Last Sold Price
2 beds1,316 sqft$167/sqft
105 Gardner St, Waterloo, IL 62298

Description

Don’t miss this beautifully updated charmer in the heart of Waterloo! Step into a bright and airy living room filled with natural light and fresh flooring throughout. The stylish kitchen wows with statement cabinetry, butcher block countertops, stainless steel appliances, and a custom pantry for added storage. Two spacious bedrooms and a modern full bath complete the main floor. Downstairs, enjoy a partially finished basement with a built-in bar, half bath, laundry, and bonus living space. Outside,...Don’t miss this beautifully updated charmer in the heart of Waterloo! Step into a bright and airy living room filled with natural light and fresh flooring throughout. The stylish kitchen wows with statement cabinetry, butcher block countertops, stainless steel appliances, and a custom pantry for added storage. Two spacious bedrooms and a modern full bath complete the main floor. Downstairs, enjoy a partially finished basement with a built-in bar, half bath, laundry, and bonus living space. Outside, the brand new fence and spacious patio make the backyard perfect for entertaining! Two covered parking spaces and a prime location just steps from Downtown Waterloo make this one a must-see!
LISTING CLOSED: 08/15/2025 12:00 AM

  1. Listed by Christine LaValle • eXp Realty
    P: (618)-920-8885 chrisandkaitsell@gmail.com
  2. Listed by Kaitlyn Posey • eXp Realty
    P: (888)-574-9405 kaitposey@gmail.com

Property Details for 105 Gardner Street

Status
MLS #
25046039
Days on Market
36
Taxes
$2,427 / year
HOA Fees
-
Condo/Co-op Fees
-
Property Type
MLS Type
Residential / Single Family Residence
Year Built
1961
Lot Size
-
Architectural Style
Traditional

