Sold
Last Sold Price
2 beds1,008 sqft
320 W 3rd St, Waterloo, IL 62298
Single FamilyProperty Type
0.19 acresLot Size
1933Year Built
$150/sq ftPrice per sq ft

Description

This inviting 2-bedroom, 2-bath bungalow is ready for a new owner to bring their finishing touches and make it their own. The main level features two spacious bedrooms, a full bathroom, and new LVP flooring throughout. Recent updates include new plumbing on the main floor and a radiant heater system, complemented by a new furnace installed in 2018. Upstairs, you'll find a bonus room that is used as a 3rd bedroom and an entertainment room, along with an additional full bath — perfect for a guest suite,...This inviting 2-bedroom, 2-bath bungalow is ready for a new owner to bring their finishing touches and make it their own. The main level features two spacious bedrooms, a full bathroom, and new LVP flooring throughout. Recent updates include new plumbing on the main floor and a radiant heater system, complemented by a new furnace installed in 2018. Upstairs, you'll find a bonus room that is used as a 3rd bedroom and an entertainment room, along with an additional full bath — perfect for a guest suite, home office, or hobby space. The full unfinished basement with a 3rd full bath area. Bar and bar stools in basement stays. Outside, enjoy a large, fenced-in backyard — ideal for pets, play, and outdoor gatherings. Don’t miss the chance to transform this charming home into your dream space! Seller is selling "AS IS".
  • Listed by: Jena Gibbs 618.317.2319 jenagibbsrealty@gmail.com • eXp Realty
Listing closed: 05/27/2025 12:00 AM • Source: MARIS, MLS#: 25024680

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Recent comparable sales

Median sold price

$155,000

Avg days on market

99

Sale-to-list ratio

92.4%

Waterloo, IL

9 comparable properties found

$130,000 | 611 South Market Street, Waterloo, IL 62298
1/31
1

$130,000

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2
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1,086
Square Feet
Unavailable
Acres
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Bathrooms
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Square Feet
0.19
Acres
$188,000 | 212 Hoener Avenue, Waterloo, IL 62298
1/25
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2
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$139,000 | 335 West 4th Street, Waterloo, IL 62298
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$168,000 | 213 South Library Street, Waterloo, IL 62298
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3
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1,070
Square Feet
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Acres
$155,000 | 207 Flower Street, Waterloo, IL 62298
1/13
7

$155,000

Sold 09/16/25

3
Bedrooms
1,114
Square Feet
0.12
Acres
8

$140,000

Sold 01/13/25

2
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Acres
$149,900 | 703 Illinois Avenue, Waterloo, IL 62298
1/18
9

