Active
4 beds3,144 sqft
1307 Rachael Ln, Waterloo, IL 62298
Est: $2,610/moGet pre-approved
Single FamilyProperty Type
0.29 acresLot Size
1999Year Built
$124/sq ftPrice per sq ft
2 carsParking Spaces

Description

Welcome to 1307 Rachael Lane, a beautifully appointed 4-bedroom, 3-bath home situated on a cul-de-sac and offering impressive living space on two finished levels. The bright, open main level features vaulted ceilings, skylights, rich wood flooring and walls of windows that fill the living, dining and kitchen areas with natural light. The kitchen offers white cabinetry, granite countertops, a spacious center island with seating, stainless steel appliances and a striking tile backsplash. The vaulted...Welcome to 1307 Rachael Lane, a beautifully appointed 4-bedroom, 3-bath home situated on a cul-de-sac and offering impressive living space on two finished levels. The bright, open main level features vaulted ceilings, skylights, rich wood flooring and walls of windows that fill the living, dining and kitchen areas with natural light. The kitchen offers white cabinetry, granite countertops, a spacious center island with seating, stainless steel appliances and a striking tile backsplash. The vaulted primary suite includes a private bath with a double vanity, corner tub and separate shower. Two additional bedrooms, a full hall bath and convenient main-level laundry complete this floor. The finished walkout lower level expands the possibilities with a generous recreation area, fireplace, built-in bar, fourth bedroom and third bath. French doors open to the poured patio and shaded backyard. A TV mount beneath the deck adds convenience for outdoor viewing. Enjoy the composite deck with vinyl railing or relax on the patio below. An attached 2-car garage and attractive brick-front exterior complete this move-in-ready Waterloo home.
8 days on Market
  • Listed by: Brooke Mitchell 618.977.9873 brookemitchell@kw.com • Keller Williams Pinnacle
Last updated: 09/20/2026 12:31 AM • Source: MARIS, MLS#: 26059348

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Location

Listing Courtesy of Keller Williams Pinnacle
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Payment Calculator

$2,610 per month

30 year fixed, 7.03% Interest

Principal and Interest

$2,077

Property Taxes

$533

HOA Dues

$0

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Property Information for 1307 Rachael Lane

Property Details
  • Taxes: $6,394 / year
  • MLS Type: Residential / Single Family Residence
  • Architectural Style: Ranch
Building Information
  • Year Built: 1999
  • Lot Size: 0.29 AC / 12,632 SF
Summary
Location and General Information
  • City: Waterloo
  • County Or Parish: Monroe
  • Latitude: 38.366621
  • Longitude: -90.159778
  • Postal Code: 62298
  • State Or Province: IL
  • Sub division Name: Dannehold Farm Estates Ph 1
Taxes and HOA Information
  • List AOR: Southwestern Illinois Board of REALTORS
  • Parcel Number: 07-13-101-111-000
  • Tax Annual Amount: $6,394.00
  • Tax Legal Description: LOT 111 DANNEHOLD FARM ESTATES PHASE 1 PLAT 2
  • Tax Year: 2025
  • AssociationYN: No
Parking
  • Attached Garage: Yes
  • Carport: No
  • Garage Spaces: 2.0
  • Garage: Yes
School Information
  • Elementary School: WATERLOO DIST 5
  • High School: Waterloo
  • High School District: Waterloo DIST 5
  • Middle Or Junior School: WATERLOO DIST 5
Property
Lot Information
  • Living Area: 3144.0
  • Lot Features: Cul-De-Sac, Few Trees
  • Lot Size Acres: 0.29
  • Lot Size Source: Public Records
  • Lot Size Square Feet: 12632.4
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
Property and Assessments
  • Above Grade Finished Area: 1581.0
  • Above Grade Finished Area Source: Assessor
  • Below Grade Finished Area: 1563.0
  • Below Grade Finished Area Source: Assessor
  • Documents Available: Aerial Photos
  • Documents Count: 0
  • Photos Count: 34
  • Year Built: 1999
  • Disclosures: Other
  • Construction Materials: Brick Veneer, Concrete, Vinyl Siding
  • NewConstructionYN: No
  • HomeWarrantyYN: No
  • PropertyAttachedYN: No
Utilities
  • Electric: Other
  • Sewer: Public Sewer
  • Utilities: Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
  • Water Source: Public
Interior and Exterior Features
Exterior Features
  • Roof: Architectural Shingle
  • FoundationDetails: Concrete Perimeter
  • MIS_GarageSizeDescription: 22'wide24'deep
Interior Features
  • Appliances: Dishwasher, Microwave, Gas Range, Refrigerator
  • Basement: Finished
  • Basement YN: Yes
  • Levels: One
  • Main Level Bedrooms: 3.0
  • Bathrooms Full: 3
  • Bathrooms Half: 0
  • Bathrooms Total Integer: 3
  • Bedrooms Total: 4
  • Cooling: Central Air
  • Fireplace Features: Gas
  • Fireplaces Total: 1
  • Fireplace: Yes
  • Heating: Forced Air
  • Interior Features: Bar, Vaulted Ceiling(s)
  • Laundry Features: Main Level
  • Rooms Total: 9
  • LivingAreaSource: Assessor
  • MIS_LowerLevelBathroomsFull: 1
  • MIS_LowerLevelBathroomsHalf: 0
  • MIS_LowerLevelBedrooms: 1
  • MIS_MainLevelBathroomsFull: 2
  • MIS_MainLevelBathroomsHalf: 0
  • MIS_MainAndUpperLevelBedrooms: 3
  • MIS_MainAndUpperLevelBathrooms: 2
  • MIS_UpperLevelBedrooms: 0

