823 Ridge Rd

5,124 Sq. Ft.
$124 / Sq. Ft.
5,124
Sq. Ft.
$124
per Sq. Ft.

Description

OPEN HOUSE - THURSDAY, June 25 4:00 - 6:00 PM Welcome to 823 Ridge Road in charming Waterloo, Illinois. Nestled alongside Mystic Oak Golf Course this exceptional estate-style residence offers more than 5,100 square feet of luxury living designed for both everyday comfort and unforgettable entertaining. Lots of updates make this home even more appealing ROOF (2019), 5-ton AC and heat (2022), BOSCH dishwaser (2025), Slide in range/oven and separate Wall oven (2026) The heart of the home is a beautifully...OPEN HOUSE - THURSDAY, June 25 4:00 - 6:00 PM Welcome to 823 Ridge Road in charming Waterloo, Illinois. Nestled alongside Mystic Oak Golf Course this exceptional estate-style residence offers more than 5,100 square feet of luxury living designed for both everyday comfort and unforgettable entertaining. Lots of updates make this home even more appealing ROOF (2019), 5-ton AC and heat (2022), BOSCH dishwaser (2025), Slide in range/oven and separate Wall oven (2026) The heart of the home is a beautifully appointed chef’s kitchen featuring abundant custom cabinetry, granite countertops, and a spacious center island that seamlessly connects to the home’s gathering spaces. White oak engineered hardwood flooring, custom millwork, and quality craftsmanship create an elegant yet welcoming atmosphere throughout. The primary suite is a true retreat, complete with its own fireplace, sitting area, private deck access, heated bathroom floors, dual walk-in shower, quartz vanities, and a luxurious two-person soaking tub. Downstairs, the walkout lower level transforms into the ultimate entertainment destination. Host game days at the custom bar, enjoy workouts in the dedicated fitness area, welcome overnight guests with a private suite, or experience movie night like never before in the spectacular 8-seat theater featuring a 10-foot screen and immersive Dolby Atmos surround sound. Step outside to enjoy the composite deck, mature landscaping, irrigation system, updated retaining walls, and beautifully maintained grounds. Combined with Waterloo’s award-winning schools and a premier golf course location, this home delivers the space, amenities, and lifestyle today’s luxury buyers are seeking. Luxury. Comfort. Entertainment. Location. This is the one you’ve been waiting for. Mystic Oak Family membership with golf cart (1 year) being offered for buyers who close before 07/30/2026

Property Details for 823 Ridge Road

Architectural Style
Ranch
Waterfront
No
Cross Street
Hammacher

Open Houses

Thursday, Jun 25th4:00 PM - 6:00 PM
LISTING UPDATED: 06/24/2026 12:08 PM

Property Details for 823 Ridge Road

StatusActive
MLS #26031303
Days on Market36
Taxes$10,258 / year
HOA Fees-
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built2002
Lot Size0.49 AC / 21,344 SF
CountyMonroe County

Location

Listing Courtesy of RE/MAX Preferred
Add your commute

Building Information for 823 Ridge Road

Stories-Year Built2002Building Size-Lot Size0.49 AC / 21,344 SF

Payment Calculator

$4,029 per month

30 year fixed, 6.36% Interest

Principal and Interest

$3,174

Property Taxes

$855

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Know your buying power with a preapproval and custom rate in minutes