$149,900

Sold 08/18/25

2
Bedrooms
900
Square Feet
Unavailable
Acres

Location

Listing Courtesy of eXp Realty

Sold By eXp Realty

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Payment Calculator

$1,016 per month

30 year fixed, 7.03% Interest

Principal and Interest

$806

Property Taxes

$210

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 320 West 3rd Street

Property Details
  • Taxes: $2,523 / year
  • MLS Type: Residential / Single Family Residence
  • Architectural Style: Traditional, Bungalow
  • Waterfront: No
Building Information
  • Year Built: 1933
  • Lot Size: 0.19 AC / 8,276 SF
Summary
Location and General Information
  • City: Waterloo
  • County Or Parish: Monroe
  • Latitude: 38.334091
  • Longitude: -90.155007
  • Postal Code: 62298
  • State Or Province: IL
  • Sub division Name: West Outlots Sec
  • Postal Code Plus 4: 1355
Taxes and HOA Information
  • List AOR: Southwestern Illinois Board of REALTORS
  • Association Fee: $.00
  • Association Fee Frequency: None
  • Association Fee Includes: Other
  • Parcel Number: 07-25-251-006-000
  • Tax Annual Amount: $2,523.00
  • Tax Legal Description: TAX LOT 3B WEST OUTLOTS SEC 25
  • Tax Year: 2023
Parking
  • Carport Spaces: 0.0
  • Carport: No
  • Garage Spaces: 0.0
  • Garage: No
  • Parking Features: Off Street
  • Parking Total: 0.0
School Information
  • Elementary School: WATERLOO DIST 5
  • High School: Waterloo
  • High School District: Waterloo DIST 5
  • Middle Or Junior School: WATERLOO DIST 5
Property
Lot Information
  • Living Area: 1008.0
  • Lot Size Acres: 0.19
  • Lot Size Area: 0.19
  • Lot Size Dimensions: 0.19
  • Lot Size Source: Public Records
  • Lot Size Square Feet: 8276.0
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
Property and Assessments
  • Above Grade Finished Area: 1008.0
  • Above Grade Finished Area Source: Assessor
  • Below Grade Finished Area: 0.0
  • Below Grade Finished Area Source: Assessor
  • Documents Count: 2
  • Photos Count: 16
  • Year Built: 1933
  • Disclosures: Unknown
  • Ownership Type: Private
  • NewConstructionYN: No
  • BuyerFinancing: Conventional
Utilities
  • Sewer: Public Sewer
  • Water Source: Public
Interior and Exterior Features
Exterior Features
  • Road Surface Type: Gravel
  • MIS_PoolYN: No
Interior Features
  • Appliances: Electric Range, Electric Oven, Refrigerator, Gas Water Heater
  • Basement: Bathroom, Unfinished, Walk-Up Access
  • Basement YN: Yes
  • Levels: One and One Half
  • Main Level Bedrooms: 2.0
  • Bathrooms Full: 3
  • Bathrooms Half: 0
  • Bathrooms Total Integer: 3
  • Bedrooms Total: 2
  • Cooling: Attic Fan
  • Fireplace Features: None
  • Fireplaces Total: 0
  • Fireplace: No
  • Heating: Radiant, Natural Gas
  • Interior Features: Kitchen/Dining Room Combo, Eat-in Kitchen
  • Rooms Total: 2
  • LivingAreaSource: Assessor
  • LivingAreaUnits: Square Feet
  • MIS_LowerLevelBathroomsFull: 1
  • MIS_LowerLevelBathroomsHalf: 0
  • MIS_LowerLevelBedrooms: 0
  • MIS_MainLevelBathroomsFull: 1
  • MIS_MainLevelBathroomsHalf: 0
  • MIS_MainAndUpperLevelBedrooms: 2
  • MIS_MainAndUpperLevelBathrooms: 2
  • MIS_UpperLevelBedrooms: 0

Property History for 320 West 3rd Street

DateEvent & SourcePriceAppreciation
May 27, 2025

Closed (Public Record)

Public Record #1558525375

$151,000

+7.8% / yr

May 27, 2025

Closed

MARIS #25024680

$151,000—
Apr 24, 2025

Pending

MARIS #25024680

—
DateEvent & SourcePrice
05/27/2025

Closed (Public Record)

Public Record #1558525375

$151,000

+7.8% / yr

05/27/2025

Closed

MARIS #25024680

$151,000
04/24/2025

Pending

MARIS #25024680

—

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 320 West 3rd Street

Taxable ValueLand$16,190Additions$37,490Total$53,680
Tax Record2025$2,925 ($244 / month)
Home Facts
Beds2Baths3Total Finished SqFt1,008 SqFtAbove Grade Finished SqFt1,008 SqFtUnfinished Basement SqFt1,008 SqFtStories1Lot Size8,221 SqFtStyleSingle Family ResidenceYear Built1933Year Renovated1933ZoningWR3CountyMONROEAPN07-25-251-006-000

Schools near 320 West 3rd Street

This home is within Waterloo Community Unit School District 5.
Rating
School
Type
Grades
Distance
Public - PK to 1
Public - 2 to 3
Public - 4 to 5
Public - 6 to 8
Rating
School
Distance
W J Zahnow Elementary School
PublicPK to 1

Rogers Elementary School
Public2 to 3

Gardner Elementary School
Public4 to 5

Waterloo Junior High School
Public6 to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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Nearby home values

AddressSold priceBedsBathsSqftLot (Sqft)
This home: 320 West 3rd Street, Waterloo, IL 62298
$151,000
2
1,008
8,276
$89,500
3
2
879
6,836
$195,500
3
2,448
9,148
$113,000
3
1,310
–
$160,000
4
4
1,015
8,071
$135,000
3
3
784
5,205

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of eXp Realty

Based on information submitted to the MLS GRID as of 05/28/2025 04:20 PM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Properties displayed may be listed or sold by various participants in the MLS. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. Use of the MLS GRID data may be subject to an end user license agreement prescribed by the applicable MLS of the Member Participant, if any, and as amended from time to time.