403 S Market St

1,260 Sq. Ft.
$103 / Sq. Ft.
1,260
Sq. Ft.
$103
per Sq. Ft.

Description

Opportunity to own a historic downtown home in the highly sought after Waterloo school district. This home offers 2 bedrooms and 1 full bathroom with potential to create two additional bedrooms upstairs. Eat-in kitchen with generous counter and cabinet space. Spacious backyard with alley access and a detached garage for covered parking. Being sold as-is, making this a perfect opportunity for investors as well!Opportunity to own a historic downtown home in the highly sought after Waterloo school district. This home offers 2 bedrooms and 1 full bathroom with potential to create two additional bedrooms upstairs. Eat-in kitchen with generous counter and cabinet space. Spacious backyard with alley access and a detached garage for covered parking. Being sold as-is, making this a perfect opportunity for investors as well!
  1. Listed by Daniel Voelker • eXp Realty
    P: (618)-830-7862 C: (888)-574-9405 daniel.voelker@exprealty.com

Property Details for 403 South Market Street

Architectural Style
Historic, Traditional, Other
Waterfront
No
Cross Street
Lincoln St
LISTING CLOSED: 06/12/2025 12:00 AM

Property Details for 403 South Market Street

StatusClosed
MLS #25005414
Days on Market42
Taxes$702 / year
HOA Fees-
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built1929
Lot Size0.18 AC / 7,841 SF
CountyMonroe County

Location

Listing Courtesy of eXp Realty

Sold By Johnston Realty, Inc.

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Building Information for 403 South Market Street