Rocket Mortgage1

Property Information for 823 Ridge Road

Summary
Location and General Information
  • City: Waterloo
  • County Or Parish: Monroe
  • Latitude: 38.346143
  • Longitude: -90.121298
  • Postal Code: 62298
  • State Or Province: IL
  • Sub division Name: East Ridge
Taxes and HOA Information
  • List AOR: Southwestern Illinois Board of REALTORS
  • Parcel Number: 08-20-317-006-000
  • Tax Annual Amount: $10,258.00
  • Tax Legal Description: LOT 6 EAST RIDGE 9
  • Tax Year: 2024
  • AssociationYN: No
Owner
  • Township: Waterloo
Parking
  • Carport Spaces: 0.0
  • Carport: No
  • Garage Spaces: 3.0
  • Garage: Yes
  • Parking Features: Attached, Garage Door Opener, Garage Faces Side
  • Parking Total: 3.0
School Information
  • Elementary School: WATERLOO DIST 5
  • High School: Waterloo
  • High School District: Waterloo DIST 5
  • Middle Or Junior School: WATERLOO DIST 5
Property
Lot Information
  • Living Area: 5124.0
  • Lot Features: Front Yard, Gentle Sloping, Landscaped, Level, Near Golf Course, Views
  • Lot Size Acres: 0.49
  • Lot Size Source: Public Records
  • Lot Size Square Feet: 21344.4
  • Property Condition: Updated/Remodeled
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
Property and Assessments
  • Above Grade Finished Area: 2826.0
  • Above Grade Finished Area Source: Public Records
  • Below Grade Finished Area: 2298.0
  • Below Grade Finished Area Source: Other
  • Documents Available: None Available
  • Documents Count: 0
  • Photos Count: 94
  • Year Built: 2002
  • Disclosures: Seller Property Disclosure
  • Construction Materials: Brick, Vinyl Siding
  • NewConstructionYN: No
  • MIS_EfficiencyYN: No
  • HomeWarrantyYN: No
  • LeaseConsideredYN: No
  • OccupantType: Owner
  • PropertyAttachedYN: No
  • SeniorCommunityYN: No
Utilities
  • Electric: Single Phase
  • Sewer: Public Sewer
  • Water Source: Public
Interior and Exterior Features
Exterior Features
  • Roof: Architectural Shingle
  • View: Golf Course
  • PatioAndPorchFeatures: Deck, Patio
  • PoolFeatures: None
  • FoundationDetails: Concrete Perimeter
  • MIS_GarageSizeDescription: 37x24
Interior Features
  • Appliances: Stainless Steel Appliance(s), Dishwasher, Disposal, Dryer, Microwave, Free-Standing Electric Oven, Free-Standing Electric Range, Refrigerator, Wall Oven, Washer, Gas Water Heater
  • Basement: Bathroom, Concrete, Partially Finished, Full, Sleeping Area, Walk-Out Access
  • Basement YN: Yes
  • Levels: One
  • Main Level Bedrooms: 3.0
  • Bathrooms Full: 3
  • Bathrooms Half: 1
  • Bathrooms Total Integer: 4
  • Bedrooms Total: 4
  • Cooling: Central Air
  • Fireplace Features: Basement, Bedroom, Gas, Gas Log, Living Room
  • Fireplaces Total: 3
  • Fireplace: Yes
  • Heating: Forced Air, Natural Gas
  • Interior Features: Breakfast Bar, Breakfast Room, Built-in Features, Ceiling Fan(s), Chandelier, Eat-in Kitchen, Entrance Foyer, Granite Counters, Open Floorplan, Recessed Lighting, Special Millwork, Walk-In Closet(s), Wet Bar, Workshop/Hobby Area
  • Laundry Features: Main Level
  • Rooms Total: 9
  • LivingAreaSource: Public Records
  • MIS_LowerLevelBathroomsFull: 1
  • MIS_LowerLevelBathroomsHalf: 0
  • MIS_LowerLevelBedrooms: 1
  • MIS_MainLevelBathroomsFull: 2
  • MIS_MainLevelBathroomsHalf: 1
  • MIS_MainAndUpperLevelBedrooms: 3
  • MIS_MainAndUpperLevelBathrooms: 3
  • MIS_UpperLevelBedrooms: 0

Property History for 823 Ridge Road

DateEvent & SourcePriceAppreciation
May 19, 2026

Listed (Active)

MARIS #26031303

$637,000
Nov 20, 2020

Closed (Public Record)

Public Record #684102454

$452,000
Nov 20, 2020

Closed

MRED #10899341

$452,000
DateEvent & SourcePrice
05/19/2026

Listed (Active)

MARIS #26031303

$637,000
11/20/2020

Closed (Public Record)

Public Record #684102454

$452,000
11/20/2020

Closed

MRED #10899341

$452,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 823 Ridge Road

Taxable ValueLand$17,584Additions$161,721Total$179,305
Tax Record2024$10,258 ($855 / month)
Home Facts
Beds2Total Finished SqFt2,838 SqFtAbove Grade Finished SqFt2,838 SqFtStories1Lot Size21,344 SqFtStyleSingle Family ResidenceYear Built2002ZoningWR2CountyMONROEAPN08-20-317-006-000Fireplace TypeHas Fireplace

Schools near 823 Ridge Road

This home is within Waterloo Community Unit School District 5.
Rating
School
Type
Grades
Distance
Public - PK to 1
Public - 2 to 3
Public - 4 to 5
Public - 6 to 8
Rating
School
Distance
W J Zahnow Elementary School
PublicPK to 1

Rogers Elementary School
Public2 to 3

Gardner Elementary School
Public4 to 5

Waterloo Junior High School
Public6 to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

823 Ridge Road is a single family home for sale in Waterloo, IL 62298. This property was listed for sale on May 19, 2026 by RE/MAX Preferred, it's currently listed at $637,000. It has been on the market for a total of 36 days and was last sold on November 20, 2020. This listing's school district is Waterloo Community Unit School District 5. Nearby schools include W J Zahnow Elementary School, Rogers Elementary School and Gardner Elementary School. 823 Ridge Road is a 4-bed, 4-bath, 5,124 sqft single family home built in 2002.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of RE/MAX Preferred

Based on information submitted to the MLS GRID as of 06/24/2026 12:08 PM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Properties displayed may be listed or sold by various participants in the MLS. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. Use of the MLS GRID data may be subject to an end user license agreement prescribed by the applicable MLS of the Member Participant, if any, and as amended from time to time.