1521 Rachael Ln

Waterloo, IL 62298

$370,900
Price
4
Beds
2,452 Sq. Ft.
$151 / Sq. Ft.
2,452
Sq. Ft.
$151
per Sq. Ft.
Get preapproved with Rocket Mortgage1
Coming SoonOpen: 7/25 12:00PM - 02:00PM
Coming SoonOpen: 7/25 12:00PM - 02:00PM

Description

MISSION: Find a home that's actually move-in ready. STATUS: Accomplished. Built in 2015, this 4-bedroom, 3-bath home on the north end of Waterloo is ready for its next owners, and unlike your last DIY project, this one doesn't come with a never-ending to-do list. The main level offers an open layout with a spacious kitchen, a pantry big enough to hide all the snacks, and a mudroom/laundry room just off the 2-car garage. You'll also find two secondary bedrooms, a full bathroom, and a spacious primary...MISSION: Find a home that's actually move-in ready. STATUS: Accomplished. Built in 2015, this 4-bedroom, 3-bath home on the north end of Waterloo is ready for its next owners, and unlike your last DIY project, this one doesn't come with a never-ending to-do list. The main level offers an open layout with a spacious kitchen, a pantry big enough to hide all the snacks, and a mudroom/laundry room just off the 2-car garage. You'll also find two secondary bedrooms, a full bathroom, and a spacious primary suite featuring a dual sink vanity, walk-in shower, and a large walk-in closet. The walk-out basement is where things get interesting. Kick back at the custom bar, catch the big game or movie night with the projector and surround sound, challenge your friends to a game of darts, and don't miss the hidden bookshelf that opens to a secret closet. It's the kind of feature that makes every first-time visitor say, "Wait... do that again!" The lower level also includes the fourth bedroom and an additional full bathroom. Out back, you'll find a deck overlooking the backyard, plus the walk-out patio below, giving you two great spots to enjoy the outdoors. Finished with a brick front and located on the desirable north end of Waterloo, this home is clean, updated, and truly move-in ready. The only thing left to do is move in... and decide what belongs in the secret bookshelf closet.
  1. Listed by Monica Schmidt • eXp Realty
    P: (618)-567-9203 makemoveswithmonica@gmail.com
  2. Listed by Mandy Luebbers • eXp Realty
    P: (618)-340-1277 mandyluebbersrealtor@gmail.com

Property Details for 1521 Rachael Lane

Architectural Style
Ranch

Open Houses

Saturday, Jul 25th12:00 PM - 2:00 PM
PublicView contact
LISTING UPDATED: 07/20/2026 03:03 PM

Property Details for 1521 Rachael Lane

StatusComing Soon
MLS #26046372
Days on Market-
Taxes$5,714 / year
HOA Fees-
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built2015
Lot Size0.28 AC / 12,196 SF
CountyMonroe County
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Location

Listing Courtesy of eXp Realty
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Building Information for 1521 Rachael Lane

