Sold
Last Sold Price
$790,000
4 beds5,818 sqft

814 Ridge Rd, Waterloo, IL 62298

Single FamilyProperty Type
2005Year Built
$136/sq ftPrice per sq ft
4 carsParking Spaces

Description

Exquisite estate offers timeless craftsmanship, impressive space, & luxury amenities all in a truly exceptional setting. 1.5-story brick & stone estate, .56-acre private fully fenced oasis offers unbeatable location embracing beauty of Konarcik Park, & nestled by Mystic Golf course. Custom 4 bed, 4 bath, 4-car garage(2 car temp controlled), 5,800 + sq ft of thoughtfully designed living. Main lvl features a grand foyer w/cathedral ceilings, formal dining, stunning library/home office w/floor-to-ceiling...Exquisite estate offers timeless craftsmanship, impressive space, & luxury amenities all in a truly exceptional setting. 1.5-story brick & stone estate, .56-acre private fully fenced oasis offers unbeatable location embracing beauty of Konarcik Park, & nestled by Mystic Golf course. Custom 4 bed, 4 bath, 4-car garage(2 car temp controlled), 5,800 + sq ft of thoughtfully designed living. Main lvl features a grand foyer w/cathedral ceilings, formal dining, stunning library/home office w/floor-to-ceiling millwork & built-ins. Expansive Great rm offers beamed ceiling, atrium windows, fireplace, Red Oak hardwood floors. The Chef's kitchen is impresses w/custom cabinetry, granite, travertine backsplash, large island, & built-in appliances all flowing into the grand hearth rm. Complete w/stone fireplace, a breathtaking wood & Beam breakfast nook, overlooking the peaceful backyard. Main lvl Primary includes custom ceiling, amber lighting, 2X closets, luxurious en suite w/walk-in shower, jetted tub, etc. 2nd story includes a loft/flex space, 2 oversized bedrms w/large walk-in closets, full bath w/dual vanity private tub/shower area. You'll find the lower lvl features a home gym, family rm w/stone fireplace, built-ins, game/rec rm w/pool table, large 4Th bedrm, full bath, & ample storage. Embrace every detail of this stunning inground pool w/jets, sun deck, fountain, a pergola, fire pit, a tranquil koi pond w/waterfall. Luxury, privacy, & craftsmanship, this estate truly has it all!
  • Listed by: Mandy McGuire 618.558.1350 MoveWithMandy@gmail.com • Keller Williams Pinnacle
  • Listed by: Mandy McGuire 618.558.1350 MoveWithMandy@gmail.com • Keller Williams Pinnacle
Listing closed: 09/23/2025 12:00 AM • Source: MARIS, MLS#: 25053972
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Recent comparable sales

