314 N Church St

Waterloo, IL 62298

$274,900
Price
4
Beds
2,268 Sq. Ft.
$121 / Sq. Ft.
2,268
Sq. Ft.
$121
per Sq. Ft.

Description

Extensively updated home with income potential! 314 Church St. offers 2,268 sq ft on a double lot near downtown. Main home features 3BR/2BA, plus breezeway-connected studio with private bath and roughed-in space for a kitchen-ideal for flexible living or rental income. Recent updates include new roof (2024), sewer line (2025), siding, gutters, soffit (2025), Rheem A/C (2022), hot water heater (2024), resurfaced tub, new windows, and fully renovated back bedrooms and apartment unit. Spacious living...Extensively updated home with income potential! 314 Church St. offers 2,268 sq ft on a double lot near downtown. Main home features 3BR/2BA, plus breezeway-connected studio with private bath and roughed-in space for a kitchen-ideal for flexible living or rental income. Recent updates include new roof (2024), sewer line (2025), siding, gutters, soffit (2025), Rheem A/C (2022), hot water heater (2024), resurfaced tub, new windows, and fully renovated back bedrooms and apartment unit. Spacious living areas, 2-car garage with workbench, and large back patio. Ask your agent for the full list of improvements!

Property Details for 314 North Church Street

Architectural Style
Ranch
Waterfront
No
LISTING UPDATED: 10/23/2025 11:20 AM

Property Details for 314 North Church Street

StatusActive
MLS #25046067
Days on Market156
Taxes$3,176 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built1946
Lot Size-
CountyMonroe County

Location

Listing Courtesy of Strano & Associates
Add your commute

Building Information for 314 North Church Street

Stories-Year Built1946Building Size-Lot Size-

Payment Calculator

$1,623 per month

30 year fixed, 6.28% Interest

Principal and Interest

$1,358

Property Taxes

$265

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 314 North Church Street

Summary
Location and General Information
  • City: Waterloo
  • County Or Parish: Monroe
  • Latitude: 38.338822
  • Longitude: -90.15223
  • Postal Code: 62298
  • State Or Province: IL
  • Sub division Name: A J Koenigsmark Add
Taxes and HOA Information
  • List AOR: Southwestern Illinois Board of REALTORS
  • Parcel Number: 07-25-204-004-000
  • Tax Annual Amount: $3,176.00
  • Tax Legal Description: LOT 24A A J KOENIGSMARK ADD
  • Tax Year: 2024
Parking
  • Attached Garage: Yes
  • Carport: No
  • Garage Spaces: 2.0
  • Garage: Yes
  • Parking Features: Attached, Basement
School Information
  • Elementary School: WATERLOO DIST 5
  • High School: Waterloo
  • High School District: Waterloo DIST 5
  • Middle Or Junior School: WATERLOO DIST 5
Property
Lot Information
  • Living Area: 2268.0
  • Lot Features: Back Yard, Some Trees
  • Lot Size Acres: 0.3883
  • Lot Size Source: Public Records
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
Property and Assessments
  • Above Grade Finished Area: 2268.0
  • Above Grade Finished Area Source: Public Records
  • Documents Available: Plat
  • Documents Count: 2
  • Photos Count: 47
  • Year Built: 1946
  • Disclosures: Environmental Disclosure Available,Lead Paint,See Seller's Disclosure
  • Construction Materials: Vinyl Siding
Utilities
  • Electric: Other
  • Sewer: Public Sewer
  • Utilities: Electricity Connected
  • Water Source: None
Interior and Exterior Features
Exterior Features
  • Fencing: None
  • Roof: Architectural Shingle
Interior Features
  • Appliances: Electric Range, Washer
  • Basement: Exterior Entry, Unfinished
  • Basement YN: Yes
  • Levels: One
  • Main Level Bedrooms: 4.0
  • Bathrooms Full: 2
  • Bathrooms Half: 0
  • Bathrooms Total Integer: 2
  • Bedrooms Total: 4
  • Cooling: Central Air
  • Fireplace: No
  • Heating: Forced Air, Natural Gas
  • Interior Features: Walk-In Pantry
  • Laundry Features: Laundry Room, Main Level
  • Rooms Total: 9
Room Information
Room 1
  • Room Dimensions: 12x18
  • Room Length: 12.0
  • Room Level: Main
  • Room Type: Living Room
  • Room Width: 18.0
Room 2
  • Room Dimensions: 9x9
  • Room Length: 9.0
  • Room Level: Main
  • Room Type: Kitchen
  • Room Width: 9.0
Room 3
  • Room Dimensions: 16x9
  • Room Length: 16.0
  • Room Level: Main
  • Room Type: Dining Room
  • Room Width: 9.0
Room 4
  • Room Dimensions: 13x15
  • Room Length: 13.0
  • Room Level: Main
  • Room Type: Bedroom
  • Room Width: 15.0
Room 5
  • Room Dimensions: 13x14
  • Room Length: 13.0
  • Room Level: Main
  • Room Type: Bedroom 2
  • Room Width: 14.0
Room 6
  • Room Dimensions: 20x13
  • Room Length: 20.0
  • Room Level: Main
  • Room Type: Bedroom 3
  • Room Width: 13.0
Room 7
  • Room Dimensions: 11x5
  • Room Length: 11.0
  • Room Level: Main
  • Room Type: Bathroom
  • Room Width: 5.0
Room 8
  • Room Dimensions: 14x11
  • Room Length: 14.0
  • Room Level: Main
  • Room Type: Laundry
  • Room Width: 11.0
Room 9
  • Room Description: MIL-kitchen
  • Room Dimensions: 8x7
  • Room Length: 8.0
  • Room Level: Main
  • Room Type: Other
  • Room Width: 7.0
Room 10
  • Room Description: MIL-living room space
  • Room Dimensions: 17x22
  • Room Length: 17.0
  • Room Level: Main
  • Room Type: Other
  • Room Width: 22.0
Room 11
  • Room Description: MIL-bath
  • Room Dimensions: 8x7
  • Room Length: 8.0
  • Room Level: Main
  • Room Type: Bathroom 2
  • Room Width: 7.0
Room 12
  • Room Description: Breezeway
  • Room Dimensions: 9x18
  • Room Length: 9.0
  • Room Level: Main
  • Room Type: Other
  • Room Width: 18.0

