823 Ridge Rd

Waterloo, IL 62298

$637,000
Price
4
Beds
5,124 Sq. Ft.
$124 / Sq. Ft.
5,124
Sq. Ft.
$124
per Sq. Ft.
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Description

Why wait to build when this exceptional estate style home is ready now? Perfectly positioned adjacent to Mystic Oak Golf Course in one of Waterloo’s most sought-after communities, this stunning 5,100+ square foot custom home with 2x6 walls delivers the lifestyle buyers dream about—without the wait, stress, or added expense of new construction. From the moment you arrive, the beautifully manicured grounds, stately curb appeal, and oversized 3-car garage set the tone. Inside, elevated design meets...Why wait to build when this exceptional estate style home is ready now? Perfectly positioned adjacent to Mystic Oak Golf Course in one of Waterloo’s most sought-after communities, this stunning 5,100+ square foot custom home with 2x6 walls delivers the lifestyle buyers dream about—without the wait, stress, or added expense of new construction. From the moment you arrive, the beautifully manicured grounds, stately curb appeal, and oversized 3-car garage set the tone. Inside, elevated design meets everyday comfort with white oak engineered hardwood flooring, custom millwork, soaring spaces, and seamless entertaining flow. The heart of the home is a spacious chef’s kitchen with abundant custom cabinetry, expansive granite surfaces, center island, and effortless connection to gathering spaces and outdoor living. The private primary retreat is a true escape featuring its own sitting area with fireplace, deck access, and a spa-worthy bath with heated floors, dramatic walk-in dual shower, quartz vanities, and an indulgent 2-person soaking tub. Need room to entertain? Host unforgettable movie nights in the 8-person private theater with 7.2.4 Dolby Atmos surround sound and 10’ screen, gather around the custom bar, create the ultimate home gym, or welcome overnight guests with the private lower-level suite. Step outside to enjoy the spacious composite deck, mature privacy landscaping, irrigation system, refreshed retaining walls, and beautifully maintained grounds. With award-winning Waterloo schools, major updates already completed, and luxury amenities rarely found at this price point, this is the one buyers have been waiting for. Homes offering this level of space, privacy, and lifestyle do not come along often—schedule your private showing today.
  1. Listed by Angela Welge • RE/MAX Preferred
    P: (618)-550-9060 realestateangi@gmail.com

Property Details for 823 Ridge Road

Architectural Style
Ranch
Waterfront
No
Cross Street
Hammacher
LISTING UPDATED: 06/03/2026 09:24 AM

Property Details for 823 Ridge Road

StatusActive
MLS #26031303
Days on Market15
Taxes$10,258 / year
HOA Fees-
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built2002
Lot Size0.49 AC / 21,344 SF
CountyMonroe County
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Location

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Building Information for 823 Ridge Road

