203 E Mill St

Waterloo, IL 62298

$271,000
Price
4
Beds
1,470 Sq. Ft.
$184 / Sq. Ft.
1,470
Sq. Ft.
$184
per Sq. Ft.
New
New

Description

Historic 3-Bedroom Home - One Block from Waterloo City Square. Location matters, and this historic home built in 1916 delivers. Situated one block from Waterloo's City Square and within walking distance of grade schools and middle schools, this property puts daily life within reach—no car required for small town festivals, Friday night dinners, weekend coffee runs, or the school drop-off. The home features three bedrooms and two full baths, a formal dining room with french doors, and a cozy kitchen...Historic 3-Bedroom Home - One Block from Waterloo City Square. Location matters, and this historic home built in 1916 delivers. Situated one block from Waterloo's City Square and within walking distance of grade schools and middle schools, this property puts daily life within reach—no car required for small town festivals, Friday night dinners, weekend coffee runs, or the school drop-off. The home features three bedrooms and two full baths, a formal dining room with french doors, and a cozy kitchen with lots of counters for cooking. This property includes a large partially fenced backyard and an oversized two-car garage with additional workshop space and attic, ideal for hobbyists, extra storage or home business. This property needs updating, making it well-suited for buyers looking to add value through renovation or investing in a walkable location near Waterloo's quaint town square. The opportunity is yours to create your dream home. This property can close quickly but requires approval from Probate Court.
  1. Listed by Nancy Cripe • eXp Realty

Property Details for 203 East Mill Street

Architectural Style
Bungalow
Cross Street
N. Main
LISTING UPDATED: 01/06/2026 10:02 AM

Property Details for 203 East Mill Street

StatusActive
MLS #25081844
Days on Market1
Taxes$3,452 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built1916
Lot Size0.27 AC / 11,682 SF
CountyMonroe County

