Sold
Last Sold Price
3 beds1,582 sqft$180/sqft
20 Richard St, Waterloo, IL 62298
Single FamilyProperty Type
0.3 acresLot Size
1994Year Built
$180/sq ftPrice per sq ft
4 carsParking Spaces

Description

Discover the charm and warmth of this exceptional 3bed, 2bath ranch, situated on a spacious corner lot. Built in 1994, this brick residence offers 1,582 square feet of comfortable living space. The upstairs has been freshly painted & the hall bath has been recently updated. The Vaulted living room features a cozy fireplace & flows seamlessly into the kitchen, complete with slate flooring, stainless steel appliances & a breakfast bar. The primary suite is spacious, with a full bathroom & walk-in closet,...Discover the charm and warmth of this exceptional 3bed, 2bath ranch, situated on a spacious corner lot. Built in 1994, this brick residence offers 1,582 square feet of comfortable living space. The upstairs has been freshly painted & the hall bath has been recently updated. The Vaulted living room features a cozy fireplace & flows seamlessly into the kitchen, complete with slate flooring, stainless steel appliances & a breakfast bar. The primary suite is spacious, with a full bathroom & walk-in closet, while two additional bedrooms offer flexibility for guests or hobbies. The partially finished basement includes two additional spaces with closets, ideal for a home office or recreation space. Step outside to discover the tranquil oasis of the covered patio & peaceful koi pond with waterfall perfect for entertainment. The residence features ample parking space & storage including a 2 car garage & detached carport. Generator included. This home is ready for you to make it your own!
  • Listed by: Alexis Hicks 630.423.5891 alexiskayhicks@gmail.com • eXp Realty
Listing closed: 07/17/2025 12:00 AM • Source: MARIS, MLS#: 25027724

Recent comparable sales

Median sold price

$304,000

Avg days on market

32

Sale-to-list ratio

110.7%

Waterloo, IL

9 comparable properties found

$304,000 | 24 Dwight Street, Waterloo, IL 62298
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1

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Square Feet
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Acres
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$323,760 | 1507 Jamie Lane, Waterloo, IL 62298
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$282,500 | 745 North Market Street, Waterloo, IL 62298
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$349,000 | 1527 Jamie Lane, Waterloo, IL 62298
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$325,000 | 810 Victorian Avenue, Waterloo, IL 62298
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$335,000 | 708 Ward Avenue, Waterloo, IL 62298
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Square Feet
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$232,000 | 239 North Main Street, Waterloo, IL 62298
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$300,000 | 122 Westview Place, Waterloo, IL 62298
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Square Feet
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Acres

Location

Listing Courtesy of eXp Realty

Sold By Keller Williams Pinnacle

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Payment Calculator

$1,745 per month

30 year fixed, 6.55% Interest

Principal and Interest

$1,449

Property Taxes

$296

HOA Dues

$0

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Property Information for 20 Richard Street