Stories-Year Built2002Building Size-Lot Size0.49 AC / 21,344 SF

Payment Calculator

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$4,029 per month

30 year fixed, 6.36% Interest

Principal and Interest

$3,174

Property Taxes

$855

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 823 Ridge Road

Summary
Location and General Information
  • City: Waterloo
  • County Or Parish: Monroe
  • Latitude: 38.346143
  • Longitude: -90.121298
  • Postal Code: 62298
  • State Or Province: IL
  • Sub division Name: East Ridge
Taxes and HOA Information
  • List AOR: Southwestern Illinois Board of REALTORS
  • Parcel Number: 08-20-317-006-000
  • Tax Annual Amount: $10,258.00
  • Tax Legal Description: LOT 6 EAST RIDGE 9
  • Tax Year: 2024
  • AssociationYN: No
Owner
  • Township: Waterloo
Parking
  • Carport Spaces: 0.0
  • Carport: No
  • Garage Spaces: 3.0
  • Garage: Yes
  • Parking Features: Attached, Garage Door Opener, Garage Faces Side
  • Parking Total: 3.0
School Information
  • Elementary School: WATERLOO DIST 5
  • High School: Waterloo
  • High School District: Waterloo DIST 5
  • Middle Or Junior School: WATERLOO DIST 5
Property
Lot Information
  • Living Area: 5124.0
  • Lot Features: Front Yard, Gentle Sloping, Landscaped, Level, Near Golf Course, Views
  • Lot Size Acres: 0.49
  • Lot Size Source: Public Records
  • Lot Size Square Feet: 21344.4
  • Property Condition: Updated/Remodeled
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
Property and Assessments
  • Above Grade Finished Area: 2826.0
  • Above Grade Finished Area Source: Public Records
  • Below Grade Finished Area: 2298.0
  • Below Grade Finished Area Source: Other
  • Documents Available: None Available
  • Documents Count: 0
  • Photos Count: 97
  • Year Built: 2002
  • Disclosures: Seller Property Disclosure
  • Construction Materials: Brick, Vinyl Siding
  • NewConstructionYN: No
  • MIS_EfficiencyYN: No
  • HomeWarrantyYN: No
  • LeaseConsideredYN: No
  • OccupantType: Owner
  • PropertyAttachedYN: No
  • SeniorCommunityYN: No
Utilities
  • Electric: Single Phase
  • Sewer: Public Sewer
  • Water Source: Public
Interior and Exterior Features
Exterior Features
  • Roof: Architectural Shingle
  • View: Golf Course
  • PatioAndPorchFeatures: Deck, Patio
  • PoolFeatures: None
  • FoundationDetails: Concrete Perimeter
  • MIS_GarageSizeDescription: 37x24
Interior Features
  • Appliances: Stainless Steel Appliance(s), Dishwasher, Disposal, Dryer, Microwave, Free-Standing Electric Oven, Free-Standing Electric Range, Refrigerator, Wall Oven, Washer, Gas Water Heater
  • Basement: Bathroom, Concrete, Partially Finished, Full, Sleeping Area, Walk-Out Access
  • Basement YN: Yes
  • Levels: One
  • Main Level Bedrooms: 3.0
  • Bathrooms Full: 3
  • Bathrooms Half: 1
  • Bathrooms Total Integer: 4
  • Bedrooms Total: 4
  • Cooling: Central Air
  • Fireplace Features: Basement, Bedroom, Gas, Gas Log, Living Room
  • Fireplaces Total: 3
  • Fireplace: Yes
  • Heating: Forced Air, Natural Gas
  • Interior Features: Breakfast Bar, Breakfast Room, Built-in Features, Ceiling Fan(s), Chandelier, Eat-in Kitchen, Entrance Foyer, Granite Counters, Open Floorplan, Recessed Lighting, Special Millwork, Walk-In Closet(s), Wet Bar, Workshop/Hobby Area
  • Laundry Features: Main Level
  • Rooms Total: 9
  • LivingAreaSource: Public Records
  • MIS_LowerLevelBathroomsFull: 1
  • MIS_LowerLevelBathroomsHalf: 0
  • MIS_LowerLevelBedrooms: 1
  • MIS_MainLevelBathroomsFull: 2
  • MIS_MainLevelBathroomsHalf: 1
  • MIS_MainAndUpperLevelBedrooms: 3
  • MIS_MainAndUpperLevelBathrooms: 3
  • MIS_UpperLevelBedrooms: 0

Property History for 823 Ridge Road

DateEvent & SourcePriceAppreciation
May 19, 2026

Listed (Active)

MARIS #26031303

$637,000—
Nov 20, 2020

Closed (Public Record)

Public Record #684102454

$452,000—
Nov 20, 2020

Closed

MRED #10899341

$452,000—
DateEvent & SourcePrice
05/19/2026

Listed (Active)

MARIS #26031303

$637,000
11/20/2020

Closed (Public Record)

Public Record #684102454

$452,000
11/20/2020

Closed

MRED #10899341

$452,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 823 Ridge Road

Taxable ValueLand$17,584Additions$161,721Total$179,305
Tax Record2024$10,258 ($855 / month)
Home Facts
Beds2Total Finished SqFt2,838 SqFtAbove Grade Finished SqFt2,838 SqFtStories1Lot Size21,344 SqFtStyleSingle Family ResidenceYear Built2002ZoningWR2CountyMONROEAPN08-20-317-006-000Fireplace TypeHas Fireplace

Schools near 823 Ridge Road

This home is within Waterloo Community Unit School District 5.
Rating
School
Type
Grades
Distance
W J Zahnow Elementary School
Public - PK to 1
Rogers Elementary School
Public - 2 to 3
Gardner Elementary School
Public - 4 to 5
Waterloo Junior High School
Public - 6 to 8
Rating
School
Distance
W J Zahnow Elementary School
PublicPK to 1

Rogers Elementary School
Public2 to 3

Gardner Elementary School
Public4 to 5

Waterloo Junior High School
Public6 to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 823 Ridge Road, Waterloo, IL 62298

823 Ridge Road is a single family home for sale in Waterloo, IL 62298. This property was listed for sale on May 19, 2026 by RE/MAX Preferred, it's currently listed at $637,000. It has been on the market for a total of 15 days and was last sold on November 20, 2020. This listing's school district is Waterloo Community Unit School District 5. Nearby schools include W J Zahnow Elementary School, Rogers Elementary School and Gardner Elementary School. 823 Ridge Road is a 4-bed, 4-bath, 5,124 sqft single family home built in 2002.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of RE/MAX Preferred

Based on information submitted to the MLS GRID as of 06/03/2026 09:24 AM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Properties displayed may be listed or sold by various participants in the MLS. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. Use of the MLS GRID data may be subject to an end user license agreement prescribed by the applicable MLS of the Member Participant, if any, and as amended from time to time.