Sold
Last Sold Price
5 beds3,610 sqft

331 Independence Ave, Waterloo, IL 62298

Single FamilyProperty Type
2008Year Built
$122/sq ftPrice per sq ft
$200/yrHOA Fees
3 carsParking Spaces

Description

Welcome to this fantastic ranch-style home offering 5 bedrooms and 3 bathrooms, nestled in an established neighborhood on a well-maintained lot with attractive landscaping. Step inside to a warm and inviting layout, featuring a cozy dual-sided gas fireplace and a lovely picture window in the formal dining area. The main floor has a split-bedroom floor plan, including the primary suite with a private bathroom, and two additional guest bedrooms and a guest bathroom. You'll also enjoy the convenience...Welcome to this fantastic ranch-style home offering 5 bedrooms and 3 bathrooms, nestled in an established neighborhood on a well-maintained lot with attractive landscaping. Step inside to a warm and inviting layout, featuring a cozy dual-sided gas fireplace and a lovely picture window in the formal dining area. The main floor has a split-bedroom floor plan, including the primary suite with a private bathroom, and two additional guest bedrooms and a guest bathroom. You'll also enjoy the convenience of a main floor laundry room. The basement is partially finished providing even more living space, including a large family room, two additional bedrooms, a full bathroom, and an unfinished storage area. Step outside to enjoy the fully fenced backyard, complete with a brand-new deck (2024) ideal for relaxing and viewing beautiful sunsets. The spacious 3 car garage offers ample space for parking and storage. Notable Updates: Kitchen remodel – 2018, Guest bathroom – 2016, Primary bathroom – 2018, Back deck – 2024, Furnace – 2021, Roof – 2019, Generator – 2020. Additional perks include access to the HOA clubhouse and lake, making this a truly special place to call home. With numerous updates throughout, this move-in ready property is a must-see! Schedule your showing today!
  • Listed by: Kelsey Mitchell 618.615.1285 kelseymitchell@kw.com • Keller Williams Pinnacle
Listing closed: 07/25/2025 12:00 AM • Source: MARIS, MLS#: 25033548
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Recent comparable sales

Median sold price

$437,000

Avg days on market

41

Sale-to-list ratio

99.7%

Waterloo, IL

9 comparable properties found

$465,000 | 220 Sarah Court, Waterloo, IL 62298
1/30
1

$465,000

Sold 08/21/25

5
Bedrooms
3,028
Square Feet
Unavailable
Acres
$437,000 | 1016 Oak Creek Lane, Waterloo, IL 62298
1/36
2

$437,000

Sold 11/06/25

5
Bedrooms
4,200
Square Feet
0.4
Acres
$425,000 | 106 Brookshire Court, Waterloo, IL 62298
1/32
3

$425,000

Sold 07/01/26

5
Bedrooms
3,117
Square Feet
0.44
Acres
$375,000 | 601 Hartman Lane, Waterloo, IL 62298
1/33
4

$375,000

Sold 05/29/26

5
Bedrooms
2,962
Square Feet
0.39
Acres
$480,000 | 445 Mockingbird Lane, Waterloo, IL 62298
1/43
5

$480,000

Sold 11/08/24

4
Bedrooms
3,446
Square Feet
0.28
Acres
$399,900 | 1044 Oak Creek Lane, Waterloo, IL 62298
1/33
6

$399,900

Sold 12/30/24

5
Bedrooms
2,332
Square Feet
0.34
Acres
$444,000 | 1018 Creekside Drive, Waterloo, IL 62298
1/55
7

$444,000

Sold 07/09/26

4
Bedrooms
3,271
Square Feet
0.24
Acres
$445,000 | 830 Glenbriar Drive, Waterloo, IL 62298
1/38
8

$445,000

Sold 01/23/25

5
Bedrooms
3,150
Square Feet
0.32
Acres
$370,000 | 624 Katie Drive, Waterloo, IL 62298
1/32
9

$370,000

Sold 06/02/26

4
Bedrooms
3,449
Square Feet
0.28
Acres

Location

Listing Courtesy of Keller Williams Pinnacle

Sold By RE/MAX Results Realty

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Payment Calculator

$2,889 per month

30 year fixed, 7.03% Interest

Principal and Interest

$2,349

Property Taxes

$524

HOA Dues

$17

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Property Information for 331 Independence Avenue

Property Details

  • Taxes: $6,286 / year
  • MLS Type: Residential / Single Family Residence
  • Architectural Style: Ranch
  • Waterfront: No