Median sold price

$550,000

Avg days on market

28

Sale-to-list ratio

99.8%

Waterloo, IL

9 comparable properties found

$617,500 | 823 Ridge Road, Waterloo, IL 62298
1/95
1

$617,500

Sold 07/31/26

4
Bedrooms
5,124
Square Feet
0.49
Acres
$675,000 | 5542 Wildwood Drive, Waterloo, IL 62298
1/47
2

$675,000

Sold 05/08/26

4
Bedrooms
3,950
Square Feet
2.5
Acres
$550,000 | 313 Quentin Court, Waterloo, IL 62298
1/31
3

$550,000

Sold 04/17/26

4
Bedrooms
3,007
Square Feet
0.34
Acres
$535,205 | 339 Jenny Court, Waterloo, IL 62298
1/29
4

$535,205

Sold 04/04/25

4
Bedrooms
2,172
Square Feet
0.31
Acres
$850,000 | 6603 Karen Lane, Waterloo, IL 62298
1/78
5

$850,000

Sold 01/31/25

4
Bedrooms
4,115
Square Feet
17.3
Acres
$472,644 | 424 Hayden Drive, Waterloo, IL 62298
1/51
6

$472,644

Sold 11/13/24

4
Bedrooms
3,119
Square Feet
0.3
Acres
$440,000 | 812 Weller Court, Waterloo, IL 62298
1/36
7

$440,000

Sold 08/07/26

4
Bedrooms
2,100
Square Feet
0.3
Acres
$295,000 | 113 Jefferson Drive, Waterloo, IL 62298
1/27
8

$295,000

Sold 06/10/26

4
Bedrooms
2,394
Square Feet
0.23
Acres
$830,000 | 512 Benjamin Lane, Waterloo, IL 62298
1/71
9

$830,000

Sold 12/01/25

4
Bedrooms
2,893
Square Feet
0.6
Acres

Location

Listing Courtesy of Keller Williams Pinnacle

Sold By Coldwell Banker Brown Realtors

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$5,109 per month

30 year fixed, 7.03% Interest

Principal and Interest

$4,217

Property Taxes

$892

HOA Dues

$0

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Property Information for 814 Ridge Road

Property Details

  • Taxes: $10,700 / year
  • MLS Type: Residential / Single Family Residence
  • Architectural Style: Traditional
  • Waterfront: No

Building Information

  • Year Built: 2005

Summary

Location and General Information
  • City: Waterloo
  • County Or Parish: Monroe
  • Directions: Rt 3 - N Market St - Left on Hamacher St - Right on Ridge Rd ( Past Mystic Oaks Golf course Club House. )
  • Latitude: 38.345432
  • Longitude: -90.121757
  • Postal Code: 62298
  • State Or Province: IL
  • Sub division Name: East Rdg Add 09
  • Postal Code Plus 4: 3164
Taxes and HOA Information
  • List AOR: Southwestern Illinois Board of REALTORS
  • Parcel Number: 08-20-317-014-000
  • Tax Annual Amount: $10,700.00
  • Tax Legal Description: LOT 14 EAST RIDGE 9
  • Tax Year: 2025
  • AssociationYN: No
Owner
  • Township: Waterloo
Parking
  • Attached Garage: Yes
  • Carport Spaces: 0.0
  • Carport: No
  • Garage Spaces: 4.0
  • Garage: Yes
  • Parking Features: Attached, Concrete, Driveway, Enclosed, Garage, Garage Door Opener, Garage Faces Front, Garage Faces Side, Inside Entrance, Kitchen Level, Lighted, Off Street
  • Parking Total: 4.0
School Information
  • Elementary School: WATERLOO DIST 5
  • High School: Waterloo
  • High School District: Waterloo DIST 5
  • Middle Or Junior School: WATERLOO DIST 5

Property

Lot Information
  • Living Area: 5818.0
  • Lot Features: Back Yard, City Lot, Front Yard, Gentle Sloping, Landscaped, Level, Sloped Down, Some Trees
  • Lot Size Acres: 0.56
  • Lot Size Dimensions: 150' x 195' x 107' x 187'
  • Lot Size Source: Public Records
  • Property Condition: Updated/Remodeled
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
Property and Assessments
  • Above Grade Finished Area: 3740.0
  • Above Grade Finished Area Source: Other
  • Below Grade Finished Area: 2078.0
  • Below Grade Finished Area Source: Other
  • Documents Available: Aerial Photos, Floor Plan, Legal Description
  • Documents Count: 2
  • Photos Count: 84
  • Year Built: 2005
  • Disclosures: Flood Plain No, See Seller's Disclosure
  • Construction Materials: Brick, Stone, Vinyl Siding
  • Ownership Type: Private
  • NewConstructionYN: No
  • StructureType: House
  • BuyerFinancing: Conventional
  • MIS_EasementType: Road/Right Of Way
  • HomeWarrantyYN: No
  • LeaseConsideredYN: No
  • PropertyAttachedYN: No
  • SeniorCommunityYN: No
Utilities
  • Electric: 440 Volts
  • Sewer: Public Sewer
  • Utilities: Cable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Underground Utilities, Water Connected
  • Water Source: Public

