Sold
Last Sold Price
2 beds772 sqft
412 Monroe St, Waterloo, IL 62298
Single FamilyProperty Type
1953Year Built
$269/sq ftPrice per sq ft
1 carParking Spaces

Description

Welcome to your dream home in Waterloo! This charming 2-bedroom, 1-bathroom residence has undergone thoughtful updates, making it the epitome of modern comfort and style. Discover freshly painted interiors, illuminated by an abundance of natural light that floods through the windows. New 4-inch trim frames the space beautifully. The kitchen boasts a host of upgrades including a sleek backsplash, elegant quartz countertops, under cabinet lighting, a brand new garbage disposal, and new appliances!...Welcome to your dream home in Waterloo! This charming 2-bedroom, 1-bathroom residence has undergone thoughtful updates, making it the epitome of modern comfort and style. Discover freshly painted interiors, illuminated by an abundance of natural light that floods through the windows. New 4-inch trim frames the space beautifully. The kitchen boasts a host of upgrades including a sleek backsplash, elegant quartz countertops, under cabinet lighting, a brand new garbage disposal, and new appliances! The bathroom features a tiled shower, a stylish vanity, an LED mirror, and updated plumbing fixtures that ensure efficiency. Additional enhancements include some new light fixtures throughout the home. The laundry is located in the full, unfinished basement. Outside, a generously sized yard is complete with a charming fire pit area and refreshed landscaping. Don't miss out on the opportunity to make this updated home yours!
  • Listed by: Stacey Lacroix 618.407.4156 StaceyLaCroix@yahoo.com • Strano & Associates
Listing closed: 08/21/2025 12:00 AM • Source: MARIS, MLS#: 25046157

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Recent comparable sales

Median sold price

$185,000

Avg days on market

28

Sale-to-list ratio

99.4%

Waterloo, IL

9 comparable properties found

$185,000 | 506 Veterans Drive, Waterloo, IL 62298
1/2
1

$185,000

Sold 05/04/26

2
Bedrooms
725
Square Feet
0.16
Acres
$185,000 | 704 Park Street, Waterloo, IL 62298
1/13
2

$185,000

Sold 10/03/25

2
Bedrooms
816
Square Feet
0.18
Acres
$195,000 | 209 Oak Street, Waterloo, IL 62298
1/33
3

$195,000

Sold 06/05/26

2
Bedrooms
832
Square Feet
0.08
Acres
$190,000 | 508 Stiening Street, Waterloo, IL 62298
1/2
4

$190,000

Sold 05/08/26

2
Bedrooms
840
Square Feet
0.13
Acres
$149,900 | 703 Illinois Avenue, Waterloo, IL 62298
1/18
5

$149,900

Sold 08/18/25

2
Bedrooms
900
Square Feet
Unavailable
Acres
$130,000 | 106 Columbia Avenue, Waterloo, IL 62298
1/21
6

$130,000

Sold 06/18/26

2
Bedrooms
764
Square Feet
0.06
Acres
$190,000 | 317 Walnut Street, Waterloo, IL 62298
1/16
7

$190,000

Sold 09/15/25

2
Bedrooms
959
Square Feet
Unavailable
Acres
$184,000 | 406 Walnut Street, Waterloo, IL 62298
1/22
8

$184,000

Sold 04/28/25

2
Bedrooms
976
Square Feet
0.19
Acres
$200,000 | 405 Veterans Drive, Waterloo, IL 62298
1/22
9

$200,000

Sold 08/26/26

2
Bedrooms
1,304
Square Feet
0.24
Acres

Location

Listing Courtesy of Strano & Associates

Sold By Tammy Mitchell Hines & Co.

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$1,215 per month

30 year fixed, 7.03% Interest

Principal and Interest

$1,110

Property Taxes

$105

HOA Dues

$0

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Property Information for 412 Monroe Street