Property History for 1307 Rachael Lane

DateEvent & SourcePriceAppreciation
Sep 19, 2026

Listed (Active)

MARIS #26059348

$389,000—
Jun 30, 2014

Closed

MARIS #4300293

$228,500—
May 8, 2014

Pending

MARIS #4300293

—
DateEvent & SourcePrice
09/19/2026

Listed (Active)

MARIS #26059348

$389,000
06/30/2014

Closed

MARIS #4300293

$228,500
05/08/2014

Pending

MARIS #4300293

—

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 1307 Rachael Lane

Taxable ValueLand$16,840Additions$93,700Total$110,540
Tax Record2025$6,394 ($533 / month)
Home Facts
Beds3Baths5Total Finished SqFt1,581 SqFtAbove Grade Finished SqFt1,581 SqFtStories1Lot Size12,632 SqFtStyleSingle Family ResidenceYear Built1999Year Renovated1999ZoningWR2CountyMONROEAPN07-13-101-111-000

Schools near 1307 Rachael Lane

This home is within Waterloo Community Unit School District 5.
Rating
School
Type
Grades
Distance
Public - PK to 1
Public - 2 to 3
Public - 4 to 5
Public - 6 to 8
Rating
School
Distance
W J Zahnow Elementary School
PublicPK to 1

Rogers Elementary School
Public2 to 3

Gardner Elementary School
Public4 to 5

Waterloo Junior High School
Public6 to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

1307 Rachael Lane is a single family home for sale in Waterloo, IL 62298. This property was listed for sale on September 19, 2026 by Keller Williams Pinnacle, it's currently listed at $389,000. It has been on the market for a total of 8 days and was last sold on June 30, 2014. This listing's school district is Waterloo Community Unit School District 5. Nearby schools include W J Zahnow Elementary School, Rogers Elementary School and Gardner Elementary School. 1307 Rachael Lane is a 4-bed, 3-bath, 3,144 sqft single family home built in 1999.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Keller Williams Pinnacle

Based on information submitted to the MLS GRID as of 09/20/2026 12:31 AM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Properties displayed may be listed or sold by various participants in the MLS. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. Use of the MLS GRID data may be subject to an end user license agreement prescribed by the applicable MLS of the Member Participant, if any, and as amended from time to time.