20509 Front Beach Road
Description
- Listed by: Bridgett L Hall - Cotton • A List Beach Realty LLC
Recent comparable sales
Median sold price
$655,000
Avg days on market
77
Sale-to-list ratio
92.4%
Panama City Beach, FL
9 comparable properties found
$525,000
Sold 07/22/26
- 4
- Bedrooms
- 3
- Bathrooms
- 2,277
- Square Feet
- 0.15
- Acres
$565,000
Sold 08/31/26
- 4
- Bedrooms
- 3
- Bathrooms
- 2,250
- Square Feet
- 0.15
- Acres
$940,000
Sold 03/20/26
- 4
- Bedrooms
- 3
- Bathrooms
- 2,639
- Square Feet
- 0.37
- Acres
$566,387
Sold 02/27/25
- 4
- Bedrooms
- 3
- Bathrooms
- 2,336
- Square Feet
- 0.13
- Acres
$655,000
Sold 12/11/25
- 4
- Bedrooms
- 3
- Bathrooms
- 2,336
- Square Feet
- 0.13
- Acres
$725,000
Sold 04/16/25
- 4
- Bedrooms
- 3
- Bathrooms
- 2,496
- Square Feet
- Unavailable
- Acres
$725,000
Sold 04/16/25
- 4
- Bedrooms
- 3
- Bathrooms
- 2,496
- Square Feet
- 0.11
- Acres
$650,000
Sold 03/31/25
- 4
- Bedrooms
- 3
- Bathrooms
- 2,884
- Square Feet
- 0.26
- Acres
$2,630,000
Sold 04/30/26
- 3
- Bedrooms
- 3
- Bathrooms
- 2,080
- Square Feet
- 0.11
- Acres
Location
Sold By A List Beach Realty LLC
Payment Calculator
$15,023 per month
30 year fixed, 6.55% Interest
$13,978
$1,045
$0
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1Property Information for 20509 Front Beach Road
- Taxes: $12,535 / year
- MLS Type: Residential / Single Family Residence / Single Family Residence
- County: Bay County
- Architectural Style: Coastal
- Waterfront: Yes
- Waterfront Features: Gulf
- Subdivision Name: Laguna Beach Estates
- View: Gulf
- View: Yes
- Stories: 2
- Year Built: 1996
- Lot Size: 0.10 AC / 4,356 SF
- City: Panama City Beach
- County Or Parish: Bay
- Directions: From HWY 79 toward Front Beach Rd., make a left at the Y intersection. Home will be on left immediately next to beach access 82.
- State Region: FL
- Postal Code: 32413
- Latitude: 30.245371
- Longitude: -85.93798
- State Or Province: FL
- MLS Area Major: 03 - Bay County - Beach
- MLS Area Minor: 0325 - Beach - West South
- Parcel Number: 36624-000-000
- Association: No
- Tax Annual Amount: $12,535.00
- Tax Legal Description: LAGUNA BEACH ESTS (1.10) 13D2 W 40' OF LOT 1 BLK 1A ORB 4015 P 1693
- Tax Year: 2021
- Elementary School: West Bay
- High School: Arnold
- Middle Or Junior School: Surfside
- Garage Spaces: 1.0
- Garage: Yes
- Virtual Tour URL Unbranded: https://my.matterport.com/show/?m=79V4jn T5q Bx&brand=0&mls=1&
- Building Area Total: 2466.0
- Lot Size Acres: 0.1
- Lot Size Area: 0.1
- Lot Size Dimensions: 40x105
- Lot Size Units: Acres
- Lot Size Square Feet: 4217.0
- Living Area Source: Appraiser
- Year Built: 1996
- Human Modified: No
- Green Energy Efficient: Appliances
- Sewer: Public Sewer
- Utilities: Water Connected
- Community Features: Short Term Rental Allowed
- Construction Materials: Hardiplank Type, Wood Siding
- Roof: Metal
- Levels: Two
- Stories: 2
- Stories Total: 2
- Bathrooms Full: 3
- Bathrooms Total: 3
- Bedrooms Total: 4
- Rooms Total: 9
- Cooling: Yes
- Cooling: Central Air, Humidity Control
- Appliances: Convection Oven, Energy Star Qualified Appliances, Electric Oven, Electric Range, Electric Water Heater
- Room Description: Room contains bunks.
- Room Dimensions: 11 x 8
- Room Length: 11.0
- Room Level: Second
- Room Type: Bedroom
- Room Width: 8.0
- Room Description: Kitchen Dining Combo
- Room Dimensions: 25 x 12
- Room Length: 25.0
- Room Level: First
- Room Type: Dining Room
- Room Width: 12.0
- Room Dimensions: 12 x 11
- Room Length: 12.0
- Room Level: First
- Room Type: Bedroom
- Room Width: 11.0
- Room Description: Features 208sf Private Balcony.
- Room Dimensions: 25 x 15
- Room Length: 25.0
- Room Level: Second
- Room Type: Primary Bedroom
- Room Width: 15.0
- Room Description: Kitchen/Dining Combo.
- Room Dimensions: 25 x 12
- Room Length: 25.0
- Room Level: First
- Room Type: Kitchen
- Room Width: 12.0
- Room Description: Has private balcony and walk-in closet.
- Room Dimensions: 15 x 14
- Room Length: 15.0
- Room Level: Second
- Room Type: Bedroom
- Room Width: 14.0
- Room Description: Great room combining fireplace sitting area.
