539 S Main St

Waterloo, IL 62298

$150,000
Price
2
Beds
1,410 Sq. Ft.
$106 / Sq. Ft.
1,410
Sq. Ft.
$106
per Sq. Ft.
Get preapproved with Rocket Mortgage1
Open: 6/20 12:00PM - 02:00PMNew
Open: 6/20 12:00PM - 02:00PMNew

Description

Nestled in the heart of Waterloo and just a short distance to the charming downtown square, which is home to local restaurants, community events, and parades, this 2-bedroom, 2-bathroom home is full of character and waiting for its next chapter. With good bones and a layout that works, it's the perfect opportunity for a buyer ready to put their personal touch on a solid investment. The main floor features an eat-in kitchen with sliding doors that open to a sweet backyard retreat, complete with a...Nestled in the heart of Waterloo and just a short distance to the charming downtown square, which is home to local restaurants, community events, and parades, this 2-bedroom, 2-bathroom home is full of character and waiting for its next chapter. With good bones and a layout that works, it's the perfect opportunity for a buyer ready to put their personal touch on a solid investment. The main floor features an eat-in kitchen with sliding doors that open to a sweet backyard retreat, complete with a gas grill hookup, ideal for summer evenings outdoors. Built-in hallway shelving adds a touch of character while keeping everyday life organized. Some major ticket items are already handled: enjoy peace of mind with a newer roof and hot water heater. A detached garage with an automatic opener on one side adds everyday convenience. The finished basement significantly expands your living space, offering a comfortable family room area, a half bath, and serious storage; including a refrigerator, large deep freezer, and plenty of shelving. The laundry room features a working sink for added functionality. This home has been cherished for years — and now it's ready for someone new to update it and fall in love with it all over again. Schedule your appointment today.
  1. Listed by Stacey Lacroix • Strano & Associates
    P: (618)-407-4156 StaceyLaCroix@gmail.com

Property Details for 539 South Main Street

Architectural Style
Ranch

Open Houses

Saturday, Jun 20th12:00 PM - 2:00 PM
PublicView contact
LISTING UPDATED: 06/20/2026 03:01 AM

Property Details for 539 South Main Street

StatusActive
MLS #26038212
Days on MarketListed Today
Taxes$1,987 / year
HOA Fees-
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built1938
Lot Size0.13 AC / 5,662 SF
CountyMonroe County
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Location

Listing Courtesy of Strano & Associates
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Building Information for 539 South Main Street