Stories-Year Built1929Building Size-Lot Size0.18 AC / 7,841 SF

Payment Calculator

$706 per month

30 year fixed, 6.36% Interest

Principal and Interest

$648

Property Taxes

$59

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 403 South Market Street

Summary
Location and General Information
  • City: Waterloo
  • County Or Parish: Monroe
  • Directions: GPS Friendly. From Route 3 take South Market St, destination is on the left.
  • Latitude: 38.332808
  • Longitude: -90.148603
  • Postal Code: 62298
  • State Or Province: IL
  • Sub division Name: William
  • Postal Code Plus 4: 1626
Taxes and HOA Information
  • List AOR: Southwestern Illinois Board of REALTORS
  • Association Fee: $.00
  • Parcel Number: 07-25-284-018-000
  • Tax Annual Amount: $702.00
  • Tax Legal Description: LOT 4 WILLIAM ERDS RESURVEY & SUBD
  • Tax Year: 2023
Owner
  • Township: Waterloo
Parking
  • Carport Spaces: 0.0
  • Carport: No
  • Garage Spaces: 1.0
  • Garage: Yes
  • Parking Features: RV Access/Parking, Additional Parking, Alley Access, Covered, Detached, Off Street, Storage, Workshop in Garage
  • Parking Total: 1.0
School Information
  • Elementary School: WATERLOO DIST 5
  • High School: Waterloo
  • High School District: Waterloo DIST 5
  • Middle Or Junior School: WATERLOO DIST 5
Property
Lot Information
  • Living Area: 1260.0
  • Lot Features: Level
  • Lot Size Acres: 0.18
  • Lot Size Area: 0.18
  • Lot Size Dimensions: 155x54x155x48
  • Lot Size Source: Public Records
  • Lot Size Square Feet: 7841.0
  • Other Structures: Shed(s)
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
Property and Assessments
  • Above Grade Finished Area: 1260.0
  • Above Grade Finished Area Source: Assessor
  • Documents Count: 0
  • Photos Count: 10
  • Year Built: 1929
  • Disclosures: Unknown, Flood Plain No
  • Ownership Type: Private
  • NewConstructionYN: No
  • BuyerFinancing: Conventional
Utilities
  • Sewer: Public Sewer
  • Water Source: Public
Interior and Exterior Features
Exterior Features
  • Road Surface Type: Concrete
  • PatioAndPorchFeatures: Covered
  • MIS_PoolYN: No
  • MIS_GarageSizeDescription: 19x11
Interior Features
  • Appliances: Gas Water Heater
  • Basement: Block, Full, Concrete, Sump Pump, Unfinished, Walk-Up Access
  • Basement YN: Yes
  • Levels: One and One Half
  • Main Level Bedrooms: 2.0
  • Bathrooms Full: 1
  • Bathrooms Half: 0
  • Bathrooms Total Integer: 1
  • Bedrooms Total: 2
  • Cooling: Wall/Window Unit(s), Ceiling Fan(s)
  • Fireplaces Total: 0
  • Fireplace: No
  • Heating: Natural Gas, Radiant
  • Interior Features: Custom Cabinetry, Eat-in Kitchen, Pantry, Solid Surface Countertop(s)
  • Window Features: Stained Glass, Storm Window(s), Wood Frames
  • Rooms Total: 7
  • LivingAreaSource: Assessor
  • LivingAreaUnits: Square Feet
  • MIS_LowerLevelBathroomsFull: 0
  • MIS_LowerLevelBathroomsHalf: 0
  • MIS_LowerLevelBedrooms: 0
  • MIS_MainLevelBathroomsFull: 1
  • MIS_MainLevelBathroomsHalf: 0
  • MIS_MainAndUpperLevelBedrooms: 2
  • MIS_MainAndUpperLevelBathrooms: 1
  • MIS_UpperLevelBedrooms: 0
Room Information
Room 1
  • Room Dimensions: 15 x 13
  • Room Length: 15.0
  • Room Level: Main
  • Room Type: Living Room
  • Room Width: 13.0
Room 2
  • Room Dimensions: 13 x 18
  • Room Length: 13.0
  • Room Level: Main
  • Room Type: Kitchen
  • Room Width: 18.0
Room 3
  • Room Dimensions: 6 x 4
  • Room Length: 6.0
  • Room Level: Main
  • Room Type: Bathroom
  • Room Width: 4.0
Room 4
  • Room Dimensions: 15 x 13
  • Room Length: 15.0
  • Room Level: Main
  • Room Type: Bedroom
  • Room Width: 13.0
Room 5
  • Room Dimensions: 13 x 10
  • Room Length: 13.0
  • Room Level: Main
  • Room Type: Bedroom
  • Room Width: 10.0
Room 6
  • Room Dimensions: 16 x 14
  • Room Length: 16.0
  • Room Level: Upper
  • Room Type: Bonus Room
  • Room Width: 14.0
Room 7
  • Room Dimensions: 16 x 13
  • Room Length: 16.0
  • Room Level: Upper
  • Room Type: Bonus Room
  • Room Width: 13.0

Property History for 403 South Market Street

DateEvent & SourcePriceAppreciation
Jun 24, 2026

Withdrawn

MARIS #26022755

$229,000—
Apr 25, 2026

Hold

MARIS #26022755

$249,000—
Apr 15, 2026

Listed (Active)

MARIS #26022755

$259,000—
DateEvent & SourcePrice
06/24/2026

Withdrawn

MARIS #26022755

$229,000
04/25/2026

Hold

MARIS #26022755

$249,000
04/15/2026

Listed (Active)

MARIS #26022755

$259,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 403 South Market Street

Taxable ValueLand$15,873Additions$41,008Total$56,881
Tax Record2024$3,367 ($281 / month)
Home Facts
Beds2Total Finished SqFt900 SqFtAbove Grade Finished SqFt900 SqFtStories2Lot Size7,702 SqFtStyleSingle Family ResidenceYear Built1929ZoningWR3CountyMONROEAPN07-25-284-018-000

Schools near 403 South Market Street

This home is within Waterloo Community Unit School District 5.
Rating
School
Type
Grades
Distance
Public - PK to 1
Public - 2 to 3
Public - 4 to 5
Public - 6 to 8
Rating
School
Distance
W J Zahnow Elementary School
PublicPK to 1

Rogers Elementary School
Public2 to 3

Gardner Elementary School
Public4 to 5

Waterloo Junior High School
Public6 to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of eXp Realty

Based on information submitted to the MLS GRID as of 06/12/2025 02:58 PM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Properties displayed may be listed or sold by various participants in the MLS. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. Use of the MLS GRID data may be subject to an end user license agreement prescribed by the applicable MLS of the Member Participant, if any, and as amended from time to time.