Last Sold Price
3 beds1,671 sqft$153/sqft
404 N Library St, Waterloo, IL 62298

Description

Welcome home to this charming ranch nestled in the heart of Waterloo, just steps from Gibault High School. With 3 spacious bedrooms and 2 baths, this delightful home offers nearly 1,700 square feet of beautifully finished living space on the main floor, plus a partially finished basement ready for your personal touches. Step inside and you’ll immediately notice the gorgeous hardwood floors, neutral paint palette, and crisp white trim that create a welcoming and updated feel. The living room is bright...Welcome home to this charming ranch nestled in the heart of Waterloo, just steps from Gibault High School. With 3 spacious bedrooms and 2 baths, this delightful home offers nearly 1,700 square feet of beautifully finished living space on the main floor, plus a partially finished basement ready for your personal touches. Step inside and you’ll immediately notice the gorgeous hardwood floors, neutral paint palette, and crisp white trim that create a welcoming and updated feel. The living room is bright and inviting, featuring a decorative fireplace and a large picture window—perfect for showcasing your seasonal décor. The living room is combined with the dining area, flowing seamlessly from the kitchen, making it ideal for hosting family and friends. The eat-in kitchen is full of character and modern updates, including floating shelves, contemporary butcher block counters, portable island, subway tile backsplash, vintage metal cabinets, and stylish lighting and flooring. Just around the corner, you’ll find the massive den/family room, a true showstopper with its wood ceiling beams, rustic flooring, built-in storage, and fireplace. A paned glass door open to the patio, and oversized windows fill the space with natural light—this room is sure to become the heart of the home. All three bedrooms feature hardwood floors and generously sized closets, a rare find in homes of this era. A built-in hall hutch adds charm and functionality, perfect for displaying keepsakes or organizing essentials. The main bath is a standout with its custom tile tub/shower surround, glass tile accent wall, and updated fixtures. A linen closet provides convenient storage. Downstairs, the basement includes a recently finished half bath and a head start on additional living space with stud walls and ceiling already in place. Tons of storage A dedicated office or hobby room with built-in cabinetry and a large closet has served as a non-conforming bedroom. Outside, the gorgeous yard spans over half an acre, backing to SPPS ball fields and the historic Peterstown House. Mature trees divide the space into two distinct areas—perfect for a garden, fire pit, shed, or even your own sports field. The detached 1-car garage with an attached carport offers flexible space for storage or outdoor entertaining. Multiple exits from the home make it easy to enjoy the large brick patio, ideal for relaxing or hosting gatherings. This home is full of surprises and thoughtful details—be sure to check the MLS listing for updates on the roof, HVAC, and water heater.
LISTING CLOSED: 11/18/2025 12:00 AM

  1. Listed by Tammy Hines • Tammy Mitchell Hines & Co.
    P: (618) 281-3959 Tammy@TammyMitchellHines.com

Property Details for 404 North Library Street

Status
MLS #
25069669
Days on Market
34
Taxes
$4,193 / year
HOA Fees
-
Condo/Co-op Fees
-
Property Type
MLS Type
Residential / Single Family Residence
Year Built
1955
Lot Size
0.51 AC / 22,280 SF
Architectural Style
Ranch
Waterfront
No

Location

Listing Courtesy of Tammy Mitchell Hines & Co.

Sold By Homes By Janell

Add your commute

Building Information for 404 North Library Street

Stories-Year Built1955Building Size-Lot Size0.51 AC / 22,280 SF

Payment Calculator

$1,645 per month

30 year fixed, 6.55% Interest

Principal and Interest

$1,296

Property Taxes

$349

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Know your buying power with a preapproval and custom rate in minutes