Location

Listing Courtesy of eXp Realty
Add your commute

Building Information for 203 East Mill Street

Stories-Year Built1916Building Size-Lot Size0.27 AC / 11,682 SF

Payment Calculator

$1,608 per month

30 year fixed, 6.15% Interest

Principal and Interest

$1,321

Property Taxes

$288

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 203 East Mill Street

Summary
Location and General Information
  • City: Waterloo
  • County Or Parish: Monroe
  • Latitude: 38.33663224
  • Longitude: -90.14825595
  • Postal Code: 62298
  • State Or Province: IL
  • Sub division Name: Waterloo
  • Postal Code Plus 4: 1520
Taxes and HOA Information
  • List AOR: Southwestern Illinois Board of REALTORS
  • Parcel Number: 07-25-236-017-000
  • Tax Annual Amount: $3,452.00
  • Tax Year: 2024
Owner
  • Township: Waterloo
Parking
  • Attached Garage: No
  • Carport: No
  • Garage Spaces: 2.0
  • Garage: Yes
  • Parking Features: Asphalt
  • Parking Total: 4.0
School Information
  • Elementary School: WATERLOO DIST 5
  • High School: Waterloo
  • High School District: Waterloo DIST 5
  • Middle Or Junior School: WATERLOO DIST 5
Property
Lot Information
  • Living Area: 1470.0
  • Lot Features: Back Yard, City Lot, Corner Lot, Few Trees, Front Yard, Level, Near Public Transit, Rectangular Lot, Some Trees
  • Lot Size Acres: 0.2682
  • Lot Size Source: Public Records
  • Lot Size Square Feet: 11682.79
  • Other Structures: Garage(s)
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
Property and Assessments
  • Above Grade Finished Area: 1470.0
  • Above Grade Finished Area Source: Estimated
  • Below Grade Finished Area: 0.0
  • Below Grade Finished Area Source: Owner
  • Documents Available: Legal Description,List of Inclusions
  • Documents Count: 0
  • Photos Count: 46
  • Year Built: 1916
  • Disclosures: Occupancy Permit Required,See Seller's Disclosure,Seller Property Disclosure
  • Construction Materials: Frame, Lap Siding
  • Ownership Type: Private
Utilities
  • Electric: Single Phase
  • Sewer: Public Sewer
  • Utilities: Cable Available, Electricity Not Available, Natural Gas Connected, Water Connected
  • Water Source: Public
Interior and Exterior Features
Exterior Features
  • Fencing: Back Yard, Gate, Partial, Vinyl
  • Road Frontage Type: Alley, City Street
  • Road Surface Type: Asphalt
  • Roof: Shingle
Interior Features
  • Appliances: Dishwasher, Microwave, Free-Standing Electric Oven, Free-Standing Refrigerator, Water Heater
  • Basement: Concrete, Exterior Entry, Full, Interior Entry
  • Basement YN: Yes
  • Levels: One and One Half
  • Main Level Bedrooms: 1.0
  • Bathrooms Full: 2
  • Bathrooms Half: 0
  • Bathrooms Total Integer: 2
  • Bedrooms Total: 4
  • Cooling: Ceiling Fan(s), Central Air
  • Fireplace: No
  • Heating: Forced Air
  • Interior Features: Dining/Living Room Combo, Eat-in Kitchen, Entrance Foyer, High Ceilings, Historic Millwork, Laminate Counters, Natural Woodwork, Master Downstairs, Workshop/Hobby Area
  • Laundry Features: Main Level
  • Rooms Total: 6
Room Information
Room 1
  • Room Level: First
  • Room Type: Bathroom
Room 2
  • Room Level: Second
  • Room Type: Bathroom 2
Room 3
  • Room Level: Main
  • Room Type: Dining Room
Room 4
  • Room Level: Main
  • Room Type: Kitchen
Room 5
  • Room Level: Second
  • Room Type: Bathroom

Property History for 203 East Mill Street

DateEvent & SourcePriceAppreciation
Jan 6, 2026

Listed (Active)

MARIS #25081844

$271,000—
DateEvent & SourcePrice
01/06/2026

Listed (Active)

MARIS #25081844

$271,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 203 East Mill Street

Taxable ValueLand$16,412Additions$52,911Total$69,323
Tax Record2024$3,452 ($288 / month)
Home Facts
Beds3Total Finished SqFt1,041 SqFtAbove Grade Finished SqFt1,041 SqFtStories2Lot Size11,683 SqFtStyleSingle Family ResidenceYear Built1916ZoningWR5CountyMONROEAPN07-25-236-017-000

Schools near 203 East Mill Street

This home is within Waterloo Community Unit School District 5.
Rating
School
Type
Grades
Distance
W J Zahnow Elementary School
Public - PK to 1
Rogers Elementary School
Public - 2 to 3
Gardner Elementary School
Public - 4 to 5
Waterloo Junior High School
Public - 6 to 8
Rating
School
Distance
W J Zahnow Elementary School
PublicPK to 1

Rogers Elementary School
Public2 to 3

Gardner Elementary School
Public4 to 5

Waterloo Junior High School
Public6 to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 203 East Mill Street, Waterloo, IL 62298

203 East Mill Street is a single family home for sale in Waterloo, IL 62298. This property was listed for sale on January 6, 2026 by eXp Realty, it's currently listed at $271,000. This listing's school district is Waterloo Community Unit School District 5. Nearby schools include W J Zahnow Elementary School, Rogers Elementary School and Gardner Elementary School. 203 East Mill Street is a 4-bed, 2-bath, 1,470 sqft single family home built in 1916.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of eXp Realty

Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID as of 01/07/2026 05:04 AM. All data is obtained from various sources and may not have been verified by broker orMLS GRID. Supplied Open House Information is subject to change without notice. All informationshould be independently reviewed and verified for accuracy. Properties may or may not be listed bythe office/agent presenting the information.