Coming Soon
3 beds1,797 sqft
458 N Library St, Waterloo, IL 62298
Est: $1,427/moGet pre-approved
Single FamilyProperty Type
0.2 acresLot Size
1946Year Built
$120/sq ftPrice per sq ft
1 carParking Spaces

Description

If you’ve been looking for a home with space, updates, and a little something extra, this 1.5-story Waterloo home might be the one! Conveniently tucked just off Columbia Avenue near Gibault, you’re close to Route 3, downtown Waterloo, and all the things you actually need without being right in the middle of everything. Inside, the living room and kitchen flow together in an open layout that makes everyday life and entertaining a whole lot easier. The kitchen offers plenty of cabinet space, updated...If you’ve been looking for a home with space, updates, and a little something extra, this 1.5-story Waterloo home might be the one! Conveniently tucked just off Columbia Avenue near Gibault, you’re close to Route 3, downtown Waterloo, and all the things you actually need without being right in the middle of everything. Inside, the living room and kitchen flow together in an open layout that makes everyday life and entertaining a whole lot easier. The kitchen offers plenty of cabinet space, updated flooring, and appliances that were replaced in 2024 and 2025, so you can check “buy new appliances” off the list. The spacious dining room gives you plenty of room to create a dining area, home office, play space, or whatever your household needs. Two bedrooms are located on the main level, including one with two large closets because apparently one closet just wasn’t going to cut it. A full bathroom on the main level was remodeled in 2022. Head upstairs to find new luxury vinyl plank flooring, a loft area, and an additional bedroom. Whether you need a quiet retreat, guest space, office, or simply somewhere to send the kids when they’re being a little too loud, you’ve got options! Outside, the fully fenced backyard offers plenty of room to enjoy the warmer months, along with a shed for your extra stuff. There’s also an attached one-car garage for parking and storage. And the big-ticket updates are already done: roof (2018), HVAC (2018), hot water heater (2017), kitchen appliances (2024 & 2025), bathroom remodel (2022), and living room windows replaced in June 2026. A convenient location, flexible living space, a fenced yard, and updates where they count. Come take a look and see if this Waterloo home checks your boxes!
  • Listed by: Monica Schmidt 618.567.9203 makemoveswithmonica@gmail.com • eXp Realty
Last updated: 09/29/2026 10:47 AM • Source: MARIS, MLS#: 26061589

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Location

Listing Courtesy of eXp Realty
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$1,427 per month

30 year fixed, 7.03% Interest

Principal and Interest

$1,148

Property Taxes

$279

HOA Dues

$0

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Property Information for 458 North Library Street