Interior and Exterior Features

Exterior Features
  • Fencing: Back Yard, Brick, Fenced, Gate, Wrought Iron
  • Road Frontage Type: City Street
  • Road Surface Type: Concrete
  • Roof: Architectural Shingle
  • Pool Private: Yes
  • ExteriorFeatures: Fire Pit, Lighting, Private Yard, Rain Gutters
  • PatioAndPorchFeatures: Covered, Deck, Front Porch, Patio, Porch
  • PoolFeatures: Fenced, Fiberglass, In Ground, Outdoor Pool, Pool Cover, Private
  • MIS_PoolYN: Yes
  • FoundationDetails: Concrete Perimeter
Interior Features
  • Appliances: Electric Cooktop, Dishwasher, Disposal, Microwave, Double Oven, Wall Oven, Gas Water Heater, Bar Fridge
  • Basement: 9 ft + Pour, Bathroom, Concrete, Daylight, Egress Window, Exterior Entry, Partially Finished, Full, Interior Entry, Sleeping Area, Storage Space, Walk-Out Access
  • Basement YN: Yes
  • Levels: One and One Half
  • Main Level Bedrooms: 1.0
  • Bathrooms Full: 3
  • Bathrooms Half: 1
  • Bathrooms Total Integer: 4
  • Bedrooms Total: 4
  • Cooling: Ceiling Fan(s), Central Air, Dual, Electric, Zoned
  • Fireplace Features: Basement, Dining Room, Family Room, Living Room, Stone, Wood Burning
  • Fireplaces Total: 2
  • Fireplace: Yes
  • Heating: Dual Fuel/Off Peak, Natural Gas, Zoned
  • Interior Features: Beamed Ceilings, Bookcases, Breakfast Room, Built-in Features, Ceiling Fan(s), Chandelier, Crown Molding, Custom Cabinetry, Double Vanity, Dry Bar, Eat-in Kitchen, Entrance Foyer, Granite Counters, High Ceilings, Kitchen Island, Kitchen/Dining Room Combo, Recessed Lighting, Separate Dining, Separate Shower, Shower, Soaking Tub, Solid Surface Countertop(s), Storage, Tray Ceiling(s), Tub, Two Story Entrance Foyer, Vaulted Ceiling(s), Walk-In Closet(s), Walk-In Pantry
  • Laundry Features: Laundry Room, Main Level, Sink
  • Window Features: Insulated Windows, Plantation Shutters, Shutters
  • Rooms Total: 14
  • LivingAreaSource: Other
  • MIS_LowerLevelBathroomsFull: 1
  • MIS_LowerLevelBathroomsHalf: 0
  • MIS_LowerLevelBedrooms: 1
  • MIS_MainLevelBathroomsFull: 1
  • MIS_MainLevelBathroomsHalf: 1
  • MIS_MainAndUpperLevelBedrooms: 3
  • MIS_MainAndUpperLevelBathrooms: 3
  • MIS_UpperLevelBedrooms: 2
  • SecurityFeatures: Carbon Monoxide Detector(s), Smoke Detector(s)
  • OtherEquipment: Call Listing Agent