Property Details
  • Taxes: $3,557 / year
  • MLS Type: Residential / Single Family Residence
  • Architectural Style: Ranch
  • Waterfront: No
  • Cross Street: Kevin St
Building Information
  • Year Built: 1994
  • Lot Size: 0.30 AC / 13,068 SF
Summary
Location and General Information
  • City: Waterloo
  • County Or Parish: Monroe
  • Directions: Google , Waze, or Apple maps leads to the house
  • Latitude: 38.365023
  • Longitude: -90.155733
  • Postal Code: 62298
  • State Or Province: IL
  • Sub division Name: Lou Del Sub
  • Postal Code Plus 4: 5528
Taxes and HOA Information
  • List AOR: Southwestern Illinois Board of REALTORS
  • Association Fee: $.00
  • Association Fee Frequency: None
  • Association Fee Includes: Other
  • Parcel Number: 07-13-152-004-000
  • Tax Annual Amount: $3,557.00
  • Tax Legal Description: LOT 24 LOU DEL SUBD
  • Tax Year: 2023
Owner
  • Township: Waterloo
Parking
  • Attached Garage: Yes
  • Carport Spaces: 2.0
  • Carport: Yes
  • Garage Spaces: 2.0
  • Garage: Yes
  • Parking Features: RV Access/Parking, Attached, Garage, Covered, Off Street
  • Parking Total: 4.0
School Information
  • Elementary School: WATERLOO DIST 5
  • High School: Waterloo
  • High School District: Waterloo DIST 5
  • Middle Or Junior School: WATERLOO DIST 5
Property
Lot Information
  • Living Area: 1582.0
  • Lot Features: Corner Lot
  • Lot Size Acres: 0.3
  • Lot Size Area: 0.3
  • Lot Size Dimensions: 100 x 130
  • Lot Size Source: Public Records
  • Lot Size Square Feet: 13068.0
  • Other Structures: Shed(s)
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
Property and Assessments
  • Above Grade Finished Area: 1582.0
  • Above Grade Finished Area Source: Assessor
  • Below Grade Finished Area: 840.0
  • Below Grade Finished Area Source: Assessor
  • Documents Count: 0
  • Photos Count: 37
  • Year Built: 1994
  • Disclosures: Unknown
  • Construction Materials: Brick Veneer
  • Ownership Type: Private
  • NewConstructionYN: No
  • BuyerFinancing: Conventional
Utilities
  • Sewer: Public Sewer
  • Utilities: Natural Gas Available
  • Water Source: Public
Interior and Exterior Features
Exterior Features
  • Road Surface Type: Concrete
  • PatioAndPorchFeatures: Patio
  • MIS_PoolYN: No
  • MIS_GarageSizeDescription: 528
Interior Features
  • Appliances: Disposal, Dryer, Electric Range, Electric Oven, Refrigerator, Washer, Electric Water Heater
  • Basement: Crawl Space, Egress Window, Partially Finished, Radon Mitigation
  • Basement YN: Yes
  • Levels: One
  • Main Level Bedrooms: 3.0
  • Bathrooms Full: 2
  • Bathrooms Half: 0
  • Bathrooms Total Integer: 2
  • Bedrooms Total: 3
  • Cooling: Central Air, Electric
  • Fireplace Features: Living Room
  • Fireplaces Total: 1
  • Fireplace: Yes
  • Heating: Forced Air, Electric
  • Interior Features: Kitchen/Dining Room Combo, Vaulted Ceiling(s), Breakfast Bar, Entrance Foyer
  • Rooms Total: 3
  • LivingAreaSource: Assessor
  • LivingAreaUnits: Square Feet
  • MIS_LowerLevelBathroomsFull: 0
  • MIS_LowerLevelBathroomsHalf: 0
  • MIS_LowerLevelBedrooms: 0
  • MIS_MainLevelBathroomsFull: 2
  • MIS_MainLevelBathroomsHalf: 0
  • MIS_MainAndUpperLevelBedrooms: 3
  • MIS_MainAndUpperLevelBathrooms: 2
  • MIS_UpperLevelBedrooms: 0
Room Information
Room 1
  • Room Dimensions: 21 x 17
  • Room Length: 21.0
  • Room Level: Main
  • Room Type: Living Room
  • Room Width: 17.0
Room 2
  • Room Dimensions: 25 x 12
  • Room Length: 25.0
  • Room Level: Main
  • Room Type: Kitchen
  • Room Width: 12.0
Room 3
  • Room Dimensions: 11 x 13
  • Room Length: 11.0
  • Room Level: Main
  • Room Width: 13.0
Room 4
  • Room Dimensions: 11 x 13
  • Room Length: 11.0
  • Room Level: Main
  • Room Width: 13.0
Room 5
  • Room Dimensions: 5 x 10
  • Room Length: 5.0
  • Room Level: Main
  • Room Type: Bathroom
  • Room Width: 10.0
Room 6
  • Room Dimensions: 14 x 12
  • Room Length: 14.0
  • Room Level: Main
  • Room Type: Primary Bedroom
  • Room Width: 12.0
Room 7
  • Room Dimensions: 5 x 10
  • Room Length: 5.0
  • Room Level: Main
  • Room Type: Primary Bathroom
  • Room Width: 10.0
Room 8
  • Room Dimensions: 3 x 15
  • Room Length: 3.0
  • Room Level: Main
  • Room Type: Laundry
  • Room Width: 15.0
Room 9
  • Room Dimensions: 13 x 11
  • Room Length: 13.0
  • Room Level: Lower
  • Room Type: Bonus Room
  • Room Width: 11.0
Room 10
  • Room Dimensions: 12 x 13
  • Room Length: 12.0
  • Room Level: Lower
  • Room Type: Bonus Room
  • Room Width: 13.0
Room 11
  • Room Dimensions: 9 x 40
  • Room Length: 9.0
  • Room Level: Lower
  • Room Type: Recreation Room
  • Room Width: 40.0

Property History for 20 Richard Street

DateEvent & SourcePriceAppreciation
Jul 17, 2025

Closed (Public Record)

Public Record #1907360592

$285,000

+4.3% / yr

Jul 17, 2025

Closed

MARIS #25027724

$285,000
May 19, 2025

Pending

MARIS #25027724

DateEvent & SourcePrice
07/17/2025

Closed (Public Record)

Public Record #1907360592

$285,000

+4.3% / yr

07/17/2025

Closed

MARIS #25027724

$285,000
05/19/2025

Pending

MARIS #25027724

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 20 Richard Street

Taxable ValueLand$16,900Additions$84,680Total$101,580
Tax Record2024$5,555 ($463 / month)
Home Facts
Beds3Baths3Total Finished SqFt1,582 SqFtAbove Grade Finished SqFt1,582 SqFtUnfinished Basement SqFt840 SqFtStories1Lot Size13,162 SqFtStyleSingle Family ResidenceYear Built1994Year Renovated1994ZoningWR3CountyMONROEAPN07-13-152-004-000

Schools near 20 Richard Street

This home is within Waterloo Community Unit School District 5.
Rating
School
Type
Grades
Distance
Public - PK to 1
Public - 2 to 3
Public - 4 to 5
Public - 6 to 8
Rating
School
Distance
W J Zahnow Elementary School
PublicPK to 1

Rogers Elementary School
Public2 to 3

Gardner Elementary School
Public4 to 5

Waterloo Junior High School
Public6 to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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Nearby home values

AddressSold priceBedsBathsSqftLot (Sqft)
This home: 20 Richard Street, Waterloo, IL 62298
$285,000
3
1,582
13,068
3
3
1,868
14,687
$145,000
3
1,352
3
3
2,044
22,276
3
3
1,519
31,423
$178,000
3
2,562
12,632

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of eXp Realty

Based on information submitted to the MLS GRID as of 07/20/2025 04:22 PM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Properties displayed may be listed or sold by various participants in the MLS. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. Use of the MLS GRID data may be subject to an end user license agreement prescribed by the applicable MLS of the Member Participant, if any, and as amended from time to time.