2,382 Sq. Ft.
$777 / Sq. Ft.
2,382
Sq. Ft.
$777
per Sq. Ft.

Description

OFFER DEADLINE - Monday March 31 - 12pm. Welcome to 98 Clay Street, a charming two-family home nestled in the desirable North Cambridge area. This property offers an exceptional opportunity for those looking to invest in a home with great potential. Featuring 5 generous bedrooms and 2 bathrooms, the residence is perfect for multi-generational living or as an income property. While it needs some updating, its solid structure and classic charm provide a fantastic canvas for your dream home.Enjoy the...OFFER DEADLINE - Monday March 31 - 12pm. Welcome to 98 Clay Street, a charming two-family home nestled in the desirable North Cambridge area. This property offers an exceptional opportunity for those looking to invest in a home with great potential. Featuring 5 generous bedrooms and 2 bathrooms, the residence is perfect for multi-generational living or as an income property. While it needs some updating, its solid structure and classic charm provide a fantastic canvas for your dream home.Enjoy the convenience of ample parking and a delightful backyard, ideal for outdoor gatherings. The location is unbeatable, with close proximity to the Alewife and Davis Square Redline stations, making commuting a breeze. You'll have access to an array of restaurants, perfect for dining out, while the nearby bike path & Fresh Pond offer year-round outdoor activities. Whether you're a first-time buyer or seasoned investor, this property presents a remarkable opportunity to own in a vibrant community.

Listing Agents

  1. Donahue + Greene

    Donahue + Greene

    Listing Agent

    Compass

    donahuegreene@compass.com

    P: (617)-633-3440

  2. Lance Greene

    Lance Greene

    Alternative Listing Agent

    Compass

    lance.greene@compass.com

    P: (617)-599-6274

Property Details for 98 Clay Street

Town
Cambridge
MLS Area
North Cambridge
Area
MA-Cambridge
Garage Spaces
0
Open Parking Spaces
3.00
Parking Spaces Total
3
LISTING UPDATED: 08/22/2025 10:23 PM

Property Details for 98 Clay Street

StatusSold
MLS #73350659
Days on Market14
Taxes$7,409 / year
HOA Fees-
Compass TypeMulti Family
MLS TypeMulti-family / 2 Family
Year Built1904
CountyMiddlesex County
Buyer's Agent Compensation2%
Add your commute