Room Information

Room 1
  • Room Description: Foyer
  • Room Level: Main
  • Room Type: Other
Room 2
  • Room Description: Main Level, Custom Floor to celling Cherry Wood paneling and trim, Library, Built in book shelves
  • Room Dimensions: 15x11
  • Room Length: 15.0
  • Room Level: Main
  • Room Type: Office
  • Room Width: 11.0
Room 3
  • Room Description: Formal Dining, Main level, Crown molding, Trey Ceiling, crown molding, Wainscoting,
  • Room Dimensions: 15x13
  • Room Length: 15.0
  • Room Level: Main
  • Room Type: Dining Room
  • Room Width: 13.0
Room 4
  • Room Description: Half Bathroom
  • Room Dimensions: 5x7
  • Room Length: 5.0
  • Room Level: Main
  • Room Type: Bathroom
  • Room Width: 7.0
Room 5
  • Room Description: Main Level, Atrium floor to ceiling windows, Plantation shutters, Beam Ceiling, Fireplace, Red Oak floors, Built in Speaker system
  • Room Dimensions: 17x20
  • Room Length: 17.0
  • Room Level: Main
  • Room Type: Living Room
  • Room Width: 20.0
Room 6
  • Room Description: Main Level, Custom Cherry Wood Cabinetry, Granite Counters, Travertine Backsplash, Center Island, Double Oven, Electric Cook Top, Microwave, Dishwasher, Refrigerator, Disposal, Red Oak Hardwood Flooring, Recessed Lighting
  • Room Dimensions: 16x17
  • Room Length: 16.0
  • Room Level: Main
  • Room Type: Kitchen
  • Room Width: 17.0
Room 7
  • Room Description: Main Level, Red Oak Hardwood, Arched Windows, Octangular wood paneled and beamed ceiling, recessed lighting, Overlooking Pool and Koi Pond
  • Room Dimensions: 15x14
  • Room Length: 15.0
  • Room Level: Main
  • Room Type: Breakfast Room
  • Room Width: 14.0
Room 8
  • Room Description: Main Level, Stone faced see through fireplace, Red Oak Hardwood flooring, Built in Buffet/Bill station with Granite counters, Recessed lighting
  • Room Dimensions: 20x15
  • Room Length: 20.0
  • Room Level: Main
  • Room Type: Hearth Room
  • Room Width: 15.0
Room 9
  • Room Description: Tile Flooring, Wainscoting, Built in Cabinetry, Hanging area, sink with custom built butchers' block counter top,
  • Room Dimensions: 12x8
  • Room Length: 12.0
  • Room Level: Main
  • Room Type: Laundry
  • Room Width: 8.0
Room 10
  • Room Description: Main Level, Red Oak Hardwood Flooring, Trey Ceiling, Recessed Lighting, Crown Molding, Ambient lighting in Trey, Double Walk in closets, On Suite
  • Room Dimensions: 19x14
  • Room Length: 19.0
  • Room Level: Main
  • Room Type: Primary Bedroom
  • Room Width: 14.0
Room 11
  • Room Description: Tile floors, Double Bowl Vanity, Arched Cabinetry, Built in Linen, Jacuzzi Tub, Seperate Large Walking shower tile surround, Glass framed door, Separate Water Closet
  • Room Dimensions: 13x11
  • Room Length: 13.0
  • Room Level: Main
  • Room Type: Primary Bathroom
  • Room Width: 11.0
Room 12
  • Room Description: Upper Level, Carpeted, Overlooking Front Foyer Entry, arched window to over looking Formal Main Level Living room, Recessed Lighting
  • Room Dimensions: 11x13
  • Room Length: 11.0
  • Room Level: Upper
  • Room Type: Loft
  • Room Width: 13.0
Room 13
  • Room Description: Upper Level, Carpeted, Large Walk in Closet ( 10x15)
  • Room Dimensions: 18x13
  • Room Length: 18.0
  • Room Level: Upper
  • Room Type: Bedroom
  • Room Width: 13.0
Room 14
  • Room Description: Upper Level, Carpeted, Large Walk in closet (13x6)
  • Room Dimensions: 14x15
  • Room Length: 14.0
  • Room Level: Upper
  • Room Type: Bedroom
  • Room Width: 15.0
Room 15
  • Room Description: Upper Level, Double Bowl Vanity, Separate water closet area with full Tub Shower combo, Linen closet, Tile Flooring
  • Room Dimensions: 15x5
  • Room Length: 15.0
  • Room Level: Upper
  • Room Type: Bathroom
  • Room Width: 5.0
Room 16
  • Room Description: Lower Level, Tile Flooring, Shower with Glass door, single bowl vanity
  • Room Dimensions: 10x9
  • Room Length: 10.0
  • Room Level: Lower
  • Room Type: Bathroom
  • Room Width: 9.0
Room 17
  • Room Description: Lower Level, Carpet, Programable recessed Lighting, Built in Book shelving, Entertainment area, Stone Fireplace
  • Room Dimensions: 16x15
  • Room Length: 16.0
  • Room Level: Lower
  • Room Type: Family Room
  • Room Width: 15.0
Room 18
  • Room Description: Lower Level, Carpeting, Built in Mirrored Display buffet/dry bar area, Programable Lighting
  • Room Dimensions: 19x14
  • Room Length: 19.0
  • Room Level: Lower
  • Room Type: Recreation Room
  • Room Width: 14.0
Room 19
  • Room Description: Lower Level, Recessed Programable lighting, Trey Ceiling, Studio Mirrored wall, wall organization panel, Elliptical machine to stay, French doors
  • Room Dimensions: 20x15
  • Room Length: 20.0
  • Room Level: Lower
  • Room Type: Exercise Room
  • Room Width: 15.0
Room 20
  • Room Description: Lower Level, French doors, Carpeting, wooden ceiling beam, arched/bay windows looking over pool, double closet doors, Crown molding
  • Room Dimensions: 14x17
  • Room Length: 14.0
  • Room Level: Lower
  • Room Type: Bedroom
  • Room Width: 17.0