Location

Listing Courtesy of eXp Realty

Sold By eXp Realty

Add your commute

Building Information for 105 Gardner Street

Stories-Year Built1961Building Size-Lot Size-

Payment Calculator

$1,320 per month

30 year fixed, 6.55% Interest

Principal and Interest

$1,118

Property Taxes

$202

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 105 Gardner Street

Summary
Location and General Information
  • City: Waterloo
  • County Or Parish: Monroe
  • Latitude: 38.332363
  • Longitude: -90.149
  • Postal Code: 62298
  • State Or Province: IL
  • Sub division Name: Fred Cawis Add
Taxes and HOA Information
  • List AOR: Southwestern Illinois Board of REALTORS
  • Parcel Number: 07-25-284-011-000
  • Tax Annual Amount: $2,427.00
  • Tax Year: 2023
  • AssociationYN: No
Owner
  • Township: Waterloo
Parking
  • Attached Garage: No
  • Carport Spaces: 2.0
  • Carport: Yes
  • Garage: No
School Information
  • Elementary School: WATERLOO DIST 5
  • High School: Waterloo
  • High School District: Waterloo DIST 5
  • Middle Or Junior School: WATERLOO DIST 5
Property
Lot Information
  • Living Area: 1316.0
  • Lot Features: Back Yard, Front Yard, Landscaped, Level
  • Lot Size Acres: 0.1137
  • Lot Size Dimensions: IRR
  • Lot Size Source: Public Records
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
Property and Assessments
  • Above Grade Finished Area: 816.0
  • Above Grade Finished Area Source: Public Records
  • Documents Available: Lead Based Paint
  • Documents Count: 3
  • Photos Count: 23
  • Year Built: 1961
  • Disclosures: Lead Paint
  • Construction Materials: Vinyl Siding
  • NewConstructionYN: No
  • HomeWarrantyYN: No
  • LeaseConsideredYN: No
Utilities
  • Sewer: Public Sewer
  • Utilities: Electricity Connected
  • Water Source: Public
Interior and Exterior Features
Exterior Features
  • Fencing: Fenced, Full
  • ExteriorFeatures: Private Yard
Interior Features
  • Appliances: Stainless Steel Appliance(s), Range, Gas Water Heater
  • Basement: Bathroom, Concrete, Partially Finished, Full, Storage Space, Sump Pump
  • Basement YN: Yes
  • Levels: One
  • Main Level Bedrooms: 2.0
  • Bathrooms Full: 1
  • Bathrooms Half: 1
  • Bathrooms Total Integer: 2
  • Bedrooms Total: 2
  • Cooling: Ceiling Fan(s), Central Air, Electric
  • Fireplaces Total: 0
  • Fireplace: No
  • Heating: Forced Air, Natural Gas
  • Interior Features: Ceiling Fan(s), Eat-in Kitchen, Pantry
  • Laundry Features: In Basement
  • Rooms Total: 6
  • LivingAreaSource: Estimated
  • MIS_LowerLevelBathroomsFull: 0
  • MIS_LowerLevelBathroomsHalf: 1
  • MIS_LowerLevelBedrooms: 0
  • MIS_MainLevelBathroomsFull: 1
  • MIS_MainLevelBathroomsHalf: 0
  • MIS_MainAndUpperLevelBedrooms: 2
  • MIS_MainAndUpperLevelBathrooms: 1
  • MIS_UpperLevelBedrooms: 0
Room Information
Room 1
  • Room Dimensions: 16x11
  • Room Length: 16.0
  • Room Level: Main
  • Room Type: Living Room
  • Room Width: 11.0
Room 2
  • Room Dimensions: 16x11
  • Room Length: 16.0
  • Room Level: Main
  • Room Type: Kitchen
  • Room Width: 11.0
Room 3
  • Room Dimensions: 10x11
  • Room Length: 10.0
  • Room Level: Main
  • Room Type: Bedroom
  • Room Width: 11.0
Room 4
  • Room Dimensions: 10x11
  • Room Length: 10.0
  • Room Level: Main
  • Room Type: Bedroom 2
  • Room Width: 11.0
Room 5
  • Room Dimensions: 18x12
  • Room Length: 18.0
  • Room Level: Basement
  • Room Type: Family Room
  • Room Width: 12.0
Room 6
  • Room Dimensions: 10x11
  • Room Length: 10.0
  • Room Level: Basement
  • Room Type: Storage
  • Room Width: 11.0

Property History for 105 Gardner Street

DateEvent & SourcePriceAppreciation
Aug 15, 2025

Closed (Public Record)

Public Record #1909688914

$220,000

+8.0% / yr

Aug 15, 2025

Closed

MARIS #25046039

$220,000
Jul 14, 2025

Active Under Contract

MARIS #25046039

DateEvent & SourcePrice
08/15/2025

Closed (Public Record)

Public Record #1909688914

$220,000

+8.0% / yr

08/15/2025

Closed

MARIS #25046039

$220,000
07/14/2025

Active Under Contract

MARIS #25046039

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 105 Gardner Street

Taxable ValueLand$15,670Additions$40,880Total$56,550
Tax Record2024$2,877 ($240 / month)
Home Facts
Beds2Baths3Total Finished SqFt816 SqFtAbove Grade Finished SqFt816 SqFtUnfinished Basement SqFt816 SqFtStories1Lot Size4,953 SqFtStyleSingle Family ResidenceYear Built1961Year Renovated1961ZoningWR3CountyMONROEAPN07-25-284-011-000

Schools near 105 Gardner Street

This home is within Waterloo Community Unit School District 5.
Rating
School
Type
Grades
Distance
Public - PK to 1
Public - 2 to 3
Public - 4 to 5
Public - 6 to 8
Rating
School
Distance
W J Zahnow Elementary School
PublicPK to 1

Rogers Elementary School
Public2 to 3

Gardner Elementary School
Public4 to 5

Waterloo Junior High School
Public6 to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of eXp Realty

Based on information submitted to the MLS GRID as of 08/22/2025 12:07 PM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Properties displayed may be listed or sold by various participants in the MLS. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. Use of the MLS GRID data may be subject to an end user license agreement prescribed by the applicable MLS of the Member Participant, if any, and as amended from time to time.