Stories-Year Built1938Building Size-Lot Size0.13 AC / 5,662 SF

Payment Calculator

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$913 per month

30 year fixed, 6.36% Interest

Principal and Interest

$747

Property Taxes

$166

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 539 South Main Street

Summary
Location and General Information
  • City: Waterloo
  • County Or Parish: Monroe
  • Latitude: 38.32938
  • Longitude: -90.14923
  • Postal Code: 62298
  • State Or Province: IL
  • Sub division Name: Louis H Osterhages Sub
Taxes and HOA Information
  • List AOR: Southwestern Illinois Board of REALTORS
  • Parcel Number: 07-25-433-026-000
  • Tax Annual Amount: $1,987.00
  • Tax Legal Description: LOT 7 LOUIS H OSTERHAGES SUBD 0174152
  • Tax Year: 2024
  • AssociationYN: No
Parking
  • Attached Garage: No
  • Carport: No
  • Garage Spaces: 2.0
  • Garage: Yes
  • Parking Features: Garage, Off Street
School Information
  • Elementary School: WATERLOO DIST 5
  • High School: Waterloo
  • High School District: Waterloo DIST 5
  • Middle Or Junior School: WATERLOO DIST 5
Property
Lot Information
  • Living Area: 1410.0
  • Lot Features: Back Yard, Few Trees
  • Lot Size Acres: 0.13
  • Lot Size Dimensions: 36x125x61x129
  • Lot Size Source: Public Records
  • Lot Size Square Feet: 5662.8
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
Property and Assessments
  • Above Grade Finished Area: 968.0
  • Above Grade Finished Area Source: Public Records
  • Below Grade Finished Area: 492.0
  • Below Grade Finished Area Source: Other
  • Documents Available: Plat
  • Documents Count: 1
  • Photos Count: 43
  • Year Built: 1938
  • Disclosures: See Seller's Disclosure
  • Construction Materials: Vinyl Siding
  • Ownership Type: Private
  • NewConstructionYN: No
  • HomeWarrantyYN: No
Utilities
  • Electric: Other
  • Sewer: Public Sewer
  • Utilities: Sewer Connected, Water Connected
  • Water Source: Public
Interior and Exterior Features
Exterior Features
  • Roof: Shingle
  • PatioAndPorchFeatures: Patio
  • MIS_PoolYN: No
Interior Features
  • Appliances: Dishwasher, Free-Standing Gas Range, Refrigerator
  • Basement: Partially Finished, Full
  • Basement YN: Yes
  • Levels: One
  • Main Level Bedrooms: 2.0
  • Bathrooms Full: 2
  • Bathrooms Half: 0
  • Bathrooms Total Integer: 2
  • Bedrooms Total: 2
  • Cooling: Central Air
  • Fireplace: No
  • Heating: Radiant
  • Interior Features: Breakfast Bar, Eat-in Kitchen
  • Laundry Features: In Basement
  • Rooms Total: 6
  • LivingAreaSource: Other
  • MIS_LowerLevelBathroomsFull: 1
  • MIS_LowerLevelBathroomsHalf: 0
  • MIS_LowerLevelBedrooms: 0
  • MIS_MainLevelBathroomsFull: 1
  • MIS_MainLevelBathroomsHalf: 0
  • MIS_MainAndUpperLevelBedrooms: 2
  • MIS_MainAndUpperLevelBathrooms: 1
  • MIS_UpperLevelBedrooms: 0
Room Information
Room 1
  • Room Dimensions: 12x10
  • Room Length: 12.0
  • Room Level: Main
  • Room Type: Kitchen
  • Room Width: 10.0
Room 2
  • Room Dimensions: 10x12
  • Room Length: 10.0
  • Room Level: Main
  • Room Type: Breakfast Room
  • Room Width: 12.0
Room 3
  • Room Dimensions: 11x23
  • Room Length: 11.0
  • Room Level: Main
  • Room Type: Living Room
  • Room Width: 23.0
Room 4
  • Room Description: off kitchen
  • Room Dimensions: 12x11
  • Room Length: 12.0
  • Room Level: Main
  • Room Type: Bedroom
  • Room Width: 11.0
Room 5
  • Room Dimensions: 11x12
  • Room Length: 11.0
  • Room Level: Main
  • Room Type: Bedroom 2
  • Room Width: 12.0
Room 6
  • Room Dimensions: 8x5
  • Room Length: 8.0
  • Room Level: Main
  • Room Type: Bathroom
  • Room Width: 5.0
Room 7
  • Room Dimensions: 22x11
  • Room Length: 22.0
  • Room Level: Basement
  • Room Type: Family Room
  • Room Width: 11.0
Room 8
  • Room Dimensions: 4x6
  • Room Length: 4.0
  • Room Level: Basement
  • Room Type: Bathroom 2
  • Room Width: 6.0
Room 9
  • Room Dimensions: 16x11
  • Room Length: 16.0
  • Room Level: Basement
  • Room Type: Laundry
  • Room Width: 11.0

Property History for 539 South Main Street

DateEvent & SourcePriceAppreciation
Jun 20, 2026

Listed (Active)

MARIS #26038212

$150,000—
DateEvent & SourcePrice
06/20/2026

Listed (Active)

MARIS #26038212

$150,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 539 South Main Street

Taxable ValueLand$15,588Additions$28,990Total$44,578
Tax Record2024$1,988 ($166 / month)
Home Facts
Beds2Total Finished SqFt968 SqFtAbove Grade Finished SqFt968 SqFtStories1Lot Size5,866 SqFtStyleSingle Family ResidenceYear Built1938ZoningWR3CountyMONROEAPN07-25-433-026-000

Schools near 539 South Main Street

This home is within Waterloo Community Unit School District 5.
Rating
School
Type
Grades
Distance
W J Zahnow Elementary School
Public - PK to 1
Rogers Elementary School
Public - 2 to 3
Gardner Elementary School
Public - 4 to 5
Waterloo Junior High School
Public - 6 to 8
Rating
School
Distance
W J Zahnow Elementary School
PublicPK to 1

Rogers Elementary School
Public2 to 3

Gardner Elementary School
Public4 to 5

Waterloo Junior High School
Public6 to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 539 South Main Street, Waterloo, IL 62298

539 South Main Street is a single family home for sale in Waterloo, IL 62298. This property was listed for sale on June 20, 2026 by Strano & Associates, it's currently listed at $150,000. This listing's school district is Waterloo Community Unit School District 5. Nearby schools include W J Zahnow Elementary School, Rogers Elementary School and Gardner Elementary School. 539 South Main Street is a 2-bed, 2-bath, 1,410 sqft single family home built in 1938.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Strano & Associates

Based on information submitted to the MLS GRID as of 06/20/2026 03:01 AM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Properties displayed may be listed or sold by various participants in the MLS. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. Use of the MLS GRID data may be subject to an end user license agreement prescribed by the applicable MLS of the Member Participant, if any, and as amended from time to time.