Building Information for 98 Clay Street

Stories3Residences2Year Built1904Building Size-Lot Size0.10 AC / 4,367 SF

Payment Calculator

$9,933 per month

30 year fixed, 6.46% Interest

Principal and Interest

$9,316

Property Taxes

$617

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 98 Clay Street

General Details
Property Details
  • Building Area Units: Square Feet
  • Community Features: Public Transportation, Shopping, Swimming Pool, Tennis Court, Park, Walk/Jog Trails, Golf Course, Bike Path, Conservation Area, Highway Access, Private School, Public School, T-Station, University
  • Current Financing: Other
  • Living Area: 2382.0
  • SqFt with Basement: No
  • Total Units: 2
  • Waterfront: No
  • Year Built Details: Actual
  • Year Built Source: Public Records
Features
Interior Features
  • Basement Features: Unfinished Basement
  • Num of Baths: 2.0
  • Num of Full Baths: 2
  • Num of Half Baths: 0
  • Bathrooms Total Decimal: 2.00
  • Bathrooms Total Integer: 2
  • FireplaceYN: No
  • Fireplaces: 0
  • Flooring: Hardwood, Wood
  • Interior Features: Walk-Up Attic, Heated Attic, Bathroom With Tub, Living Room, Dining Room, Kitchen, Sunroom, Office/Den
  • Interior Features: Other(See Remarks)
  • SpaYN: No
Exterior Features
  • Construction: Frame
  • Exterior Features: Fenced Yard, Porch, Porch - Enclosed
  • Fencing: Fenced
  • Lot Description: Level
  • Patio And Porch Features: Porch, Enclosed
  • Roof Material: Shingle
Parking Features
  • Covered Spaces: .00
  • Garage: No
  • Garage Parking: Off-Street
  • Parking Features: Off-Street
  • Parking Features: Off-Street
Utilities
  • Cooling: Other (See Remarks), None
  • Cooling: No
  • Electric: 200+ Amp Service
  • Heating: Baseboard, Natural Gas
  • Heating: Yes
  • Sewer: City/Town Sewer
  • Water: Public
Property Information
Property Info
  • Farm Land Area Units: Square Feet
  • WARRANTY: No
  • Lot Size Units: Acres
  • Road Frontage Type: Public
Tax Information
  • Tax ID: 413398
  • Assessments: $1,251,500
  • Book: 000000
  • Tax Year: 2024
  • Zoning: C-1
Building / Association Information
Living Characteristics
  • Beds Total: 5
  • Total Living Levels: 3
Other Building Characteristics
  • Foundation: Stone, Brick/Mortar
  • Levels: 3
Complex & Association Information
  • Adult Community: No
Unit Information
Unit 1 Description
  • Floor U1: 1
  • Lease U1: N
  • Levels U1: 1
Unit 2 Description
  • Floor U2: 2
  • Lease U2: N
  • Levels U2: 2
Rental Info
Rental Info
  • Total Actual Rent: $.00
Market and Agent Information
Sale Info
  • Buyer Broker Comp: 2

Property History for 98 Clay Street

DateEvent & SourcePriceAppreciation
Aug 18, 2025

Sold

MLS PIN #73350659

$1,850,000—
Apr 1, 2025

Under Agreement

MLS PIN #73350659

—
Apr 1, 2025

Contingent

MLS PIN #73350659

—
Mar 26, 2025

Listed (Active)

MLS PIN #73350659

$1,550,000—
DateEvent & SourcePrice
08/18/2025

Sold

MLS PIN #73350659

$1,850,000
04/01/2025

Under Agreement

MLS PIN #73350659

—
04/01/2025

Contingent

MLS PIN #73350659

—
03/26/2025

Listed (Active)

MLS PIN #73350659

$1,550,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 98 Clay Street

Taxable ValueLand$505,600Additions$753,200Total$1,258,800
Tax Record2025$7,993 ($666 / month)
Home Facts
Baths2Total Finished SqFt2,382 SqFtAbove Grade Finished SqFt2,382 SqFtUnfinished Basement SqFt960 SqFtStories3Lot Size4,367 SqFtStyleDuplexYear Built1904ZoningBCountyMIDDLESEXAPNCAMB M:00190 L:00203

Schools near 98 Clay Street

This home is within Cambridge School District.
Rating
School
Type
Grades
Distance
Public - PK to 5
Public - 6 to 8
Public - 9 to 12
Public - 6 to 8
Rating
School
Distance
Peabody School
PublicPK to 5

Rindge Avenue Upper School
Public6 to 8

Cambridge Rindge and Latin School
Public9 to 12

Vassal Lane Upper School
Public6 to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

The property listing data and information, or the images, set forth herein were provided to MLS Property Information Network, Inc., Martha's Vineyard MLS, CCIMLS, Link MLS, and Berkshire County Board of REALTORS from third party sources, including sellers, lessors and public records, and were compiled by MLS Property Information Network, Inc., Martha's Vineyard MLS, CCIMLS, Link MLS, and Berkshire County Board of REALTORS. The property listing data and information, and the images, are for the personal, non-commercial use of consumers having a good faith interest in purchasing or leasing listed properties of the type displayed to them and may not be used for any purpose other than to identify prospective properties which such consumers may have a good faith interest in purchasing or leasing. MLS Property Information Network, Inc., Martha's Vineyard MLS, CCIMLS, Link MLS, and Berkshire County Board of REALTORS and its subscribers disclaim any and all representations and warranties as to the accuracy of the property listing data and information, or as to the accuracy of any of the images, set forth herein.