Property Details
  • Taxes: $1,254 / year
  • MLS Type: Residential / Single Family Residence
  • Architectural Style: A-Frame
  • Waterfront: No
Building Information
  • Year Built: 1953
Summary
Location and General Information
  • City: Waterloo
  • County Or Parish: Monroe
  • Latitude: 38.340408
  • Longitude: -90.155546
  • Postal Code: 62298
  • State Or Province: IL
  • Sub division Name: Pautler Heights 02
Taxes and HOA Information
  • List AOR: Southwestern Illinois Board of REALTORS
  • Parcel Number: 07-24-383-013-000
  • Tax Annual Amount: $1,254.00
  • Tax Legal Description: LOT 30B PAUTLER HEIGHTS #2
  • Tax Year: 2024
  • AssociationYN: No
Parking
  • Attached Garage: No
  • Carport: No
  • Garage Spaces: 1.0
  • Garage: Yes
  • Parking Features: Detached, Garage, Gravel
School Information
  • Elementary School: WATERLOO DIST 5
  • High School: Waterloo
  • High School District: Waterloo DIST 5
  • Middle Or Junior School: WATERLOO DIST 5
Property
Lot Information
  • Living Area: 772.0
  • Lot Features: Level
  • Lot Size Acres: 0.2416
  • Lot Size Source: Public Records
  • Other Structures: Garage(s)
  • Property Condition: Updated/Remodeled
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
Property and Assessments
  • Above Grade Finished Area: 772.0
  • Above Grade Finished Area Source: Public Records
  • Documents Available: Plat
  • Documents Count: 2
  • Photos Count: 32
  • Year Built: 1953
  • Disclosures: Environmental Disclosure Available, Lead Paint, See Seller's Disclosure
  • Construction Materials: Vinyl Siding
  • NewConstructionYN: No
  • StructureType: House
  • BuyerFinancing: Conventional
  • HomeWarrantyYN: No
  • LeaseConsideredYN: No
  • OccupantType: Owner
Utilities
  • Sewer: Public Sewer
  • Utilities: Electricity Available, Sewer Available, Water Available
  • Water Source: Public
Interior and Exterior Features
Exterior Features
  • Fencing: None
  • Road Frontage Type: City Street
  • Roof: Architectural Shingle
  • PatioAndPorchFeatures: Front Porch, Side Porch
  • MIS_PoolYN: No
  • FoundationDetails: Block
Interior Features
  • Appliances: Dishwasher, Disposal, Microwave, Gas Range, Refrigerator, Washer/Dryer, Gas Water Heater
  • Basement: 8 ft + Pour, Unfinished
  • Basement YN: Yes
  • Levels: One
  • Main Level Bedrooms: 2.0
  • Bathrooms Full: 1
  • Bathrooms Half: 0
  • Bathrooms Total Integer: 1
  • Bedrooms Total: 2
  • Cooling: Central Air
  • Fireplace: No
  • Heating: Natural Gas
  • Interior Features: Kitchen/Dining Room Combo, Pantry
  • Laundry Features: In Basement
  • Window Features: Double Pane Windows
  • Rooms Total: 5
  • LivingAreaSource: Public Records
  • MIS_LowerLevelBathroomsFull: 0
  • MIS_LowerLevelBathroomsHalf: 0
  • MIS_LowerLevelBedrooms: 0
  • MIS_MainLevelBathroomsFull: 1
  • MIS_MainLevelBathroomsHalf: 0
  • MIS_MainAndUpperLevelBedrooms: 2
  • MIS_MainAndUpperLevelBathrooms: 1
  • MIS_UpperLevelBedrooms: 0
Room Information
Room 1
  • Room Level: Main
  • Room Type: Living Room
Room 2
  • Room Description: Kitchen/Dining Combo
  • Room Level: Main
  • Room Type: Kitchen
Room 3
  • Room Level: Main
  • Room Type: Bedroom
Room 4
  • Room Level: Main
  • Room Type: Bedroom 2
Room 5
  • Room Level: Main
  • Room Type: Bathroom
Room 6
  • Room Level: Basement
  • Room Type: Office

Property History for 412 Monroe Street

DateEvent & SourcePriceAppreciation
Aug 21, 2025

Closed (Public Record)

Public Record #1909937632

$208,000

+6.9% / yr

Aug 21, 2025

Closed

MARIS #25046157

$208,000—
Jul 18, 2025

Pending

MARIS #25046157

—
DateEvent & SourcePrice
08/21/2025

Closed (Public Record)

Public Record #1909937632

$208,000

+6.9% / yr

08/21/2025

Closed

MARIS #25046157

$208,000
07/18/2025

Pending

MARIS #25046157

—

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 412 Monroe Street

Taxable ValueLand$16,470Additions$34,940Total$51,410
Tax Record2025$2,786 ($232 / month)
Home Facts
Beds2Baths2Total Finished SqFt772 SqFtAbove Grade Finished SqFt772 SqFtUnfinished Basement SqFt772 SqFtStories1Lot Size10,524 SqFtStyleSingle Family ResidenceYear Built1953Year Renovated1953ZoningWR3CountyMONROEAPN07-24-383-013-000

Schools near 412 Monroe Street

This home is within Waterloo Community Unit School District 5.
Rating
School
Type
Grades
Distance
Public - PK to 1
Public - 2 to 3
Public - 4 to 5
Public - 6 to 8
Rating
School
Distance
W J Zahnow Elementary School
PublicPK to 1

Rogers Elementary School
Public2 to 3

Gardner Elementary School
Public4 to 5

Waterloo Junior High School
Public6 to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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Nearby home values

AddressSold priceBedsBathsSqftLot (Sqft)
This home: 412 Monroe Street, Waterloo, IL 62298
$208,000
2
772
–
$140,000
3
3
1,168
10,485
$134,000
2
3
720
10,530
$185,000
2
1,341
9,583
$139,500
3
3
1,160
9,889
–
3
2
864
7,494

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Strano & Associates

Based on information submitted to the MLS GRID as of 08/21/2025 11:42 AM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Properties displayed may be listed or sold by various participants in the MLS. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. Use of the MLS GRID data may be subject to an end user license agreement prescribed by the applicable MLS of the Member Participant, if any, and as amended from time to time.