Property History for 814 Ridge Road

DateEvent & SourcePriceAppreciation
Sep 23, 2025

Closed

MARIS #25053972

$790,000
—
Sep 15, 2025

Closed (Public Record)

Public Record #1914243151

$790,000

+1.2% / yr

Aug 12, 2025

Pending

MARIS #25053972

—
—
DateEvent & SourcePrice
09/23/2025

Closed

MARIS #25053972

$790,000
09/15/2025

Closed (Public Record)

Public Record #1914243151

$790,000

+1.2% / yr

08/12/2025

Pending

MARIS #25053972

—

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 814 Ridge Road

Taxable Value

Land

$18,690

Additions

$177,210
Total$195,900

Tax Record

2025

$11,603 ($967 / month)

Home Facts

Beds

3

Baths

6

Total Finished SqFt

2,704 SqFt

Above Grade Finished SqFt

2,704 SqFt

Unfinished Basement SqFt

1,467 SqFt

Stories

2

Lot Size

24,394 SqFt

Style

Single Family Residence

Year Built

2005

Year Renovated

2005

Zoning

WR2

County

MONROE

APN

08-20-317-014-000

Schools near 814 Ridge Road

This home is within Waterloo Community Unit School District 5.
Rating
School
Type
Grades
Distance
Public - PK to 1
Public - 2 to 3
Public - 4 to 5
Public - 6 to 8
Rating
School
Distance
W J Zahnow Elementary School
PublicPK to 1

Rogers Elementary School
Public2 to 3

Gardner Elementary School
Public4 to 5

Waterloo Junior High School
Public6 to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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Nearby home values

AddressSold priceBedsBathsSqftLot (Sqft)
This home: 814 Ridge Road, Waterloo, IL 62298
$790,000
4
5,818
–
$64,000
4
4
2,059
33,106
$375,000
3
6
2,645
24,394
$40,000
3
4
2,584
20,473
$350,000
3
5
2,463
21,780
$305,000
3
2,547
–

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Keller Williams Pinnacle

Based on information submitted to the MLS GRID as of 09/24/2025 04:52 PM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Properties displayed may be listed or sold by various participants in the MLS. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. Use of the MLS GRID data may be subject to an end user license agreement prescribed by the applicable MLS of the Member Participant, if any, and as amended from time to time.