Stories-Year Built2015Building Size-Lot Size0.28 AC / 12,196 SF

Payment Calculator

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$2,324 per month

30 year fixed, 6.36% Interest

Principal and Interest

$1,848

Property Taxes

$476

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 1521 Rachael Lane

Summary
Location and General Information
  • City: Waterloo
  • County Or Parish: Monroe
  • Latitude: 38.372065
  • Longitude: -90.161638
  • Postal Code: 62298
  • State Or Province: IL
  • Sub division Name: Rose Meadows
Taxes and HOA Information
  • List AOR: Southwestern Illinois Board of REALTORS
  • Parcel Number: 07-12-334-029-000
  • Tax Annual Amount: $5,714.00
  • Tax Year: 2024
  • AssociationYN: No
Owner
  • Township: Waterloo
Parking
  • Attached Garage: Yes
  • Carport: No
  • Garage Spaces: 2.0
  • Garage: Yes
  • Parking Features: Attached, Driveway, Garage, Garage Door Opener
School Information
  • Elementary School: WATERLOO DIST 5
  • High School: Waterloo
  • High School District: Waterloo DIST 5
  • Middle Or Junior School: WATERLOO DIST 5
Property
Lot Information
  • Living Area: 2452.0
  • Lot Features: Back Yard
  • Lot Size Acres: 0.28
  • Lot Size Source: Public Records
  • Lot Size Square Feet: 12196.8
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
Property and Assessments
  • Above Grade Finished Area: 1600.0
  • Above Grade Finished Area Source: Other
  • Below Grade Finished Area: 852.0
  • Below Grade Finished Area Source: Other
  • Documents Available: Other
  • Documents Count: 1
  • Photos Count: 27
  • Year Built: 2015
  • Disclosures: Seller Property Disclosure
  • Construction Materials: Brick, Vinyl Siding
  • NewConstructionYN: No
  • HomeWarrantyYN: No
Utilities
  • Electric: Other
  • Sewer: Public Sewer
  • Utilities: Electricity Connected, Sewer Connected, Water Connected
  • Water Source: Public
Interior and Exterior Features
Exterior Features
  • Fencing: None
  • PatioAndPorchFeatures: Covered, Deck, Front Porch, Patio
Interior Features
  • Appliances: Dishwasher, Microwave, Oven, Range, Refrigerator
  • Basement: Bathroom, Egress Window, Partially Finished, Full, Storage Space, Walk-Out Access
  • Basement YN: Yes
  • Levels: One
  • Main Level Bedrooms: 3.0
  • Bathrooms Full: 3
  • Bathrooms Half: 0
  • Bathrooms Total Integer: 3
  • Bedrooms Total: 4
  • Cooling: Central Air
  • Fireplace: No
  • Heating: Forced Air
  • Interior Features: Bar, Breakfast Bar, Eat-in Kitchen, Entrance Foyer, Open Floorplan, Storage, Vaulted Ceiling(s), Walk-In Closet(s), Walk-In Pantry, Wet Bar
  • Laundry Features: Laundry Room, Main Level
  • Rooms Total: 12
  • LivingAreaSource: Other
  • MIS_LowerLevelBathroomsFull: 1
  • MIS_LowerLevelBathroomsHalf: 0
  • MIS_LowerLevelBedrooms: 1
  • MIS_MainLevelBathroomsFull: 2
  • MIS_MainLevelBathroomsHalf: 0
  • MIS_MainAndUpperLevelBedrooms: 3
  • MIS_MainAndUpperLevelBathrooms: 2
  • MIS_UpperLevelBedrooms: 0
Room Information
Room 1
  • Room Dimensions: 15x17
  • Room Length: 15.0
  • Room Level: Main
  • Room Type: Living Room
  • Room Width: 17.0
Room 2
  • Room Dimensions: 10x11
  • Room Length: 10.0
  • Room Level: Main
  • Room Type: Breakfast Room
  • Room Width: 11.0
Room 3
  • Room Dimensions: 11x18
  • Room Length: 11.0
  • Room Level: Main
  • Room Type: Kitchen
  • Room Width: 18.0
Room 4
  • Room Level: Main
  • Room Type: Laundry
Room 5
  • Room Dimensions: 5x6
  • Room Length: 5.0
  • Room Level: Main
  • Room Type: Bathroom
  • Room Width: 6.0
Room 6
  • Room Dimensions: 11x11
  • Room Length: 11.0
  • Room Level: Main
  • Room Type: Bedroom
  • Room Width: 11.0
Room 7
  • Room Dimensions: 10x10
  • Room Length: 10.0
  • Room Level: Main
  • Room Type: Bedroom
  • Room Width: 10.0
Room 8
  • Room Dimensions: 13x15
  • Room Length: 13.0
  • Room Level: Main
  • Room Type: Primary Bedroom
  • Room Width: 15.0
Room 9
  • Room Dimensions: 6x9
  • Room Length: 6.0
  • Room Level: Main
  • Room Type: Primary Bathroom
  • Room Width: 9.0
Room 10
  • Room Dimensions: 18x
  • Room Length: 18.0
  • Room Level: Lower
  • Room Type: Family Room
Room 11
  • Room Dimensions: 24x11
  • Room Length: 24.0
  • Room Level: Lower
  • Room Type: Bedroom
  • Room Width: 11.0
Room 12
  • Room Dimensions: 6x11
  • Room Length: 6.0
  • Room Level: Lower
  • Room Type: Bathroom
  • Room Width: 11.0

Property History for 1521 Rachael Lane

DateEvent & SourcePriceAppreciation
Nov 10, 2015

Closed

MARIS #4412251

$217,800—
Nov 10, 2015

Pending

MARIS #4412251

—
Nov 9, 2015

Closed

MARIS #4412251

$217,800—
DateEvent & SourcePrice
11/10/2015

Closed

MARIS #4412251

$217,800
11/10/2015

Pending

MARIS #4412251

—
11/09/2015

Closed

MARIS #4412251

$217,800

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 1521 Rachael Lane

Taxable ValueLand$16,401Additions$86,125Total$102,526
Tax Record2024$5,714 ($476 / month)
Home Facts
Beds3Total Finished SqFt1,510 SqFtAbove Grade Finished SqFt1,510 SqFtStories1Lot Size12,197 SqFtStyleSingle Family ResidenceYear Built2015ZoningWR2CountyMONROEAPN07-12-334-029-000

Schools near 1521 Rachael Lane

This home is within Waterloo Community Unit School District 5.
Rating
School
Type
Grades
Distance
W J Zahnow Elementary School
Public - PK to 1
Rogers Elementary School
Public - 2 to 3
Gardner Elementary School
Public - 4 to 5
Waterloo Junior High School
Public - 6 to 8
Rating
School
Distance
W J Zahnow Elementary School
PublicPK to 1

Rogers Elementary School
Public2 to 3

Gardner Elementary School
Public4 to 5

Waterloo Junior High School
Public6 to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 1521 Rachael Lane, Waterloo, IL 62298

1521 Rachael Lane is a single family home Coming Soon in Waterloo, IL 62298. This property is currently priced at $370,900. This listing's school district is Waterloo Community Unit School District 5. Nearby schools include W J Zahnow Elementary School, Rogers Elementary School and Gardner Elementary School. 1521 Rachael Lane is a 4-bed, 3-bath, 2,452 sqft single family home built in 2015.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of eXp Realty

Based on information submitted to the MLS GRID as of 07/20/2026 03:03 PM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Properties displayed may be listed or sold by various participants in the MLS. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. Use of the MLS GRID data may be subject to an end user license agreement prescribed by the applicable MLS of the Member Participant, if any, and as amended from time to time.