Property Details
  • Taxes: $3,347 / year
  • MLS Type: Residential / Single Family Residence
  • Architectural Style: Other
  • Waterfront: No
Building Information
  • Year Built: 1946
  • Lot Size: 0.20 AC / 8,712 SF
Summary
Location and General Information
  • City: Waterloo
  • County Or Parish: Monroe
  • Latitude: 38.342566
  • Longitude: -90.154292
  • Postal Code: 62298
  • State Or Province: IL
  • Sub division Name: Not in a subdivision
  • Postal Code Plus 4: 1125
Taxes and HOA Information
  • List AOR: Southwestern Illinois Board of REALTORS
  • Parcel Number: 07-24-449-019-000
  • Tax Annual Amount: $3,347.00
  • Tax Year: 2025
  • AssociationYN: No
Owner
  • Township: Waterloo
Parking
  • Attached Garage: Yes
  • Carport Spaces: 0.0
  • Carport: No
  • Garage Spaces: 1.0
  • Garage: Yes
  • Parking Features: Attached, Driveway, Garage, Off Street
  • Parking Total: 1.0
School Information
  • Elementary School: WATERLOO DIST 5
  • High School: Waterloo
  • High School District: Waterloo DIST 5
  • Middle Or Junior School: WATERLOO DIST 5
Property
Lot Information
  • Living Area: 1797.0
  • Lot Features: Back Yard
  • Lot Size Acres: 0.2
  • Lot Size Dimensions: .2
  • Lot Size Source: Public Records
  • Lot Size Square Feet: 8712.0
  • Other Structures: Shed(s)
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
Property and Assessments
  • Above Grade Finished Area: 1797.0
  • Above Grade Finished Area Source: Other
  • Documents Available: Other
  • Documents Count: 0
  • Photos Count: 6
  • Year Built: 1946
  • Disclosures: Seller Property Disclosure
  • Construction Materials: Vinyl Siding
  • NewConstructionYN: No
  • StructureType: House
  • HomeWarrantyYN: No
Utilities
  • Electric: Other
  • Sewer: Public Sewer
  • Utilities: Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
  • Water Source: Public
Interior and Exterior Features
Exterior Features
  • Fencing: Back Yard, Full, Privacy, Wood
  • PatioAndPorchFeatures: Front Porch, Patio
  • MIS_PoolYN: No
Interior Features
  • Appliances: Gas Water Heater, Dishwasher, Microwave, Gas Range, Gas Oven, Refrigerator
  • Basement: Crawl Space, Partial, Unfinished
  • Basement YN: Yes
  • Levels: One and One Half
  • Main Level Bedrooms: 2.0
  • Bathrooms Full: 1
  • Bathrooms Half: 0
  • Bathrooms Total Integer: 1
  • Bedrooms Total: 3
  • Cooling: Central Air, Electric
  • Fireplace Features: Living Room, Insert
  • Fireplaces Total: 1
  • Fireplace: Yes
  • Heating: Forced Air, Natural Gas
  • Interior Features: Breakfast Bar, Separate Dining
  • Laundry Features: Main Level
  • Rooms Total: 9
  • LivingAreaSource: Other
  • MIS_LowerLevelBathroomsFull: 0
  • MIS_LowerLevelBathroomsHalf: 0
  • MIS_LowerLevelBedrooms: 0
  • MIS_MainLevelBathroomsFull: 1
  • MIS_MainLevelBathroomsHalf: 0
  • MIS_MainAndUpperLevelBedrooms: 3
  • MIS_MainAndUpperLevelBathrooms: 1
  • MIS_UpperLevelBedrooms: 1
  • SecurityFeatures: Security System Owned
Room Information
Room 1
  • Room Level: Main
  • Room Type: Living Room
Room 2
  • Room Level: Main
  • Room Type: Kitchen
Room 3
  • Room Level: Main
  • Room Type: Dining Room
Room 4
  • Room Level: Main
  • Room Type: Laundry
Room 5
  • Room Level: Main
  • Room Type: Bedroom
Room 6
  • Room Level: Main
  • Room Type: Bedroom
Room 7
  • Room Level: Main
  • Room Type: Bathroom
Room 8
  • Room Level: Upper
  • Room Type: Loft
Room 9
  • Room Level: Upper
  • Room Type: Bedroom

Property History for 458 North Library Street

DateEvent & SourcePriceAppreciation
Nov 4, 2022

Closed

MARIS #22060930

$164,000—
Nov 3, 2022

Pending

MARIS #22060930

—
Nov 1, 2022

Closed (Public Record)

Public Record #1501000001

$164,000

+3.0% / yr

DateEvent & SourcePrice
11/04/2022

Closed

MARIS #22060930

$164,000
11/03/2022

Pending

MARIS #22060930

—
11/01/2022

Closed (Public Record)

Public Record #1501000001

$164,000

+3.0% / yr

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 458 North Library Street

Taxable ValueLand$16,170Additions$44,430Total$60,600
Tax Record2025$3,347 ($279 / month)
Home Facts
Beds3Baths2Total Finished SqFt1,220 SqFtAbove Grade Finished SqFt1,220 SqFtStories1Lot Size8,776 SqFtStyleSingle Family ResidenceYear Built1946Year Renovated1946ZoningWR3CountyMONROEAPN07-24-449-019-000

Schools near 458 North Library Street

This home is within Waterloo Community Unit School District 5.
Rating
School
Type
Grades
Distance
Public - PK to 1
Public - 2 to 3
Public - 4 to 5
Public - 6 to 8
Rating
School
Distance
W J Zahnow Elementary School
PublicPK to 1

Rogers Elementary School
Public2 to 3

Gardner Elementary School
Public4 to 5

Waterloo Junior High School
Public6 to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

458 North Library Street is a single family home Coming Soon in Waterloo, IL 62298. This property is currently priced at $215,000. This listing's school district is Waterloo Community Unit School District 5. Nearby schools include W J Zahnow Elementary School, Rogers Elementary School and Gardner Elementary School. 458 North Library Street is a 3-bed, 1-bath, 1,797 sqft single family home built in 1946.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of eXp Realty

Based on information submitted to the MLS GRID as of 09/29/2026 10:47 AM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Properties displayed may be listed or sold by various participants in the MLS. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. Use of the MLS GRID data may be subject to an end user license agreement prescribed by the applicable MLS of the Member Participant, if any, and as amended from time to time.