Last Sold Price
2 beds959 sqft$198/sqft
317 Walnut St, Waterloo, IL 62298

Description

Open house canceled! Charming, Affordable, and Full of Potential in the Heart of Waterloo! Whether you're looking for the perfect starter home or ready to downsize, this cozy gem is a rare find under $200K in Waterloo. Step into a bright and welcoming living room with beautiful wood floors and plenty of natural light, flowing right into the eat-in kitchen. This home offers 2 comfortable bedrooms and 1 full bath, with an upstairs attic area that’s perfect for storage or could be finished off for additional...Open house canceled! Charming, Affordable, and Full of Potential in the Heart of Waterloo! Whether you're looking for the perfect starter home or ready to downsize, this cozy gem is a rare find under $200K in Waterloo. Step into a bright and welcoming living room with beautiful wood floors and plenty of natural light, flowing right into the eat-in kitchen. This home offers 2 comfortable bedrooms and 1 full bath, with an upstairs attic area that’s perfect for storage or could be finished off for additional living space. The clean, unfinished basement houses the laundry area and offers even more room to make your own. Notable updates include a new water heater in 2024, roof replacement in 2015, and updated electric in 2015, giving peace of mind to future owners. Outside, enjoy a nice backyard with a detached 1-car garage — all just minutes from the shops, restaurants, and charm of downtown Waterloo!
LISTING CLOSED: 09/15/2025 12:00 AM

  1. Listed by Monica Schmidt • eXp Realty
    P: (618) 567-9203 makemoveswithmonica@gmail.com
  2. Listed by Sara Schmitz • eXp Realty
    P: (618) 795-4692 sarabschmitz21@gmail.com

Property Details for 317 Walnut Street

Status
MLS #
25052600
Days on Market
39
Taxes
$2,460 / year
HOA Fees
-
Condo/Co-op Fees
-
Property Type
MLS Type
Residential / Single Family Residence
Year Built
1953
Lot Size
-
Architectural Style
Other

Recent comparable sales

Median sold price

$185,000

Avg days on market

29

Sale-to-list ratio

99.4%

[Waterloo, IL]