Property History for 314 North Church Street

DateEvent & SourcePriceAppreciation
Oct 23, 2025

Price Change

MARIS #25046067

$274,900—
Sep 12, 2025

Price Change

MARIS #25046067

$283,500—
Jul 12, 2025

Listed (Active)

MARIS #25046067

$287,500—
Sep 17, 2021

Closed

MRED #11186404

$120,000—
Sep 17, 2021

Closed

MARIS #21057756

$120,000—
Sep 16, 2021

Closed (Public Record)

Public Record #1473263669

$120,000—
Sep 16, 2021

Closed (Public Record)

Public Record #1473263669

$120,000—
Sep 15, 2021

Pending

MRED #11186404

—
Sep 15, 2021

Pending

MARIS #21057756

—
Aug 19, 2021

Active Under Contract

MRED #11186404

—
Aug 17, 2021

Active Under Contract

MARIS #21057756

—
Aug 17, 2021

Listed (Active)

MARIS #21057756

$120,000—
Aug 10, 2021

Listed (Active)

MRED #11186404

$120,000—
DateEvent & SourcePrice
10/23/2025

Price Change

MARIS #25046067

$274,900
09/12/2025

Price Change

MARIS #25046067

$283,500
07/12/2025

Listed (Active)

MARIS #25046067

$287,500
09/17/2021

Closed

MRED #11186404

$120,000
09/17/2021

Closed

MARIS #21057756

$120,000
09/16/2021

Closed (Public Record)

Public Record #1473263669

$120,000
09/16/2021

Closed (Public Record)

Public Record #1473263669

$120,000
09/15/2021

Pending

MRED #11186404

—
09/15/2021

Pending

MARIS #21057756

—
08/19/2021

Active Under Contract

MRED #11186404

—
08/17/2021

Active Under Contract

MARIS #21057756

—
08/17/2021

Listed (Active)

MARIS #21057756

$120,000
08/10/2021

Listed (Active)

MRED #11186404

$120,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 314 North Church Street

Taxable ValueLand$17,014Additions$42,656Total$59,670
Tax Record2024$3,177 ($265 / month)
Home Facts
Beds4Total Finished SqFt2,268 SqFtAbove Grade Finished SqFt2,268 SqFtStories1Lot Size16,915 SqFtStyleSingle Family ResidenceYear Built1946ZoningWR3CountyMONROEAPN07-25-204-004-000

Schools near 314 North Church Street

This home is within Waterloo Community Unit School District 5.
Rating
School
Type
Grades
Distance
W J Zahnow Elementary School
Public - PK to 1
Rogers Elementary School
Public - 2 to 3
Gardner Elementary School
Public - 4 to 5
Waterloo Junior High School
Public - 6 to 8
Rating
School
Distance
W J Zahnow Elementary School
PublicPK to 1

Rogers Elementary School
Public2 to 3

Gardner Elementary School
Public4 to 5

Waterloo Junior High School
Public6 to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 314 North Church Street, Waterloo, IL 62298

314 North Church Street is a single family home for sale in Waterloo, IL 62298. This property was listed for sale on July 12, 2025 by Strano & Associates, it's currently listed at $274,900. It has been on the market for a total of 156 days and was last sold on September 17, 2021. This listing's school district is Waterloo Community Unit School District 5. Nearby schools include W J Zahnow Elementary School, Rogers Elementary School and Gardner Elementary School. 314 North Church Street is a 4-bed, 2-bath, 2,268 sqft single family home built in 1946.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Strano & Associates

Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID as of 12/15/2025 04:50 PM. All data is obtained from various sources and may not have been verified by broker orMLS GRID. Supplied Open House Information is subject to change without notice. All informationshould be independently reviewed and verified for accuracy. Properties may or may not be listed bythe office/agent presenting the information.