Active
3 beds2,076 sqft
708 S Library St, Waterloo, IL 62298
Est: $1,849/moGet pre-approved
Single FamilyProperty Type
0.22 acresLot Size
1998Year Built
$130/sq ftPrice per sq ft
2 carsParking Spaces

Description

Welcome to this beautifully maintained 3-bedroom, 2-bath home offering approximately 2,076 sq. ft. of comfortable living space in the heart of Waterloo! From the moment you step inside, you’ll appreciate the inviting floor plan, impressive vaulted ceilings, and abundance of natural light that create a bright, open atmosphere perfect for everyday living and entertaining. The kitchen offers plenty of workspace and storage, with appliances included for added convenience. A finished basement expands...Welcome to this beautifully maintained 3-bedroom, 2-bath home offering approximately 2,076 sq. ft. of comfortable living space in the heart of Waterloo! From the moment you step inside, you’ll appreciate the inviting floor plan, impressive vaulted ceilings, and abundance of natural light that create a bright, open atmosphere perfect for everyday living and entertaining. The kitchen offers plenty of workspace and storage, with appliances included for added convenience. A finished basement expands the living space and provides endless possibilities for a family room, recreation area, home office, workout space, or hobby room, while still offering plenty of storage. Outside, the spacious fenced backyard is ready to enjoy, complete with established garden beds for those who love growing flowers, herbs, or fresh vegetables. An attached 2-car garage and oversized driveway provide excellent parking and additional flexibility for guests or extra vehicles. Location adds even more appeal! Enjoy Waterloo’s charming historic downtown with locally owned restaurants, shops, community events, festivals, and farmers' market. Offering small-town charm with convenient access to the St. Louis metropolitan area, this well-cared-for home delivers the space, storage, outdoor living, and location today’s buyers are searching for. Schedule your private showing and discover everything 708 S Library has to offer!
20 days on Market
  • Listed by: Rebecca Bollinger 618.310.3600 rebecca@r-rgroup.com • RE/MAX Preferred
Last updated: 09/17/2026 03:42 PM • Source: MARIS, MLS#: 26057374

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$1,849 per month

30 year fixed, 7.03% Interest

Principal and Interest

$1,441

Property Taxes

$408

HOA Dues

$0

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Property Information for 708 South Library Street

Property Details
  • Taxes: $4,893 / year
  • MLS Type: Residential / Single Family Residence
  • Architectural Style: Ranch
Building Information
  • Year Built: 1998
  • Lot Size: 0.22 AC / 9,583 SF
Summary
Location and General Information
  • City: Waterloo
  • County Or Parish: Monroe
  • Latitude: 38.327093
  • Longitude: -90.152528
  • Postal Code: 62298
  • State Or Province: IL
  • Sub division Name: Historic Estates 1st Add
Taxes and HOA Information
  • List AOR: Southwestern Illinois Board of REALTORS
  • Parcel Number: 07-25-452-022-000
  • Tax Annual Amount: $4,893.00
  • Tax Year: 2025
  • AssociationYN: No
Parking
  • Carport: No
  • Garage Spaces: 2.0
  • Garage: Yes
School Information
  • Elementary School: WATERLOO DIST 5
  • High School: Waterloo
  • High School District: Waterloo DIST 5
  • Middle Or Junior School: WATERLOO DIST 5
Property
Lot Information
  • Living Area: 2076.0
  • Lot Features: Level
  • Lot Size Acres: 0.22
  • Lot Size Source: Public Records
  • Lot Size Square Feet: 9583.2
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
Property and Assessments
  • Above Grade Finished Area: 1376.0
  • Above Grade Finished Area Source: Public Records
  • Below Grade Finished Area: 700.0
  • Below Grade Finished Area Source: Estimated
  • Documents Available: Other
  • Documents Count: 2
  • Photos Count: 39
  • Year Built: 1998
  • Disclosures: Seller Property Disclosure
  • Construction Materials: Vinyl Siding
  • NewConstructionYN: No
  • MIS_EfficiencyYN: No
  • HomeWarrantyYN: No
Utilities
  • Electric: Single Phase
  • Sewer: Public Sewer
  • Utilities: Cable Available
  • Water Source: Public
Interior and Exterior Features
Interior Features
  • Basement: Partially Finished, Storage Space, Sump Pump
  • Basement YN: Yes
  • Levels: One
  • Main Level Bedrooms: 3.0
  • Bathrooms Full: 2
  • Bathrooms Half: 0
  • Bathrooms Total Integer: 2
  • Bedrooms Total: 3
  • Cooling: Central Air
  • Fireplace: No
  • Heating: Forced Air
  • Rooms Total: 8
  • LivingAreaSource: Estimated
  • MIS_LowerLevelBathroomsFull: 0
  • MIS_LowerLevelBathroomsHalf: 0
  • MIS_LowerLevelBedrooms: 0
  • MIS_MainLevelBathroomsFull: 2
  • MIS_MainLevelBathroomsHalf: 0
  • MIS_MainAndUpperLevelBedrooms: 3
  • MIS_MainAndUpperLevelBathrooms: 2
  • MIS_UpperLevelBedrooms: 0

Property History for 708 South Library Street

DateEvent & SourcePriceAppreciation
Sep 17, 2026

Price Change

MARIS #26057374

$270,000—
Sep 4, 2026

Listed (Active)

MARIS #26057374

$275,000—
Jul 6, 2021

Closed (Public Record)

Public Record #1467072830

$215,000

+4.2% / yr

DateEvent & SourcePrice
09/17/2026

Price Change

MARIS #26057374

$270,000
09/04/2026

Listed (Active)

MARIS #26057374

$275,000
07/06/2021

Closed (Public Record)

Public Record #1467072830

$215,000

+4.2% / yr

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 708 South Library Street

Taxable ValueLand$16,390Additions$69,550Total$85,940
Tax Record2025$4,893 ($408 / month)
Home Facts
Beds3Baths3Total Finished SqFt1,376 SqFtAbove Grade Finished SqFt1,376 SqFtUnfinished Basement SqFt400 SqFtStories1Lot Size9,583 SqFtStyleSingle Family ResidenceYear Built1998Year Renovated1998ZoningWR3CountyMONROEAPN07-25-452-022-000

Schools near 708 South Library Street

This home is within Waterloo Community Unit School District 5.
Rating
School
Type
Grades
Distance
Public - PK to 1
Public - 2 to 3
Public - 4 to 5
Public - 6 to 8
Rating
School
Distance
W J Zahnow Elementary School
PublicPK to 1

Rogers Elementary School
Public2 to 3

Gardner Elementary School
Public4 to 5

Waterloo Junior High School
Public6 to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

708 South Library Street is a single family home for sale in Waterloo, IL 62298. This property was listed for sale on September 4, 2026 by RE/MAX Preferred, it's currently listed at $270,000. It has been on the market for a total of 20 days and was last sold on July 6, 2021. This listing's school district is Waterloo Community Unit School District 5. Nearby schools include W J Zahnow Elementary School, Rogers Elementary School and Gardner Elementary School. 708 South Library Street is a 3-bed, 2-bath, 2,076 sqft single family home built in 1998.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of RE/MAX Preferred

Based on information submitted to the MLS GRID as of 09/17/2026 03:42 PM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Properties displayed may be listed or sold by various participants in the MLS. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. Use of the MLS GRID data may be subject to an end user license agreement prescribed by the applicable MLS of the Member Participant, if any, and as amended from time to time.