9 comparable properties found

$184,000 | 406 Walnut Street, Waterloo, IL 62298
1/22
1

$184,000

Sold 04/28/25

2
Bedrooms
976
Square Feet
0.19
Acres
$194,368 | 601 Stiening Street, Waterloo, IL 62298
1/17
2

$194,368

Sold 10/03/25

2
Bedrooms
1,040
Square Feet
0.47
Acres
$190,000 | 207 Hoener Avenue, Waterloo, IL 62298
1/42
3

$190,000

Sold 04/16/26

2
Bedrooms
980
Square Feet
0.15
Acres
$175,000 | 218 Magnolia Avenue, Waterloo, IL 62298
1/48
4

$175,000

Sold 08/04/26

2
Bedrooms
1,031
Square Feet
0.12
Acres
$190,000 | 508 Stiening Street, Waterloo, IL 62298
1/2
5

$190,000

Sold 05/08/26

2
Bedrooms
840
Square Feet
0.13
Acres
$195,000 | 209 Oak Street, Waterloo, IL 62298
1/33
6

$195,000

Sold 06/05/26

2
Bedrooms
832
Square Feet
0.08
Acres
$185,000 | 704 Park Street, Waterloo, IL 62298
1/13
7

$185,000

Sold 10/03/25

2
Bedrooms
816
Square Feet
0.18
Acres
$152,000 | 704 Illinois Avenue, Waterloo, IL 62298
1/16
8

$152,000

Sold 10/07/24

2
Bedrooms
850
Square Feet
0.17
Acres
$149,900 | 703 Illinois Avenue, Waterloo, IL 62298
1/18
9

$149,900

Sold 08/18/25

2
Bedrooms
900
Square Feet
Unavailable
Acres

Location

Listing Courtesy of eXp Realty

Sold By eXp Realty

Add your commute

Building Information for 317 Walnut Street

Stories-Year Built1953Building Size-Lot Size-

Payment Calculator

$1,171 per month

30 year fixed, 6.55% Interest

Principal and Interest

$966

Property Taxes

$205

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 317 Walnut Street

Summary
Location and General Information
  • City: Waterloo
  • County Or Parish: Monroe
  • Latitude: 38.331515
  • Longitude: -90.154139
  • Postal Code: 62298
  • State Or Province: IL
  • Sub division Name: Not in a subdivision
  • Postal Code Plus 4: 1463
Taxes and HOA Information
  • List AOR: Southwestern Illinois Board of REALTORS
  • Parcel Number: 07-25-403-011-000
  • Tax Annual Amount: $2,460.00
  • Tax Year: 2023
  • AssociationYN: No
Owner
  • Township: Waterloo
Parking
  • Attached Garage: No
  • Carport: No
  • Garage Spaces: 1.0
  • Garage: Yes
  • Parking Features: Detached, Garage, Off Street
  • Parking Total: 1.0
School Information
  • Elementary School: WATERLOO DIST 5
  • High School: Waterloo
  • High School District: Waterloo DIST 5
  • Middle Or Junior School: WATERLOO DIST 5
Property
Lot Information
  • Living Area: 959.0
  • Lot Features: Back Yard
  • Lot Size Acres: 0.1532
  • Lot Size Source: Public Records
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
Property and Assessments
  • Above Grade Finished Area: 959.0
  • Above Grade Finished Area Source: Other
  • Documents Available: Lead Based Paint
  • Documents Count: 2
  • Photos Count: 15
  • Year Built: 1953
  • Disclosures: Lead Paint, Seller Property Disclosure
  • Construction Materials: Vinyl Siding
  • NewConstructionYN: No
  • StructureType: House
  • BuyerFinancing: Conventional
  • HomeWarrantyYN: No
Utilities
  • Sewer: Public Sewer
  • Utilities: Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
  • Water Source: Public
Interior and Exterior Features
Exterior Features
  • Fencing: None
Interior Features
  • Appliances: Dishwasher, Microwave, Oven, Refrigerator
  • Basement: Full, Unfinished
  • Basement YN: Yes
  • Levels: One
  • Main Level Bedrooms: 2.0
  • Bathrooms Full: 1
  • Bathrooms Half: 0
  • Bathrooms Total Integer: 1
  • Bedrooms Total: 2
  • Cooling: Central Air
  • Fireplace: No
  • Heating: Forced Air
  • Laundry Features: In Basement
  • Rooms Total: 5
  • LivingAreaSource: Other
  • MIS_LowerLevelBathroomsFull: 0
  • MIS_LowerLevelBathroomsHalf: 0
  • MIS_LowerLevelBedrooms: 0
  • MIS_MainLevelBathroomsFull: 1
  • MIS_MainLevelBathroomsHalf: 0
  • MIS_MainAndUpperLevelBedrooms: 2
  • MIS_MainAndUpperLevelBathrooms: 1
  • MIS_UpperLevelBedrooms: 0
Room Information
Room 1
  • Room Level: Main
  • Room Type: Living Room
Room 2
  • Room Level: Main
  • Room Type: Kitchen
Room 3
  • Room Level: Main
  • Room Type: Bedroom
Room 4
  • Room Level: Main
  • Room Type: Bedroom 2
Room 5
  • Room Level: Main
  • Room Type: Bathroom

Property History for 317 Walnut Street

DateEvent & SourcePriceAppreciation
Sep 15, 2025

Closed

MARIS #25052600

$190,000
Sep 13, 2025

Closed (Public Record)

Public Record #1913347767

$190,000
Aug 9, 2025

Active Under Contract

MARIS #25052600

DateEvent & SourcePrice
09/15/2025

Closed

MARIS #25052600

$190,000
09/13/2025

Closed (Public Record)

Public Record #1913347767

$190,000
08/09/2025

Active Under Contract

MARIS #25052600

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 317 Walnut Street

Taxable ValueLand$15,930Additions$31,550Total$47,480
Tax Record2024$2,477 ($206 / month)
Home Facts
Beds2Baths2Total Finished SqFt959 SqFtAbove Grade Finished SqFt959 SqFtUnfinished Basement SqFt959 SqFtStories1Lot Size6,675 SqFtStyleSingle Family ResidenceYear Built1953Year Renovated1953ZoningWR3CountyMONROEAPN07-25-403-011-000

Schools near 317 Walnut Street

This home is within Waterloo Community Unit School District 5.
Rating
School
Type
Grades
Distance
Public - PK to 1
Public - 2 to 3
Public - 4 to 5
Public - 6 to 8
Rating
School
Distance
W J Zahnow Elementary School
PublicPK to 1

Rogers Elementary School
Public2 to 3

Gardner Elementary School
Public4 to 5

Waterloo Junior High School
Public6 to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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Nearby home values

AddressSold priceBedsBathsSqftLot (Sqft)
This home: 317 Walnut Street, Waterloo, IL 62298
$190,000
2
959
3
3
840
7,206
2
2
886
5,008
$154,900
3
1,020
7,841
2
2
899
4,267
$135,000
2
2
1,035
8,073

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of eXp Realty

Based on information submitted to the MLS GRID as of 09/16/2025 12:03 PM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Properties displayed may be listed or sold by various participants in the MLS. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. Use of the MLS GRID data may be subject to an end user license agreement prescribed by the applicable MLS of the Member Participant, if any, and as amended from time to time.