Sold
Last Sold Price
$617,500
4 beds5,124 sqft

823 Ridge Rd, Waterloo, IL 62298

Single FamilyProperty Type
0.49 acresLot Size
2002Year Built
$121/sq ftPrice per sq ft
3 carsParking Spaces

Description

Welcome to 823 Ridge Road in charming Waterloo, Illinois. Nestled alongside Mystic Oak Golf Course this exceptional estate-style residence offers more than 5,100 square feet of luxury living designed for both everyday comfort and unforgettable entertaining. Lots of updates make this home even more appealing ROOF (2019), 5-ton AC and heat (2022), BOSCH dishwaser (2025), Slide in range/oven and separate Wall oven (2026) The heart of the home is a beautifully appointed chef’s kitchen featuring abundant...Welcome to 823 Ridge Road in charming Waterloo, Illinois. Nestled alongside Mystic Oak Golf Course this exceptional estate-style residence offers more than 5,100 square feet of luxury living designed for both everyday comfort and unforgettable entertaining. Lots of updates make this home even more appealing ROOF (2019), 5-ton AC and heat (2022), BOSCH dishwaser (2025), Slide in range/oven and separate Wall oven (2026) The heart of the home is a beautifully appointed chef’s kitchen featuring abundant custom cabinetry, granite countertops, and a spacious center island that seamlessly connects to the home’s gathering spaces. White oak engineered hardwood flooring, custom millwork, and quality craftsmanship create an elegant yet welcoming atmosphere throughout. The primary suite is a true retreat, complete with its own fireplace, sitting area, private deck access, heated bathroom floors, dual walk-in shower, quartz vanities, and a luxurious two-person soaking tub. Downstairs, the walkout lower level transforms into the ultimate entertainment destination. Host game days at the custom bar, enjoy workouts in the dedicated fitness area, welcome overnight guests with a private suite, or experience movie night like never before in the spectacular 8-seat theater featuring a 10-foot screen and immersive Dolby Atmos surround sound. Step outside to enjoy the composite deck, mature landscaping, irrigation system, updated retaining walls, and beautifully maintained grounds. Combined with Waterloo’s award-winning schools and a premier golf course location, this home delivers the space, amenities, and lifestyle today’s luxury buyers are seeking. Luxury. Comfort. Entertainment. Location. This is the one.
  • Listed by: Angela Welge 618.550.9060 realestateangi@gmail.com • RE/MAX Preferred
Listing closed: 07/31/2026 12:00 AM • Source: MARIS, MLS#: 26031303
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Location

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Sold By Keller Williams Pinnacle

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Payment Calculator

$4,151 per month

30 year fixed, 7.03% Interest

Principal and Interest

$3,297

Property Taxes

$855

HOA Dues

$0

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Property Information for 823 Ridge Road

Property Details

  • Taxes: $10,258 / year
  • MLS Type: Residential / Single Family Residence
  • Architectural Style: Ranch
  • Waterfront: No
  • Cross Street: Hammacher

Building Information

  • Year Built: 2002
  • Lot Size: 0.49 AC / 21,344 SF

Summary

Location and General Information
  • City: Waterloo
  • County Or Parish: Monroe
  • Latitude: 38.346143
  • Longitude: -90.121298
  • Postal Code: 62298
  • State Or Province: IL
  • Sub division Name: East Ridge
Taxes and HOA Information
  • List AOR: Southwestern Illinois Board of REALTORS
  • Parcel Number: 08-20-317-006-000
  • Tax Annual Amount: $10,258.00
  • Tax Legal Description: LOT 6 EAST RIDGE 9
  • Tax Year: 2024
  • AssociationYN: No
Owner
  • Township: Waterloo
Parking
  • Carport Spaces: 0.0
  • Carport: No
  • Garage Spaces: 3.0
  • Garage: Yes
  • Parking Features: Attached, Garage Door Opener, Garage Faces Side
  • Parking Total: 3.0
School Information
  • Elementary School: WATERLOO DIST 5
  • High School: Waterloo
  • High School District: Waterloo DIST 5
  • Middle Or Junior School: WATERLOO DIST 5

Property

Lot Information
  • Living Area: 5124.0
  • Lot Features: Front Yard, Gentle Sloping, Landscaped, Level, Near Golf Course, Views
  • Lot Size Acres: 0.49
  • Lot Size Source: Public Records
  • Lot Size Square Feet: 21344.4
  • Property Condition: Updated/Remodeled
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
Property and Assessments
  • Above Grade Finished Area: 2826.0
  • Above Grade Finished Area Source: Public Records
  • Below Grade Finished Area: 2298.0
  • Below Grade Finished Area Source: Other
  • Documents Available: None Available
  • Documents Count: 0
  • Photos Count: 94
  • Year Built: 2002
  • Disclosures: Seller Property Disclosure
  • Construction Materials: Brick, Vinyl Siding
  • NewConstructionYN: No
  • BuyerFinancing: Cash
  • MIS_EfficiencyYN: No
  • HomeWarrantyYN: No
  • LeaseConsideredYN: No
  • OccupantType: Owner
  • PropertyAttachedYN: No
  • SeniorCommunityYN: No
Utilities
  • Electric: Single Phase
  • Sewer: Public Sewer
  • Water Source: Public