Building Information

  • Year Built: 2008

Summary

Location and General Information
  • City: Waterloo
  • County Or Parish: Monroe
  • Latitude: 38.339013
  • Longitude: -90.173102
  • Postal Code: 62298
  • State Or Province: IL
  • Sub division Name: Westview Acres Ph 07
Taxes and HOA Information
  • List AOR: Southwestern Illinois Board of REALTORS
  • Association Fee: $200.00
  • Association Fee Frequency: Annually
  • Association Fee Includes: Clubhouse
  • Parcel Number: 07-26-201-114-000
  • Tax Annual Amount: $6,286.00
  • Tax Year: 2023
  • AssociationName: Westfalen Lake HOA
  • AssociationYN: Yes
Parking
  • Attached Garage: Yes
  • Carport: No
  • Garage Spaces: 3.0
  • Garage: Yes
School Information
  • Elementary School: WATERLOO DIST 5
  • High School: Waterloo
  • High School District: Waterloo DIST 5
  • Middle Or Junior School: WATERLOO DIST 5

Property

Lot Information
  • Living Area: 3610.0
  • Lot Features: Back Yard
  • Lot Size Acres: 0.32
  • Lot Size Source: Public Records
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
Property and Assessments
  • Above Grade Finished Area: 1898.0
  • Above Grade Finished Area Source: Public Records
  • Below Grade Finished Area: 1712.0
  • Below Grade Finished Area Source: Public Records
  • Documents Available: Environmental Study
  • Documents Count: 5
  • Photos Count: 35
  • Year Built: 2008
  • Disclosures: Environmental Disclosure Available
  • Construction Materials: Brick Veneer, Vinyl Siding
  • NewConstructionYN: No
  • HomeWarrantyYN: No
  • SeniorCommunityYN: No
Utilities
  • Sewer: Public Sewer
  • Water Source: Public

Interior and Exterior Features

Exterior Features
  • Association Amenities: Boat Dock, Clubhouse, Lake
  • Fencing: Back Yard
  • MIS_PoolYN: No
Interior Features
  • Appliances: Dishwasher, Dryer, Microwave, Free-Standing Electric Range, Washer
  • Basement: 8 ft + Pour, Egress Window, Sump Pump
  • Basement YN: Yes
  • Levels: One
  • Main Level Bedrooms: 3.0
  • Bathrooms Full: 3
  • Bathrooms Half: 0
  • Bathrooms Total Integer: 3
  • Bedrooms Total: 5
  • Cooling: Central Air
  • Fireplace Features: Family Room
  • Fireplaces Total: 1
  • Fireplace: Yes
  • Heating: Forced Air
  • Laundry Features: Main Level
  • Rooms Total: 13
  • LivingAreaSource: Public Records
  • MIS_LowerLevelBathroomsFull: 1
  • MIS_LowerLevelBathroomsHalf: 0
  • MIS_LowerLevelBedrooms: 2
  • MIS_MainLevelBathroomsFull: 2
  • MIS_MainLevelBathroomsHalf: 0
  • MIS_MainAndUpperLevelBedrooms: 3
  • MIS_MainAndUpperLevelBathrooms: 2
  • MIS_UpperLevelBedrooms: 0

Property History for 331 Independence Avenue

DateEvent & SourcePriceAppreciation
Jul 25, 2025

Closed

MARIS #25033548

$440,000—
Jun 20, 2025

Active Under Contract

MARIS #25033548

—
Jun 19, 2025

Pending

MARIS #25033548

—
DateEvent & SourcePrice
07/25/2025

Closed

MARIS #25033548

$440,000
06/20/2025

Active Under Contract

MARIS #25033548

—
06/19/2025

Pending

MARIS #25033548

—

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 331 Independence Avenue

Taxable Value

Land

$17,050

Additions

$114,420
Total$131,470

Tax Record

2025

$7,671 ($639 / month)

Home Facts

Beds

3

Baths

5

Total Finished SqFt

1,898 SqFt

Above Grade Finished SqFt

1,898 SqFt

Stories

1

Lot Size

13,939 SqFt

Style

Single Family Residence

Year Built

2008

Year Renovated

2008

Zoning

WR3

County

MONROE

APN

07-26-201-114-000

Schools near 331 Independence Avenue

This home is within Waterloo Community Unit School District 5.
Rating
School
Type
Grades
Distance
Public - PK to 1
Public - 2 to 3
Public - 4 to 5
Public - 6 to 8
Rating
School
Distance
W J Zahnow Elementary School
PublicPK to 1

Rogers Elementary School
Public2 to 3

Gardner Elementary School
Public4 to 5

Waterloo Junior High School
Public6 to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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Nearby home values

AddressSold priceBedsBathsSqftLot (Sqft)
This home: 331 Independence Avenue, Waterloo, IL 62298
$440,000
5
3,610
–
$270,000
3
4
2,038
12,197
$214,500
3
2,016
–
$273,500
3
4
1,966
13,068
$280,000
3
2,682
12,197
$242,000
3
1,790
12,197

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Keller Williams Pinnacle

Based on information submitted to the MLS GRID as of 07/25/2025 02:55 PM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Properties displayed may be listed or sold by various participants in the MLS. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. Use of the MLS GRID data may be subject to an end user license agreement prescribed by the applicable MLS of the Member Participant, if any, and as amended from time to time.