Rocket Mortgage1

Property Information for 404 North Library Street

Summary
Location and General Information
  • City: Waterloo
  • County Or Parish: Monroe
  • Latitude: 38.340019
  • Longitude: -90.154066
  • Postal Code: 62298
  • State Or Province: IL
  • Sub division Name: Pautler Heights #2
Taxes and HOA Information
  • List AOR: Southwestern Illinois Board of REALTORS
  • Parcel Number: 07-24-449-003-000
  • Tax Annual Amount: $4,193.00
  • Tax Year: 2024
  • AssociationYN: No
Owner
  • Township: Waterloo
Parking
  • Attached Garage: No
  • Carport Spaces: 1.0
  • Carport: Yes
  • Garage Spaces: 1.0
  • Garage: Yes
  • Parking Total: 2.0
School Information
  • Elementary School: WATERLOO DIST 5
  • High School: Waterloo
  • High School District: Waterloo DIST 5
  • Middle Or Junior School: WATERLOO DIST 5
Virtual Tour
Property
Lot Information
  • Living Area: 1671.0
  • Lot Features: Level
  • Lot Size Acres: 0.5115
  • Lot Size Source: Public Records
  • Lot Size Square Feet: 22280.94
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
Property and Assessments
  • Above Grade Finished Area: 1623.0
  • Above Grade Finished Area Source: Assessor
  • Below Grade Finished Area: 48.0
  • Below Grade Finished Area Source: Other
  • Documents Available: None Available
  • Documents Count: 0
  • Photos Count: 46
  • Year Built: 1955
  • Disclosures: See Seller's Disclosure
  • Construction Materials: Vinyl Siding
  • Ownership Type: Private
  • NewConstructionYN: No
  • BuyerFinancing: Conventional
  • HomeWarrantyYN: No
  • LeaseConsideredYN: No
  • PropertyAttachedYN: No
Utilities
  • Electric: Ameren
  • Sewer: Public Sewer
  • Utilities: None
  • Water Source: Public
Interior and Exterior Features
Exterior Features
  • Pool Private: No
  • MIS_PoolYN: No
Interior Features
  • Appliances: Dishwasher, Free-Standing Range, Refrigerator
  • Basement: Bathroom, Partially Finished, Full
  • Basement YN: Yes
  • Levels: One
  • Main Level Bedrooms: 3.0
  • Bathrooms Full: 1
  • Bathrooms Half: 1
  • Bathrooms Total Integer: 2
  • Bedrooms Total: 3
  • Cooling: Central Air
  • Fireplace Features: Family Room, Living Room, Wood Burning
  • Fireplaces Total: 2
  • Fireplace: Yes
  • Heating: Forced Air
  • Laundry Features: In Basement
  • Rooms Total: 10
  • LivingAreaSource: Assessor
  • MIS_LowerLevelBathroomsFull: 0
  • MIS_LowerLevelBathroomsHalf: 1
  • MIS_LowerLevelBedrooms: 0
  • MIS_MainLevelBathroomsFull: 1
  • MIS_MainLevelBathroomsHalf: 0
  • MIS_MainAndUpperLevelBedrooms: 3
  • MIS_MainAndUpperLevelBathrooms: 1
  • MIS_UpperLevelBedrooms: 0
Room Information
Room 1
  • Room Dimensions: 18x14
  • Room Length: 18.0
  • Room Level: Main
  • Room Type: Living Room
  • Room Width: 14.0
Room 2
  • Room Dimensions: 12x11
  • Room Length: 12.0
  • Room Level: Main
  • Room Type: Dining Room
  • Room Width: 11.0
Room 3
  • Room Dimensions: 13x11
  • Room Length: 13.0
  • Room Level: Main
  • Room Type: Kitchen
  • Room Width: 11.0
Room 4
  • Room Dimensions: 22x15
  • Room Length: 22.0
  • Room Level: Main
  • Room Type: Den
  • Room Width: 15.0
Room 5
  • Room Dimensions: 21x3
  • Room Length: 21.0
  • Room Level: Main
  • Room Type: Other
  • Room Width: 3.0
Room 6
  • Room Dimensions: 11x7
  • Room Length: 11.0
  • Room Level: Main
  • Room Type: Bathroom
  • Room Width: 7.0
Room 7
  • Room Dimensions: 15x11
  • Room Length: 15.0
  • Room Level: Main
  • Room Type: Bedroom
  • Room Width: 11.0
Room 8
  • Room Dimensions: 11x11
  • Room Length: 11.0
  • Room Level: Main
  • Room Type: Bedroom
  • Room Width: 11.0
Room 9
  • Room Dimensions: 12x10
  • Room Length: 12.0
  • Room Level: Main
  • Room Type: Bedroom
  • Room Width: 10.0
Room 10
  • Room Dimensions: 31x30
  • Room Length: 31.0
  • Room Level: Lower
  • Room Type: Other
  • Room Width: 30.0
Room 11
  • Room Dimensions: 25x13
  • Room Length: 25.0
  • Room Level: Lower
  • Room Type: Storage
  • Room Width: 13.0
Room 12
  • Room Dimensions: 7x5
  • Room Length: 7.0
  • Room Level: Lower
  • Room Type: Bathroom
  • Room Width: 5.0