Interior and Exterior Features

Exterior Features
  • Roof: Architectural Shingle
  • View: Golf Course
  • PatioAndPorchFeatures: Deck, Patio
  • PoolFeatures: None
  • FoundationDetails: Concrete Perimeter
  • MIS_GarageSizeDescription: 37x24
Interior Features
  • Appliances: Stainless Steel Appliance(s), Dishwasher, Disposal, Dryer, Microwave, Free-Standing Electric Oven, Free-Standing Electric Range, Refrigerator, Wall Oven, Washer, Gas Water Heater
  • Basement: Bathroom, Concrete, Partially Finished, Full, Sleeping Area, Walk-Out Access
  • Basement YN: Yes
  • Levels: One
  • Main Level Bedrooms: 3.0
  • Bathrooms Full: 3
  • Bathrooms Half: 1
  • Bathrooms Total Integer: 4
  • Bedrooms Total: 4
  • Cooling: Central Air
  • Fireplace Features: Basement, Bedroom, Gas, Gas Log, Living Room
  • Fireplaces Total: 3
  • Fireplace: Yes
  • Heating: Forced Air, Natural Gas
  • Interior Features: Breakfast Bar, Breakfast Room, Built-in Features, Ceiling Fan(s), Chandelier, Eat-in Kitchen, Entrance Foyer, Granite Counters, Open Floorplan, Recessed Lighting, Special Millwork, Walk-In Closet(s), Wet Bar, Workshop/Hobby Area
  • Laundry Features: Main Level
  • Rooms Total: 14
  • LivingAreaSource: Public Records
  • MIS_LowerLevelBathroomsFull: 1
  • MIS_LowerLevelBathroomsHalf: 0
  • MIS_LowerLevelBedrooms: 1
  • MIS_MainLevelBathroomsFull: 2
  • MIS_MainLevelBathroomsHalf: 1
  • MIS_MainAndUpperLevelBedrooms: 3
  • MIS_MainAndUpperLevelBathrooms: 3
  • MIS_UpperLevelBedrooms: 0

Property History for 823 Ridge Road

DateEvent & SourcePriceAppreciation
Jul 31, 2026

Closed

MARIS #26031303

$617,500
—
Jul 17, 2026

Price Change

MARIS #26031303

$629,900
—
Jul 16, 2026

Pending

MARIS #26031303

—
—
DateEvent & SourcePrice
07/31/2026

Closed

MARIS #26031303

$617,500
07/17/2026

Price Change

MARIS #26031303

$629,900
07/16/2026

Pending

MARIS #26031303

—

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 823 Ridge Road

Taxable Value

Land

$18,210

Additions

$167,050
Total$185,260

Tax Record

2025

$10,953 ($913 / month)

Home Facts

Beds

2

Baths

6

Total Finished SqFt

2,838 SqFt

Above Grade Finished SqFt

2,838 SqFt

Unfinished Basement SqFt

2,838 SqFt

Stories

1

Lot Size

21,344 SqFt

Style

Single Family Residence

Year Built

2002

Year Renovated

2002

Zoning

WR2

County

MONROE

APN

08-20-317-006-000

Schools near 823 Ridge Road

This home is within Waterloo Community Unit School District 5.
Rating
School
Type
Grades
Distance
Public - PK to 1
Public - 2 to 3
Public - 4 to 5
Public - 6 to 8
Rating
School
Distance
W J Zahnow Elementary School
PublicPK to 1

Rogers Elementary School
Public2 to 3

Gardner Elementary School
Public4 to 5

Waterloo Junior High School
Public6 to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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Nearby home values

AddressSold priceBedsBathsSqftLot (Sqft)
This home: 823 Ridge Road, Waterloo, IL 62298
$617,500
4
5,124
21,344
$350,000
3
5
2,463
21,780
$375,000
3
6
2,645
24,394
$292,000
3
5
2,745
22,651
$40,000
3
4
2,584
20,473
$350,760
4
2,718
–

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of RE/MAX Preferred

Based on information submitted to the MLS GRID as of 07/31/2026 01:24 PM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Properties displayed may be listed or sold by various participants in the MLS. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. Use of the MLS GRID data may be subject to an end user license agreement prescribed by the applicable MLS of the Member Participant, if any, and as amended from time to time.