- Room Dimensions: 25 x 15
- Room Length: 25.0
- Room Level: First
- Room Type: Living Room
- Room Width: 15.0
- Room Dimensions: 11 x 10
- Room Length: 11.0
- Room Level: Second
- Room Type: Primary Bathroom
- Room Width: 10.0
- Room Description: Contains additional storage & refrigerator.
- Room Dimensions: 20 x 15
- Room Length: 20.0
- Room Level: First
- Room Type: Garage
- Room Width: 15.0
- Units Furnished: Partially
- Mobile Dim Units: Feet
- Occupant Type: Occupied
- Land Lease: No
Property History for 20509 Front Beach Road
| Date | Event & Source | Price | Appreciation |
|---|---|---|---|
| Jan 18, 2022 | Sold (Public Record) Public Record #1482467525 | $2,750,000 | +18.3% / yr |
| Jan 18, 2022 | Sold CPAR #720547 | $2,750,000 | — |
| Jan 1, 2022 | Pending CPAR #720547 | — | |
| Dec 29, 2021 | Listed (Active) CPAR #720547 | $2,700,000 | — |
| Jul 24, 2018 | Withdrawn ECAR #803820 | — | |
| Jun 5, 2018 | Sold (Public Record) Public Record #623591839 | $1,495,000 | +12.2% / yr |
| Jun 5, 2018 | Sold CPAR #672742 | $1,495,000 | — |
| Jun 5, 2018 | Listed (Active) ECAR #803820 | $1,495,000 | — |
| Jul 6, 2016 | Sold (Public Record) Public Record #581184943 | $1,200,000 | — |
| Jul 6, 2016 | Sold CPAR #630668 | $1,200,000 | — |
| Apr 22, 2016 | Pending CPAR #630668 | — | |
| Apr 9, 2015 | Listed (Active) CPAR #630668 | $140,000 | — |
| Dec 4, 2007 | Expired CPAR #331443 | $2,900,000 | — |
| Apr 22, 2005 | Listed (Active) CPAR #331443 | $3,400,000 | — |
| Date | Event & Source | Price |
|---|---|---|
| 01/18/2022 | Sold (Public Record) Public Record #1482467525 | $2,750,000 +18.3% / yr |
| 01/18/2022 | Sold CPAR #720547 | $2,750,000 |
| 01/01/2022 | Pending CPAR #720547 | — |
| 12/29/2021 | Listed (Active) CPAR #720547 | $2,700,000 |
| 07/24/2018 | Withdrawn ECAR #803820 | — |
| 06/05/2018 | Sold (Public Record) Public Record #623591839 | $1,495,000 +12.2% / yr |
| 06/05/2018 | Sold CPAR #672742 | $1,495,000 |
| 06/05/2018 | Listed (Active) ECAR #803820 | $1,495,000 |
| 07/06/2016 | Sold (Public Record) Public Record #581184943 | $1,200,000 |
| 07/06/2016 | Sold CPAR #630668 | $1,200,000 |
| 04/22/2016 | Pending CPAR #630668 | — |
| 04/09/2015 | Listed (Active) CPAR #630668 | $140,000 |
| 12/04/2007 | Expired CPAR #331443 | $2,900,000 |
| 04/22/2005 | Listed (Active) CPAR #331443 | $3,400,000 |
For completeness, we often displays two records for one sale: the MLS record and the public record.
Public Records for 20509 Front Beach Road
Schools near 20509 Front Beach Road
Rating | School | Type | Grades | Distance |
|---|---|---|---|---|
| Public - | PK to 5 | |||
| Public - | PK to 12 | |||
| Public - | 9 to 12 | |||
| Public - | PK to 5 |
Rating | School | Distance |
|---|---|---|
West Bay Elementary School PublicPK to 5 | ||
Surfside Middle School PublicPK to 12 | ||
J.R. Arnold High School Public9 to 12 | ||
A. Gary Walsingham Academy PublicPK to 5 |
School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.
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Nearby home values
| Address | Sold price | Beds | Baths | Sqft | Lot (Sqft) |
|---|---|---|---|---|---|
This home: 20509 Front Beach Road, Panama City Beach, FL 32413 | $2,750,000 | 4 | 3 | 2,466 | 4,356 |
$1,250,000 | 4 | 3 | 2,466 | – | |
$2,224,752 | 6 | 5 | 3,805 | – | |
– | – | – | – | 3,877 | |
– | 4 | 4 | 4,847 | 3,136 | |
$1,800,000 | 5 | 4 | 2,701 | 3,484 | |
– | 4 | 4 | 3,374 | 4,182 | |
$1,153,649 | 3 | 4 | 1,858 | 6,534 | |
$6,200,000 | 8 | 10 | 5,500 | 3,920 | |
$1,125,000 | 3 | 3 | 1,708 | 6,534 | |
$5,500,000 | 8 | 10 | 5,500 | 3,920 | |
$1,375,000 | 3 | 3 | 2,076 | 5,662 | |
$4,901,000 | 5 | 5 | 3,730 | 15,681 | |
$550,000 | 3 | 3 | 1,682 | 6,600 | |
$215,500 | – | 2 | 1,341 | 5,968 |
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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.
Listing Courtesy of A List Beach Realty LLC
The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.