Property History for 404 North Library Street

DateEvent & SourcePriceAppreciation
Nov 18, 2025

Closed (Public Record)

Public Record #1921263709

$255,000

+10.1% / yr

Nov 18, 2025

Closed

MARIS #25069669

$254,900
Nov 18, 2025

Pending

MARIS #25069669

DateEvent & SourcePrice
11/18/2025

Closed (Public Record)

Public Record #1921263709

$255,000

+10.1% / yr

11/18/2025

Closed

MARIS #25069669

$254,900
11/18/2025

Pending

MARIS #25069669

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 404 North Library Street

Taxable ValueLand$18,340Additions$61,610Total$79,950
Tax Record2024$4,193 ($349 / month)
Home Facts
Beds3Baths3Total Finished SqFt1,623 SqFtAbove Grade Finished SqFt1,623 SqFtStories1Lot Size22,283 SqFtStyleSingle Family ResidenceYear Built1955Year Renovated1955ZoningWR3CountyMONROEAPN07-24-449-003-000

Schools near 404 North Library Street

This home is within Waterloo Community Unit School District 5.
Rating
School
Type
Grades
Distance
Public - PK to 1
Public - 2 to 3
Public - 4 to 5
Public - 6 to 8
Rating
School
Distance
W J Zahnow Elementary School
PublicPK to 1

Rogers Elementary School
Public2 to 3

Gardner Elementary School
Public4 to 5

Waterloo Junior High School
Public6 to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

New listings in 62298

$255,000 | 610 Laurel Drive, Waterloo, IL 62298
1/47

$255,000

3
Bedrooms
1,852
Square Feet
0.63
Acres
$300,000 | 411 Washington Drive, Waterloo, IL 62298
1/53
Open: 8/22 12:00PM - 02:00PMNew

$300,000

2
Bedrooms
2,244
Square Feet
0.36
Acres
$285,000 | 326 Briarwood Drive, Waterloo, IL 62298
1/30

$285,000

2
Bedrooms
2,018
Square Feet
0.19
Acres
$467,000 | 1552 New Brunswick Drive, Waterloo, IL 62298
1/47

$467,000

2
Bedrooms
1,911
Square Feet
Unavailable
Acres
$290,000 | 118 Jefferson Drive, Waterloo, IL 62298
1/57
Active Under Contract

$290,000

3
Bedrooms
2,296
Square Feet
0.25
Acres
$475,000 | 983 White Oak Drive, Waterloo, IL 62298
1/55
Active Under Contract

$475,000

3
Bedrooms
2,740
Square Feet
2.51
Acres
$549,900 | 8718 D Road, Waterloo, IL 62298
1/67

$549,900

3
Bedrooms
2,328
Square Feet
1.16
Acres
$459,000 | 6760 Woodhill Run, Waterloo, IL 62298
1/37

$459,000

3
Bedrooms
2,820
Square Feet
2.74
Acres
$469,900 | 1110 Waymaker Lane, Waterloo, IL 62298
1/12

$469,900

3
Bedrooms
1,675
Square Feet
0.21
Acres

Nearby home values

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Tammy Mitchell Hines & Co.

Based on information submitted to the MLS GRID as of 11/19/2025 10:13 AM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Properties displayed may be listed or sold by various participants in the MLS. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. Use of the MLS GRID data may be subject to an end user license agreement prescribed by the applicable MLS of the Member Participant, if any, and as amended from time to time.