Active
2 beds777 sqft
319 S Main St, Waterloo, IL 62298
Est: $1,082/moGet pre-approved
Single FamilyProperty Type
0.11 acresLot Size
1876Year Built
$225/sq ftPrice per sq ft

Description

2-bedroom, 1-bathroom property in a fantastic location close to downtown! The seller is currently completing renovations, and the work being done is reflected in the asking price. With renovations underway, the seller is doing the work to transform this property, allowing the next owner to benefit from the improvements already being made. Whether you're looking for a primary residence, investment property, Airbnb, or rental, this property offers plenty of possibilities.2-bedroom, 1-bathroom property in a fantastic location close to downtown! The seller is currently completing renovations, and the work being done is reflected in the asking price. With renovations underway, the seller is doing the work to transform this property, allowing the next owner to benefit from the improvements already being made. Whether you're looking for a primary residence, investment property, Airbnb, or rental, this property offers plenty of possibilities.
26 days on Market
  • Listed by: Michelle Miller 618.593.1418 millersagents@gmail.com • Miller & Associates of Waterloo
Last updated: 09/13/2026 01:03 PM • Source: MARIS, MLS#: 26054680

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Location

Listing Courtesy of Miller & Associates of Waterloo
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Payment Calculator

$1,082 per month

30 year fixed, 6.71% Interest

Principal and Interest

$904

Property Taxes

$178

HOA Dues

$0

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Property Information for 319 South Main Street

Property Details
  • Taxes: $2,135 / year
  • MLS Type: Residential / Single Family Residence
  • Architectural Style: Other
  • Waterfront: No
Building Information
  • Year Built: 1876
  • Lot Size: 0.11 AC / 4,965 SF
Summary
Location and General Information
  • City: Waterloo
  • County Or Parish: Monroe
  • Latitude: 38.333036
  • Longitude: -90.150021
  • Postal Code: 62298
  • State Or Province: IL
  • Sub division Name: William N Moores Add
Taxes and HOA Information
  • List AOR: Southwestern Illinois Board of REALTORS
  • Parcel Number: 07-25-283-020-000
  • Tax Annual Amount: $2,135.00
  • Tax Legal Description: Lot 13 & Part Lot 2 William N Moores Adds 0215490
  • Tax Year: 2024
  • AssociationYN: No
Parking
  • Attached Garage: No
  • Carport: No
  • Garage: No
School Information
  • Elementary School: WATERLOO DIST 5
  • High School: Waterloo
  • High School District: Waterloo DIST 5
  • Middle Or Junior School: WATERLOO DIST 5
Property
Lot Information
  • Living Area: 777.0
  • Lot Features: Back Yard
  • Lot Size Acres: 0.114
  • Lot Size Source: Public Records
  • Lot Size Square Feet: 4965.84
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
Property and Assessments
  • Above Grade Finished Area: 777.0
  • Above Grade Finished Area Source: Assessor
  • Below Grade Finished Area: 0.0
  • Documents Available: Lead Based Paint, Other
  • Documents Count: 0
  • Photos Count: 7
  • Year Built: 1876
  • Disclosures: See Seller's Disclosure
  • Construction Materials: Vinyl Siding
  • NewConstructionYN: No
  • HomeWarrantyYN: No
  • LeaseConsideredYN: No
Utilities
  • Electric: Single Phase
  • Sewer: Public Sewer
  • Utilities: Electricity Available
  • Water Source: Public
Interior and Exterior Features
Exterior Features
  • Pool Private: No
  • MIS_PoolYN: No
Interior Features
  • Basement: Crawl Space
  • Basement YN: Yes
  • Levels: One and One Half
  • Main Level Bedrooms: 1.0
  • Bathrooms Full: 1
  • Bathrooms Half: 0
  • Bathrooms Total Integer: 1
  • Bedrooms Total: 2
  • Cooling: Electric
  • Fireplace: No
  • Heating: Forced Air
  • Rooms Total: 5
  • LivingAreaSource: Assessor
  • MIS_LowerLevelBathroomsFull: 0
  • MIS_LowerLevelBathroomsHalf: 0
  • MIS_LowerLevelBedrooms: 0
  • MIS_MainLevelBathroomsFull: 1
  • MIS_MainLevelBathroomsHalf: 0
  • MIS_MainAndUpperLevelBedrooms: 2
  • MIS_MainAndUpperLevelBathrooms: 1
  • MIS_UpperLevelBedrooms: 1

Property History for 319 South Main Street

DateEvent & SourcePriceAppreciation
Sep 13, 2026

Price Change

MARIS #26054680

$175,000
Aug 30, 2026

Price Change

MARIS #26054680

$111,000
Aug 26, 2026

Listed (Active)

MARIS #26054680

$114,000
DateEvent & SourcePrice
09/13/2026

Price Change

MARIS #26054680

$175,000
08/30/2026

Price Change

MARIS #26054680

$111,000
08/26/2026

Listed (Active)

MARIS #26054680

$114,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 319 South Main Street

Taxable ValueLand$15,660Additions$21,370Total$37,030
Tax Record2024$2,135 ($178 / month)
Home Facts
Beds1Baths2Total Finished SqFt777 SqFtAbove Grade Finished SqFt777 SqFtStories1Lot Size4,982 SqFtStyleSingle Family ResidenceYear Built1876Year Renovated1876ZoningWR3CountyMONROEAPN07-25-283-020-000

Schools near 319 South Main Street

This home is within Waterloo Community Unit School District 5.
Rating
School
Type
Grades
Distance
Public - PK to 1
Public - 2 to 3
Public - 4 to 5
Public - 6 to 8
Rating
School
Distance
W J Zahnow Elementary School
PublicPK to 1

Rogers Elementary School
Public2 to 3

Gardner Elementary School
Public4 to 5

Waterloo Junior High School
Public6 to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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319 South Main Street is a single family home for sale in Waterloo, IL 62298. This property was listed for sale on August 26, 2026 by Miller & Associates of Waterloo, it's currently listed at $175,000. It has been on the market for a total of 26 days and was last sold on July 31, 2026. This listing's school district is Waterloo Community Unit School District 5. Nearby schools include W J Zahnow Elementary School, Rogers Elementary School and Gardner Elementary School. 319 South Main Street is a 2-bed, 1-bath, 777 sqft single family home built in 1876.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Miller & Associates of Waterloo

Based on information submitted to the MLS GRID as of 09/13/2026 01:03 PM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Properties displayed may be listed or sold by various participants in the MLS. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. Use of the MLS GRID data may be subject to an end user license agreement prescribed by the applicable MLS of the Member Participant, if any, and as amended from time to time.