRID, Northwest Indiana REALTORS® Association and NorthWest Illinois Alliance of REALTORS. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by Midwest Real Estate Data LLC (\"MRED\"), MRED PLN GRID, Northwest Indiana REALTORS® Association and NorthWest Illinois Alliance of REALTORS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals. Based on information submitted to the MLS GRID as of 05/01/2024 12:07 AM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.